Savings Vs Investment?

[Neo.op]

Saving is not a method I would prefer to be honest. Investing and waiting, then selling an asset is what I like. We need to choose that we will invest carefully and timing is really important. I tried to HODL some and I ended up losing more than %50 of my funds. Market is not going very well in the past 2 years. If we are to buy alts, these months are good to buy because we will see an increase in the future.

[Best Dreams]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

I agree with this because saving is little risk but the money you have put in saving wont grow unlike investment that there is a risk it depends on kind of investments you have but if you know what to do there is a potential that your investments will grow and become double with in a year.

Exactly it is useless to save your money but investing it can give you profit. If you save Your money so long even then it will remain the same but if you will invest it so it will increase and make profit for you. You should invest your money or makes money more than double. Waiting will be reward but try to invest in safe site avoid scamming

[Faxmate]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Very important tropic you have made. I never treated investment is a gambling.There are several types of investment such as high risk & low risk. For good investment you will be get good reward i mean your money will increase here a lot of risk. But saving is 100% safety definitely it’s true because here no risk involvement. So, both of way are very different purposes i think.                

I also don’t consider investment as any form of gambling. Other than that, investment is much more beneficial than simple savings in terms of money and as you have already mentioned, both have very different intentions behind them. Investment is for making money ultimately, that means you do not have enough money or want more. Contrary to this, saving means you have some money and want to keep it for future use.

[minime0105]

Investment when you know you can take the risks.
Savings when you want some stability in your life.

its the same difference between having a girlfriend and having a wife.

[pinggoki]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

For me I prefer both, why? Because in savings I am saving money in order to have extra money in case of emergency and etc. While in investments I am investing my money in order to have enough profit by just investing it and sleeping my money on the investment that I've made, for example investing in bitcoin, you are just putting your money in bitcoin in order for you to earn a money when the great pump up comes or when the pump up comes, but when you are just saving your money your just making it to sleep and no progressive.

[bitcon]

They say iIn every crisis, there is opportunity. Well, crisis is still going on. Invest and also save. It makes a difference with the life status. A family man will do everything to provide for his family, he will even do both save money and invest for the future and at the same time work harder. For a businessman, he will build a business thru his savings and get busy with it like its his investment. But for someone whose purpose is to get rich, get high and throw party with hookers, he will rob this family man and the businessman. 

I guess that you need to invest and save - both of these variants should be chosen.

Savings must be sufficient enough to use this money at least for 2-4 months until the crisis is over or you get no profit from investments. On the other hand, investing in cryptocurrency will give you one day great earnings, which can be the best payment for your patience and the right choice as well.

[doomistake]

Investment when you know you can take the risks.
Savings when you want some stability in your life.

its the same difference between having a girlfriend and having a wife.

I almost gave you merit for this great analogy *claps*

Savings always come first, in case something important came up like an emergency, then second is investment. Investment for me is a way so you could multiply your savings, the only difference is that, savings are just a sitting cash, and investment is a passive or active way of having income. People who doesn't know what to do first between these two happens to lose money or profits all of the time.

WE should know always our priorities to be able to make decisions we are not going to regret someday.

[jazmuzika217]

Yes you have a good point. But I think people always choose savings rather than investment because they don't have enough knowledge to invest. And they are afraid that their savings and capital will going to loss because they are not knowledgable. In my own opinion it is good to invest then save your profit in fiat money form.

[Maslate]

In my own opinion I will go to investments because when you are going to invest your money or funds there is a huge chance that your money will double or triple it's price as long as your investments is a good one and those pick those investments that are scams. Investing is one of the good way that will help you to be more successful in the near future.

It's alright to think of investing but you have to understand the risk.
What I followed is a procedure that should be done for everyone who are willing to invest, first step is to learn how to save then start investing.

You also don't have to put all your money in investment, you need to ensure you have funds for your emergency as we can never expect what will happen in the future. If you struggle to save, that means its not good for you to invest.

[Shasha80]

In my opinion saving and investment are just as important, to be successful requires both. It's just a matter of how
we split the portion of our money, now that 70% of my money are invested.Then the another 30% just in saving for
daily living expenses. Now for investment is split again become 50% long-term and 20% short-term. Until now go
according to plan.To anticipate losses in investment we must increase savings by looking for extra money. I have been
undergoing my financial arrangements like around 4 years, fortunately running smoothly. I wish all of you success too
with your respective financial strategies.

[supercanada1]

You have to know the right way to save, save objects that have long-term prospects such as property, buildings or land. Investing now is like gambling, we don't know which investment can give us profit. If you wrong when put your investment money then you will go bankrupt.

Certain things are meant to be saved and the ones you mentioned like property etc are among them but the list needs to be updated because we live in modern world now. So the assets mean different thing now. People are using plastic money, they want everything at a click away and bitcoin is the best currency to fulfill their desires. I consider bitcoin as a saving rather than investment which is going to help my future generations.

[alan2here]

Saving also includes investment, but investment has more risks. However people who save are good at managing their money. Moreover, in the future if you have retired from work, these savings will be useful for example making a business or other things that are profitable.

Savings are essential in our daily lives and if you are working in this market then this is something you should consider in the near future because that money will help you a lot. In fact, I always spend a small amount of money to invest in this market because this is the place that will create a lot of benefits for me and I can manage my assets without being controlled by anyone.

In my opinion, only spend 5% of the money you earn to save because it is the minimum for you to feel safer in this life. You probably won't have to use that money right now, but you will certainly need it if there's an emergency.

[AicecreaME]

You have to know the right way to save, save objects that have long-term prospects such as property, buildings or land.

This is an investment, not savings. Savings is the cold cash that you have inside your safe, or in your bank account, and this is the life saver of most individuals that lives in the society. Savings is your triumph card so that you will not sell the things where you invested your money like properties, stocks, and shares when crisis comes.

Investing now is like gambling, we don't know which investment can give us profit. If you wrong when put your investment money then you will go bankrupt.

Investing is always like that, it is now or never in investing, trial and error, to know what will happen in the end, without risks your money will run out before you know it, and that is more scary.

[abel1337]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

if we save too much I think this is not a good thing, we should try to do the 40% saving technique and 40% investment of our profit and 20% is used for our needs. this can be used as an option so that investment continues to run and there is reserve capital for us

There are many different ways of dividing your asset depending on your own needs. There are many suitable asset plans for every one of us it just differs in every situation. Some people tend to invest everything they have which is very exhilarating, They might have their own plans that are embedded in their minds or maybe there are someone who focuses on saving than investing. Like you do save for a piece of machinery that will turn into an investment someday.

[jmigdlc99]

Go for investments.

Personally, my savings are just my emergency fund. They consist of about 10% of my investment portfolio. I believe savings accounts are foolish if you expect to grow your money at what, 1-2%, per annum? You only live once and it's more important that you try as much as possible to grow your nest egg. Investments earn way more than what savings accounts can earn in much less shorter timeframe.

[pinggoki]

Go for investments.

Personally, my savings are just my emergency fund. They consist of about 10% of my investment portfolio. I believe savings accounts are foolish if you expect to grow your money at what, 1-2%, per annum? You only live once and it's more important that you try as much as possible to grow your nest egg. Investments earn way more than what savings accounts can earn in much less shorter timeframe.

Savings and investments are in a different way, you are making savings for some emergency happenings that may happen to you and in case of you need money you can easily have money because you have savings. Savings in a bank just like having a 1-2% of interest will not make you earn good profit but when you start to invest your funds on different investments it will help you to earn a lot and those investments will give you the profit you want, as long as you know where you are investing at.
That is the difference between savings and investments.

[NewRanger]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

if we save too much I think this is not a good thing, we should try to do the 40% saving technique and 40% investment of our profit and 20% is used for our needs. this can be used as an option so that investment continues to run and there is reserve capital for us

some people want to take save action with their money.they think its very difficult to earn money, so they prefer save it bank with low interest but give more security and certainity.only less people that courage to take some risk by investing their money into financial market that have high risk such as forex market, stock market or even cryptocurrency market.just take decision that suitable with our type with deep analisys , don't just following suggestion for friend or anyone else.

[Darooghe]

Investing doesn't mean playing around with your money and making tough decisions with high risk. Cryptocurrency is way too volatile to pour your savings into. It's gambling with your savings. Sure play with it if you have excess money you don't mind losing, but the general advice from this sub is to don't put money where there isn't a guaranteed return on your investment. Especially if it's your savings.

[Murat]

In terms of cryptocurrency saving, it's also called an investment for sure, and Investment is just a different thing which includes a lot of risks factors, While you invest in somewhere, then you must get involved in taking the risk, but saving is different criteria which only include the risk of storing something, But in terms of profit obviously Investment is more capable than savings, but I don't find any higher difference in the cryptocurrency platform between saving and investment, If hold Bitcoin that must be called it saving and investment as always, but in different aspect, Investment is always far better than saving, Because investment create a movement and further mobility, You know when it has mobility then it creates another window.

[djselery]

In my view, both are profitable ways and we have to try out both to maximize our potential profits. The investment looks a bit riskiest than saving, but its potential profit is also larger, and sometimes we have to take the risk to make money. Saving involves risk too, because the market is unstable and the volatility is still high, but if you choose to hold the most promising cryptocurrencies, then you can easily minimize the loss.