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Author Topic: People keep asking me to borrow money, some of them for betting  (Read 1846 times)
TelolettOm
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July 21, 2024, 11:23:39 PM
 #261

They keep asking ypu because ypu keep handing it out.  It's simple just say no.  I guess there are some exceptions but most of the time money amd friends or family don't mix well.  In the case that someone can't pay it back I wouldn't want that to divide us and our relationship.  And just tell them that.  They should respect your position.
Sometimes it is not so easy to say No if they are close people. But if their purpose is to use the money for something not really necessary, I agree that we must say No. Borrowing the money shouldn't be the option for something unnecessary, it is for an urgent matter only. If we borrow them money for unnecessary matter, they will easily asking for borrowing money again. It is because they will think 'we are the people who can easily lend money'. This is not good for us, it will bring complicated problem. Sure, if they always avoid to repay the loan money, we must be unsatisfied and may break the relationship. Those people who borrow the money, probably will avoid to meet use very often. Finally, as you said above, it will divide the relationship.



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July 22, 2024, 12:24:16 AM
 #262

At first I don't think I can borrow anyone money for gambling, because am already familiar with the risk in gambling that one can either win or lose and most time the chances of losing is higher than that of winning. And you asking people to lend you money for gambling is a sign of gambling irresponsibly. Because one point about gambling is to gamble with what you can afford to risk not the other way round, because the money you are asking for is not for you, so In other word you are using money you can't afford to risk which is bad . Better still one should just wait till he or she have any amount of money to spare rather than borrowing money that you may lose at the end.

I can borrow money for anything as long as it's a small amount like beer money. Even if it's gambling and even if I consider such behavior irresponsible. And I’m ready to say goodbye to this money in advance, but that doesn’t mean that I won’t expect it to be returned to me. If I don’t get them back, then I’ll say goodbye to him, I can give a person a chance, but if he missed it, then he won’t get a second one.

Lol  Cheesy ouch well every one have their way of doing things, as for me I prefer not to take the risk by avoiding borrowing my hard earn money to someone that is planning to use the money for gambling, and I will give out my reasons to the individual so that he or she can understand the reason why am not taken that risk . Because the chances of the person winning is not guarantee so is either he lose or win and most time is more of losing than winning, and it also depend on the amount of money the Individual is demanding for .

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July 22, 2024, 12:53:53 AM
 #263

They keep asking ypu because ypu keep handing it out.  It's simple just say no.  I guess there are some exceptions but most of the time money amd friends or family don't mix well.  In the case that someone can't pay it back I wouldn't want that to divide us and our relationship.  And just tell them that.  They should respect your position.
Sometimes it is not so easy to say No if they are close people. But if their purpose is to use the money for something not really necessary, I agree that we must say No. Borrowing the money shouldn't be the option for something unnecessary, it is for an urgent matter only. If we borrow them money for unnecessary matter, they will easily asking for borrowing money again. It is because they will think 'we are the people who can easily lend money'. This is not good for us, it will bring complicated problem. Sure, if they always avoid to repay the loan money, we must be unsatisfied and may break the relationship. Those people who borrow the money, probably will avoid to meet use very often. Finally, as you said above, it will divide the relationship.
That is because they can beg us to lend our money to them no matter what is our reason, they will still asks us to do that thing. We will feels difficult if that person is very close people to us but many times they betray our trust to them by not pay back the money. But surprisingly, we  will not feels bad too long about that because we can forgive them doing that. However, we must say No as you said because if that money will be used for gambling, we are the same as makes them addicting to gambling because they will thinks that we will lend our money to them.

Someday, we will face a difficult situation with people like that as they will not care to us although they already lent much money to us but they don't wants to repay the money. At that time, we will regret it why we are so kind to them but they do that bad things to us. But if they want to lend our money because an urgent matter such as buying food or fills their daily needs and they really wants to repay the money, we can lend them but we don't have to hopes they will pay the money because they use that money to buy the food.

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EarnOnVictor
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July 22, 2024, 06:59:29 AM
 #264

They keep asking ypu because ypu keep handing it out.  It's simple just say no.  I guess there are some exceptions but most of the time money amd friends or family don't mix well.  In the case that someone can't pay it back I wouldn't want that to divide us and our relationship.  And just tell them that.  They should respect your position.
When someone comes to me and asks me to borrow their money, first I will ask them what they will be using the money for, and if I notice the money is meant for gambling or something else that I notice is not really necessary, then I will say no. It’s really easy to request a loan from someone, but most people always find it very difficult to pay it back. I have borrowed some people, whom I call friends, but they couldn’t pay them back, and the funniest part is that some of them stopped talking to me just because they took a loan and couldn’t pay it back. So if I'm giving money to anyone, then it’s always an amount that I know, even if they don’t pay, it’s not going to affect me in any way.


Friendship is nice and all until one person lends out money. I prefer keeping my friends away from financial matters. How do you perceive the person would use the funds for gaming? Players are very cunning at making up lies when asked similar questions. It's also quite very reasonable to give such friends what we are able to lose. Friends do this because of the comfort they've built with one another. Treating friends like strangers in business matters works best, just that the friendship bond would diminish, but the good aspect is, they'll return the money as agreed. Gambling friends hardly pay back even when the fun is in their wardrobe. Normally, coming across this unworthy behavior shouldn't shock you.
I can see that you appreciate friendship a lot, but my brother, this might be because of the circle of friends you keep, some friendships could be so ugly to the point that you will not lose your guard for a minute around them. I have a mixture of characters as friends but I have met some friends who claimed that they can only trust themselves and not a single friend they keep. That must be out of bitter experience and I can see that in his determined facial expression. Notwithstanding, I agree with some points, after all, we can't generalise everything, you said of the good and bad, still, you seem to have raised too much bond and friendliness in friendship, but most friendships are just by mouth.

Besides, I've never been a stingy person, if I can bless strangers, how much more are my friends? But at the same time, friends may frustrate your good intentions and make you a fool for it if care is not taken. It gets more hurtful if you discover that the friends you are helping with your hard-earned money are gambling it out and losing it regardless of whether you borrow or gift them. I don't think anyone can comfortably continue to waste money, even as the ones you borrowed them were never paid back.

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July 22, 2024, 07:37:00 AM
 #265

At the moment, I am very strict about debts and do not want to lend money to anyone even for ordinary needs, only in case of emergency I can do this and only to very close friends. If I suspect someone of betting, then I will never lend money to such a friend, because I know how it works. I used to actively place bets and I know that the player is ready to do anything and even lose friendship and everything else just to win back. The desire to act out is very strong and incredibly difficult to overcome. Maybe someone will say that I am greedy, but after my debts were not repaid 2 times, I became angry and will not lend money to anyone again. I won’t even be offended if they call me greedy, but then I won’t look for a player all over the city so that he can return my money to me.

R


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July 22, 2024, 11:44:26 AM
 #266

This is the reality, these people will take advantage of the good heart that we've got. We have to learn to say no.

Because if we don't, they're going to abuse that attitude of ours and they'll keep on asking it even though they haven't paid yet their outstanding balance.

I am done with that era that I've got no obligations yet in the past years and that's why I am not that strict at all in lending money. But come on, we're working hard to earn for ourselves and we just can't keep on handing it out.
That's right, when we don't want to lend money, whether for any reason, regardless of whether the person wants to spend it on gambling or not, we have every right to deny the loan, since the money was earned by you, that doesn't make us bad people.

And not only that, opportunistic people tend to take advantage of the generosity of good people, first they ask them to borrow money, they don't pay it back and then this just evolves into other things, leading to disrupting their personal life.

I believe that the first sign of an opportunistic person is when we lend some money and in addition to not paying it back, they never mention the debt.
Exactly, those are the kinds of opportunistic people and think that they're not obliged to pay their debt. When approaching, they seem to be shy and meek.

But then in times of asking them for the payment, they'll ignore you, and much worse they make you look like you don't need the money.

We need to be hard on ourselves so that we won't be taken advantage of by those people. Although there might be some real scenarios that you can't ignore when they're real important matters. But about gambling or any other recreational purposes, a big no.

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July 22, 2024, 11:58:18 AM
 #267


If someone asks money, especially for betting purposes, the best answer you can give is to tell them to seek for a lending platform or bank, instead of asking you for funds. It's just too complicated to deal with loans without guarantees ensured by the law of your country. Unfortunatelly the truth is that the law protects the monopoly of banks on this matter, so they don't have competition on this business, where common citizens could be offering loans with cheaper interest rates in an open market.

Well, yeah, every country has its own regulations, and in a country where an individual is not allowed to lend money to people unless the person has a registered company and license to operate as a lender, then anybody who chooses to neglect the regulations of their country will bear the risk of action. Just like you have said, the best thing is to ask the person to visit a financial platform or a bank to apply for their desired loan. The only condition that the person is allowed to lend to anyone is if they are ready to let go when the person doesn't pay back. 

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July 22, 2024, 12:19:25 PM
 #268

At first I don't think I can borrow anyone money for gambling, because am already familiar with the risk in gambling that one can either win or lose and most time the chances of losing is higher than that of winning. And you asking people to lend you money for gambling is a sign of gambling irresponsibly. Because one point about gambling is to gamble with what you can afford to risk not the other way round, because the money you are asking for is not for you, so In other word you are using money you can't afford to risk which is bad . Better still one should just wait till he or she have any amount of money to spare rather than borrowing money that you may lose at the end.

I can borrow money for anything as long as it's a small amount like beer money. Even if it's gambling and even if I consider such behavior irresponsible. And I’m ready to say goodbye to this money in advance, but that doesn’t mean that I won’t expect it to be returned to me. If I don’t get them back, then I’ll say goodbye to him, I can give a person a chance, but if he missed it, then he won’t get a second one.

Lol  Cheesy ouch well every one have their way of doing things, as for me I prefer not to take the risk by avoiding borrowing my hard earn money to someone that is planning to use the money for gambling, and I will give out my reasons to the individual so that he or she can understand the reason why am not taken that risk . Because the chances of the person winning is not guarantee so is either he lose or win and most time is more of losing than winning, and it also depend on the amount of money the Individual is demanding for .

Basically lending money to gamblers is the same as putting a carrot in a rabbit hole, and I am sure that a gambler who has the courage to borrow money just to gamble is someone who has started to enter the addiction phase, because you can see from their actions. which in my opinion is a fact that he has experienced an increase in his interest in gambling so that he is forced to borrow money just to gamble.

I think there is nothing wrong with your actions by preferring not to take the risk of not lending them any money at all, because most likely they will not return it to you on time, or worst of all they might not replace it at all, which doesn't mean impossible, because I am sure that when a gambler dares to take out a loan just to gamble then when they have money the first thing on their mind is gambling and not paying off debts.

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July 23, 2024, 09:06:10 AM
Last edit: July 26, 2024, 08:55:45 AM by Whicephas
 #269

It’s a tough spot when people ask to borrow money for gambling. I had a friend who did this, and it ended up causing a lot of strain in our friendship. They didn’t manage their gambling well and always needed more money. I’d suggest checking out some $1 deposit casinos, like those in https://playsafecasino.ca/1-dollar-deposit-casinos/, which might give a safer way to gamble without needing to borrow. Better to gamble responsibly with what you can afford, rather than risking relationships over borrowed cash.
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July 23, 2024, 09:40:04 AM
 #270

Why do we take the shittiest advice from our so-called friends when it comes to something as dumb as gambling? We're connection junkies. People are pack animals, wired to trust and belong. Our nature is lovely and foolish. Fitting in is preferable to making a smart choice

Gambling is about more than just earning or losing money. It depicts human life as a tumultuous dance of hope and misery. Every gamble is a tale of foolish optimism and risk-taking

Imagine changing our perspective. Instead than condemning gambling, why not use it for self-discovery? An ludicrous but informative mirror of our deepest wants, anxieties, strategies, and failures. We risk love, careers, and goals in this microcosm of life
control and choice are of course our own, I myself will not make suggestions that lead to something that will make things difficult for me in the future, as I said before, following a friend's advice that leads to difficulties is a mistake that can be said to be stupid if it is followed. the suggestion.
Indeed, gambling is not just about losing or winning, but our fate is determined and it depends on how we do it ourselves. The outcome that will happen depends on us, but it's not about winning or losing because it concerns those two things, I think it depends more on luck.

indeed, the perception that gambling to make money is a mistake and of course that must be changed, we must be able to change gambling to be fun with our own mindset that does not assume that we can make money by gambling for sure, as I said before above winning. it is determined by luck but with our fate it is up to us who have control in making decisions.

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August 08, 2024, 07:28:12 PM
 #271

Why do we take the shittiest advice from our so-called friends when it comes to something as dumb as gambling? We're connection junkies. People are pack animals, wired to trust and belong. Our nature is lovely and foolish. Fitting in is preferable to making a smart choice

Gambling is about more than just earning or losing money. It depicts human life as a tumultuous dance of hope and misery. Every gamble is a tale of foolish optimism and risk-taking

Imagine changing our perspective. Instead than condemning gambling, why not use it for self-discovery? An ludicrous but informative mirror of our deepest wants, anxieties, strategies, and failures. We risk love, careers, and goals in this microcosm of life
control and choice are of course our own, I myself will not make suggestions that lead to something that will make things difficult for me in the future, as I said before, following a friend's advice that leads to difficulties is a mistake that can be said to be stupid if it is followed. the suggestion.
Indeed, gambling is not just about losing or winning, but our fate is determined and it depends on how we do it ourselves. The outcome that will happen depends on us, but it's not about winning or losing because it concerns those two things, I think it depends more on luck.

indeed, the perception that gambling to make money is a mistake and of course that must be changed, we must be able to change gambling to be fun with our own mindset that does not assume that we can make money by gambling for sure, as I said before above winning. it is determined by luck but with our fate it is up to us who have control in making decisions.
Emotional people always end up making the worst possible decisions in life. An example of this are people who spend their whole lives buying lottery tickets to win the big jackpot, but end up financing the lotteries so much that when you look back, it would have been better to have invested in a business or financed their child's college education.

It's one thing to play for fun and earn a few bucks every now and then, it's another thing to put your hopes in the game.

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August 08, 2024, 07:51:47 PM
 #272

But then in times of asking them for the payment, they'll ignore you, and much worse they make you look like you don't need the money.
People are always friendly when requesting a loan, they will talk to you calmly, just to convince you to give them the loan, but immediately they get it, they will pretend they don’t even know you, and when you try calling some of them, they will stop picking your calls. Giving out loans is easy, but collecting it back is always the difficult part. A few people will take loans from you, and they will pay them back without giving you any problems. So when giving out a loan,  it should be for something important and not for gambling or other things that are not really necessary.

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erep
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August 08, 2024, 08:25:31 PM
 #273

But then in times of asking them for the payment, they'll ignore you, and much worse they make you look like you don't need the money.
People are always friendly when requesting a loan, they will talk to you calmly, just to convince you to give them the loan, but immediately they get it, they will pretend they don’t even know you, and when you try calling some of them, they will stop picking your calls. Giving out loans is easy, but collecting it back is always the difficult part. A few people will take loans from you, and they will pay them back without giving you any problems. So when giving out a loan,  it should be for something important and not for gambling or other things that are not really necessary.

Don't lend to anyone unless they need money for emergencies and medical treatment, even we have to be selective to lend to the right person, choose those who are responsible to pay back on time. However, if we lend to irresponsible people, they will always avoid you and they have many reasons not to pay the loan, the lender will look like a beggar because they always ask to pay the loan. People suggest not to lend to gamblers unless they provide collateral to guarantee to pay the loan, but relatively gamblers will take additional loans according to the price of the collateral rather than pay the loan.
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August 08, 2024, 09:00:02 PM
 #274

Some of people didn’t know what there doing if what we lead me to for a friend and ask him to borrow me money just because of betting some will even go and take a loan, what if they all the game didn’t enter how will him recovery the loan, I can never advice anyone to go borrow money for betting I can only advice anyone who’s interesting on gambling to accumulate money before betting rather to for a loan.

The friends of today only know a person when there in needed of something urgent is that very day they will knows you as a close friend, but once they achieve what they want they will definitely far away from you so that you will know see them to ask them or to know the actual date they can return the money they borrowed.

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August 08, 2024, 09:38:26 PM
 #275


But then in times of asking them for the payment, they'll ignore you, and much worse they make you look like you don't need the money.

As for me, I don't borrow people money that I can't afford to dash them, so that even if they don't later pay, it will not hurt so much. I hardly borrow someone money; instead, I can dash them unless the person drops valuable property as collateral, and when they pay back the money, they can get it back. People always have sweet mouths and act nice when they come to borrow money, with pity and sweet promises of paying back on time, but that's not the truth for some of them. borrowing some people money can make some of them even turn into your enemies, and borrowing has caused a lot of damage in friendships. The best someone can do to avoid all these sensitive situations later is to not borrow people money that you can't afford to dash them.

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August 09, 2024, 02:30:31 AM
 #276

Friendship is nice and all until one person lends out money. I prefer keeping my friends away from financial matters. How do you perceive the person would use the funds for gaming? Players are very cunning at making up lies when asked similar questions. It's also quite very reasonable to give such friends what we are able to lose. Friends do this because of the comfort they've built with one another. Treating friends like strangers in business matters works best, just that the friendship bond would diminish, but the good aspect is, they'll return the money as agreed. Gambling friends hardly pay back even when the fun is in their wardrobe. Normally, coming across this unworthy behavior shouldn't shock you.
when friendship has become friendship in my opinion helping each other is a natural thing to do, even I think it is mandatory even in financial matters, but what must be considered is the purpose of using the borrowed money for what. if the money is for important needs such as medical treatment or other reasonable things, maybe it doesn't matter, but if the purpose is to be used for gambling, of course it is not a good choice to lend it, because when someone borrows money to gamble and we lend it to them, it is the same as supporting them to continue gambling even though that is not true.

what you said is true, friends who like to gamble tend not to return the money they have borrowed, maybe what makes them not know themselves by confidently borrowing money again and again with their words promising to return it in a short period of time, that's just nonsense because I think even if they win, it is unlikely that they will remember their debt.
I myself will help even in financial matters if it is clear, but if it is for gambling, I will not, even without thinking twice, rejecting it spontaneously is the best choice.

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August 09, 2024, 10:27:43 AM
 #277

Some of people didn’t know what there doing if what we lead me to for a friend and ask him to borrow me money just because of betting some will even go and take a loan, what if they all the game didn’t enter how will him recovery the loan, I can never advice anyone to go borrow money for betting I can only advice anyone who’s interesting on gambling to accumulate money before betting rather to for a loan.

The friends of today only know a person when there in needed of something urgent is that very day they will knows you as a close friend, but once they achieve what they want they will definitely far away from you so that you will know see them to ask them or to know the actual date they can return the money they borrowed.
We will not advice anyone to borrow money for betting because that gives a risks to them. They will not know what is the risks especially if they wants to continue their gambling activity. Borrowing money for betting will never be a good solution for those who wants to playing gambling as they can lose that money and will difficult to repay the money. It is better they use their own money to betting than borrow the money from other people especially if they decide to go to loan shark because that will be a worst decision.

We can only advice them not to borrow money for betting but we can not force them to follow our advice. If they still decide that way, we can lets them do that and get the risks because we already suggest them not to borrow money for betting. Once they get the risks and have difficulty to repay the money, they will feels that what we suggest to them is right and we can hope that they gets the lesson.

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August 09, 2024, 06:07:42 PM
 #278

It's very common for these same friends to ask for money to borrow for bets via text messages. In addition to the potential headache, you run the risk of being scammed by someone pretending to be your friend, since his chip was hacked with SIM Swap.

Always confirm with your friend that it is really him who is sending the messages. Ask him to send an audio message stating the amount and payment date, as well as a password that only you know.

I almost fell for a scam.

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August 09, 2024, 06:31:48 PM
 #279

Taking a loan to gamble is literally moving some of the risk to the person who gives you the loan.

If you win, you pay them back, but you do not share the win.
If you lose you tell them you're broke and they have to work through sweat and tears to get the money back from you, most likely in installments.

The only situation where I'd lend someone money for gambling is if I had collateral and that person promised to give me a bonus if they win.

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August 09, 2024, 07:40:35 PM
 #280


People are always friendly when requesting a loan, they will talk to you calmly, just to convince you to give them the loan, but immediately they get it, they will pretend they don’t even know you, and when you try calling some of them, they will stop picking your calls. Giving out loans is easy, but collecting it back is always the difficult part. A few people will take loans from you, and they will pay them back without giving you any problems. So when giving out a loan,  it should be for something important and not for gambling or other things that are not really necessary.

Don't lend to anyone unless they need money for emergencies and medical treatment, even we have to be selective to lend to the right person, choose those who are responsible to pay back on time. However, if we lend to irresponsible people, they will always avoid you and they have many reasons not to pay the loan, the lender will look like a beggar because they always ask to pay the loan. People suggest not to lend to gamblers unless they provide collateral to guarantee to pay the loan, but relatively gamblers will take additional loans according to the price of the collateral rather than pay the loan.

Right, the point is to make sure that we will only lend money to the right people in the sense of people who are really in need in emergency situations such as for medical expenses that you mentioned, on the other hand I see that many gamblers always try to make loans as an alternative to meet their gambling needs by saying various reasons so that the borrower can trust and provide loans, meaning that many gamblers try to abuse the kindness of others in the context of loans.

Doing various ways to ensure that the person will really be responsible for the loan they take is an obligation for a borrower, at least ask them for something that can be used as collateral and I would also suggest making a written agreement where at least it can help you a little to collect. On the other hand lending money to someone who is identified as being involved in gambling is a big problem, in the sense that we know that when a gambler dares to borrow money then it means that they are already in the addiction phase and clearly in most cases usually they will most likely not pay their debts because when they have money they will definitely prefer to gamble the money rather than pay the debt.

So before you lend money, make sure that the person is not involved in gambling, and if it turns out to be true, then it's all up to you, please lend money as long as you are ready to let it go.

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