The location is one of the major factors for one to look at the rent or taking a loan for building their homes.
I've got friends that have settled in rural areas where lands aren't expensive and they can just work remotely which is the benefits that they've got from the company.
As we all know, working from home now is the setup that majority likes and favorable although not all really likes that setup.
So, renting is good for short term so that you can move anytime you want.
In the short term, renting is generally good and convenient but OP's dilemma lies in whether to buy a house considering all the factors/risks that may happen in the future. I wouldn't worry about all the possible factors coming from the external environment but would review the relationship seriously. If OP is 100% confident in the commitment with his girlfriend and would not fear that the relationship may break, why not buy a house ? Otherwise, any breakup or divorce in the future would severely ruin everything and drag OP into a mess that he may never come out of. I guess this is the focal point to really think about. I do agree if the commitment is surely but, to make it sure then they have to get married. That's the only way to assure that their relationship should be assured and that's the time that they should buy a house and pay for its mortgage. I've seen couples that have decided to take house loan but they're not yet tied to each other. In the end, many have become problematic and they didn't anticipated that they'll be ending with a break up. I cant really believe that there are couples who had decided to take up some loan even if they arent that married and on the time that they would be having a break up then the ones who had signed those papers is the one would be sued out or be asked out for those mortgages which is bullshit for someone to agreed upon.If you are really that legally married then it would really be that understandable that you both do have rights about your priorities or something that do talks about conjugal property which is really that very common. Renting isnt a waste of money specially if you dont have still the money for you to have your own house.There's no other options left when you are not financially ready. |
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So it's a personal thing for me. I can still continue if I wish to, but that doesn't seem like the wise decision. So let's hear what you guys want to say. Give me some advice from your personal experiences.
Better stop if you dont like to mess up your life because you would really get imprisoned.Its just sad that there's nothing we can do if government do really make out such step or decision and its the sad thing for us to deal with which we dont really have any choice whether to oppose or obey their decisions.It is really just sad that you are really that optimistic towards bitcoin adoption and recognition via applying it into your own business but it turns out that regulation issues would really be the main problem as always.So they do really end up on prohibiting crypto or Bitcoin into your place, so for now its better to cool it off if you dont like more problems be faced on potentially. |
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Always the best time is when people doubt the current mrket situation such as the price going down, and they are still hoping to get more dip is an excellent opportunity to buy, and also when people see the market is crashing. They doubt if they will keep accumulating bitcoin and always grab the chance. It's an all-or-never task thing to do.
The best time would be; 1.Everything is red 2.Everyone is on fear and freaking out 3.We are seeing fuds everywhere 4. Everything is negative 5. When there's blood on the streets (not literally)  Thing here is that you do really make yourself not that confident on taking such action.Why? because we are really that afraid on doing so because we do know that the price might even go way lower on the time that we had bought and this is the big hindrance. |
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This is the first I've heard of ChatGPT being used to predict sports. That's funny. I know that animals have been used to predict sports events. Paul the octopus, for example. Paul has predicted football matches 14 times and he's only been wrong twice. So if you want to win at sports betting, get a pet. It will probably make you a lot more money than the AI.
On the time i had read up then i dont really believe at all but on the time i did make out some research then it did really happen.LOL https://en.wikipedia.org/wiki/Paul_the_OctopusI havent read up the entire details on how predictions been made by this Octopus which it is surprising that it had been only wrong twice which is something that proves out that it does work. For ChatGPT then i doubt that there's someone would be posting up their results on using this thing. I read Paul's wiki and was surprised about his divination getting 12 out of 14 is quite remarkable, especially since the animal is not exposed to data of the competing team. I still wonder if it is just a coincidence but 12/14 obviously is not. AI development today is not good enough for sports prediction or other gambling outcomes. If you ask it, it will only give you a randomly generated answer. So better not to trust AI prediction unless you are wasting your bankroll to test the reliability of AI in predicting the outcome of sports betting. Even myself cant really be able to believe that an animal would be able to have 12/14 good predictions despite that it isnt really that something that you could believe that an animal would be able to do so. For the current AI trend and hype that we do have now, surprisingly on which people been using it on different ways and methods even into those things which arent really quitely relevant for it to be used. They would find it sooner or later on whats the relevance and whats the result or outcome on making use of these AI's when it comes to betting or simply make use in gambling. I dont really see any relevance at all. |
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I don't know how bad the reality is to counter analysis, but I'm sure this bear market hasn't been completely removed.
At this point people will pleasantly believe that we are out of bearish market, And those set of people does make use of chart to examine the gravity of Bitcoin ratio of increment. I will not support the motion that we are out of bearish market, because i know too well that the market of cryptocurrency is unpredictable. So many people will conclude that we are out of the bearish market due to the little increment we experience early January, but it's obvious that Bitcoin regulations in price can occur negatively now and within some minutes it reverse to be positive. People will become gods when the market becomes bullish and they speak as if the world belongs to them, they speak pearls of wisdom from their mouths to sway one another, whether this is bearish or bullish cannot be determined with such assumptions. But I think I agree with you because the recent price volatility is quite strange and quite extreme in my opinion, it seems that we haven't really been able to stay away from the bear phase in Q1 even though there has been a slight increase in bitcoin and altcoins. All of the positivity and all of the confidence would really be seen for most people and telling that this is the start of the bull run on for some all time highs without even trying out to be realistic that this isnt how this market behaves or works. Well its not surprising to have these kind of impulsive approach and reactions on the time that we are seeing greens but exaggerating it too much is never been that appealing nor good. It would really be creating that expectation and anticipation that it would surely happen and on the time that it did failed your expectation then you are really that ending up on getting annoyed or disappointed.Therefore, further discouragement and stress would be there so its not really that ideal to have this kind of mindset. |
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Well, I have to clarify that personally I have never had any loan or debt in my life so this thread has nothing to do with my experience but intends to find out how people in loan/debt deal with the problem. Let's say you take loans from a bank and sometimes for whatever reason, you can not pay the debt on time, then you borrow money from other channels. Sure this works for a certain period but later bad things may happen, you have to postpone the payment and struggle with finances again. Isn't this a vicious circle ? How would you deal with the problem ? I am all ears.
Taking a loan isn't addictive, it is that you take another loan to pay for your earlier loan and it go a cycle. It isn't addiction but rather a circumstantial need to pay off earlier debt. The only way to get out of this endless loop is to have extra earnings. If you have lots of time, you can look for a side job. Earning from this side job can help you greatly to get out of that endless debt cycle. And be thrifty but not to the point you are harming your health. Everything should be in balance specially when earning money.Yes, we could have multiple sources but we should also mind and prioritize our health too because we know that on the time that our body is ill then it would be still useless since those money that you are earning would really be just going into hospitalization on which thi isnt something that we dont really like to happen. Taking up some loans just to pay up another loan is something a very common scenario and even myself is really that able to experience this one because there are really moments in life which you cant really be able to avoid to take up some loan just because you had been shorted out on your budget and some unexpected situations or circumstances. |
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This is the first I've heard of ChatGPT being used to predict sports. That's funny. I know that animals have been used to predict sports events. Paul the octopus, for example. Paul has predicted football matches 14 times and he's only been wrong twice. So if you want to win at sports betting, get a pet. It will probably make you a lot more money than the AI.
On the time i had read up then i dont really believe at all but on the time i did make out some research then it did really happen.LOL https://en.wikipedia.org/wiki/Paul_the_OctopusI havent read up the entire details on how predictions been made by this Octopus which it is surprising that it had been only wrong twice which is something that proves out that it does work. For ChatGPT then i doubt that there's someone would be posting up their results on using this thing. |
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But I think if I'm still in the same state for these play to earn games then sure that I may fall for this type of scam. And to those that like it that much, verify the source and the contents of what you're downloading before you proceed to press that accept and download button.
How it's possible to verify the source and contents? you have no way to verify since the source is closed, using virus total to scan the file doesn't effective because sometime it can't detect a malware or regularly show false positive result. The best way is never download any NFT game in your personal phone, if you really interested to play the game, it's better to bought another phone which you will use to download any unsecure apps or clicking random links. This is why im not really that downloading any wallet into my phone or any that is really connected into my crypto wallet because im that really a fan on downloading games and not into those NFT but also in other games that could be found neither on playstore or in various places on net as long it does interest me then i would download it.Just like you had mentioned which i do have separate mobile device for personal use and for crypto wallet which i could make out some transaction without worrying if your mobile phone is infected with some malware or not but its not really that common for android viruses but this is really that very common on personal computers. |
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2. Fear of losing money:
This is the main fear of all on which it would really be resulting in fear of being wrong and fear on leaving money on the table.It is all interconnected which is really that needs to be overcome
if you do want to succeed on this kind of career on which facing up volatile prices is never been an easy thing to deal with because the fear of losing money and the fear of taking up
risk on which this had been always the common approach.
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Yeah, he has proven that he can win outside of his native country Japan. But if this one is going to be held in Saitama again, Inoue will have so much confident because he wanted to please the crowd again, just like what he did against Donaire, devastating knockout win.
Perhaps we may want to re-phrase that, chances of Fulton are slim to stop the train hype of the Inoue. Naoya is on a destructive path that we don't know who is going to beat him in 122 lbs.
Fulton is really in a tough challenge here as Inoue will be the crowd favorite despite being the challenger. I can't imagine this fight will end in judges' scorecards as if we follow the trend, Inoue will easily win here via KO. As long as Fulton is willing to go toe to toe, it will not be a boring fight, and of course, he has to suffer a painful defeat as Inoue is such a heavy hitter. Depends how tough Fulton's chin against Inoue's power. But we all know that there are no chin in the boxer that can't be broken. Sooner or later, they will have to face a boxer that punches hard and their chin are going to be soft. Fulton might not go toe to toe because it will be dangerous for him and will try to avoid Inoue's power punch. Not saying it will be boring, but Fulton could not be willing to go fight in that strategy in the first half of the fight but then will adjust how the fight goes. Cant really be still that too confident for Inoue to make some infight against Fulton.Not to reside with Fulton but we know that he wont really be that a belt holder for nothing.Its true that there's no such thing about tough chin specially if it gets hit hard but we dont know on what extent it could hold into.For sure Fultons team is really that finding methods and ways on beating or trying to counter basing up on how Inoue fights.Month of May is fast approaching and having 5 months of training is something that would be sufficient specially for Inoue on trying to go with heavier weight division? Lets see. |
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Technological developments can happen quickly, what we value at the moment is very valuable can become worthless in a short time, let's open our minds and always be realistic, don't be too fanatical that will make us very sorry, always monitor developments so that we can survive when bad things happen.
A very must have on someones mind and perceptive on which we should really expect the unexpected since there no such thing about lasting like forever.There's always come more better and more advanced compared on what we are currently dealing off with.We arent saying that Bitcoin could be replaced but there's no way that we can really make assurance that the future would really be finalized or already been known. There's no man that could ever know on whats ahead and this is why we should really be that prepared for whatever things that might reach us ahead. Drop to zero? Its possible but in todays condition and recognition into Bitcoin then it is really hard to believe on with this kind of probability. |
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Stay away from any Bitcoin FUD and always remember that Bitcoin has faced death so many times and still prevails, this is beyond stoppable for the haters now, the only thing they are capable of is the CBDC and FUDs.
And those new ones would become old ones and be tried to be replaced by new ones and the cycle continues.This is why its never been that ideal to be conclusive in things.Its not bad to be that optimistic but dont make yourself do stick into it because nothing do last forever but somehow basing up on the progress and changes then we can really say that it is really be currently the big thing as of this moment. You could both deal on things which is basing or according into your preference.Whether we do hate up fiat and banking system due to centralization but we cant still ignore considering that they are still mainly being used along the way. |
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When the price of staple products goes up, it will be difficult to go down, there are always moments that trigger an increase in product prices, for example inflation, necessities of life such as electricity, clean water, and so on. This is what we must anticipate from now on, namely by continuing to look for sources of income so that not stress with rising prices of basic necessities.
Once the basic commodities prices start rising up, I don’t think it will ever drop again. And just settle with thinking that inflation is here for good, so we all need to expect prices surging from time to time. This is the best time not to depend on sole source of income, but rather go out from your comfort zone and explore the outside world where you can still make use of your skills and capacities in exchange for good compensation. That way, you will never keep on complaining why there are always sudden price increase, because you have prepared for it already. And most likely, you might be prospering instead as you already have multi sources of income that will provide your needs. Dont make yourself believe on things which arent really that likely to happen but rather it would be that impossible for it to happen and just like you said that inflation is here for good and we would really be having a future on which goods and commodities value and prices are really going high year by year on which it is something that is really inevitable to happen.Better to make yourself prepared for whatever things that might happen ahead because we would really be expecting a future where prices of goods/commodities/services would really be that expensive.This is why it would really be just right that we should be finding up ways for us to improve our income so that we would be able to sustain. |
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I think it can only work if their token has fixed rate to usd. Anyways if it's fixed rate, it doesn't matter at all to use their own token. I know there are some crypto casinos using their owm cryptocurrency that can be bought and sold in centralized exchanges. But I think nearly all of them added their coin/token as option. Making it mandatory to use in that specific exchange may damage their business in my personal opinion.
So you'd like a casino to issue a stable coin? That would require big money just to support the peg and then additional money on top of that to have the bankroll. I don't think it's ever going to happen because if a business had so much money to launch a stable coin and keep it pegged to the dollar in a competitive market they'd be better off launching another casino like primedice did with stake. It's more profitable than a coin and a coin can fail on its own which will damage your casino business. Nobody would take that risk. I agree that this would be too much of a risk for no gain at all, after all why a casino would need their own stable coin? If anything it would make way more sense for a casino which eventually wanted to release their own stable coin to release their own exchange first, this way not only they will enter in the one industry which is even more profitable than gambling while at the same time there would be a real need for them to eventually release their own stable coin. If i would be a casino owner then i would be setting out aside on such idea on which im not really bothering or hassling myself on making my own casino stable coin and would be integrating it into the platform. Having Bitcoin and other top altcoins are just enough to do their job or something that you would really be minding on accumulating from players and not to make use of something that is stable. Im not really seeing that much of this idea to have been applied on current casinos that we do have today which does simply shows that this idea isnt really that effective at all. |
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As we will most likely continue to see bear market for this year, what are you stacking up on and why? I would love to know so I can see what people are interested and there reasoning for it.  . Bitcoin - 60% ETH- 10% SOL- 10% MATIC-10% ADA- 10% I know that Bitcoin should be mainly be accumulated but it isnt always that bad to make out some diversification. This is why its up to you on how you would make out those divisions as long you do know the risk and also dont put all of your eggs in one basket because we do know that the lots of coins you do involved the more chances of making profits specially when market tends to have a bullish run. |
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I have searched and seen that; Dollar-cost averaging is the practice of systematically investing equal amounts of money at regular intervals, regardless of the price of a security. What is your best strategy for Dollar Cost Averaging, do you do it weekly, monthly? What do you advice and why?
https://www.investopedia.com/terms/d/dollarcostaveraging.aspDepends on you since you do know on how big is your funds and you do know on how you do make out such partition whether it would be purchased in small percentage with those price decrease increments or would really be tending to buy all on a certain point and we do know on how DCA do looks like on keep buying whenever the price is dipping even more.It does really matter on how much money you are allocating or budgeting on the time that you do make out such move.Not all does have the funds and not all does have the capacity on whatever things that they are dealing with specially if it does need up money. |
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Hi gamblers, it's a simple question I want to ask...
Remember it is said that, in gambling, the house always wins, I Want us to look at this two scenarios and tell if this are not actually a way to win/beat the house..
Imagine yourself as a new gambler who just joined a casino, played a few dollars and with luck on your side, you win money running into thousands of dollars, will withdrawing your money plus winnings from that casino, never to return there to play again, mean you have beaten that casino?
Secondly, imagine that on your first day of gambling, you gambled $200 and in the process, won money running into hundreds of thousands of dollars, you withdraw the money and start up your own business, and never returned to gambling again, isn't this one way to beat the house?
I don't know if the term you beat the casino is correct in the situation you gave as an example. Maybe from the few dollars that turned into thousands of dollars, I can say that you can withdraw it right away. But in 200$ that became 100k$ because of your gambling win, that's quite a large amount, perhaps, I don't think they will just allow you to withdraw it so easily. Because the gambling management has things to do there, they will screening you for sure. So it's a bit like it's too good to be true, this is just my thought friend. Depending on which site you are really dealing with but if you do stick into legit ones then you might be paid up right away but its true that with that amount then screening and double checking if there's something wrong then it would really be that a common behavior among into these houses because making a few hundreds into thousands of dollars is really that very unlikely.If they have seen none then they would really just simply release it.Hit and run isnt something a right word for this one but it is really that pertaining on completely stopping when you are in big hits which is always been that recommended but only a few could totally be able to apply this principle because most of the time which gamblers do really losses up their winnings back into the house just because they decided to play even more for more profits. |
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Thanks for sharing your life story. Those experiences not only enriched your life but also urged you to take responsibilities bravely. As the pandemic broke out three years ago, I was bumping into small trouble financially but thanks to my awareness of saving up for unforseen economic conditions, I had a relatively comfortable life in the following years. I am doing well as of now but still interested in having more sources of income to secure the future to the most extent. I wouldn't worry about money if I were to continue to discipline myself. It's a pure joy to be disciplined actually.
once I was robbed on the name of investment - that was the loan money. In a third world country $3000 dollar is a good amount amount. It took me 4 months to pay back my dues - and the scammer withdrew the money and enjoyed it. I was called fool and stupid and my friends never attended my phone call thinking that I might ask for help. In that bitter time - I learnt that no one is your friend - only my mother stood by my side in that horrible time. When it comes to friends then dont expect that they would really be at your side on the time that you are in great trouble or problem specially with finances.No one would be ever on your side but rather with your own mother or family which this is definitely a real story.Several occasions or situations in my life which i had been put up on such condition not only talking about financial problems but also in other personal problems we do have in life.You cant rely with friends because they are really just that good when you do have the money and you do have the benefit into them.On the time that you are useless then they would just easily dump and ignore you which i have learned up that lesson entirely. |
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People always have the mind of something better than the other. Humans can't be satisfied when it comes to wealth. Based on the understanding people will be ready to take risks. Regrets shouldn't be the end, because we just feel bad of missing the opportunity. So rather thinking the future is is good to look for the right moment and invest at the right time.
When you do have goals and targets in life then you wouldnt be able to achieve or attain it if you wont really be making yourself some effort and action or simply the hardwork.Lots of people had made out some regret on the time that they had missed out crypto opportunity into those early years on which if we had just ride off on the train then we might had already cherish out millions of dollars of profits but we know that we just missed out that golden train.Some do just easily move on and still trying out their best to deal with this market but there are people who are hardly be able to move on because they've been always thinking about those opportunities that had been past up. |
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he has been heavily addicted to gambling because he should only chase victory and leave gambling.
She is definitely addicted to gambling, I don't think someone that's not addicted to gambling will gamble with the money that's not his/her own, I don't think their is any assurance that you are going to win when gambling, when gambling the chances of winning and losing is just 50/50, so why will you use the money that's not your own to do what you are not assured of win. Definitely she have being doing it before and probably she have been winning but she is not lucky this time around. She have to be forced to pay back the money so that she can learn her lesson. Maybe you have a point too. She might be doing this even before but it’s only now that she has been caught because of severe gambling addiction. My worries is on her classmates because now that their funds are lost, then how they will cope up with their upcoming graduation? I just hope the parents of this student involved in gambling will also make an action on how to resolve the problem because whatever their daughter has done, it will always affect them. Totally under your responsibility unless if she's married but if not then she would be always under you and also even if they arent been able to told so which it would really be that initiative for the parents on trying out to face on what their daughter had committed which i could say that this isnt something a small amount to deal with.If she do have a wealthy family then money issues wont really be that much a problem but if not then this is where huge argumentation and discussion would happen on how they would be paying up. As for the admin or faculty then graduation isnt something that could be delayed.Parents would be still trying out to contribute again about on what are those fees and other payments as long their child would be able to graduate.Things would be dealt up later. |
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