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1841  Economy / Economics / Re: Business failure among small-scale entrepreneurs on: September 29, 2022, 10:51:07 PM
There are many reasons why small businesses fail, but some of the most common include inadequate planning, poor management, insufficient funding, and a market that is too competitive, and not daring to play hard.
and often small businesses do not have the resources or expertise to compete with large companies, and this can result in them not having enough customers, leading to financial problems and ultimately failure.
This is what should be a reference because there are already many examples so that before starting a business, of course, we must prepare for this so that it does not become a loss in the business we are running.
Although indeed this can also be a good experience but of course we certainly do not want failure in business because experience does not have to come from failure even though failure is a factor in experience.
1842  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: September 29, 2022, 09:12:52 PM
They fail to solve that during January and we will see another club winning the Bundesliga
Ever since Pep Guardiola left that club they have always won the German league
They have to do everything to get a new number nine coz I know that Ronaldo will leave Man utd January transfer
Why are you so sure of that? Did you get a little leak from those closest to you or from Ronaldo who you said would leave Manchester United in January. And if you know it's January you mean next year? because what this year has passed is unclear, it cannot be repeated again. Sometimes what you say makes me have to laugh even though in my heart. Where will Ronaldo move to?
This will only be another exaggerated rumor about Ronaldo because indeed he is a star and when he doesn't feel at home at one club and another big club needs a classy striker then it is certain that he will be linked even though there has been no official statement about this and there is still no further movement as it is still a very long time (a few more months) before the transfer starts.
1843  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: September 28, 2022, 10:27:36 PM
Bayern performance in the UCL is not in doubt because they can always qualify for the semifinals and with their inconsistent situation in the Bundesliga I think it's not a big problem for them because Bayern have a busy schedule so far so they prioritize the UCL over the Bundelsiga because in bundesliga they will find it easier to improve the rankings when they are not on a busy schedule. well from this situation I tend to be more worried about the fate of chelsea where they are very inconsistent in the domestic league or in the ucl. I hope Chelsea can improve their performance.
That's right, for the group stage I don't even remember when they qualified in second place because they are always at the top from season to season so there is no doubt that for the group stage they clearly dominate.
But indeed sometimes things like this don't always go smoothly for them because after going through the group stage they have to be willing to be eliminated in the next stages and most likely this season will be like that I think.
1844  Economy / Economics / Re: Business failure among small-scale entrepreneurs on: September 28, 2022, 09:01:41 PM
Inadequate Financing

Let me talk about this point as I don't accept such as one reason why a small scale business should fail, we can consider what we often referred to as business growth as a process whereby an enterprise proceed from one developmental stage to another and just as we know that many businesses started from being small to expand to something big in the later future and we've got some good examples of some businesses that has little start up capital and remain committed to it and they eventually got advanced and the business turn big while some have started with huge amount of capital but ended in bankruptcy within the shortest period, so it's a responsibility of funds utilization in business expansion and its management, start small and grow big is better than starting big and ending up closed down.
In this case it may be a target that we need to consider. Because in business, especially for small businesses, it is clear that we do not have to set high targets to fit our budget.
Actually, in this case insufficient capital can occur for several reasons and indeed for a small business, it will be more or less affected by capital, even though what you say is starting from small to big, but in this case, adequate money management is needed so that things like capital do not happen which is not adequate.
1845  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: September 28, 2022, 08:23:40 PM

C Ronaldo will consider moving to his local league than going to Bayern if Manchester United will let him go, am not sure if Manchester United Wes
I sell him soon. He's part of Teng's long-time plan. Except Manchester United buy Good striker next season who can fit in.
I don't understand why so many people expect him to go to Bayern when it's clear Bayern don't want to bring them to the Alianz Arena and are more interested in Kane now.
Ronaldo's condition is indeed still able to compete in the Bundesliga but we also have to see that his style of play doesn't really match Bayern's game which is clearly a problem if forced.
In addition, many Bayern officials have also given statements that he will not be at Bayern so why should he continue to be involved when the club itself does not want him to be there.
1846  Other / Politics & Society / Re: Education seems to have failed in some developing country on: September 27, 2022, 05:23:07 PM
School is not meant to get a job but to change people's perspective for the better. But now the stigma has changed a bit because most people's Mindset has been set that school is for better jobs because there are classifications for some companies that do make education a special classification but actually the purpose of school is not to get a job.
Most people have this wrong mindset concerning school,  that school makes one to be successful in life by getting the best Job. I think this mindset work before but not any longer. The world as change that you don't need to be university graduate to be successful. The main purpose of school is to make one think well.
This has to be changed because this mindset seems to be passed down from generation to generation which makes the stigma that school is a place to get a good job which is always the main focus so that the essence of school as a place to seek knowledge seems to be slowly getting rid of.
Actually, in this case, schools with decent jobs cannot be separated because at present some companies clearly accept their employees based on the education they provide but this should not be used as one of the goals of educated people to focus on school only for work.
1847  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: September 27, 2022, 04:31:08 PM
Romelu Lukaku doesn't think of coming back to Chelsea after his loan contract with Chelsea ends. I find it normal as he hasn't been happy for a long time after signing for Chelsea. It was one of the worst deals for Chelsea in their history by the way. They sold him to Inter for 74 million euros and bought him back for 113 million. But now Lukaku doesn't even want to play for Chelsea in the future anymore.

Inter might even continue to extend his loan until the end of his contract to sign him without a transfer fee. We haven't watched properly at Inter yet as he has been injured for some time. But I bet he is very happy to return here. He would surely show that to us by his effort.
That must be a good decision by lukaku as chelsea didn't need him and he needs to find another club to use his service. I hope that he will be getting the right club. it seems like that he didn't like how chelsea was treating him like he has no value. Chelsea has been making so many bad decision. This team was selling their players for cheap price and then they are buying back again with the higher price which is non sense in my opinion.
Chelsea must have stopped that trend caused by that will be so bad for the financial club.
Maybe indeed he is better at Inter because Chelsea seems to still be applying the same scheme as before but if circumstances force him to have to be at Chelsea maybe he should also try with Potter now. Regardless, it is very difficult for Inter at this time to buy Lukaku because the price is still very expensive for Inter to buy. the chance of extra time on loan is still possible but do Chelsea want to do that?
1848  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: September 26, 2022, 07:48:22 PM
Signing Mane wasn't a bad idea, but I agree that they needed a more typical replacement for Lewandowski, and Serge Gnabry is not that guy, with Kane renewal at Tottenham, Bayern Munich would need to break more than just the bank in order to sign him, there's no chance that Tottenham would let him go.
Sadio Mané is the kind of player all manager would love to be in their team. But the presence of Mané in Bayern Munich doesn't suit well in the team as I see him struggling to improve in his performance. Bayern Munich is a big club and one can easily turn out to be a flop there because there's high level of competition for those on the pitch and backup players. Julian Nagelsmann only choose his kind of players that posses the qualities he needs in games. Let's give mane some time to check if he can try his best to adapt to the Bundesliga pattern of game.
He's not unfit at Bayern but he's not very comfortable in his current position.
after losing Lewandowski Bayern indirectly lost a pure striker and Mane is not a player who always creates goals like Lewandowski because we know when he was at Liverpool he was more often a player who provided assists than goals so having a different goal as a target man did not suit his game.
1849  Other / Politics & Society / Re: Education seems to have failed in some developing country on: September 26, 2022, 06:26:33 PM
School is not meant to get a job but to change people's perspective for the better. But now the stigma has changed a bit because most people's Mindset has been set that school is for better jobs because there are classifications for some companies that do make education a special classification but actually the purpose of school is not to get a job.
1850  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: September 26, 2022, 05:29:41 PM
Basically the games are getting harder as the days go by. The fight is competitive. Now all the teams are playing or will play to their maximum potential to retain their position. Now we all are waiting for Man City, Manchester City, Arsenal games. Hope we will enjoy these games.
Readiness in maintaining performance will be more challenging in every matchday to come. big teams should not consider the team they are facing weak because every game there is always a surprise. At the beginning of this week we will see some big matches that will be very interesting to watch. including Arsenal vs Tottenham and Manchester City vs Manchester United and Liverpool vs Brighton. now what is interesting to look forward to is the game scheme from manchester united whether Erik can maintain the 4-time winning trend that has been achieved in the previous match or they have to swallow defeat at the Etihad stadium.
After the international break we were presented with some big matches in the EPL and of course this is something quite good.
This will be decisive in changing the standings I think especially for Manchester City, Arsenal and Tottenham because we know these three clubs are now in a positive trend and their vulnerable points are only 1 point between positions 1-3.
Interestingly, at this time, there is not a single club that is really seeded in this big match.
1851  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: September 26, 2022, 02:18:26 PM
Maybe Bayern Munich might have to find another striker in January as it is too difficult for them to convince Kane or his team to sign him.

There is really no alternative player who is in my mind for now. They shouldn't be in a hurry to sign a striker at the same time also. I mean that they should be in search of a good striker already now. Because if they make a wrong transfer then I don't expect much thing would change for the team. They need a productive striker who can adapt to German football in a short time. Because they won't have much time ahead to wait for him to adapt to the team as they would try to improve their form quickly.

On second thought, maybe Patrik Schick might be a good candidate in case they fail in bringing Kane. He is a really talented striker and Leverkusen aren't in a good condition. It would be easier for Bayern to convince him.
Indeed there is no alternative now because indeed they only rely on a few wingers and midfielders to create goals because there are no pure strikers there. Although there are good strikers like Mane, Gnarby and their midfield is filled with players who can create goals but this cannot be done in every game because Finishers are important to create momentum in the opponent's defense.
1852  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: September 26, 2022, 01:45:48 PM

In the last four games in the Bundesliga, Bayern Munich has scored 4 goals, and they have conceded 5 goals. Bayern Munich has trouble scoring against defensive teams. And most teams in the Bundesliga will play a defensive strategy against Bayern. And so Bayern needs an experienced striker now, or they will have to come up with a change in match strategy. I look forward to seeing Nagelsmann's strategy against Leverkusen. Now that Bayern Munich can't add new players to the squad, Nagelsmann is likely to change tactics in his next match.

You are right, actually the problem that Bayer faces is the finisher part. Mane has not been able to answer the needs that Bayern need in the previous four matches. there may be several reasons that Mane always struggles to score goals, some rumors say it doesn't match the strategy pattern that Nagels often uses, some say Mane is better if he plays as a winger.

but for sure, in the match against Leverkusen. Nagels must be able to restore the confidence of his squad and win the game. not easy, but Nagels must answer any doubts that currently tend to corner his position as boss of Bayern Munich.

I believe, Bayern will win the match against Leverkusen.
The problem is that Mane is one of those players who typically runs instead of waiting for the ball so indeed when he is used as a target it will be very difficult for him to fill this, his position and at Liverpool are slightly different because when he played at Liverpool he was more often running on the side of the field and exploring the opponent's defense and when his new role at Bayern as a target man clearly needed another adjustment for him.
Looking for a Finisher in the transfer break will be very good I think for Bayern.
1853  Economy / Gambling discussion / Re: FIFA 2022 world cup on: September 25, 2022, 10:09:22 PM
Actually I wasn't too sure when the Nations League became the benchmark now, but indeed for Brazil today they are very different from a few years ago.
The condition of their players is even and there are many potential new players for them at this time.
Call it Vini, Richalrison and Antony in attack and Militapo in defense.
Not to mention with the support of players who can currently be considered as caliber as Raphinha and Neymar, it is clear that Brazil is currently a strong candidate after several years of absence.

Well this is something that has to be recognized, for me Brazil is a country that has a lot of talent, the players are quite efficient, they have a lot of attacking output, they have a Neymar who, no matter how hard he is, is a player who can solve a game in 1 second, at the least expected moment he can score a goal, these Nations League games sometimes I see it as a double-edged sword, there is the tremendous blow that CR7 took with the Czech Republic goalkeeper, he shed a lot of blood and I think more than one in Portugal got nervous, these hits and any type of injury can mean that a player is left out of the lineup.

Cristiano Ronaldo left bruised and bloodied after sickening collision in Portugal match



Quote
Cristiano Ronaldo was left dazed and with a bloodied nose after a collision during Portugal's Nations League clash with Czech Republic on Saturday. The veteran forward was given medical attention following the incident.

Source:https://www.express.co.uk/sport/football/1673877/Cristiano-Ronaldo-bruised-bloodied-sickening-collision-Portugal-Czech-Republic

This inning was tough, and it could have been worse, the players who are key to their teams shouldn't risk them, well that's my way of thinking.
At the moment Tite is not too concerned with the squad because indeed he has many options for the Brazilian players now and their talents are now quite complex especially some of them are still very young.
As for Neymar, it's a bit difficult because there are some things that I don't really like about his attitude but this doesn't make him play badly on the pitch.

Btw I saw Portugal's match against Switzterland and the impact that Ronaldo received did look very hard, I hope things don't get worse and leave an effect after the match even though he did have to get treatment at that time.
1854  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: September 25, 2022, 09:50:44 PM
Most didn't give Manchester United a chance against Liverpool but they went into the match and secured the victory with class and since then they have really had a good run. I think this derby between Manchester United and Manchester city is not going to be easily predictable.

City are in good form especially with their goal machine who is in goal hunger mode, but this is a derby that would be very tight even for a striker like Halaand. United players are showing their worth even at the euro nations league with good stats. I would go for a win for Manchester United what do you guys think?
Manchester united was in a bad form at the beginning of the season and lost the first two games going into the new season, it was natural to write them off but the outcome was different and I believe everyone was left in awe at how Manchester United turned the game around and came out with a win against Liverpool who were also in a poor condition going into the game. However poor form or not you just have to give Manchester United the credit.
But apart from that, there are actually many people who are still a little unsure about Manchester United. But indeed it is something that is quite natural because, apart from the previous few seasons, they are currently quite good, although there are still some problems for them, especially in their front lines.
for the current line of defense since their captain was substituted I think there are still no problems that really need to be fixed.
1855  Economy / Economics / Re: Education on: September 25, 2022, 08:14:43 PM
I agree - the modern key of success is skill
The more skilled the person is the more successful the professional is - these day youngsters are learning skills rather than running after degree - they want to be their own boss.
The way of thinking today is very different from a few years ago.
Relying on education to be successful is actually the classic way and it's obvious that as technology advances and the Internet becomes more sophisticated, things like this have progressed quite a bit.
I will not take the example too far today, many young people in my country do things like this, some of them even put education aside and put education as secondary to being successful. Even though education is important, on the other hand, they are also aware that there is too much competition through education.
1856  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: September 25, 2022, 07:51:56 PM
Harry Kane could really do exploits for Bayern Munich if the deal pulls through. Kane is an exceptional player who I strongly believe can strive and maintain top scoring form in any league on the world. For a team like Bayern who have very talented players including Sadio Mane, Musiala and Gnabry it will definitely be an atmosphere for Harry Kane to make impact, scoring a high amount of goals and strengthening the team.
The news about Kane will obviously make Tottenham a little threatened now because seeing a pretty good offer and the lure of getting a good place at Bayern is clearly tempting especially since the main position and targetman are clearly visible in this offer.
But we know the scheme that Tottenham always do when their star is glimpsed by other clubs and a few seasons ago City had to give up bringing him. It's not an easy thing to get Kane out of Tottenham now.
1857  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: September 25, 2022, 12:17:40 AM
More and more rumors for a potential Conte Bis to Juventus at the end of the season.

For these rumors Conte is not renewing his contract with Spurs.

I remember that Conte was recently signed by Tottenham shortly after conquering Italy at the helm of Inter Milan. Conte's mission was to help the London team win back titles, and he's had a good campaign, especially in the Premier League.

I would be quite surprised to see Conte leave Tottenham after such a short time and showing such a good result... is the offer he received really that good?
He became a savior in the midst of the destruction of the club he had been to because although he had a bad temper but we also can't rule out the fact that he is very competent in coaching.
But in this case I think it's still too difficult for him to leave now especially in this case there are some problems with the clubs that are linked with him like Chelsea who are not in good shape financially.
1858  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: September 24, 2022, 11:38:42 PM

I think on the contrary, Liverpool's defense is not that bad because they are one of the teams that have conceded the fewest goals  only conceded 6 goals or 3 teams with the lowest conceded after Brighton and Manchester City. I personally see Liverpool's performance declining in attack even their total goals are lower than Tottenham and also none of their players on the top scorer list while last season they put 2 players on the list.
I personally feel that they are still very good but even their defensive line is like that, it still leaves a lot of gaps for the opponent even though in this case they still conceded 6 goals.
On the other hand their attack line is also not very good. Although they have scored 15 goals so far but it was thanks to a streak of 9 goals at Bournemouth after that they still struggled to create momentum and Goals.

Christiano Ronaldo may be banned in playing the premier league for smashing an Everton fan phone if found guilty.  If really found guilty it will be so tough for Ronaldo.  Christiano Ronaldo have been going through alot this season, he never found in his favourite team he desired to play for and now facing another tough challenge.
I have not heard this news and I also do not know what this chronology is like. Can you explain in more detail first.
1859  Economy / Gambling discussion / Re: FIFA 2022 world cup on: September 24, 2022, 10:50:58 PM
After seeing the latest Nations League games I can conclude that the main favorites this time won't be from Europe,European bigger teams are being in not a good condition and the one who probably is somewhat better which is Italy didn't make it to this tournament for this time.I think this will be disputed between Brazil and Argentina and I also predict a final between them.There are no other teams except the big European ones who can defeat Brazil or Argentina but seeing these European teams in a lot of difficulties it is only natural now that the World Cup trophy is not going in Europe this time.
Actually I wasn't too sure when the Nations League became the benchmark now, but indeed for Brazil today they are very different from a few years ago.
The condition of their players is even and there are many potential new players for them at this time.
Call it Vini, Richalrison and Antony in attack and Militapo in defense.
Not to mention with the support of players who can currently be considered as caliber as Raphinha and Neymar, it is clear that Brazil is currently a strong candidate after several years of absence.
1860  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: September 24, 2022, 10:27:16 PM
Do you really think that there are alternative formations that don't pose the risk of being too week, taking into account the potential absences? They are talking about four players, which is quite a hardly foreseeable scenario. The decision making process will be hard, but I have hope in Xavi.

Barca has dense squad now and even with four players out, I think they will be able to put good squad against Mallorca. The difficult part is that three days later they have game against Inter in CL and that is very important for them if they want to keep good chances of advancing to the next stage. Xavi has to make some tough calls here.
But if you look at two of the 4 players who have to recover, it's not very good.
De Jong and Kunde's performances are needed now especially as they will face Inter and El Clasico in the near future. The absence of this player is clearly a bit of an obstacle, especially since Barcelona currently always plays with De Jong and Kunde as the main choices.
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