Not sure where you got all those information from. Are you sure "most of the coins" are held by few people? Or are you just assuming things? Based on the stats provided by shield132 (not sure if legit or not or how accurate it is), you can see that the coins are well spread and no such address holds "most of the coins" (though I agree, you can't exactly know who holds the wallets. Like someone might spread his coins into different address). But still, what makes you think its not possible to use crypto currencies as store of wealth if most bitcoins are owned by few people? People use gold as store of value, yet the governments of the world owns most of the golds.

And why XLM?

No it's not them. They are not causing the "ban" of crypto currencies. By the way, how can we "ban" something that is decentralized? You just can't. Look at p2p torrenting. Was the government able to "stop" it. Nope. It's still going on despite various attempts to stop piracy.

1. I have seen only few countries "imposing" those bans. What I have seen in common is that most of those country are somewhat "corrupted" and have no "major" reason to put a ban.

2. Negative effects? It would be ignorant of me if I say there are no "downsides". Google it and you will get to know. But remember, the advantages outweigh the downsides.

3. Same as every fiat currency.

This is very common in the crypto market. Once we see the price of bitcoin falling, the altcoins starts to go down even faster than you can imagine. Just look at the charts when you see a slight downtrend in the price of bitcoin. You will see that altcoins are raining red. This happens because people starts to panic like you. Another reason might be that people starts selling their altcoins so that they can take advantage fo the bitcoin price dip.
You should have known better. Never panic sell. When price drops, the number of coins you are holding is still the same. It's the price that has dropped, not your coins.

Who knows. We might see further correction. Or maybe the price has already corrected itself.

Honestly, none of the people you have mentioned in the thread has "full control of the price".

1. Bitcoin whales? Yeah, they do have some "influence" in the price, but that's a short term influence. Any actions taken by them affect the market shortly (and recovers back quite quickly).

2. Nope. Banks have nothing to do with the price of bitcoin. At least for now.

3. Wall streets are going to be the last guys over here.

4. Same as wall street.

5. Top crypto exchanges can have some influence in the market if they manipulate the prices. But I doubt any honest exchange does anything like that. Even if they do, it's going to have a long term affect on the market, which people will eventually realize and move away from centralized exchanges.

6. Crypto Influencers can' control the price, but can manipulate it for a short term.

No one knows how much lower bitcoin can drop. What makes you think 40k to 42k is going to be the lowest? Don't keep on waiting. It might never happen and the price might go even higher. Or it might takes months or maybe years. You don't want to wait this long and miss all the opportunities you might have got when you invested now.
But if you firmly believe that it's going to drop below 42k, then yeah, wait and watch. If it does, good for you . If it doesn't don't regret and start all over again!

Good. Teach them everything and on the process you will be benefiting yourself from it! Provide them with proper resources and guidelines. Help them learn how to secure their wallets. Show them what mistakes people have made so that they don't repeat the same. I am sure you will be able to convince the benefits of crypto currencies and make them join the community. If you can, tell them to join the forums too!

But I hope you aren't shilling for those coins that you have mentioned. I mean why those coins (ADA, LINK, BET) instead of BTC, ETH or other well known coins?

Careful when you choose a coin. There are scam coins everywhere. Even in binance. It's not like binance can predict if a coins is going to be a scam or not. You will never know the true intention of a person unless they ends up showing. So a coin might seem legit and then all  of a sudden, they may do an exit scam. So just because its listed on binance doesn't mean the coin is good and legit. But Binance does try to detect those scam coins early and remove them.
Oh, and don't forget, there are lot of shitcoins (shitcoins aren't scam coins but coins that are clone or has no real use case). Don't invest in those.

What we should learn is that people like Elon Musk can easily have an influence on the market. So far he has done nothing wrong, but what if one day he says "bitcoin is not what I thought it is" or something cynical about the usage of the bitcoin? He might be able to tank the price. But wait, didn't he tweet few days ago something about bitcoin being almost like fiat bs? Probably he was testing if he could still influence the market. We did see a slight drop after that. But I doubt this happened because of his tweet. This was more like a price correction.

1. There is no "best" time to invest. Don't wait for a drop. It may never happen or you may never know if the price has reached its bottom. Just get onboard now. Make a profit goal. Once you reach, sell it. Remember, invest only what you can afford to lose. Invest money that you won't need.

2. Good that you are investing most of your coins in bitcoin. For the rest 20%, look for some coins that you think have potential. Avoid lesser known coins. Go for coins like Ethereum.

How did you come up with those ratio? For an "aggressive portfolio" investing  most of your money on bitcoin instead of Ethereum sounds better, right? And I wouldn't invest on some random altcoins (unless you are willing to take very high risks and invest on those shit altcoins and sell it when it gets pumped. High chance you will lose everything, so not worth the risk at all).
I like your "conservative" portfolio. This is what I would have done. Put most of the money on coins  I trust and has long term potential. But why is DVI on your list? Never heard of it.

Nothing. He can't do anything. He lost his tokens and won't be able to get it back (unless the hacker feels bad and returns it to him which I doubt will ever happen). One thing he can do is to know how he got hacked. I bet he stored his tokens in an online wallet or an exchange. Or maybe in a computer that's infected. Let this be a lesson to him. Tell him to learn from here and in the future to make sure all his accounts and wallets where he stores his tokens/coins are secured and safe.
Not worth regretting about it. Tell him to move on and start all over agai.

Sure. Everyone can trade. You don't need "experience" or "knowledge" to trade as long as you know how to buy and sell. But, don't expect much. You highly likely won't be making any profit at all. You will lose everything and then this is how you will gain "experience". You will start learning from your mistakes and gain "knowledge".
So yeah, trade without experience and knowledge, but you will start by making a loss. You can minimize your loss if you try to learn about the market first but you will always start will zero experience.

Didn't even know gambling existed in the "black market" up until now. How do they even work? I mean, how do they even do the transactions? All cash and then launder it or something? I would say the government is to be blamed in this case. I have heard Britain was getting very strict with their gambling policies and laws recently which prompt more illegal casinos to pop up? Or maybe those illegal casinos are just trying to hide from taxes cause casinos are taxed very highly, at least over here. You know the more strict the government becomes, the more illegal stuffs starts to happen.

Weird you kept bitcoin and ethereum at the bottom of the list. This two coins have the most potential then the rest you have mentioned. And why is Ripple (you mean XRP?) on the top? Are you one of those guys willing to gamble? You know that if Ripple loses the lawsuit, you are literally going to lose all your investment because there is a very high chance that the price is going to go down real deep (though I am not sure what's happening now. The last update I read was ripple defending themselves to the public so that people still have confidence on them). And yeah if they win, the price highly likely will skyrocket. But the risk to profit ratio over here is high.

Not a good idea. Bitcoiners don't need a bank. They are their own bank! Setting up a bank for bitcoiners means that we are centralizing everything which is totally against the "decentralized" basic principle of bitcoin. Bitcoins and banks were never meant to be working together. But unfortunately this seems quite inevitable. We might even see banks getting involved with bitcoin or other crypto currencies when the government starts to heavily regulate the usage and imposes policies that will "only" benefit the banks! The more we think/discuss about a "banking" system, the faster this misfortune is going to happen.

Lol, sure please sell all your coins and wait for the biggest dip (which I doubt will happen now, and even if it happens, I hope the dip doesn't go anywhere near your selling price).
You really expect that the price will rise, you will sell and then you will buy when the price drops again? Lol, easy to day dream but this is not how it works. Well it does happen like this sometimes, but not always. And if you are looking for a long term good profit, holding is your only way.
Stop spreading fear. This is not a price crash, it's just an healthy price correction.

Yeah, this bull run is not the same as the one we saw back in 2017. It is very much different. We aren't seeing a sudden rise out of nowhere. This time we are seeing a upward right because huge and well known institutions are joining the market. They are slowly starting to adapt the whole crypto currency system. Starting from paypal to tesla, they all are now understanding how bitcoin and other crypto currencies are going to be useful to us. Lets hope this trend continues and becomes permanent.
More institution joining means better chance of making crypto currencies mainstream!

But using alt accounts to defend your actions/statements won't get you far. They probably scammed you (you still haven't answered. Did they change withdrawal amount after you tried to withdraw or before), but this isn't the proper way to accuse them. If you can create multiple accounts over here for your own benefit (to show support to yourself), what's stopping you from creating multiple accounts on their casino and abuse their promotion?
And you think "exposing" two casinos now makes you a very trusted user over here? All I can see is you trying to claim free spins/vouchers/deposit and then getting rekt.
I believe they are your alts because you both have similar post patterns.
Lmao, are you threatening/blackmailing me? Is this how you extort everyone by "threatening" them?
"Give me my winnings that I won exploiting loopholes/breaking rules or I am going to expose you!!". I am not supporting Tru.bet nor am I saying anything against them, but it is easy to extort new casinos (or any new services) cause you know they are new and they fear if their reputation goes down everything they worked for is straight going to waste.

I guess they saw that people were able to abuse the promotion due to the lower withdrawal requirement and hence they acted quick by increasing the requirements. I don't see anything wrong here (unless they canceled his withdrawals and then increased the requirement. That would be wrong).
But looks like his winnings were forfeited due to multiple account creation to abuse the promotion. Makes sense though.

https://bitcointalk.org/index.php?action=profile;u=3156155
https://bitcointalk.org/index.php?action=profile;u=2886092

Probable alt of each other (iamwithyou supporting his alt account shivatheboss. Activities like this are frowned upon).

So you are saying that your balance doesn't show the exact amount of ICX that you have bought earlier? Did you check the amount right after you bought? Maybe check your exchange history? Make sure you take into account the exchange fee associated with trading.
If this has happened after you have canceled an order or something, make sure the order wasn't partially filled. If not, then probably it's a glitch. Try the web version from your phone browser or desktop instead of the app. If you still think something is wrong, reach out to their support and see what they have to say.