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361  Other / Beginners & Help / Re: Quickest way to earn merit? on: March 13, 2024, 06:56:11 PM
I'm new here. What's all about this merit count? How is it earned? I'm assuming it's linked to the quality/usefulness of your posts/replies? Their originality maybe? What are usually the subjects you'd get the more merit for posting about?
Anyone may give achievements to other people who are deemed worthy, but the limits of eligibility may vary according to each person's point of view. If you want to get achievements to move up in ranking then what you need to pay attention to is the quality of your posts. The easiest way to get achievements is to have good quality and interesting posts so that other people will consider it appropriate to give achievements. Informative writing will usually attract the attention of other people, but the writing must be original with your thoughts.

Your active pattern in the forum is also an assessment because the more active you are in discussions using more constructive language, the easier it will be for you to get achievements. Know your skills and develop them in the forum, then I'm sure you will gain the trust of other people, after that achievements will definitely flow slowly as a form of support for you to move up in rank.
362  Other / Off-topic / Re: Dont chase your loss on: March 13, 2024, 06:35:14 PM
There's a big problem for a gambler that already engage that deep into gambling, addiction bring him not to think about any financial responsibilities, he just go all in thinking that he may satisfied his lust and desire on gambling but he will keep losing money as there's no control on him anymore, that's the sad part when you fall into addiction instead of having some fun you'll find yourself engaging and not to put any limitation, you'll keep chasing for your losses and keep adding more money in your bankroll.

Though, I also see your point for those who are just playing to kill some time and to enjoy the pleasure of gambling especially to those who have their limit budget and not exceeding, they just enjoy without any pressure to recover anything after playing.
Gambling can have a bad effect on people and the problem is that people never realize that excessive gambling addiction can cause problems in their lives. Certain people gamble just for fun and even though they spend a lot of money, they spend the money according to the income they earn so that it does not affect their overall finances. Gambling is an activity that has been going on for a long time and rarely can people be held responsible for their excessive gambling.

Having a limited budget will make it much more difficult to handle gambling because everyone will have other responsibilities for the family. Moreover, if the monthly income is not balanced with expenses, it will be much more difficult when we are involved in gambling.
363  Bitcoin / Bitcoin Discussion / Re: Are there members here who do monthly investment in bitcoin ? on: March 13, 2024, 06:17:42 PM
I think their are some people who do monthly investment in bitcoin, this set of people are well paid in there company/business probably they can decide to use 30% of their monthly income to invest on bitcoin. regardless to the current price, hoping that there will still be an increase in the value.even if they lose in the process,I don't  think there will be any negative effect on them because they invest with affordable amount.
This is a choice that must be made by people who want to invest and a regular way that can be done with a small financial structure is the DCA choice, because people have the choice to invest and make financial plans for their life processes. 30% of monthly income is the right choice for investing and we can continue to increase the investment amount after making a profit. The most important thing is to have a plan for your daily needs and also be able to invest some of the money in investments.

Without a strategy it is impossible for us to plan investments, while the money we have will be used up in unproductive places. By investing some of the money we have, planning and preparing for life will be much more focused, because if we are consistent then reaching the stage of financial freedom will be much easier.
364  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: March 13, 2024, 05:35:29 PM
Well, we already know that he is not going to stay with the Manchester United squad. I guess it will be actually very good news for him if he can actually stay in the Bundesliga.

The problem with the Manchester United boss has made him not be featured in the Manchester United squad regularly for all time before he left. So I think there is no point in him going back to Manchester United. 
The problems faced by Jadon Sancho are getting more complicated, making it impossible for him to stay at Man United. The process of loaning him to Dortmund was an effort made by Man United management so that Jadon Sancho did not leave at a cheap selling price. He will definitely not get a regular place in Erik Ten Hak's squad because he has personal problems with the United coach.

If Dortmund wants to make him permanent, perhaps it would be much better to stay there because returning to the Man United uniform may not necessarily give him the opportunity to play regularly.

Actually, his current club on which he is a loan player will try to acquire him. Because if he is performing well in this team it does not make sense for him to book for other team at this moment as well.
The problem that Jadon Sancho often faces is not playing consistently because he played well in the first few matches and after that he was inconsistent again. At Dortmund it was the same, at first he played well at the start of the match but then became inconsistent again. This problem also occurred at Man United so Erik Ten Hak tried to give advice and in the end they had problems with each other.
365  Bitcoin / Bitcoin Discussion / Re: Are there members here who do monthly investment in bitcoin ? on: March 10, 2024, 09:07:30 AM
Are there members here who do monthly investment in bitcoin irrespective of current prices ? This approach can be really helpful for majority of people like salaried people who get fixed monthly income and can allocate some part of it to bitcoin investment.
We call it Dollar Cost Averaging (DCA) but for the investment period it depends on how someone can run it, whether the approach is done monthly or weekly. It is believed that the DCA approach can provide convenience for people who do not have large financial resources because they can adjust investments to other needs. I also allocate money for the DCA strategy but sometimes it doesn't have a duration because when I have the money I will buy responsibly.

This move was successful enough that there are many people who have accumulated bitcoins even though they did not have a large amount of money for the purchase. People must have a strategy in carrying out investments because if we rely on large purchases we will definitely not be able to afford it. This is what can be done and if we are consistent then the assets we collect will increase slowly.
366  Economy / Economics / Re: Opportunities During Economic Downturns? on: March 10, 2024, 08:33:34 AM
Try to stay calm, because we are not the only ones experiencing these difficulties, almost everyone is experiencing difficulties due to the current economic crisis.
As much as I want to agree panicking on hard times won't do any good and that's for real. Being calm and trying to figure out on how you're going to survive these hard times will help you out to have ideas on how you should deal with it. It's true that almost everyone from middle class down to the poor level are the ones that are having hardship on this time.
In conditions of recession or inflation, everyone must have a way to deal with it, panic because the financial resources we have are unstable so that it can affect our daily needs. The strategic steps we have to take are just to try to live more frugally and we have to do our best to create opportunities to make money, small and big problems are not important problems that are stable.

You will also have to contemplate on what type of strategies and methods you're going to apply so that you can see the opportunities while the economy isn't doing well. There are calm people that able to figure out what can help them when they're observant and not panicking because by remaining calm, they're able to clear their minds and think properly.
Look at opportunities to create income and usually in conditions of recession or inflation the basic needs sector is the most problematic because whether you like it or not, these needs become the most important. So if we can create opportunities in this sector then making money will definitely be a little easier because we know the quite urgent needs that must be met by humans.
367  Other / Off-topic / Re: Dont chase your loss on: March 10, 2024, 06:58:07 AM
They have a different thought towards gambling and whether you remind them or not for several times and they won't listen, that's already their fault when they become too much with gambling. The idea comes from the thought of chasing their losses and no one is there to understand them because it is their money that they've been chasing and no one will help them to take that money back but only them. Not until they realize that it is going nowhere and they're incurring more losses instead of recovery.
Everyone has different thoughts about gambling and more so for individual customers, however much we remind them that gambling will not be able to provide consistent profits. But for them this is not a problem because they have been influenced by something much bigger in gambling. Chasing defeat until you win can have an impact on subsequent losses because gambling prioritizes luck. What percentage of people manage to recover losses in gambling and are hardly much larger than subsequent losses.

Gambling can be handled differently for people who are just having fun than for people who are addicted. But it will be much more difficult for those who are addicted because they are unable to manage a budget for gambling. There is no way to recover losses in gambling and I think it is very difficult to get lucky streaks in gambling.
368  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: March 10, 2024, 05:20:55 AM
It really doesn't make sense. Lamine Yamal has indeed managed to break several records and he is also considered a young player who has good potential but 200 Million Euros is very excessive. What's even stranger, there were rumors that Barcelona rejected this crazy offer. Maybe Barcelona responded that the offer was just a joke, because if it is a real situation, 200 Million Euros could clearly be a solution for Barcelona to overcome their financial crisis

In my opinion, all of this is just a sensation deliberately created by PSG who feel betrayed by Mbappe's departure. It's as if PSG want to emphasize that with the money they have (which Mbappe refused to do), they can get a replacement for him. In other words, PSG wanted to cover up their embarrassment at being rejected by Mbappe.
PSG have just started exploring and I see they are quite seriously considering Lamine Yamal, but this may only be the beginning before they find a suitable replacement. Because when it comes to PSG's needs, they have to look for players who are much better prepared than Lamine Yamal. His potential to develop may take time as he is still quite young at the moment and if PSG want to rely on him long term perhaps it could be a good option.

But speaking of the team's needs, perhaps currently PSG needs players who are better prepared and have mature flying experience. Because competition in the Champions League means they have to look for a suitable figure so that PSG can compete with other strong teams in the competition.
369  Economy / Economics / Re: Opportunities During Economic Downturns? on: March 09, 2024, 07:07:15 PM
Are there any potential benefits that can arise from inflation, recession, or economic downturns? As they say, necessity is the mother of invention. We see an example when people in a country are  faced with very imports duty that individuals there become inspired to establish local businesses and initiate domestic production and start consuming locally as an alternative to imported goods. While this approach might prove successful in certain countries, others may encounter obstacles such as high operating costs and countless taxes on startups. This is a challenge that discourages local production. Despite these challenges, do you think there are still opportunities during economic downturns?
If that is what is meant in relation to food then not all countries have land to grow basic necessities so inevitably these countries are forced to buy export goods from outside. When inflation or recession occurs, the basic needs sector has the greatest impact because this concerns needs that must be met and if a particular country does not have sufficient agricultural land then they will definitely have to buy export goods from outside. This impact is said to affect society because when talking about inflation and recession, there are many sectors that are experiencing problems.

Opportunities remain whether done independently or from the government because they are the ones in power who can reduce the impact of the risk of inflation and recession as a whole. The government must have a strategy to overcome this problem and usually every government has taken into account the basic needs that must be prepared in the market and in old storage places so that people do not feel the impact of this incident.
370  Bitcoin / Bitcoin Discussion / Re: Does any meme coin has the ability to challenge bitcoin dominance ? on: March 09, 2024, 05:42:01 PM
It was not just the capitalization itself but the utility of the project which meme coins don't have, even other altcoins. Meme coins are an example of a crypto project that exists with no real purpose or commendation. It was just built to hype the crypto market, and it gained attention really, but also, these projects ruined the market as well as we know that a lot of people suffered losses from investing in them.

Indeed, it was noticeable for its current pump but as usual, they will dump afterwards. If we think this will challenge Bitcoin to dominate the market, then the developers must prove that their projects are worthy. Otherwise, people are right that these meme coins are worthless. 
The absence of a large market capitalization keeps altcoins from growing because people see no potential in such coins. Meme coins were a form of indirect influence on the crypto journey although in the end they had to be abandoned because there were no takers. Some people see the potential only in the short term after they make a profit, then they leave and don't reinvest. Usually that's how people use meme coins because in the long term such coins don't have good prospects and if we force them we will actually experience losses.

There is no chance for meme coins to dominate the bitcoin market because they do not have a stable fundamental level. Even if they get a pump it is only temporary and that is the same as I said because people only take advantage of the short term to make profits. Meme coins are more temporary and rarely do we find ones that can survive in the long term.
371  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: March 08, 2024, 05:01:33 PM
It won't be easy for Liverpool to overthrow City even though the match will be held at Anfield, especially referring to City's match in the Champions League last night.  Pep did not field his full core of players, several of Pep's players rested to save energy when his team's squad played Liverpool at Anfeld this week. but it's true, Liverpool must win because otherwise it will be a problem for Jurgen Klopp's team. If they lose, it means City will knock out Liverpool at the top of the Premier League standings. If the result is a draw, it would be a blessing for Arsenal if Arteta's squad wins the match against Brentford. so, the competition between these 3 teams is still very interesting. what is certain is that Pep will play his full core of players plus the pattern that has always been his mainstay.
Both Liverpool and Man City will not easily win the match in this match because both of them will definitely play carefully so as not to experience problems. Defeat could put Arsenal in danger of taking over their position and vice versa if the match ends in a draw. Man City prepared for this match by resting several key players during the Champions League match and Liverpool will be quite problematic when several players cannot be used due to injury. It is difficult to predict this match because both teams will definitely play more carefully and I am more confident that the match will end in a draw.

As for the Arsenal vs City meeting, we can discuss it later. because, this week is a very interesting week presented by the Premier League. As an Arsenal fan, I honestly want the result of the Liverpool vs City match to be a draw and Arsenal to win the match. however, based on personal predictions, City will beat Liverpool at Anfeld. But, let's just wait for football to be interesting and unique. sometimes, the results we cannot predict.
This match will be the highlight for Man City and if the result of the match against Liverpool they can get three points then the match against Arsenal will be a little more relaxed, even though they also have to play to win. To be honest, I also want the match to end in a draw so that the competition for the title will become more competitive and Arsenal can open up opportunities to compete with Liverpool and Man City.
372  Other / Off-topic / Re: Dont chase your loss on: March 08, 2024, 04:05:27 PM
Even if we remind several times that we are not obliged to gamble a lot but when that balance is visible to our casino accounts, there's the urge that we have to gamble with it and that seems to be like an urgent matter that we have to use it in no time. We've been telling that to many gamblers but many of them as well don't listen to these advises because what they think is right and that's their money to gamble so regardless of how many times you tell them that gambling shouldn't be a place to make money regularly, if they've won several times. That will even push them to gamble some more because that's what they think is the right thing to do.
There is no obligation for anyone to remind us, but we have a moral responsibility when gamblers are our family members and close friends. The habits of addicted gamblers are indeed much more difficult to advise because their psychology is different and perhaps the influence they feel in making money at gambling. Even though gambling is closer to luck and generally not everyone is lucky with repeated luck because sometimes we experience defeat and experience losses in the gambling we do.

Basing it with psychological impact to the minds of most of us, when we're losing. That's the time that we're more hyperactive and all we want to do is to take that losses back and no one is able to stop us even if we've seen it as something too dangerous and will result into an expected additional losses. The experiences that we have in gambling will tell us more of us but we can easily dispose and forget all of it when we're too emotional and it's hard to accept defeat.
It is difficult to control emotions when people become increasingly addicted to gambling, because psychologically what they feel always drives the desire to win at gambling. In fact, from experience they have not learned to control themselves in gambling even though most of what they experience is defeat and loss. That's why controlling gambling addiction is very difficult because curiosity and always thinking about getting profit from gambling affects their psychology.
373  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: March 08, 2024, 03:10:56 PM
Rumor already has is that some of the top English Premier League  clubs are already trying to secure his signature. Some of the rumoured clubs are Chelsea, Manchester United and even Arsenal football club and for someone that's been following the English Premier League, I think joining any of Chelsea or Manchester United will definitely be a bad move for the Nigeria striker. Chelsea in the last two seasons have been absolutely awful and so is Manchester United and that's why I would suggest he joins Mikel Arteta's Arsenal who have been doing well in the last few seasons especially in the English Premier League. Again, with Chelsea and Manchester United, playing in the UEFA Champions League competition will likely not be possible for Victor Osimhen so it'll be better he joins Arsenal who will definitely guarantee him European Cup football 
Napoli is also showing a positive trend after being taken over by a new coach, but I am more hopeful that Victor Osimhen will accept one of the offers for the English club. Why I hope he accepts the offer is because the English league has a fairly competent league branch so that the media there can help to achieve Victor Osimhen's individual career. Even though it also depends on his performance when playing, the media has quite a big role in a player's success because in modern football media is one of the tools for players to make history in football.

Accepting offers from Chelsea and Man United is not the right moment for Victor Osimhen because both teams are experiencing setbacks. Arsenal might be a suitable place if he wants to go to the Premier League, because Arteta's men have been in good form in the last two seasons. Still, it is not certain that it will last because it is possible that Chelsea and Man United will experience progress in the next season after making several changes.
374  Bitcoin / Bitcoin Discussion / Re: Does any meme coin has the ability to challenge bitcoin dominance ? on: March 08, 2024, 01:58:11 PM
As far as I know bitcoin is the king in the crypto market. That's why memecoin can never surpass bitcoin. We all know that meme coins have very low performance and investors will never get the same profits as bitcoin if they jump here. Bitcoin longterm investment is much stronger than any other currency.
ETH, which has a fairly large market capitalization, cannot surpass Bitcoin, so what about memecoins which do not have fundamental strength? Memecoin or other coins have not had the opportunity to break the dominance of Bitcoin prices because their strength depends on other influences. Meanwhile, bitcoin is strong and has a good fundamental level for itself so that bitcoin can position itself as one of the popular coins that is in demand by many people.

I am not dismissing memecoins as a general step towards the development of cryptocurreny but it has nothing to do with dominance. Because memecoins do not have the power to defend themselves and instead they are present and abandoned by investors and developers when they have no long-term prospects.
375  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: March 07, 2024, 06:14:21 PM
Indeed, their point difference is very tight. It seems that the Man City vs Liverpool match then Man City vs Arsenal can determine future competition. Those matches will happen March 10 and March 31.  Whoever the winner is, it will hurt the losing team because their points will be at odds even wider.
Liverpool must get a win against Man City because they have a chance to stay at the top of the standings. Because in the next match, Man City will face Arsenal, so there is a big opportunity for Liverpool to top the standings with a slightly larger point difference than Man City. But this opportunity also depends on Arsenal because if they succeed in beating Man City then the competition will be even more interesting, but if you look at Man City's current performance it will be very difficult to beat them and the most likely result will be a draw

The competition for the title will heat up if the Liverpool vs Man City match ends in a draw. Because Arsenal has the opportunity to take first place in the standings in week 28, because Arsenal only faces Brentford, where mathematically Arsenal has a much greater chance of winning in that match.
376  Other / Off-topic / Re: Dont chase your loss on: March 07, 2024, 05:20:51 PM
Every gambler should realize a fairly simple truth - gambling does not guarantee winning, and the probability that you will lose money is higher than the probability that you will win. Gambling in essence is no different from other entertainment that requires you to spend money, so if you have problems with the budget, you better look for free entertainment. Of course, they will not bring as much fun as high-risk entertainment, but will definitely keep you from financial loss.  
It doesn't matter when people want to gamble responsibly and they can allocate money correctly for their gambling needs for fun. If they realize that gambling is not a place to make money all the time then their presence in gambling is definitely just for entertainment or just for fun. Most people who are involved in gambling actually have problems with finances, whether it's by chance or it's a common occurrence. However, when they have financial problems, engaging in gambling is not the right solution and actually adds to the problem.

I agree, when you can't do it anymore and you don't have money to gamble, just simply stop. There's no other solution with that and don't push yourself hardly with it because not all problems needed to be solved but you need to alter your course and must do something about it. Like this, even if you still have money to gamble but all the results aren't going according to what you think, it's the best idea that you just stop and gamble some other day again for your mind to get relaxed and you'll have a fresh day to start again.
Responsible gambling will probably be able to control to stop gambling when we experience defeat. But for those who are addicted to losing it makes it increasingly difficult to stop unless the money in the account runs out if they gamble on online sites. There is no need to force yourself to gamble excessively because it will have a psychological impact and gamble when you have a budget and stop when you lose. Gambling is not a place to make money regularly and if people think of gambling as a place to make money then that will be problematic and what is feared is that they will experience psychological problems.
377  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: March 07, 2024, 04:02:54 PM
In my opinion, he should study and see about players who join Paris Saint Germain, indeed if we talk about money, Paris Saint Germain can pay him more than any other club. However, if we talk about career, I would not include Paris Saint Germain as a club that can make a player's career better. Let's see what happened to Mbappe after joining Paris Saint Germain. Indeed, he got many privileges, but he couldn't get anything special in his career, even though players would definitely want that.

Chelsea is not very good at the moment, so it is quite risky for Osimhen, Manchester United is also the same, but Manchester United is slightly better than Chelsea. If there is another club that is better and interested in him, I think he should consider that. The reason is that the situation of a club sometimes also influences a player's performance, unless the player can be at a very good level of stability, that might actually be what can take the club in an even better direction. But I haven't seen that from Osimhen.
I am more interested when Osimhem joins the English league compared to other leagues because if he is able to maintain the best playing form then in the English league it will be easier for him to achieve the best career. Chelsea is not at all a good place for him to come to now because the club's condition is very unstable and vice versa with Man United, but compared to Chelsea Man United is much better for Osimhem. If there were other clubs interested, maybe I would agree that he would be better off playing there, but so far not many clubs are willing to pay Osimhem a high price.

If players prioritize money then PSG is the place because there they can get everything like Mbappe, but talking about individual careers it is completely difficult for them to achieve this because PSG is only able to dominate the local league. If a player wants to have the best career then he must consider joining a certain club because if they are wrong they will actually bury their dreams of achieving the best career.
378  Economy / Economics / Re: Reckless financial decision ? on: March 07, 2024, 03:03:15 PM
Do you think a celebrity who turns down a multi-million dollar deal solely because the organization doesn't allow him smoking weed is a reckless financial decision?
Keep in mind this definition of reckless financial decision - It entails when a person makes choices that involve significant financial risk or lack of consideration for the potential consequences.
We will get judgment after deciding something is wrong and usually the judgment starts from the people closest to us. I mean we will be in a difficult condition when we face problems independently and people are present only when our financial condition improves. The decision not to accept the job due to his organization prohibiting marijuana was his choice and indeed people would say it was the wrong decision, but I think he better understands the decision that must be taken.

What other reckless financial decision do you know or have heard of?
Everyone must have made the wrong decision and I just spent some money given to a member of the legislature in the election and unfortunately he didn't win so the money was lost. In fact, if I used it for investment maybe today I would have made a profit, I had considered that decision before, but that's what happened in the end.
379  Bitcoin / Bitcoin Discussion / Re: Does any meme coin has the ability to challenge bitcoin dominance ? on: March 07, 2024, 02:11:23 PM
In last one week, coins like pepe rose by 400% or more. There were other meme coins like dogecoin and shiba inu also growing fast. Lot of bitcoin users would now feel tempted to move their funds to these meme coins for higher profit. At such, do you think that any meme coin has the capacity to challenge bitcoin dominance?
LOL. This is the effect shown by the increase in bitcoin prices so that several meme coins have experienced quite significant increases. Some people want to make short-term profits on meme coins but not everyone tries to move their funds to coins like this in the long term. I don't know where you got the reference that currently many bitcoin users are trying to move funds to meme coins because as far as I know, bitcoin investors don't like getting involved in meme coins.

There is no capacity for meme coins to challenge bitcoin's dominance because it is precisely the bitcoin effect that makes them rise. As far as I can see there has not been and probably will never be an opportunity for meme coins to oppose bitcoin at any time, because bitcoin's strength depends on itself not being influenced by other people in determining its direction of travel.
380  Other / Off-topic / Re: Dont chase your loss on: March 06, 2024, 06:21:00 PM
It is best you gamble when necessary not because you want to chase your loss and win back you money, many are victim of this circumstances and for me is a bad practice and this might make you not to employe your gambling skills and roles because you inhast in your decision making. What is your opinion on this?
If you gamble to make money all the time then it is a bad decision because there is no way to catch up on losses. Gambling is only for fun and that is only done if you have more budget after other needs are met. Most people will find it difficult to control gambling when they become more addicted and it is best for those who are not too involved, there are times when we need to make a portion of gambling so that we can be more responsible.

Stop gambling if you can't handle the budget because it can endanger your life journey and before it gets too far, gamble when you have more budget. Gambling does not need to be forced because it can have a bad impact on life and if someone is not able to handle the budget properly it will cause new problems.
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