At least he got your name right.

I went to visit my daughter who was studying abroad at Chiang Mai University. 

Yes, Thai women are beautiful, and hospitable, but I don't engage in prostitution.  It's one of the worst stereotypes a single man has to deal with when he mentions visiting Thailand, and honestly it's getting tiresome.  And, I can imagine it's the worst stereotype Thai women have to deal with if they are seen with a white man.   

I did meet a very nice woman there, and we became friends.  She cooked me an amazing meal one night, and the rest I'll leave for your imagination.

Very cool.  I visited Thailand for the first time this past spring, and fell in love with the country.  I can't wait to go back.  I will definitely try your service next time I'm there.  Do you serve Chiang Mai, Phuket, and Krabi?  Are your drivers set up on the Grab app?

I've changed it to neutral, that's as far as I'm willing to go. 

On it's own your post may sound like it's about collateral, but the context in which you posted it's obviously meant to coach the newbie on how to get a loan without leading to the suspicions that I raised earlier:


The newbie's answer; to farm trusted reviews.  It's all there in black and white and just in case it all goes away, here's the archive: https://archive.fo/L5p39

I've given you a non-collateralized loan for about $500 (I think) worth of ETH in the past.  If it was a BTC or ETH loan for about that amount, or even slightly more I wouldn't hesitate.  But I would want the same currency as repayment, and 5% for what is essentially a non-collateralized loan is a bit low.

I've thought about adding $1,000 worth of stable-coin to my loan offerings, but I don't know which one I want.  Maybe DAI in the future, but again it's not something I'm doing now and I don't think it's a popular enough coin at this point to make an impact.  I am certain that converting my BTC (or even ETH) to USD value for a loan isn't something I would consider beneficial.

Just to offer my opinion; I wouldn't accept this loan with your conditions.  

1) Assume the lender doesn't have USD to loan, so he would have to convert BTC (for the purpose of this loan) into USD.  I'm usually bullish on BTC, so that a no starter.
2) If the lender was bullish on the altcoin you want to purchase, why wouldn't he just purchase it himself?
3) If the lender is bullish on BTC, the likelihood of it going up 25% (5% for 5 months) is actually very good.  All it would have to do is return to $10k, so there's really no advantage for the lender.
4) Bitcoin could spike to well above $10k in a heartbeat, leaving the lender at a loss.
5) Your intention to use the BTC to buy an altcoin effectively makes that altcoin the collateral, introducing the risks associated with that altcoin.

Too many draw-backs and not enough assurances for my liking.

Any MotoGP fans around here?  What do you think of Marc Márquez?

I'm a VR46 fan, and likely always will be.  I really don't like Márquez' attitude or his aggressive riding style.  I think he takes too many risks with the safety of other riders.  But I can't help but think we are witnessing history in the making.  The guy is a fucking robot, only rivaled by our own LoyceV in his abilities (in their respective field.)

Unless Yamaha really switches things around next year, or Vale jumps to another factory team after the 2020 season, I don't see him claiming another championship.  Currently Vale is 2nd on the all time win list, 7 wins away from matching Agostini's career record (122 wins.)  But Valentino hasn't won a single race this year.  Is he getting too old, or an we blame Yamaha for his lack of productivity?

Consider that Márquez is fourth on the all time list, sitting at 79 wins as of this morning, and with this morning's win he clinched this year's championship with 4 races left to the season. He is 14 years younger than Rossi, and it seems like he's just getting started.  

So what do you think, is Márquez the greatest ever?

The OP was given an explanation by TryNinja why his behavior is untrustworthy, and he had the opportunity to retract his statement, and acknowledge that this is frowned upon.  Instead, he doubled down and proceeded as he had started.  I wouldn't have left him a review at all if he had adjusted his approach.

Also, I have a strong suspicion this "newbie" isn't really a newbie at all.

You've abused that privilege in the past.

---

Wrong.  The review, as others have already pointed out is because you are coaching the (supposed) newbie on how to farm trust.  I may have chosen the wrong reply to use as the reference, but the proof is there, and the review is clear.

---

Thanks for asking politely, but to steal a line from Captain Barbossa: I'm disinclined to acquiesce to your request.

I have nothing against you personally but I really don't approve of anyone attempting to play the trust system, regardless of their end motive.  If you had any trustworthiness to your character it would have become obvious in due time.  Even if all you are attempting to do is accelerate that inevitability, that alone is deceitful.



I'm afraid you just made it nearly impossible for me to trust you.

Well, don't be surprised if no one jumps on your offer.  It's not only you that needs to trust marco, the lender must also trust your chosen escrow.  Good luck with that.


Farming trusted reviews is a form of scam.  It's deceptive on it's premise.  Coincidentally, that's why I gave marco a negative review, because of his deceptive behavior.  You have just proven that you are not at all trustworthy.

[Archive]

@DadyD you have 0.0017 BTC already, which you want to use as collateral to borrow 0.0015 BTC?  Why?  If you need 0.0015 just spend the BTC you already have then pay yourself back, with interest if you must.  Using an asset as collateral to borrow the same type of asset and then pay the lender even more of that asset just seems like the stupidest thing I can think of.

And another thing that causes my brain to hurt: Out of all the reliable, reputable, trustworthy lenders and escrow agents on this forum you choose to deal with marcotheminer?  Have you seen his trust rating?  What the fuck is really going on here?

Howdy Asu,
Thanks for the loan request.  It has been approved and funded, please see the transaction number below.

Per our conversation in PM, please make six monthly payments of 0.0629 BTC.  The first payment is due November 5th, subsequent payments on the 5th of each month, until the last which is due April 5th 2020.

Edit: Per our conversation in PM, the payment plan is to be as follows:

Date............	|| Loan	|| Principal Payment	|| Interest Pyament	|| Total Payment
5-NOV-2019	|| 0.3	|| 0.05	|| 0.021	|| 0.071
5-DEC-2019	|| 0.25	|| 0.05	|| 0.0175	|| 0.0675
5-JAN-2020	|| 0.2	|| 0.05	|| 0.014	|| 0.064
5-FEB-2020	|| 0.15	|| 0.05	|| 0.0105	|| 0.0605
5-MAR-2020	|| 0.1	|| 0.05	|| 0.007	|| 0.057
5-APR-2020	|| 0.05	|| 0.05	|| 0.0035	|| 0.0535

Total interest: 0.0735
Total repayment: 0.3735

Please make payments to this address: 35Q9V11H6v8goJaPepRwRyh8SH4Rk8wrCv 348XXjbpXwg37JYd8knLnHRSMajLbteSbJ

TxId: 1f208fbb5d9da2f02d4fd787986f7e4a1d7726fdcbee5a3c51e44a2cedd84a82

Why is it any of your concern?

I read about that guy yesterday.  The first thing that occurred to me is that he's shorting bitcoin, and wants the price to drop even more before going all in.

That's the way I interpret it, so if you really don't want to bump the thread you can still feel comfortable posting in it without affecting it's bump score for 7 days.  Deleting your post and posting again won't add anything to the threads bump score.  Since posts are always fixed at 1% of base bumping power it wouldn't help to wait until you've used up your bumping quota for the month. 

You make good points, but by selecting the "Accurate negative reviews" doesn't necessarily exclude those who leave accurate positive or neutral reviews.  Accurate support of flags is also a good metric, I'm glad you brought that up.

Not a forum post, but certainly worthy of the Wall of Shame!

This guy claims that his iPhone and GayCoin turned him gay, and now he's suing Apple.

Hello Yahoo,
Please take a look at this user: badykvik.  13 shitposts in the last 2 hours.

I agree, and support this approach.


I added options that I would not consider, but I suspect others may.  I wanted to give others the opportunity to answer in a way that reflects their approach to trust-list inclusions.

Edited my answer from the other thread for clarity, and to avoid plagiarizing myself.