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161  Economy / Trading Discussion / Re: New Trends Among Beginner Traders on: January 16, 2024, 04:29:08 PM
I always discuss this, when I meet people who want to talk about it, and I feel their ignorance, especially friends who just have fomo when the bull market comes.
join in buying without knowing what you are buying and only listening to influencers.
This is also a trend for beginners when buying crypto, there are many cases where they buy crypto just by relying on fomo and plus there are lots of influencers present at the moment, many influencers only invite them to buy crypto and the profits they get However, many influencers do not discuss risks or educate responsible investing or trading to their listeners or viewers, so that quite a few beginners do not fully understand and often end up experiencing losses.

Yet to truly understand crypto, one must study blockchain technology, as this technology goes far beyond the use of money and finance. Especially if they plan to invest in this sector, because this knowledge will help them in choosing the right project for long-term investment success.
162  Economy / Economics / Re: Why the us dollar might crash significantly on: January 16, 2024, 04:12:25 PM
You forgot the part that the US can always print more dollars to fund their wars and stuff, the war on Ukraine is already a resounding success for the companies that manufactures radars and new weapon systems so there's no way that they'll crash, the US government wouldn't mind adding a few more trillion dollars of debt to their name in the name of being the strongest superpower nation in the country. They'll continue to be like that to keep the dollar as the money that will turn this world around. Global politics is complicated and what you're saying might not be true and what I might not be saying is true too but we can't be sure but I do know that it's definitely difficult to crash the US dollar or even crumble the US government.
That's what America and Europe are afraid of. Despite various pretexts for helping Ukraine with the motto that Russia must lose, the real fear is the loss of hegemony and the fall of their currency. But believe me, everything will be possible, nothing is impossible, now China can surpass America in the world market, it is not impossible that one day the dollar will be abandoned by many countries and in the end the dollar will fall drastically.

Moreover, with the creation of a new trade order and economic system so that it does not depend on the American dollar and Euro, if the foreign exchange reserves of countries such as Russia, China and even BRICS members are large, it is very possible that the value of the dollar and euro will weaken.
163  Economy / Economics / Re: Financial education and why it should be a priority. on: January 16, 2024, 03:53:58 PM
I think we all have been taught financial literacy when we were young.

Save money in banks, invest in stock or gold, fiat lose it's value due to inflation, assets that depreciated overtime etc. But the reality, not many people want to save their money, not many people able to hold their investment so long, many people obsessed with depreciated assets e.g. car, branded cloth, etc.

It means, they aware with that, but choose to not doing it.
Agree with you. We actually get financial literacy from school and we realize that all of it is important but very difficult to put into practice. Sometimes it takes mental maturity to manage finances, knowledge and practice are definitely different. The average age is -30 years, even though the salary is large, it is difficult to have savings or investment assets, they will choose to buy luxury goods and even be consumptive in nature. But later when you are 30+, maturity will appear by itself. Then the economic order will be more orderly and investment will increase quickly even though your income is still the same.

In the end it all comes back to their own mindset and life goals, if their mindset is right from the start then they realize that they will not waste the opportunity to invest even in the long term so they will not be tempted and will not be obsessed with branded goods and luxury car.
164  Economy / Economics / Re: Reasons for personal financial accountability? on: January 16, 2024, 03:31:08 PM
The point I got was the importance of financial education/knowledge from an early age. But it's never too late. Whatever age you are, start now. When you have received enlightenment for a better life. Personal accountability is very important to live a better life in the future, even for our next generation.

Because sometimes financial success depends on previous generations. In this case his parents. If there are parents who are good at managing money then their children can achieve good financial success and if there are parents who cannot manage money then those parents will turn their children into the sandwich generation. So in this case we have to be smart in practicing our financial accountability by investing our monthly money to buy bitcoin using the dca method. because Bitcoin will be a hedge because it is not correlated with inflation and will provide guaranteed protection for our finances in the future.
165  Economy / Games and rounds / Re: 👑 CoinRoyale.com | Liverpool vs Bournemouth ⚽ 25 January (FreeBet 1mBTC). on: January 15, 2024, 07:31:40 PM
CoinRoyale Username: puloweh555
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166  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: January 15, 2024, 07:24:58 PM
De Bruyne's absence was extremely noticeable. As this deficiency returns, there is a difference in the team's offensive game play. Can one player have that much impact? If Haaland contributes, Manchester City will become a difficult team to stop for other teams.
Yes, exactly. De Bruyne's absence really affected Man City in scoring goals, this also affected Halland's goal productivity. What is very unfortunate for the EPL teams is that none of them really took advantage of Man City's prolonged downturn from November to December. Now it looks like Man City will continue their title bid again with De Bruyne back in the lineup and Haaland also set to return in the near future. then it is not impossible that they will also defend the UCL title.

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In my opinion, the biggest favorites are City and Real Madrid, although Bayer Munich is a team that loves the championship, I can say that they have not shown any weakness at the moment. As the eliminations approach, the pieces will fall into place.
The three teams you mentioned will indeed be the strongest favorites in the UCL league this season, these three teams have strong and very consistent teams. However, among the three teams you mentioned, the ones that are most favored in my opinion are Man City and Real Madrid. However, if these two teams meet in the final, Real Madrid will be the champions. because as far as I know Real Madrid have never lost when playing a final, they are always winners in the final.
167  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: January 15, 2024, 07:00:12 PM
Leverkusen continues to show good consistency in every match they play and against Augsburg yesterday, Leverkusen played well even though they were only able to score 1 goal.
Bayern actually has a big chance to overtake Leverkusen, they have a fairly narrow goal difference and if Leverkusen loses just 1 then Bayern will immediately take the top position, Bayern currently really hopes Leverkusen slips, we'll see how Leverkusen will be in the future, will they able to be consistent or they will even lose to a small team.
Now the number of goals is not that important for Bayern Leverkusen, what is important is that they can win every match, they can score one goal as long as they can get three points, this is Xabi Alanso's hope. For me, coaches like Alonso, Kloop, Guardiola, Ancelotti are the top coaches currently in my opinion, because they are able and successful in implementing the game system as desired. Remember, no matter how good the composition of players in the team is, if the coach himself cannot determine schemes and tactics that suit his component players, then the team will slip or fall. Many have happened, such as Man United, Newcastle, AC Milan, Chelsea.

Indeed, Xabi's tough task this season will be in the February - March period, because this will really test Leverkusen's consistency. If they consistently win, the opportunity to break Bayern Munich's dominance is wide open for Bayern Leverkusen to win the Bundesliga title for the first time.
168  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: January 15, 2024, 06:43:37 PM
With De Bruyne long injury then ya, at least previously there was an assumption that it would take time for De Bruyne to get his best performance after a long injury . But ya, that's not what happened because after all, De Bruyne can play well and De Bruyne even made a big contribution in the comeback that occurred against Newcastle . Therefore, there is no doubt that if Haaland and De Bruyne can play together again then ya, of course Manchester City will return to their best performance in the second half of this season.

De Bruyne has shown excellent performance after returning to the squad after a long injury. We thought De Bruyne's performance might be a little weak after such a long injury. But this is not the case. De Bruyne is performing as well as he did last season. Haaland was not in the squad against Newcastle due to injury. If the Haaland and De Bruyne pair can continue to perform as well as the previous season, Manchester City will be able to dominate the Champions League and Premier League again. I am looking forward to Haaland's return to the squad.
Maybe almost all football fans will also think like that. Many people initially doubted De Bruyne appearance after the injury, his adaptation would take a long time, and he would gain weight. However, the opposite happened, his first appearance after recovering from injury was fantastic. The injury didn't make him look bad, in fact it made him even more overpowered, De Bruyne master class. Moreover, Halland will recover from his injury and they will play together, of course this will be scary for his opponent.

After seeing Liverpool start to improve and be consistent with Man City, Arsenal's performance actually decreased. even though I hope that at the end of the season there will be three clubs competing to become EPL champions. However, it seems that my prediction is that there are only two teams that will compete for the EPL title, even though there are still many matches remaining and the EPL still has a long way to go, but I am sure that the ones that will compete fiercely in the EPL league are Man City and Liverpool.
169  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: January 15, 2024, 06:20:44 PM
I don't know what actually motivated Almeria to play that well while forcing Girona to draw. To be honest, that's the kind of performance Almeria should have in La Liga for them to survive for next season, but teams like this tend to be very poor against other weak teams. Almeria haven't won a single game in their last 20 games so far, so I really wonder if Girona were really bad in this game or were Almeria really impressive?

As a result of the draw, Girona will most likely be several points behind Real Madrid in the standings. Real Madrid, who just won the Spanish Super Cup, seems to be responding positively to Girona's draw by winning their next match against Almeria. Of course Almeria is nothing for Real Madrid, they will only be a barn goal for players like Rodrygo, Vinicius and Bellingham.
Indeed, this match is embarrassing. Girona failed to get three points even against a bottom team. This draw will certainly make it easier for Real Madrid to win the La Liga title this season even though Real Madrid has not yet played its 20th match, but in my opinion Real Madrid will get full points, especially since they are full of confidence after beating Barcelona and winning the Spanish Cup.

The motivation was confusing although a point would do little for Almeria, and Girona would ultimately pay for their efforts. However, the Girona team had a good first half of the season. they managed to compete with big teams such as Real Madrid, Barcelona, Atletico Madrid and Athletic Bilbao. But now I think Girona will start to weaken and my prediction is that they will end up in 3rd or 4th place at the end of the season.
170  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: January 15, 2024, 06:07:31 PM
At the start of the match, Roma was quite tactical in building attacks but AC Milan seemed to see this, so Milan players continued to try to keep control of the ball away from penalty area, Milan players seemed patient to control the game when they had the ball and waited for the Roma defense to open. This strategy was successful, and Milan managed to win this match. The results are quite satisfying for me, Milan must be able to maintain its performance to be better in the next match.
The reason is that Roma at the start of the match was quite troublesome for AC Milan, but because Milan's goalkeeper performed the best in this match and Milan's defense was also compact on all fronts. So that means As Roma couldn't do much in this match, and this defeat was also a bad record for Mourinho because every time he met Pioli in 6 matches the result was that Mourinh lost 4 times, drew 2 times without a single win. .

In this match, Ac Milan player Adli also started to show his class when given the opportunity. The feeling of sadness was eased because there was no longer Tonali in Milan's midfield, but slowly Milan started to get chemistry with each other. And what I like the most is Giroud's appearance because he is always cool when he plays wherever he is, starting from Arsenal, Chelsea, and now Milan he always doesn't disappoint.
171  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: January 12, 2024, 07:44:46 PM
I'm wondering what Arsenal will do as of this stage in the Champions League. They had a successful group stage as expected. Now I can say that they have a comfortable matchup to play against Porto as well. Because I don't believe Porto are one of the teams that can eliminate Arsenal in this tournament. Porto couldn't even beat Barcelona in the group stage. I mean that Barcelona aren't weak of course but I don't think they have played better than Arsenal at all.  Sad

Anyway I see Arsenal in the quarter finals already to tell the truth. But they had better improve their performance more as there is some decline recently.
When Arsenal was drawn against FC Porto in the round of 16 of the UEFA Champions League, I expecting Arsenal to win against FC Porto but with the recent performance of Arsenal, I'm not sure if Arsenal could be able to beat FC Porto. If FC Porto can play well in their home, I believe they will beat Arsenal.
Porto certainly benefited in the first leg of the round of 16 because they played in front of their own supporters, of course this provided more motivation in the match. I look at Porto, they really don't want to meet Arsenal in the round of 16, but this has happened, they have to accept it with full preparation, because playing against an English team is always difficult for Porto. However, Porto has experience in the UCL competition, Porto also has history in the UCL, and Porto is of course happy to be the underdog team in this match because this makes them have more strength and motivation than usual.

So you could say that in this second match Arsenal has quality but Porto has experience, on the other hand this will also be two great matches, Pepe will teach Saliba and Gabriel a lesson. It's true as you said, if Porto doesn't make mistakes in this match, I think Porto will win the first leg of the last 16 of the UCL league.
172  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: January 12, 2024, 07:27:33 PM
Betting on the Burnley vs Luton Town match is too risky, for me it is not an interesting match. Luton Town is a team that has performed slightly better than Burnley this season, but considering Burnley are playing at home they have a good chance of winning. For today, Luton also has the opportunity to get out of the relegation zone by winning the match. The problem is, Burnley will not let their poor performance continue which could make them end the season in the relegation zone.
It might be right to bet on this match, it seems difficult to predict because these two teams have almost the same quality and are both in the relegation zone. But even so, for me this match is worth watching and is predicted to be very exciting. The reason is that both teams are competing very hard to secure a position at the bottom of the standings to avoid the relegation zone. However, my prediction is that Burnley will win this match because they act as hosts. In the last meeting, Burnley also managed to beat Luton with a score of 1-2 at Luton's home ground.

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Tomorrow's matches are certainly more interesting between Fulham vs Chelsea and Newcastle vs Manchester City. Based on probability, Chelsea and Manchester City are the two favorites who are expected to win the match. But in any case, Newcastle and Fulham are opponents who can basically be a threat to thwart Manchester City and Chelsea's efforts.
Manchester City currently has high confidence after KDB's return from a long injury. Of course this is motivation for Manchester City to win this match so they can continue to compete with Liverpool at the top of the standings. but in the Fulham vs Chelsea match, with Chelsea not in good condition, even in the last match they lost against a small team. So my prediction is that this match will end with points or a draw.
173  Economy / Gambling discussion / Re: Saudi Professional League 2023/2024 on: January 12, 2024, 06:50:49 PM
I concur with Benzema's performance. Nine goals in 15 matches is good in a new environment. People often neglect the adaption phase while switching leagues and nations. It's culture, climate, and lifestyle, not simply football. What a lot to acclimate to! You make a good point about his impact on team performance. The Arsenal speculation is intriguing, but they must weigh the financial ramifications. Transfer costs, contract discussions, and more must be considered when matching his Al Ittihad pay
A Bollon do'or winner and a great striker, it is natural that Benzema can be said to have scored 9 goals in 15 bad games with Al Ittihad. Therefore, the risk of star players when their performance is declining must be prepared to face the storm of insults that come their way.
Apart from that, in my opinion, the environment at SPL is not very supportive. Al Ittihad supporters especially want an instant impact even though Benzema's support on the pitch is lacking. Benzema is not the typical target man striker who waits for the ball, he is active outside the penalty box, exploring and picking up the ball from the middle. Madrid's style of play is supported by fast wingers who can rotate with each other. This is not something Benzema can do at Al Ittihad. And maybe he should move to Arsenal to improve his performance again, especially since Arsenal needs an experienced striker to compete in the EPL league. I also heard news that Man United is also interested in the services of an attacker like Benzeman, but seeing that the Man United winger often plays selfishly, for me he is more suitable to move to Arsenal.
174  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: January 12, 2024, 01:26:03 PM
I am more interested in the Inter Vs Monza Game this weekend because I know it's not going to be easy for Inter be because they will be playing away,and even if they are leading their table ,they will find it difficult to get a win here because Monza will be looking forward to getting to winning ways,and if they can do that against Inter,it will really have a lot to do on their moral and their mentality,but I doubt Inter will let that happen when they know quite well that Juventus are just at the corner waiting for them to make a silly mistake,for them to take that position. Inter will try to get three points by all means to remain top of their table.
With that in mind,I have given them a straight win against Monza.
Inter vs Monza match will be very normal because Monza is not a good team. They won't be a strong match for Inter.  Inter is the most potential team in the Italian league and in terms of points, Inter Monza has double points. So nothing to get too excited about this match. You might think that Inter beating Monza by a wide margin is a lot of fun but to me these matches are boring enough not to be very exciting. So I'm not too excited about this match
Inter Milan in this match has high spirits because apart from wanting to maintain their top position from the threat of Juventus, they also want to maintain a positive trend. because so far Inter have not been defeated in their last 13 matches in Serie A. Inter Milan have won ten wins and three draws, with a performance like that, Inter Milan deserves to be the favorite to get a positive result against Monza, even though this match is being played at Monza's home ground. However, this did not prevent Inter Milan from getting three points. Even so, Inter will not be able to win decisively against Monza because Monza also got good results in their last match after losing to Frosinone, so my prediction is that this match will end with a score of 1-2 in favor of Inter Milan.
175  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: January 12, 2024, 01:11:24 PM
Barcelona has difficulties scoring goals, while Real Madrid scored 5 goals against Atletico.
I know that some of the goals scored by Real were a little bit lucky, but that doesn't mean that the attacking players of Real are weak.
Real Madrid is the clear favorite for winning the Supercup of Spain. They will become even stronger, when Mbappe joins the squad in the summer. Barcelona probably needs a new coach and several new players. Xavi can't find a way to make the team score more goals.
 
If you look at the journey of the two teams, Real Madrid is the favorite to win the Spanish super champion title in the final against Barcelona. The reason is that Real Madrid won very convincingly against Atletico Madrid, even though it took an extra hour of time, the opponent they faced was a strong team, different from Barcelona against Osasuna, they had difficulty winning even though the team they faced was below their quality. In short, Barcelona didn't play well at all.

But each El Clasico match has a very different spirit. Barcelona might turn into something different in the final. Although the fact that the game was played in a neutral zone probably took some of the intensity away. So I think this EL Clasico match will be very tight. This is also a competition between Xavi and Carlo Ancelotti in formulating strategies. I think Real are not pressing as a team so the ball will belong to Barcelona and Real Madrid will rely on counter attacks and individual moments, which may or may not happen.
176  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: January 11, 2024, 11:20:50 PM
The injuries have made a serious impact on Man Cities squad. They will start playing much better no doubt when all players recover. All the teams now are scared with the comeback of Kevin De Bruyne. He is the main key in their team and with him they are different team and on a much better level. So i doubt with him that it will be hard to take away points from Man City
Yes that's right. In fact, injuries to several players have had a big impact on Man City's game, especially Kevin De Bruyne's injury. But now that he has returned, of course this will be a big warning for big teams, especially Liverpool, because apart from Kevin De Bruyne who is very important in the Man City squad, he also brings a positive aura to the squad and City. players look calmer when they are on the field. This was proven the last time Man City was able to win big and Kevin De Bruyne. managed to provide one assist in that match.

And the one who suffered the most when other big clubs had to lose players because of the Africa Cup of Nations, was Man City. The core players who were previously injured are now starting to recover. And Liverpool is the worst. Losing Salah for a month, plus losing Endo in midfield which is the first gate for Liverpool's defense. Even though he has started to get good results from Kloop's scheme. What's worse, Liverpool is only 5 points behind Man City, plus Man City has 1 match in savings.
177  Economy / Games and rounds / Re: 🚀 JacksClub.io: $150 ROUND 5 - BTC PRICE PREDICTION CONTEST 🚀 on: January 11, 2024, 11:00:02 PM
JacksClub Username: puloweh555
Prediction: $46,768
178  Bitcoin / Bitcoin Discussion / Re: What would it be like owning a Bitcoin in 2024? on: January 11, 2024, 10:54:51 PM

So what is your take about this, would you advise on owning Bitcoin in 2024 or do you see it as a total risk?
There are definitely risks in investing in bitcoins, but you can minimize these risks by storing bitcoins in the most secure wallet and guarding those phrases well (I assume you already understand them). What's more, as long as you don't sell it, even though the price is going down, you won't lose because Bitcoin will still go up again. After all, you already know the history of Bitcoin, so what are you still confused about?

especially if you look at the current bitcoin price of $46k which is still very cheap compared to the last ATH price, if you are asking for advice on investing in 2024 of course this is the right time because this year there is a bitcoin halving moment. which of course will happen with this bitcoin halving cycle, it will create a new ATH for bitcoin. So you don't need to hesitate to invest in Bitcoin, you don't need to buy large amounts, you can do the DCA strategy from now on. Don't waste the opportunity to buy bitcoin this year, because you will regret it later.
179  Economy / Economics / Re: How to survive hyperinflation? on: January 11, 2024, 10:34:46 PM
How do you strategically navigate hyperinflation to safeguard your financial well-being?

Would you invest on crypto, stocks or household when the cash is not the king?
To survive when hyperinflation occurs, of course we have to be wise in responding to it by abandoning the consumerist lifestyle, and of course seeking as much income as possible in order to maintain financial well-being during times of inflation. Apart from that, we also have to get used to living simply. If we lived in the countryside it would certainly be better because we could raise livestock and farm to meet basic needs and fill savings.

When hyperinflation occurs, investment is of course a good choice to protect value, so investment is a moment that must be utilized well, such as buying gold or bitcoin. I only keep money in the bank, never more than I need and I also use it as microtransactions for daily and monthly shopping purposes only.
I don't trust banks, just like banks don't trust me when I apply for a bank loan.
I think consumerist life style is not the first thing you should get rid of. Remember, what you buy today, will be more expensive later on, so you could make a profit that way. I am not saying have stuff that would be useless, but do have stuff that can be both liabilities and assets.

Let's assume this, if you buy a tablet, like ipad for example, that would look quite useless, I did that, just about 6 months or so ago, but today it is 1.5 what it was, so I can sell it right now and make a profit, even though I used it. If you ask people, they would say it's liability, but because a newer version didn't come out, and it's new year, and everything got new prices, the amount an ipad costs ended up higher. Even if it is the same amount, it's investment, and I can sell it, and still have cash.
I mean the consumerist lifestyle must be eliminated. The reason is that quite a few of them adhere to a consumerist lifestyle by buying luxury goods without considering the profits obtained. they even buy expensive items worth hundreds of dollars just for self-satisfaction or just to show off. This is what I mean, the consumerist lifestyle must be eliminated in order to survive hyperinflation. because this kind of lifestyle is usually not due to the need for the function of the item but is based on excessive desire and prestige.
180  Other / Archival / Re: Generational wealth on: January 11, 2024, 10:01:04 PM
What would be your advice for a pharmacist hoping to create generational wealth in the pharmaceutical industry
Any job can make you rich quickly and create generational wealth, as long as you can “run the business.” Don't just be a pharmacist, but have your own pharmacy and practice business. If this is done, generational wealth will be created because the pharmacy business has great potential, especially if combined with a practical business, because this profession is really needed.

This also applies to other jobs such as working as an accountant, of course to create wealth for your generation. Don't be satisfied with just being an accountant, but have your own public accounting firm. Don't just be an engineer, but build a planning/structural consulting company. In essence, in business! Build a business from the discipline of your choice, thereby creating wealth for future generations.
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