I agree with you. Sometimes we read that the theory of making a budget is very easy, but when put into practice it is very difficult, and often fails. That's why many people succeed in making a budget correctly for the future because it's not just theory and practice, so they have experience in making the perfect budget.

This is an incident that happened to me several years ago, for some reason, since working in the capital, my income has indeed increased a lot, but the workload, risks, cost of living, needs, etc. have also increased. Correct. We must have additional work, at least we must be creative and have skills.

I used to be the type of person who was really extravagant, buying this and that and that, wanting a lot. to the point that I forget to save, in the end I don't know what will happen to me in the future. Since Corona, I realized that in the future there will be more expenses, I can save and set aside money, even if it's a little, the important thing is that we can manage our finances well, I saved to buy Bitcoin.

If you want to bet, I think Getafe is the right choice, because as you have said, apart from playing this match at home, Getafe is also in a positive trend in the derby against Rayo Vallecano. The reason is that in the last five matches, Getafe only lost once, drew once and won three times. On the other hand, Getafe's performance appeared good after successfully holding Atl Madrid to a draw with a score of 3-3.

So in my opinion, Getafe in this match has a target of getting three points in this match, the reason is quite clear because Rayo itself has been in a bad trend recently. Rayo have only won one win from their last eight matches, apart from that they suffered four defeats and three draws. So after seeing this analysis I think Getafe will win this match.

Yes, this season, even though Leverkusen lost several star players, it doesn't make them weak, in fact they have become the strongest team currently in the Bundesliga by breaking their unbeaten record. Of course, it was all thanks to the cool hands of Xabi Alonso who made his team at Bayern Leverkusen develop and continue to grow. Just look at players like A. Grimaldo, thanks to Xabi Alanso, who was able to perform well until finally making his debut in the Spanish National Team.

This season Leverkusen seems to have a capable squad, even though previously they lost several star players due to sales, but were also sold due to financial problems. And it is also possible that if Leverkusen succeeds in winning the Bundesliga title this season, the same thing will happen again, namely selling star players. Only Bayern Munich does not sell star players because they are financially stable, I think this is a common thing that happens to clubs other than Bayern Munich.

This victory is important for Liverpool, not only putting pressure on Arsenal but also Aston Villa and Man City. Moreover, if Liverpool wins in this league, the difference will not be three points but five points from Arsenal.

Now what Liverpool needs to worry about is not Arsenal but Man City, because Man City has only played 19 matches while Arsenal has played 20 matches, meaning that if Man City wins the next match, they will be two points behind Liverpool. If Liverpool loses the match against Newcastle, then Man City will overtake Liverpool at the top of the standings because Man City still has one game remaining.

CoinRoyale Username: puloweh555
Time: 22'

Rest in peace Light_warrior!
Hopefully the family left behind will be given fortitude and patience for his passing, especially for the daughter of the deceased.

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My prediction:


My reason is because if we count backwards, we have 10 more days to wait for ETF approval, so I think this will be good news before we enter the Bitcoin Halving which is only a few months away.

JacksClub Username: puloweh555
Prediction: $42,992.72

It seems that it is difficult for Al Nassr to catch up on points with Al Hilal, the difference in points is now 10 points. Al Nassr has not yet played its 19th match against Al Taawoun. If Al Nassr can win this match, it means the difference in points with Al Hilal will be 7 points. This is still difficult to catch because Al Hilal this season has performed very well and they have not even been defeated in 19 matches in the SPL, of course they still want to maintain this trend.

Al Hilal this season is too strong and solid, putting pressure on its closest competitor Al Nassr. Al Hilal can also always play consistently because they have players with a combination of two creative midfielders Milinkovic Savic and Ruben Neves, and a strong defense like Koulibaly.

Many people say that in Porto's match against Arsenal in the last 16, Arsenal will progress to the next round, I also have that prediction. But for me, Arsenal getting through will not be easy because currently Arsenal's weakness is that they don't have an attacker who is truly deadly in front of the opponent's goal. Just look at when Arsenal lost against Westham, they controlled the match, they even often threatened the opponent's defense, but they had difficulty scoring goals.

So I think Arsenal's 1st leg will be a draw, Porto are not a great team, they have more European pedigree than Arsenal and may be on fire. As far as I know, Porto have some deadly attackers. Still need to be careful of them. I think Arsenal can take the opportunity to win when Arsenal play the second leg at home. Arsenal just won this match so they qualified for the next round. This is just my prediction

This is all because of the presence of Qatari money to PSG which makes Ligue 1 very financially unequal. In the past, Ligue 1 could be said to be quite evenly matched (Marseille, Lyon, Monaco, Lille, took turns on the championship board, before the arrival of Qatari money to PSG).

Like Lille at that time who had just won the 20/21 league, next season they immediately became a mediocre mid-table team because they were forced to sell and sell key players like Renato and Botman due to the Covid pandemic, while PSG had no influence whatsoever regarding finances. It's true that PSG's real ambition is the UCL league, that's why they dare to bring in big players, but the effect on Ligue 1 is because they are too superior so other teams can't compete with them, so it's not surprising that Ligue 1 is called the farmers' league, PSG with It's easy to get trophy level 1 without any obstacles.

It's true that the Premier League is difficult to predict, sometimes the bottom teams can surprise the big teams, but this time I believe Manchester City will not waste any points and they are ready to pose a serious threat to Arsenal and Liverpool. Man City has returned with double motivation after Arsenal and Tottenham dropped points.

Moreover, if you look at the history of these two teams, Man City is very superior every time they play against the Sheffield United team. Because in fact, Man City has never lost in eleven previous EPL league meetings with Sheffield United.

Yes that's right. This match is really superior for Juventus because they are on fire. of course they will try to get a win and end the year with three points. Juventus feels confident too, apart from being unbeaten in the last twelve matches they also have a good trend when facing As Roma at home.

With the conditions that Juventus currently has, I think this match will be won by Juventus, this victory is important for them to catch up on their points with Inter who are in first place. If Juventus is able to beat AS Roma, Juventus will be closer to Inter, only two points behind.

Yes that's right. The defeat experienced by Arsenal did not eliminate Arsenal from the EPL title competition, but this defeat at least made their mental decline, especially as they ended the year with a defeat. But I saw Arsenal vs Westham. In terms of coaching experience, David Moyes is much more experienced than Arteta, especially since Arteta is his former student, and Moyes seemed to know Arsenal's weak points and managed to beat the hosts with two goals without reply.

Currently Arsenal's performance is still better than Man City, but I am sure Man City can recover and slowly catch up on the points difference with Arsenal and Liverpool. Man City had extraordinary fighting spirit in the second half of the season. This can be seen from last season, they can get stronger and continue to be consistent after the second half of the season. And I think this season Man City will repeat the same thing as last season.

This slogan will continue to exist, because every country will always hate bitcoin and in every way they want to frame bitcoin with bad things, even campaigning for bitcoin to die or the end of bitcoin. but it turns out that until now bitcoin has not died, in fact the price is increasing.

This is because the USD is starting to be dedollarized, if you add more bitcoin it could be even more dangerous for America. It's natural that America is hostile to and wants to kill Bitcoin. Bitcoin was created to be free from regulators, so that there would be no incidents like the case of Russia where its USD reserves could be frozen carelessly by America. So that investor money cannot be frozen or confiscated unilaterally by any government.

Also so that there are no cases where investors' funds just disappear like bank customers who can suddenly disappear up to millions of dollars without a trace. Investors can store their assets in their personal digital wallet (cold wallet) if they want their bitcoins to be safe, not on an exchange. Storing crypto on an exchange is similar to storing money in a bank, it can be misused by the exchange.

Investing in altcoins not only requires rigorous research and analysis, but investing in altcoins also requires strong mental and psychological abilities. Because as you said new altcoins always appear if we enter at the right time of course this will be an advantage for us and conversely if we are stuck at an expensive price when it goes down then the altcoin will have difficulty reaching the new price again. Investing in altcoins can be said to be like gambling, you can make money quickly and it can make you bankrupt depending on how you take advantage of the momentum. However, what is clear is that altcoin investment is not worthy of long-term investment.

Yes that's right. The wisest investment choice is of course in bitcoin because it has been proven for a decade that it is still going strong, even the price is getting higher, and of course investing in bitcoin doesn't need rigorous research, we just need knowledge of a safe storage wallet and holding it in the long term.

Of course, America and Europe will do everything in their power and efforts to protect their currencies, the dollar and euro, in various ways so that they continue to be used as a means of international trade transactions by all countries.

Therefore, any country that tries to weaken their currency, such as China and Russia, must immediately be weakened and destroyed in ways like what we have seen now through trade wars, proxy wars, energy wars, information wars, biological wars and many other wars. which they play with the main aim of protecting their currency interests so that they can continue to rule this world by fooling other human beings into using their currency which is not backed up by gold or worthless paper without any collateral attached to the money. buying petroleum and other things that have useful value are only paid for with play money that is worthless and printed at will, this is truly an abuse that cannot continue. So I think the presence of Brisc is really aimed at weakening the US Dollar. In my opinion, it is good, so that the West's economic and political hegemony over the world is balanced.

It cannot be denied that as time goes by, technology is also increasingly developing and in the end we are guided to follow the developments of the times. If in the past there was barter as buying and selling, now fiat as a transaction could mean that in the future crypto can replace fiat. These possibilities will definitely happen, we just have to wait for time.

Now we are more accepting that crypto is a commodity. Because the journey to replace fiat money is still a very long journey and there are twists and turns. Not every country has regulations to make transactions free via crypto. And on the other hand, our lifespan also has limits, are we worth waiting for something that is still gray? (crypto replaces FIAT money). I think, there are still many options to place better hopes and in a "real" form.

Yes that's right. Gambling cannot be separated from the luck factor, and this is a fact. Even though we already understand how to play or have analyzed it well without luck we won't win. So I'm just saying that gambling cannot be separated from skill and luck, both of which are very much needed in gambling. Indeed, borrowing money to chase luck is a stupid act, because luck cannot be targeted and cannot be predicted, luck will flow as it should, what we need to do is continue playing with existing skills, then luck will come by itself.

So, your responsiveness makes you lucky. Being smarter makes you smart or lucky? Luck is when something happens that is out of your control, you can always be more responsive and intelligent because you can control it. luck is just that luck.

Nothing is impossible in football, anything can happen. Moreover, if the players continue to maintain fitness, it is not impossible that they can maintain their unbeaten record in the SPL until the end of the season. Currently, if you look at Al Hilal, they are very superior in all aspects, apart from never losing, they also rarely concede and score a lot of goals. Moreover, the difference in points with Al Nassr of seven points will make Al Hilal play with the upper hand in every match they face.

Al Nassr has thrown away points in several matches so it is difficult to catch Al Hilal, of the 18 matches they lost three and drew one. In contrast to Al Hilal, they experienced two draws. Even though Al Nassr has been performing well recently, it's too late, they shouldn't have wasted so many points from the start, especially since Al Nassr's squad is a luxurious squad.

This match will definitely be very intense, especially as Arsenal will try to take over first place when they host West Ham United.
Liverpool's victory against Burnley means they are now top of the league with 42 points, two points ahead of Arsenal in second place. Of course, this result puts pressure on the Arsenal team.

Apart from that, currently West Ham is in high confidence after beating Spurs and Man United in the last match. This is good capital against Arsenal. West Ham have also shown a lot of consistency recently. Therefore, Arsenal must give everything and Arsenal must perform well to be able to overtake Liverpool at the top of the standings. I hope Arsenal can win this match so that the EPL league competition will be even fiercer.