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Author Topic: Wirex- Bitcoin Debit Card | Buy Bitcoin | Mobile Banking | Send Money  (Read 54161 times)
gentlemand
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March 05, 2019, 05:37:41 PM
 #1041

Is there alternative good crypto debit card service except for Wirex? It looks like these guys don't accept any application from Asian countries and I am left only with Revolut account. Revolut metal card had a monthly 10$ fee and they offer atm withdrawal without paying any fees. ANy suggestions are welcome.

There are very few left. I can't think of anywhere that covers Asia.

Revolut has nothing to do with crypto other than the ability to park money in it. You can't withdraw or deposit crytpo with it.

This is the most comprehensive list = https://docs.google.com/spreadsheets/d/1DRbTeMCzb4UeXI0YlAzBxMc2u2i0cN_17Ql6eMngK6E/edit#gid=0

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March 15, 2019, 01:15:24 PM
 #1042

Got my wirex card today.

It took about 7 days, got a tiny parcel in the mail (good that I spotted it and didn't throw it along with some pizza and Lidl offers) activated the card and now....I'm wondering....
I only plan to use this as some sort of exchange BTC for products without resorting to cash withdrawals from a major exchange, which I only do when bigger sums are involved not a few tens or hundred euros.

I've read the topic a few times before ordering, a few times while I was waiting but it has been a bit dead since last year so anyone here with a card, any feedback on what issues can appear with it? I know the part of not leaving BTC there Grin Grin Grin




 

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March 16, 2019, 01:00:07 PM
Merited by stompix (1)
 #1043

I've read the topic a few times before ordering, a few times while I was waiting but it has been a bit dead since last year so anyone here with a card, any feedback on what issues can appear with it? I know the part of not leaving BTC there Grin Grin Grin

I've never had any issues with actual usage. It's the only crypto debit card that's worked everywhere I've tried it. The others were Wavecrest cards and they crapped out in quite a few places.

Logging in can sometimes be problematic. If you try to bypass that by resetting the password the link through email gets very confused between the app and the website. Once you take the spread into account and the monthly fee it's not cheap. Overall I'm happy with it and I'll make occasional use of it until it dies. Which could well be any second.

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March 16, 2019, 06:45:17 PM
Merited by stompix (1)
 #1044

so anyone here with a card, any feedback on what issues can appear with it? I know the part of not leaving BTC there Grin Grin Grin

All the problems I've got with the current Wirex card were small. There are some 2-3 shops that don't accept the card. So you better always have one more working card with you.
Another bad surprise was with an ATM. After about 3 or 4 withdraws at "only" Wirex fee (EURO ATM), the bank added one extra fee on top of that (luckily displayed by the ATM). However, withdrawing from Wirex card is not a good business. Spending in Europe is, on the other hand, Okay.

If your local currency is not EUR / GBP you'll have Forex fee added separately. Wirex writes you've spent 7 EUR, but you'll see in the details of the transaction 1 EUR extra for fees and actually 8 EUR missing (not too obvious).

Also especially at the gas stations, especially in week-ends, you may get more money reserved for the purchase than the normal cost, but that usually normalizes during the next week.

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March 16, 2019, 08:56:22 PM
 #1045

Also especially at the gas stations, especially in week-ends, you may get more money reserved for the purchase than the normal cost, but that usually normalizes during the next week.

I've never had any type of prepaid card work for fuel. For some reason they always fail. I had the same with non crypto USD and EUR cards in the past as well. It's more than a little inconvenient.

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March 18, 2019, 12:37:41 PM
 #1046

I am from India and they banned my verified account,I bought lots of coins through them.
Whats is their problem BTW,?
I think they do-not want buyers,kinda funny
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March 18, 2019, 02:12:57 PM
 #1047

Also especially at the gas stations, especially in week-ends, you may get more money reserved for the purchase than the normal cost, but that usually normalizes during the next week.

I've never had any type of prepaid card work for fuel. For some reason they always fail. I had the same with non crypto USD and EUR cards in the past as well. It's more than a little inconvenient.

Because the gas stations charge your card not only for the petrol but it also takes collateral (equivalent to the amount you're buying). And because these cards are considered as a prepaid card, they can't take the collateral and so accept the card. That's the same when you rent a car or pay for the hostel. It's not only the prepaid cards, but it's also the same with the cheap Visa banks give you.

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March 19, 2019, 02:00:04 PM
 #1048

@Wirex,

Is there any possibility to have an instant conversion from crypto to fiat (like the old xapo and coinsbank, former bit-x)?
stompix
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March 19, 2019, 05:11:49 PM
 #1049



All the problems I've got with the current Wirex card were small. There are some 2-3 shops that don't accept the card. So you better always have one more working card with you.
Another bad surprise was with an ATM. After about 3 or 4 withdraws at "only" Wirex fee (EURO ATM), the bank added one extra fee on top of that (luckily displayed by the ATM). However, withdrawing from Wirex card is not a good business. Spending in Europe is, on the other hand, Okay.

If your local currency is not EUR / GBP you'll have Forex fee added separately. Wirex writes you've spent 7 EUR, but you'll see in the details of the transaction 1 EUR extra for fees and actually 8 EUR missing (not too obvious).

Not planning on doing any withdrawals for cash but let's just say I would find myself in this situation in a non-euro country.
I had some bad experience with epassporte when I had something like 104$ on it, tried to withdraw 100$ equivalent, the atm told me not enough funds and I got charged 2$, not that big sum but could get annoying.

Not let me see how this works with Wirex if I'm in Hungary or Romania.
I do a transaction, they charge me €2.00, the bank charges another fee (Huh) and then there is a forex shave on top of that?

Judging by your post history you're from Romania, so a quick example taking into account the 4.75 rates(?), if I have 100 euros it's safe to say I'm not getting more than 450 out of the ATM? Or not even that?




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March 19, 2019, 08:25:35 PM
 #1050

Guys, anyone has an idea which card issuer does wirex use for cards? Visa has terminated its agreement with Wavecrest and my last card from Shift is unstable after the email about closing cards in April.

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March 19, 2019, 08:52:14 PM
 #1051

Guys, anyone has an idea which card issuer does wirex use for cards? Visa has terminated its agreement with Wavecrest and my last card from Shift is unstable after the email about closing cards in April.

https://www.contis.com

https://www.contis.com/2018/03/14/753-2/

That's who they work with. I've never heard of them before. As far as I know they don't work with any other crypto company. They signed a three year deal with Wirex. They have a separate deal for the US with a joint named i2c who I've never heard of either.

The fact that their deal is unique might make it more resilient. I get the impression Wavecrest didn't give a shit who turned up at their door.


Not let me see how this works with Wirex if I'm in Hungary or Romania.
I do a transaction, they charge me €2.00, the bank charges another fee (Huh) and then there is a forex shave on top of that?

There'll be an FX fee plus their usual ATM fee. It's possible the bank fee will be on top but it'll depend on the bank and the country. In the US I've never found a free ATM and it was sometimes up to $5 extra. In much of Europe it was nothing.

NeuroticFish
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March 20, 2019, 10:44:17 AM
Last edit: March 20, 2019, 03:12:24 PM by NeuroticFish
 #1052

I had some bad experience with epassporte when I had something like 104$ on it, tried to withdraw 100$ equivalent, the atm told me not enough funds and I got charged 2$, not that big sum but could get annoying.

Not let me see how this works with Wirex if I'm in Hungary or Romania.
I do a transaction, they charge me €2.00, the bank charges another fee (Huh) and then there is a forex shave on top of that?

Judging by your post history you're from Romania, so a quick example taking into account the 4.75 rates(?), if I have 100 euros it's safe to say I'm not getting more than 450 out of the ATM? Or not even that?

I've withdrew only 2 or 3 times in Romania from Wirex. About one year ago. And I've done some 5 other attempts in which I didn't withdraw.
In those 5 attempts the bank tried to do the exchange for me at an awful exchange rate, so, "thanks, but no".
One bank's ATMs allowed me to get Wirex exchange rate (allowed to select if ATMs bank or Card's bank does the exchange) which looked better, but back then I don't know for sure if I knew about the extra fx fees, which were not displayed as good as today.
I had to pay only Wirex ATM fee and Wirex fx fee.

In Greece, as I said, I withdrew EUR a few times at Wirex fee, then, at same bank's ATM, the bank attempted to charge extra. Then I've checked a few other banks ATMs (in one mall) and all were charging extra.


At least the ATMs started showing more clearly what they charge. The Wirex fee is clearly there charged extra, that's for sure.
Unfortunately I don't have more accurate info because I don't spend lately as much Bitcoin as I did in the first months of last year.


Edit: fixed/made it clearer

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March 20, 2019, 02:25:30 PM
 #1053

Guys, anyone has an idea which card issuer does wirex use for cards? Visa has terminated its agreement with Wavecrest and my last card from Shift is unstable after the email about closing cards in April.

https://www.contis.com

https://www.contis.com/2018/03/14/753-2/

That's who they work with. I've never heard of them before. As far as I know they don't work with any other crypto company. They signed a three year deal with Wirex. They have a separate deal for the US with a joint named i2c who I've never heard of either.

The fact that their deal is unique might make it more resilient. I get the impression Wavecrest didn't give a shit who turned up at their door.


Hmm, I've never even heard of these companies before.

I also tried to get some answers from the telegram group but all the scam accusations there are very unnerving. The only responses I get are canned responses or 'I'll chase that up with the team'. It is so frustrating.

I just wanted to know if Contis is the one that deals with the money that you deposit into your account or if it is another company or bank? Is the money really safe?
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March 20, 2019, 02:34:41 PM
 #1054

Hmm, I've never even heard of these companies before.

I also tried to get some answers from the telegram group but all the scam accusations there are very unnerving. The only responses I get are canned responses or 'I'll chase that up with the team'. It is so frustrating.

I just wanted to know if Contis is the one that deals with the money that you deposit into your account or if it is another company or bank? Is the money really safe?

I don't know anything about i2c. Contis are regulated by the FCA and seem to be British based so I presume they'll be covered by bank insurance if they themselves keep the money deposited.

By far the biggest risk will be them giving up on operating the cards. In which case you apply to them and receive whatever fiat is left on there via cheque. That's how Wavecrest handled it.

What are the nature of the scam accusations?

Whatever they are treat the card like it's going to die any second. Don't leave anything on there and definitely don't depend on it as your one source of spending.

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March 20, 2019, 02:56:27 PM
 #1055

I've withdrew only 2 or 3 times in Romania from Wirex. About one year ago. And I've done some 5 other attempts in which I didn't withdraw.
In those 5 attempts the bank tried to do the exchange for me at an awful exchange rate, so, "thanks, but no".
One bank's ATMs allowed me to get Wirex exchange rate (allowed to select if ATMs bank or Card's bank does the exchange) which looked better, but back then I don't know for sure if I knew about the extra fx fees, which were not displayed as good as today.
I had to pay only Wirex ATM fee and Wirex fx fee.

In Greece, as I said, I withdrew EUR a few times at Wirex fee, then, at same bank's ATM, the bank attempted to charge extra. Then I've checked a few other banks ATMs (in one mall) and all were charging extra.


At least the ATMs started showing more clearly what they charge. The Wirex fee is clearly there, that's for sure.
Unfortunately I don't have more accurate info because I don't spend lately as much Bitcoin as I did in the first months of last year.

Thanks for the feedback.

I did travel twice in eastern Europe (Hungary, Romania ending with a Bulgarian resort) and my experience with the ATM there wasn't quite satisfying let's say. Both of them only showed me how much in local currency I want to withdraw, no commission, no extra fees, and no exchange rates. But was quite a long time ago and seems things have changed for the better.

Anyhow, I'll use the wirex card for cash as the last resort possible, if I lose my card or it gets blocked, if I run out of cash, if I can't pay directly with it, almost no chances of it happening, but it doesn't hurt to know what you might be facing.


Whatever they are treat the card like it's going to die any second. Don't leave anything on there and definitely don't depend on it as your one source of spending.

Lols, this is exactly my plan also  Grin
Probably I won't leave there more than 10-20 euros or something like that.

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March 20, 2019, 03:11:26 PM
 #1056

I did travel twice in eastern Europe (Hungary, Romania ending with a Bulgarian resort) and my experience with the ATM there wasn't quite satisfying let's say. Both of them only showed me how much in local currency I want to withdraw, no commission, no extra fees, and no exchange rates. But was quite a long time ago and seems things have changed for the better.

The exchange rate is not shown. But since I withdrew round amounts (200 EUR iirc) it was easy to calculate. The bank fee is shown. And if you are lucky you are asked which bank you prefer for conversion. Also if you are lucky the ATM will work also in English  Cheesy

However, Wirex is most comfortable at using for PoS payments in shops. Use it for that, instead of withdrawing cash. You can get cash from your normal card too.
And if you pay in shops, Wirex shows the transactions quite fast, so if anything unauthorized happens, you'll see it and you can block the card right away. (My normal bank card started having such features only this year).

Anyhow, I'll use the wirex card for cash as the last resort possible, if I lose my card or it gets blocked, if I run out of cash, if I can't pay directly with it, almost no chances of it happening, but it doesn't hurt to know what you might be facing.

This is a risky approach. There's a chance, and not a very small one, that your Wirex card gets rejected.
I used to use Wirex for payments (as long as I had money on it) and my normal bank card as backup.

I want to add a correction/clearup:

The Wirex fee is clearly there, that's for sure.

The Wirex fee is clearly charged (not displayed on ATM; probably displayed in-app). At this read I've seen that the way I wrote it may imply something else.

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March 20, 2019, 03:25:10 PM
 #1057

Anyhow, I'll use the wirex card for cash as the last resort possible, if I lose my card or it gets blocked, if I run out of cash, if I can't pay directly with it, almost no chances of it happening, but it doesn't hurt to know what you might be facing.

This is a risky approach. There's a chance, and not a very small one, that your Wirex card gets rejected.
I used to use Wirex for payments (as long as I had money on it) and my normal bank card as backup.

Why is this risky?
I'll treat the wirex card as not being in my wallet at all and when all normal options I use today are no longer available I'll try that, just like finding some old bills stashed in my socks.

My current ING card works flawless, I get instant app notifications for transactions, they have a hotline that works pretty well, and it's a bank, not some Panama company.
But until I can load it with BTC directly I'll use this wirex to spend a few extra satoshis when there is no direct BTC option.

Normally I wouldn't take this approach but filling my tax forms wasn't quite a cheerful event  Wink



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March 20, 2019, 03:27:56 PM
 #1058

Hmm, I've never even heard of these companies before.

I also tried to get some answers from the telegram group but all the scam accusations there are very unnerving. The only responses I get are canned responses or 'I'll chase that up with the team'. It is so frustrating.

I just wanted to know if Contis is the one that deals with the money that you deposit into your account or if it is another company or bank? Is the money really safe?

I don't know anything about i2c. Contis are regulated by the FCA and seem to be British based so I presume they'll be covered by bank insurance if they themselves keep the money deposited.

By far the biggest risk will be them giving up on operating the cards. In which case you apply to them and receive whatever fiat is left on there via cheque. That's how Wavecrest handled it.

What are the nature of the scam accusations?

Whatever they are treat the card like it's going to die any second. Don't leave anything on there and definitely don't depend on it as your one source of spending.

I feel like it just needs to be a little clearer on whether Contis themselves keep the money deposited or not.

Yeah, it would be far better to deal with the card operations themselves. Exactly, I don't put too much stock in these kinds of things anyway but am certainly going to tread cautiously until the negativity I'm hearing disappears.

Regarding the scam stuff, the state of the telegram chat is just...poor. People have been putting money in or transferring money around and it has disappeared. Support tickets are taking days to respond to and admins keep saying they will chase it up but nothing is being done about it.
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March 20, 2019, 03:30:03 PM
 #1059

Why is this risky?

Because with your approach, when you may need Wirex card the most, it may not be accepted.
But maybe I'm too pessimistic  Cheesy

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March 20, 2019, 08:18:57 PM
 #1060

~snip~


Just want to ask if you pay for your Wirex card delivery? Do you receive the card without paying any amount? Do they ask for KYC?

Just notice their fees that they only ask for a monthly fee of $1.50 and others are free I don't find their Card pricing.

Edit:
Looks like they don't allowed Asian countries?

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