2017 Bitcoin Debit Card Reviews

[crairezx20]

Guys i would like to ask if what debit card is the best to use in my country philippines i am planning to start to have a debit so that i can withdraw my bitcoin easily..

[yudy]

what do you advice for, do you think the best debitcard with bitcoin
requirement :
1. low fee
2. responsive customer service answer problem client
3. bitcoin rate top up competitif

[harlan86]

Guys i would like to ask if what debit card is the best to use in my country philippines i am planning to start to have a debit so that i can withdraw my bitcoin easily..

My opinion that it's depends on the amount of fiat what you want to withdraw.

Probably, if it more than $1000 per month I could suggest use coinsbank (bit-x), because they have lowest fee for withdraw. But the price for card maintenance are relatively high.
If you would withdraw rarely and not big amount of money, I could suggest use advcash, because they have cheapest plastic card promo price (5$) and don't have monthly fee. But conversion fee is higher than in coinsbank.

[harlan86]

Ive just load my virtual debit card on e-coin (wirex) , the price to buy bitcoin was 680 on his site but when I put money on my virtal debit card they change me at 651.44, (bitcoin wisdom was at 670) thats a 4% fee  on his site, 3% against wisdom on bitstamp.  


Is there a month fee in virtual cards too??

This hidden fee they called for 'system internal exchange course'.
But you are right, actually it's a just a fee, because it's a every time lower that any exchange system on the market.
From my experience I never saw this fee from his side better than 3% comparing to bitstamp.


About monthly fee it's a better to ask for support directly and tell us here.
They actually have some different rules for fees and limits comparing to what they show in site. So everything could be with fee for virtual card.

[gosha@e-coin]

Ive just load my virtual debit card on e-coin (wirex) , the price to buy bitcoin was 680 on his site but when I put money on my virtal debit card they change me at 651.44, (bitcoin wisdom was at 670) thats a 4% fee  on his site, 3% against wisdom on bitstamp.  


Is there a month fee in virtual cards too??

This hidden fee they called for 'system internal exchange course'.
But you are right, actually it's a just a fee, because it's a every time lower that any exchange system on the market.
From my experience I never saw this fee from his side better than 3% comparing to bitstamp.


About monthly fee it's a better to ask for support directly and tell us here.
They actually have some different rules for fees and limits comparing to what they show in site. So everything could be with fee for virtual card.

the rate on our platform is an aggregated rate from a few exchanges. Comparing this rate/service to Bitstamp is not particularly adequate - it is a bit like comparing your local shop with a wholesale hypermarket - different offering, different conditions.

The monthly fee on all cards, plastic or virtual, is charged by the issuing bank. We keep trying to convince them to reduce/remove this fee, but so far with little success - banks need to make their money..

[harlan86]

the rate on our platform is an aggregated rate from a few exchanges. Comparing this rate/service to Bitstamp is not particularly adequate - it is a bit like comparing your local shop with a wholesale hypermarket - different offering, different conditions.

That's why people posted this bad exchange rate information in reviews.

Also you should  know, that until actually order the card there is no way to know real exchange rate in your system.

With absolutely uninformative exchange rate on the site's main page, your 'local shop' behavior like a hide real prices, and show fake one that is cheaper in hypermarket not fair, huh?

[gosha@e-coin]

the rate on our platform is an aggregated rate from a few exchanges. Comparing this rate/service to Bitstamp is not particularly adequate - it is a bit like comparing your local shop with a wholesale hypermarket - different offering, different conditions.

That's why people posted this bad exchange rate information in reviews.

Also you should  know, that until actually order the card there is no way to know real exchange rate in your system.

With absolutely uninformative exchange rate on the site's main page, your 'local shop' behavior like a hide real prices, and show fake one that is cheaper in hypermarket not fair, huh?

you've got a certain point, yes, but not entirely.

You see the exact amount you'll get loaded to the card (or written off the card in case of buying bitcoins) before confirming the transaction - nothing is added to it, so, there is no hiding anything. As for only being able to see it when you have a card, yes, but when you register an account and download the Wirex app you get a virtual card free of charge, so, this is barely a solid argument.

And our "buy bitcoin" price is better than many "hypermarkets", too, not to mention that the offering itself is unique. People often post reviews without putting much thought into it - let's face it, and only very few do so when they get a unique service and/or very good rates, but everyone is quick to shout loud whenever they think something is not fair

[EpyxZ]

Reading a lot about all these conversion fees ontop of fee for this and that.

I read through this thread quite some time ago and picked coinbases shift card. (Im in the US so theres not a lot of options) but I have to say that Coinbase has given me 0 problems. $10 for a plastic card.


Coinbase SHIFT card has NO  btc to usd fee
Coinbase SHIFT card ATM withdrawl fee 2.50 (international 3.50)
Coinbase SHIFT card Over the counter cash back 2.50 (int 3.50)
Coinbase SHIFT card Debit/Credit purchase fee 0.00

I have had 0 problems with my shift card so far. It's as simple as depositing BTC to your coinbase account and going to the atm. And on top of that Coinbase does not charge transaction fee's if you withdrawl btc from coinbase to a different wallet.

So long story short if you live in the US Coinbase is a very good card.

[EpyxZ]

Just got an e-mail from coinbase today

Coinbase adds support for PayPal and Credit Cards
One of our objectives at Coinbase is to add as many funding mechanisms as possible to make exchanging digital currency easy. As a step in that direction, Coinbase now accepts PayPal (for bitcoin sells) and credit cards (for bitcoin buys).

To get started, visit the payment methods page on Coinbase.com or tap "Settings" and then "Payment Methods".

Kind regards,
The Coinbase Team

So now you dont have to find a plastic provider anymore.
 If you get a coinbase account and then get a paypal prepaid card you can exchange btc for usd at coinbase then transfer the usd to your paypal prepaid and jet to the atm or store.

But i do believe paypal has a $5 monthly account fee. So in the long run it would still be cheaper and less hassle to just get a shift card. But hey its another option. Kind of turns Paypal into a btc card in a way if you automate btc to usd to paypal whenever you get a coinbase deposit

[cloudnthings]

Anyone seen this site before?
http://www.bitcoin-debit-card.com

Looks useful as well.

[drhany215]

Hello
I need a card better to be virtual easily funded by PayPal when linked to it and little fees when I load my account of website

[EpyxZ]

Hello
I need a card better to be virtual easily funded by PayPal when linked to it and little fees when I load my account of website

www.paypal.com/prepaid  (google paypal prepaid etc. )

[Wirex]

Hello
I need a card better to be virtual easily funded by PayPal when linked to it and little fees when I load my account of website

www.paypal.com/prepaid  (google paypal prepaid etc. )

Hey! Check the Wirex Card. We offer a free prepaid Visa you can top up with PayPal. Just sign up and download the app.
Wirex app V1.3 is now available:

• iOS https://wirexapp.com/iphone
• Android https://wirexapp.com/android

[drhany215]

Hello
I need a card better to be virtual easily funded by PayPal when linked to it and little fees when I load my account of website

www.paypal.com/prepaid  (google paypal prepaid etc. )

Hey! Check the Wirex Card. We offer a free prepaid Visa you can top up with PayPal. Just sign up and download the app.
Wirex app V1.3 is now available:

• iOS https://wirexapp.com/iphone
• Android https://wirexapp.com/android

When It funded externally... The balance appear automatically in my wallet?
I plan to buy bitcoin daily by 2000$
I think wirex have very low daily limit when buying bitcoin by credit card

[cloudnthings]

So I gave wirex/ecoin a go and the process was not too bad from someone who was doing this for the first time.

I tested the virtual card and transfered some btc into wirex and then converted it to USD. The rate was $628 v market rate of $646 which represents a 3% fee just like what was stated. When I made a purchase in a non USD currency, the exchange rate was very competitive which was good.

I haven't tested out the non optional SMS monthly notification fee or inactivity fee etc yet.

I'm also in the process of ordering a SpectroCoin card and giving that a go.

[harlan86]

Now I come to review CoinsBank / Bit-X plastic card - Named one.

The actual card is grey VISA, issued by Wave Crest for MyChoice program.

The pros:
- Best exchange rate and withdrawal from card according to my knowledge on the market
- Support is fast and usually reported during the same day of request
- Card delivered to East Europe during around 7 days with priority mail from Spain (my fried from middle Europe take one more card with 4 days only)
- Service are worked quite well and have a lot of options, not only send BTC to card
- Card come with card holder, pen, gift box. It looks like this:
https://forum.bits.media/uploads/downloaded/tuw5d9h_196f2e137b123be228333c0724c7d7e8.jpg
Get a card in this way is much more pleasant than in a simple letter

The cons:
- Card was created and waited for send for a 2 weeks. Sent out only after ask support for it
- Account verification delayed for a 2 weeks for process documents. Also processed only after ask support for it
- They have one verification for account(made by system) and second verification for card (made by bank). Total time for verification is around 3 weeks!
- The card cost, activation cost, withdrawal transaction fee, maintenance fee are high comparing to other service. Fortunately it easily pays by good exchange rate of BTC/fiat

I could rate CoinsBank for 4.5 stars from 5, because as I see on the market there are best exchange rate for withdraw BTC.
If you want to spend a lot of money with card it would be very good candidate. If coinsbank reduce maintenance cost they will be best on the market.

[harlan86]

And review for AdvCash plastic card.

The actual mastercard, issued by Wave Crest.
The main different to other that even card from Wave Crest, it NOT follow MyChoice program. And thats why you can't use benefits from this program.

The pros:
- Support are very fast and answers in around of hour
- The promo price for plastic card only 5$
- Account verification is a fastest from my experience. Take only 2 hours (compare to 3 weeks with CoinsBank!)
- Service are worked quite well and have a lot of options for deposit and withdraw
- Card came very fast, around 10 days
- Very low maintenance fee for card, no yearly fee
- Best daily withdraw limit - 3000$ (but still 2 transactions per day like other services)

The cons:
- BTC/Fiat Exchange rate are lower that could be. Fee is BIG. Very similiar to e-coin (around 3%) and it not very good
- UI for site are not very intuitive and don't show usefull things, like a current daily or monthly limits, etc.

I could rate AdvCash for 4/4.5 stars from 5, because as I see they are very good in almost all, except exchange rate/fee.
For rare and not costly operations it's a very good option.

[BitcoinNewsMagazine]

You can add the new BitPay Visa bitcoin debit card to the list. Shipping to all US states only.

[redsn0w]

And review for AdvCash plastic card.

The actual mastercard, issued by Wave Crest.
The main different to other that even card from Wave Crest, it NOT follow MyChoice program. And thats why you can't use benefits from this program.

The pros:
- Support are very fast and answers in around of hour
- The promo price for plastic card only 5$
- Account verification is a fastest from my experience. Take only 2 hours (compare to 3 weeks with CoinsBank!)
- Service are worked quite well and have a lot of options for deposit and withdraw
- Card came very fast, around 10 days
- Very low maintenance fee for card, no yearly fee
- Best daily withdraw limit - 3000$ (but still 2 transactions per day like other services)

The cons:
- BTC/Fiat Exchange rate are lower that could be. Fee is BIG. Very similiar to e-coin (around 3%) and it not very good
- UI for site are not very intuitive and don't show usefull things, like a current daily or monthly limits, etc.

I could rate AdvCash for 4/4.5 stars from 5, because as I see they are very good in almost all, except exchange rate/fee.
For rare and not costly operations it's a very good option.

If you want post also your review here in the official thread:

 - https://bitcointalk.org/index.php?topic=1011381.0

[bitwala]

I have an E-Coin card. Its always worked for me. I took a free card from Bitwala which I could never get activated and support did not respond so I gave up.

Hi,

I just dug through the forums a little bit and saw your issue. I'm sorry support was unresponsive, we've been hiring some new people and everything should work properly now. I'd be happy to make sure your issue gets addressed, could you please write support again and/or send me a PM with your details and the issue?

Sorry again for the inconvenience.

Cheers
Jeff from bitwa.la