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Author Topic: How good are you at managing your money  (Read 51519 times)
serjent05
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August 15, 2016, 03:27:08 PM
 #441

I was not so lucky to born in Israel, but i am good at managing MY money Grin Also i am studing now on economy faculty, and it's makes me even better.
why do you say no luck. many people who say that the Jews are those who have a smart brain. there are many figures like Einstein? he is Jewish and he is smart
maybe you can use your skills and ingenuity to get bitcoin dude Cheesy

Maybe he/she was just born in Israel and he doesn't have any blood from Israelites. Maybe he/she is also not a Jew. But yes, I really want to have friends that are Jew and learn from their wisdom and their talents and skills. They are really good - Einstein, USB, Facebook, and the like.

I don't see the connection of someone being born in Israel and being unlucky on managing money.  What was it in Israel that made you unlucky being born there?  Im kinda curious.  Anyway I'm not good at managing money but my mom is Cheesy  I give all my salary to her and let her budget the money for family

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magemist
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August 15, 2016, 03:29:24 PM
 #442

Actually not to good at all right now. Undecided
I have to borrow money to pay for gas which really sucks when you go to go to work.
That tells you something about my finances and what a mess they are in right now. Angry
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August 15, 2016, 03:37:49 PM
 #443

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure   and if we have plan for them we can managing our money good .
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August 16, 2016, 07:02:04 AM
 #444

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure   and if we have plan for them we can managing our money good .

Exactly, if we keep records of our expenditures or if we just spend with care then we can easily manage our money without any stress, but if we just spend everywhere without keeping any tracks then we would be in trouble counting them at the end if we want.
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August 16, 2016, 07:55:36 AM
 #445

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure   and if we have plan for them we can managing our money good .

Having a budget plan would be the best idea  and just make sure not to spent money more than on your monthly salary for sure its a  overdropped and you would have a hard time to cope up with that since you would definitely make loan to someone if you are always overspending  on your money.

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Xester
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August 16, 2016, 08:09:58 AM
 #446

I am not good in handling my money before.  I used to be like you like every paycheck I always just spend them to nonsense things.  I buy products that I do not really need.  I just bought them because I want to justbe like with my friends.  But I do not really need them  I always buy foods to feed my whole family, I mean its like there's always a celebration as I always cook for them.  Time passed quickly and I really wanted to quit my job so I quit.  I do not have any savings to cope for like 8 months of unemployment.  That is my reflection time, it taught me to realize things.  I still regret those times when I am not good in handling my money.  But I am also thankful that I quit my job because that because if I was still there and earning good salary I might not wake up to my gruesome spending habit.  I know now how to budget things and ready again to have a nice paying job.
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August 16, 2016, 12:00:39 PM
 #447


I'm very good at managing my money. I always seperate my money into some addresses. 1 for gambling and 1 for received money from my services.
when you think you're good at saving money. you should already have a good result, as you already have a lot of money in your wallet or your bank? is it you have it? If you already have a lot of money in the wallet. I can say that you succeeded in doing manage the financial

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August 16, 2016, 12:06:40 PM
 #448

I am not good in handling my money before.  I used to be like you like every paycheck I always just spend them to nonsense things.  I buy products that I do not really need.  I just bought them because I want to justbe like with my friends.  But I do not really need them  I always buy foods to feed my whole family, I mean its like there's always a celebration as I always cook for them.  Time passed quickly and I really wanted to quit my job so I quit.  I do not have any savings to cope for like 8 months of unemployment.  That is my reflection time, it taught me to realize things.  I still regret those times when I am not good in handling my money.  But I am also thankful that I quit my job because that because if I was still there and earning good salary I might not wake up to my gruesome spending habit.  I know now how to budget things and ready again to have a nice paying job.

I had the same problem. I live from day to day. Then i got a moment of intelligence and i decided to safe money and even better manage my money with spread sheets.
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August 16, 2016, 12:06:51 PM
 #449

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure   and if we have plan for them we can managing our money good .

Exactly, if we keep records of our expenditures or if we just spend with care then we can easily manage our money without any stress, but if we just spend everywhere without keeping any tracks then we would be in trouble counting them at the end if we want.
actually not complicated to perform managing money we just need to make a small note to the income and expenditure that we need every day is not until 1 hour you do that, nah end of the month when you can know whether the pattern of life that you do is right or not.

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August 16, 2016, 12:48:14 PM
 #450

Im not really good at managing my funds at first  because im just spending all my money without any hesitations for tommorows budget. In the end  i realized that im doing the bad thing because  i might experience bankruptcy in the long run which i dont like to happen in me because of that i change my way on spending my money already i made plans first before spending on a certain thing unlike  in the past.

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August 16, 2016, 01:40:38 PM
 #451

Im not really good at managing my funds at first  because im just spending all my money without any hesitations for tommorows budget. In the end  i realized that im doing the bad thing because  i might experience bankruptcy in the long run which i dont like to happen in me because of that i change my way on spending my money already i made plans first before spending on a certain thing unlike  in the past.
Learning from our mistake is really the key for us to learn  how we can manage our money properly. We tend not to think of tomorrow when we are spending that's why we always left with nothing. Now, I've learned that we should save first, before we spend. And buy what you need not what you want. I hope that I can keep this up, so I can have a lot of savings for my future.
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August 16, 2016, 02:38:23 PM
 #452

Im not really good at managing my funds at first  because im just spending all my money without any hesitations for tommorows budget. In the end  i realized that im doing the bad thing because  i might experience bankruptcy in the long run which i dont like to happen in me because of that i change my way on spending my money already i made plans first before spending on a certain thing unlike  in the past.
I was in same kind of mentality before I entered into bitcoin world.
Now I am very much selective on choosing my spending and I am more conscious about saving and investing in bitcoins. When bitcoin kind of investments has some assurance for decent returns in future, no one will want to miss that opportunity. That must be one of the reason for the changes in my attitude towards money related things.
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August 16, 2016, 02:40:22 PM
 #453

its always easyer for me to spend the money insted of saving it because thats a hard part.but till now i have understand that if u make something as my aim and keep some limits which i should save everytime i get payout then after sometime i will get that thing

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August 16, 2016, 02:50:58 PM
 #454

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure   and if we have plan for them we can managing our money good .
yeah a lot of people dont understand most of the fees they pay and in my opinion it is a really big problem though i hope it will change in the future

 
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August 16, 2016, 10:38:23 PM
 #455

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure   and if we have plan for them we can managing our money good .

Having a budget plan would be the best idea  and just make sure not to spent money more than on your monthly salary for sure its a  overdropped and you would have a hard time to cope up with that since you would definitely make loan to someone if you are always overspending  on your money.
yeah we should have a record of how much income you get and how much spending will you use. after you write a note that you can know how much money you use. and do you know how much money you spend and you can reduce the cost of the

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August 17, 2016, 09:08:23 AM
 #456

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure   and if we have plan for them we can managing our money good .

Having a budget plan would be the best idea  and just make sure not to spent money more than on your monthly salary for sure its a  overdropped and you would have a hard time to cope up with that since you would definitely make loan to someone if you are always overspending  on your money.
yeah we should have a record of how much income you get and how much spending will you use. after you write a note that you can know how much money you use. and do you know how much money you spend and you can reduce the cost of the



Right, because you would  definitely  notice  the difference between  spending and  the money  you earn. In that case you could do such adjustments on your spending if you see that  you would go out  budget and  couldnt sustain  until in the next salary. Having budget plans is recommended for everyone.

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August 17, 2016, 10:16:42 AM
 #457

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure   and if we have plan for them we can managing our money good .

Having a budget plan would be the best idea  and just make sure not to spent money more than on your monthly salary for sure its a  overdropped and you would have a hard time to cope up with that since you would definitely make loan to someone if you are always overspending  on your money.
yeah we should have a record of how much income you get and how much spending will you use. after you write a note that you can know how much money you use. and do you know how much money you spend and you can reduce the cost of the



Right, because you would  definitely  notice  the difference between  spending and  the money  you earn. In that case you could do such adjustments on your spending if you see that  you would go out  budget and  couldnt sustain  until in the next salary. Having budget plans is recommended for everyone.

In the advent of smartphones, I would suggest installing some budget apps where we can track our spending and record our budget for a certain month or year. I have one mine for years now. What I usually do is challenge myself to save more every single month and what I do is adjust some expenses on certain stuff that I have budgeted last month and when you do that, it will become a habit - a good and productive habit.
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August 17, 2016, 10:46:25 AM
 #458


In the advent of smartphones, I would suggest installing some budget apps where we can track our spending and record our budget for a certain month or year. I have one mine for years now. What I usually do is challenge myself to save more every single month and what I do is adjust some expenses on certain stuff that I have budgeted last month and when you do that, it will become a habit - a good and productive habit.

That is an additional option but others can start even for a small notebooks. Yes a classic old style one but rocking thru centuries. But in my own preferences, Im using excel sheets to track all my spendings and earnings.

Overall, we have different style to track on how we will managed our money. At the end of the day, no matter style we used to track our spendings, it's still up to us if how we will handle our financial strategy.

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August 17, 2016, 11:08:49 AM
 #459

honestly I was the one who was not good at managing finances. however I feel happy, because I can still manage the expenditure to be less than income. it helps me save a little money to save each month.
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August 17, 2016, 12:05:14 PM
 #460

honestly I was the one who was not good at managing finances. however I feel happy, because I can still manage the expenditure to be less than income. it helps me save a little money to save each month.
im not too good about it still, i sometimes dont manage to make enough money for the things i want to buy though im still learning
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