twerdefnce
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Merit: 100
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August 23, 2016, 08:05:52 AM |
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I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good
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dunfida
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Activity: 3248
Merit: 1157
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August 23, 2016, 08:53:50 AM |
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It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.
Congratulations to you, mine was a crap. I never think of the future before when I still have a good paying job. I just buy anything I want without thinking if I actually need them or not. Sometimes because of peer pressure and sometimes because of too much generosity. I am not saying giving is bad, but too much giving like I have eight nieces and nephews, every birthdays I am giving them a big cake as a gift without thinking that I could just bought them a small one. That is the reason why people never save anything and later on they realize they should have done it when they get into an emergency or in a situation when they need some money and they have nothing big in hands, that is the reason why managing your earned money is good. You wouldnt learn from your mistakes if you didnt experience it and be thankful with that scenario because you already know how to save because of the experience. Saving is a really good help incase of emergencies and on future investments you would made.
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Divinespark
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August 23, 2016, 08:59:23 AM |
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Yes, I am pretty good at saving money and even reasonably disciplined at allocating a prescribed % of my earnings to BTC, but the key learning for me was that it is important to also spend money to have fun. I have a "fun" budget.
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bamboylee
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August 23, 2016, 09:10:51 AM |
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Since I don't have much money I'm pretty good at managing what I have. Around a half goes for paying bills and the other half for buying food, clothes etc. I don't have any debts and that's what I'm happy about.
I think you are doing well even if you do not have that much money you can manage it. It is like what they say about those who can manage small talents, can do well in big. So i think you are good at managing money.
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freedomgo
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August 23, 2016, 09:11:50 AM |
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Yes, I am pretty good at saving money and even reasonably disciplined at allocating a prescribed % of my earnings to BTC, but the key learning for me was that it is important to also spend money to have fun. I have a "fun" budget.
That's important because we need to enjoy sometimes and while we are continuous to work hard we need to have time to enjoy also to live a balance and healthy life. Even if we are just saving a little amount but continuous savings would help us achieve our goal amount.
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Wapinter
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August 23, 2016, 09:14:15 AM |
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Managing money is an art that requires patience.Sometimes you have to make right decisions when and where to spend and when and where not.I guess I have mastered the art of managing money
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Altitude
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August 23, 2016, 09:31:04 AM |
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I think im better then most of my friends when it comes to saving money and being able to save constantly. But I also think that bitcoiners are good savers by nature. People who care about bitcoin are for the most part financially responsible. Not all of them, but most I believe are good savers and from reading the last few pages of posts it seems to be mot people here agree with me.
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Altitude, Simplicity in everything
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Mastsetad
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August 23, 2016, 05:31:55 PM |
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Managing money is an art that requires patience.Sometimes you have to make right decisions when and where to spend and when and where not.I guess I have mastered the art of managing money Well i wish i will master it too in future when i will be earning money professionally, right now i'm just earning by bitcoins and having no place for spending so that i could manage my expenditures, when that time would come i will surely try to manage them well.
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angryswamp
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August 23, 2016, 06:00:12 PM |
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I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good
im also really good at it in my opinion and i manage to save up a lot of money to be honest so i dont need anyone help one it i guess
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crossabdd
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Activity: 1316
Merit: 1145
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August 23, 2016, 06:04:26 PM |
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I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good
im also really good at it in my opinion and i manage to save up a lot of money to be honest so i dont need anyone help one it i guess I was young and unmarried, so for me it was easy to manage finances, because I like the simple life and I do not have much need for the moment, so it can always save the profits of bitcoin every week.
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olubams
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August 23, 2016, 06:17:50 PM |
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That is one thing I am very good at which is managing my finance and money very well for this I dont borrow and for over 6 years of my policy, I am never broke to the extent of borrowing. this I am planning to keep up even when I get married...
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dothebeats
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August 23, 2016, 06:30:56 PM |
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My finances go very well since I am just living alone and I don't usually buy stuff that I don't need and is definitely out of my budget. I allocate my money to certain expenses and bills, and whatever is left, I use to buy bitcoin and keep those bitcoins in my stash that will serve as an investment. Tbh, I am not that good at investments and such, but because of bitcoin, I am grasping it little by little.
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yayayo
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Merit: 1024
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August 24, 2016, 10:56:29 AM |
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My finances go very well since I am just living alone and I don't usually buy stuff that I don't need and is definitely out of my budget. I allocate my money to certain expenses and bills, and whatever is left, I use to buy bitcoin and keep those bitcoins in my stash that will serve as an investment. Tbh, I am not that good at investments and such, but because of bitcoin, I am grasping it little by little.
You're doing it right. Modesty and austerity are essential if you want to reach financial independence. Many rich people exhibit these characteristics. It is a big problem for the majority of the Western population to abstain from consumerism. Many people are addicted to buying stuff they don't need to boost their emotions. They can't delay gratification. Credit cards and media trends are promoting this behavior which often leads to severe indebtedness. Bitcoin is an easy way to invest even small amounts of money without associated complexity or transaction costs. Therefore it is perfectly suited for people with small investment capital, too. ya.ya.yo!
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fireball4
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August 24, 2016, 10:38:18 PM |
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I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good
im also pretty good, i have never had any problems with saving up money i need for a car or something like that, also no one ever helped me
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groll
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August 25, 2016, 08:38:33 AM |
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I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good
im also pretty good, i have never had any problems with saving up money i need for a car or something like that, also no one ever helped me Good for you as you could do those things saving and managing money. I should have known you before and consulted you with managing my salary. I was really bad with it. I have like five jobs before but I never thought of saving or investing my money. I am so fool as to have not think of retirement. Now, I have to double my time to make money and to have some savings and to have investment.
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Betwrong
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Merit: 2230
I stand with Ukraine.
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August 25, 2016, 08:50:25 AM |
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Yes, I am pretty good at saving money and even reasonably disciplined at allocating a prescribed % of my earnings to BTC, but the key learning for me was that it is important to also spend money to have fun. I have a "fun" budget.
To me it looks like you really know how to manage your money. Especially I like the part about "fun" budget. I'm doing like this too and I would recommend to anyone to do this. It only looks like you are spending money for nothing, but in reality it helps you to work harder to earn more.
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SaShiRaJaVu
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August 25, 2016, 09:10:03 AM |
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Managing money is not my forte, Rather my parents will take care of those things. Cash Cow of the family . In my mind i dont spend much but at the end of the month i always find it tough .
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vasrasus
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August 25, 2016, 12:12:19 PM |
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Well out o 1-5 .5 being the best .Im on number 1 I really don't where I spend my money. It just like one minute it's the and the other minute it's gone. I really tried to save but my tummy didn't allow me to do so. So here I am figuring things and setting plan on how will I able to manage it.
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Ziskinberg
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August 25, 2016, 12:52:24 PM |
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Well out o 1-5 .5 being the best .Im on number 1 I really don't where I spend my money. It just like one minute it's the and the other minute it's gone. I really tried to save but my tummy didn't allow me to do so. So here I am figuring things and setting plan on how will I able to manage it.
You know what? What you are doing is just right, you don't need to save if you will sacrifice your health just to save. Our heath is the most important to be maintain so we can constantly earn money, why would you sacrifice your hunger if you have the money to buy a food, good eat and only save when you have a excess amount of money.
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8Habits
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August 25, 2016, 01:32:22 PM |
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Well out o 1-5 .5 being the best .Im on number 1 I really don't where I spend my money. It just like one minute it's the and the other minute it's gone. I really tried to save but my tummy didn't allow me to do so. So here I am figuring things and setting plan on how will I able to manage it.
You know what? What you are doing is just right, you don't need to save if you will sacrifice your health just to save. Our heath is the most important to be maintain so we can constantly earn money, why would you sacrifice your hunger if you have the money to buy a food, good eat and only save when you have a excess amount of money. Agree. Health is wealth. When we are healthy, we can do things effectively that can earn us money. If we are not healthy and are malnourish because of denying ourselves for healthy foods in exchange of saving and accumulation much money, then we defeat the very real purpose of why we are working in the first place.
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