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This is what AI provides for having bought Bitcoin on a monthly DCA basis over the past year:
If you had dollar-cost averaged (DCA) into Bitcoin monthly over the past year, your average cost basis today would be roughly in the range of $70,000–$75,000 per BTC, compared to the current market price of about $89,400. That means you’d be sitting on a gain of around 20–25%.
You and your AI are delusional.
Plug in the numbers on this website.
https://newhedge.io/bitcoin/dollar-cost-averaging-calculator Methodology:
- DCA assumes equal monthly purchases regardless of price.
This is what AI provides for having bought Bitcoin on a monthly DCA basis over the past year:
If you had dollar-cost averaged (DCA) into Bitcoin monthly over the past year, your average cost basis today would be roughly in the range of $70,000–$75,000 per BTC, compared to the current market price of about $89,400. That means you’d be sitting on a gain of around 20–25%.
Yes. in a strict DCA we could calculate daily purchases, weekly or some other time frame.. Of course, in the real world we could vary the purchase amounts, yet frequently for illustrative purposes we will presume some steady amount.
- We use the monthly closing prices from December 2024 through November 2025.
Monthly does not tend to be a accurate.. especially for short periods, and I don't know why anyone would be so retarded as to choose the monthly opening/closing prices for the day that they are buying.. but sure maybe a dumbass robot might theorize about buying bitcoin in such a way.
- Each month, $1,000 is invested (example amount), accumulating fractional BTC.
- The average cost basis is the total invested divided by total BTC accumulated.
Sure. This is correct.
Price trend over the past year:
- Late 2024: Bitcoin traded around $43,000–$45,000.
In terms of relevancy, I recall the BTC price right prior to the Trump pump to have had been right around $69k.
Sure there was a lot of ranging between March 2024 and November 2024 that was between $48k and $70k-ish.
- Early 2025: Prices climbed steadily into the $60,000–$70,000 range.
Again it is likely better to refer to relevancy rather than just making some shit up.
The price peaked on January 20, 2025 at $109.3k and then dipped down to $74.5k on April 6, and then recovered back to $126k on October 6.
- Mid 2025: Surged past $100,000 briefly before correcting.
We had three new ATHs in 2025, 1) $112k May, 2) $123k July and 3) $126k on October 6.
- Late 2025: Stabilized around $85,000–$90,000.
Bitcoin does not do "stable" in the midst of a battle.. and I am not sure if consolidation is going to happen in our current price range, even though sure we have been been between $80k-ish and $94k-ish for a month.
Result:
- Because DCA captured both the lower prices in late 2024 and the higher prices in 2025, the blended average sits well below today’s spot price.
You can look at the DCA website to get more accurate looks at the average in the last year, which is right around $100k.
This demonstrates the risk-mitigating effect of DCA: you avoid mistiming the market and end up with a favorable average compared to current levels.
I agree that DCA is good for averagingin out our costs, yet it still might take several years (even 3 or 4 years) before our holdings are clearly in profits.
Of course, we can use DCA tools to obtain average costs per BTC over a period of time, in the real world, we might not exactly invest the same amount each week, even though perhpas over 3 or 4 years, we still might have had reached a certain average that might be 10% of our income, for example, yet our income might go up 3-6% each year, and yeah if we are getting promoted, we might even have years that are 20% or higher in subsequent years as compared with earlier years, yet also with bitcoin, we likely would have had done better to front load our bitcoin investment, except yeah, sometimews if we frontload on a price spiking period, then it might take longer to get our holdings into profits.
Why DCA worked well:
- Volatility smoothing: Buying during dips (e.g., $43k–$50k) lowered the average cost.
Buying during dips are different from DCA, since more pure ideas of DCA does not account for price, even though sure guys can hybridize their DCA approach and buy on dips too.
The three pure forms of accumulating bitcoin are lump sum, DCA and buy on dips, and sure they can be combined too, yet if we are talking about DCA and about buying on dips, those are two different kinds of strategies, even if we can hybridize them if we were to choose to do so.
- Trend capture: Continued buying during rallies ensured exposure to upside momentum.
I know some folks want to buy on momentum and those tend to be traders rather than investors.
- Outcome: Even though Bitcoin peaked above $100k, your average stayed anchored lower, giving you a cushion against corrections.
The last year the average has been around $100k, not the made up numbers of $70k to $75k as you wrongly asserted.
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What area of the world are you located?
Bitcoin is a world-wide phenomena, and this thread is also a world-wide thread since we are talking about bitcoin not some pump of any particular product in any country..
Sure, the US does seem to get a disproportion amount of press, and this thread (and many of the forum threads) discusses bitcoin in terms of the USD pair, even though every once in a while some other currency pair might gain some temporary relevancy.
Maybe you should frame each of your posts in terms of US interests too. That is really going to help you to appear like you understand bitcoin and/or want to understand bitcoin.
I asked where in the world you are located because you (quoted below) specifically referred to 'the west' when replying to me so that implied you are somewhere to the east and probably not in the west - and what you said was a veiled ridicule of various financial products offered in the west (likely meaning the U.S.). It was just a curiosity, that's all. If you are ashamed to say - no problem. Let's move on...
I know that in the west there are various financial products that rich people can buy, yet there are other parts of the world too.. I suppose your ideal vision of the world would be for normies around the world to lock themselves into various bitcoin financial products, and then you feel like a winner as that angle of number go up pays off for you, until it doesn't.. until you get rug pulled out of your coins, yet you expect a bail out, since you trust the various financialization aspects of bitcoin.
It is still not relevant where I am from. All kinds of folks talk about the west in terms of standard of living and then also the US is a purveyor of various financial products and also priviledge folks who are closer to the money printer (aka Cantillon effect) to the extent any of that matters to the overall topic.
In this thread, guys can talk from any place in the world and/or criticize one country or another, even though sometimes comments can be biased in this thread too, whether we are talking about financial matters or cultural matters. For sure any culture and/or financial system that is dominating is likely deserving of more criticism and skepticism based on various ways that it imposes itself all around the world and has various negative effects too.
I think but do not know that JJG is real I also think but do not know if he is US based.
In fact on this particular thread
I know DaveF and OgNasty are real
I met DaveF in person purchased,sold gear and coins to him
I sold gear and shipped it to
OgNasty along with buying coins from Og.
Anyone else I do not know if they are real or fake or where they live.
We likely have more and more problems with bots in recent times, and I imagine that the bot problem is likely going to get worse.
Something is wrong with the calculation, since if I put $30 per day into a DCA calculator (
https://newhedge.io/bitcoin/dollar-cost-averaging-calculator), I get nearly $88k invested and nearly 5.9 BTC.. so the numbers do not quite add up, even though 5.9 BTC is good amount of accumulated BTC from an $88k investment over 8-ish years.
Poll
