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Author Topic: [ANN][ICO] Change - The First Decentralysed Crypto Bank [ICO September 16th]  (Read 52415 times)
cyberspacemonkey
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September 24, 2017, 08:03:50 PM
 #301

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.



I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.

https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7
Read this, the website has no connection to any of the projects discussed in the article, and change comes out as the best one

Thanks, the comparison in the article is accurate and Change may have its advantages over other similar projects but that does not change the fact that it's going to be difficult for the token to be accepted at exchanges like Bittrex or Polo but I also hope I'm wrong.


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September 24, 2017, 08:39:03 PM
 #302

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.



I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.

https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7
Read this, the website has no connection to any of the projects discussed in the article, and change comes out as the best one

Thanks, the comparison in the article is accurate and Change may have its advantages over other similar projects but that does not change the fact that it's going to be difficult for the token to be accepted at exchanges like Bittrex or Polo but I also hope I'm wrong.

As the world moves closer to global crypto adoption, things might change (pun intended lol)

imusify

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September 24, 2017, 09:09:18 PM
 #303

Will minimum go down after next milestone??

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September 24, 2017, 11:27:04 PM
 #304

I got a bunch of spams for Change-Bank.io with the bounty/referral code: timr. Where can I report them so the senders receive the death penalty?

PM only, not watching this topic.

NBA Store coupons here!
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September 25, 2017, 12:03:22 AM
 #305

We are talking about 45 thousands of ethereum but no one has an excitement like a project that collected 43 thousand ethereum. It's incredible.

did we become languish by exploding the icos?

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September 25, 2017, 12:21:27 AM
 #306

i have joined signature campaign sir.. hopefully this project can be succesfull  Wink


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September 25, 2017, 04:54:13 AM
 #307

This project is a great sucsess so far. I hope it continues there is a plenty of time till ICO end.

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September 25, 2017, 05:50:02 AM
 #308

Looking out for more information about this on the blogs!
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September 25, 2017, 05:50:13 AM
 #309

 Shocked Shocked 495 ETH deposit

200 Free-Coins - http://bit.ly/2xJdycn - decentral social network
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September 25, 2017, 07:22:56 AM
 #310

Hello!

For now, ethereum domain change-bank.eth leads to nowhere.

Is it yours?
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September 25, 2017, 07:31:30 AM
 #311

This project is a great sucsess so far. I hope it continues there is a plenty of time till ICO end.
They have collected a good amount of eth already and there are still investments that are coming, it's a success already
even at this price but we can expect more investments to come. It will end on October and you are right there's plenty of time.



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September 25, 2017, 04:59:45 PM
 #312

You are claiming to be the first decentralized crypto bank while we all know that's not true, there are a few projects doing what you are doing well before you even think about your project. I wont believe it until I see your debit card in action, you say that you'll provide the opportunity for US and other countries to participate in your ICO like it's up to you, if you are really a partner with a bank then after US government finds out about this, they'll ban that bank from conducting business with the outside world, and all the cards issued by that bank will become useless for any body to spend because no merchant will accept them.

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September 25, 2017, 05:33:45 PM
 #313

You are claiming to be the first decentralized crypto bank while we all know that's not true, there are a few projects doing what you are doing well before you even think about your project. I wont believe it until I see your debit card in action, you say that you'll provide the opportunity for US and other countries to participate in your ICO like it's up to you, if you are really a partner with a bank then after US government finds out about this, they'll ban that bank from conducting business with the outside world, and all the cards issued by that bank will become useless for any body to spend because no merchant will accept them.

You have a signature of another bank claiming to be the first one lol. Either way, Change does in fact work with the Estonian E-residency and the Estonian government. The US government can't ban anything unless they plan on invading Estonia, and even so the debit cards are only a fragment of what change will bring to the table. Don't spread FUD, my friend, use arguments to get your point across.

imusify

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September 25, 2017, 07:15:29 PM
 #314

where are the bounty points from last week?

imusify

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━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Announce  ❱ MediumGitHubYouTubeDiscord
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September 25, 2017, 08:30:19 PM
 #315

where are the bounty points from last week?

they are over there. some of them are still in Progress but you got your Points for this week.

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September 25, 2017, 08:51:35 PM
 #316

where are the bounty points from last week?

they are over there. some of them are still in Progress but you got your Points for this week.

thanks, just saw it!

imusify

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━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ FacebookTwitterTelegramReddit ━━━━━
Award winning blockchain music platform
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Announce  ❱ MediumGitHubYouTubeDiscord
.
.

 
.

 
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September 25, 2017, 09:02:22 PM
 #317

Thank you! I'll read it, get acquainted .. and there - I'll look!

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September 25, 2017, 09:23:11 PM
 #318

Change is heading towards next milestone of 60k I think within remaining days of current bonus phase this will get achieved. This team is working on nice concept so that it looking a big profit of the future.

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September 25, 2017, 09:30:34 PM
 #319

Is social media bounty still on
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September 25, 2017, 09:35:32 PM
 #320

what is the maximum capitalization? Either ICO will continue until the end of ISO regardless of the amount invested? The main thing is that capitalization does not turn out to be too high.

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