Bitcoin Forum
June 25, 2018, 10:49:39 AM *
News: Latest stable version of Bitcoin Core: 0.16.1  [Torrent]. (New!)
 
   Home   Help Search Donate Login Register  
Pages: « 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 [17] 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 »
  Print  
Author Topic: [ANN][ICO] Change - The First Decentralysed Crypto Bank [ICO September 16th]  (Read 52144 times)
MiBambino
Sr. Member
****
Offline Offline

Activity: 462
Merit: 252



View Profile
September 25, 2017, 09:49:52 PM
 #321

what is the maximum capitalization? Either ICO will continue until the end of ISO regardless of the amount invested? The main thing is that capitalization does not turn out to be too high.

hard cap is set at 200.000 eth, but that will not be reached, I'm guessing by the end of the ICO we'll be at 70.000 Eth, so a circulating supply of about 40 million CAG after ICO, which means a total supply of 100 million.


████▄
````````````
████▄

███████`▄████████▄``▄██████
▀████████████████`▄██████▀

`
██████▀–```_`▄██████▀


█████_```````██████▀


█████````````_████▀`███


████`▄██████▄`–``████


████``█████████▄
████


█████`
▀██████▄`_███


█████``
▀███████`


`
██████▄`
▀██████▄

``▄██▀███████████▄▀███████▄
██████▀`▀████████``▀██████
█████▀
``````````
██████

_```````````````````````▀██▀

CGCX.io
|
|


                     ▄█████▄   ▄▄
     ▐█▄           ▄███████████▀
     ████▄▄       ▐█████████████▀
     ▐███████▄▄   ▐████████████
       ███████████████████████▌
     ▐████████████████████████
      ▀███████████████████████
        ▀████████████████████
        ████████████████████
         ▀█████████████████
           ▄█████████████▀
     ▄▄▄▄█████████████▀
       ▀▀█████████▀▀
     

                                    ▄▄▄█▄▄
                              ▄▄███▀▀▀ ██▌
                         ▄▄███▀▀▀     ▐██
                    ▄▄████▀▀          ██▌
               ▄▄████▀▀     ▄▄▀      ███
          ▄▄████▀▀       ▄█▀        ▐██
      ▄████▀▀         ▄██▀         ▄██
    ▐██▀          ▄▄███            ██▌
     ▀████▄▄▄ ▄▄████▀             ███
          ▀▀▀██████▄             ▄██
             ██▌ ▀▀█████▄▄       ██▀
              ██▄    ███▀▀████▄▄███
               ██▌ ▄██▀       ▀▀▀▀
                ████▀
1529923779
Hero Member
*
Offline Offline

Posts: 1529923779

View Profile Personal Message (Offline)

Ignore
1529923779
Reply with quote  #2

1529923779
Report to moderator
1529923779
Hero Member
*
Offline Offline

Posts: 1529923779

View Profile Personal Message (Offline)

Ignore
1529923779
Reply with quote  #2

1529923779
Report to moderator
The World's Betting Exchange

Bet with play money. Win real Bitcoin. 5BTC Prize Fund for World Cup 2018.

Advertised sites are not endorsed by the Bitcoin Forum. They may be unsafe, untrustworthy, or illegal in your jurisdiction. Advertise here.
1529923779
Hero Member
*
Offline Offline

Posts: 1529923779

View Profile Personal Message (Offline)

Ignore
1529923779
Reply with quote  #2

1529923779
Report to moderator
Mokel
Sr. Member
****
Offline Offline

Activity: 350
Merit: 251


ONe Social Network.


View Profile
September 25, 2017, 10:02:21 PM
 #322

ico of the project has reached the wishes of the project we stay waiting for certainty about token to one of the market also I hope the price of the tokens not far from ico price


 ▄████████████████████▄
 ▀████████████████████▀


       ▄▄██████▄▄          ████        ████
    ▄██████████████▄       █████       ████
  ▄█████▀▀    ▀▀█████▄     ██████      ████
 ▄████▀          ▀████▄    ███████     ████      ▄▄█████▄▄
 ████              ████    ████████    ████    ▄███████████▄
████                ████   ████ ████   ████   ▄████▀   ▀████▄
████                ████   ████  ████  ████   ████       ████
████                ████   ████   ████ ████   ███████████████
 ████              ████    ████    ████████   ████▀▀▀▀▀▀▀▀▀▀▀
 ▀████▄          ▄████▀    ████     ███████   ████▄      ▄█▄▄
  ▀█████▄▄    ▄▄█████▀     ████      ██████   ▀█████▄▄▄▄████▀
    ▀██████████████▀       ████       █████    ▀███████████▀
       ▀▀██████▀▀          ████        ████      ▀▀█████▀▀
████    ██
  ████    ██
    ████    ██
      ████    ██
        ████    ██
          ████    ██
          ████    ██
        ████    ██
      ████    ██
    ████    ██
  ████    ██
████    ██

████
██
██
██
██
██
██
██
██
████

    ██
    ██
█  ██  █
█  ██  █
█  ██  █
█  ██  █
█  ██  █
█  ██  █
    ██
    ██

████
    ██
    ██
    ██
    ██
    ██
    ██
    ██
    ██
████
ninjabiz
Sr. Member
****
Offline Offline

Activity: 249
Merit: 250


View Profile
September 26, 2017, 07:54:04 AM
 #323

DHL ex-CEO is huge news, you have good connection with celebrities, good thing. I am in.
MiBambino
Sr. Member
****
Offline Offline

Activity: 462
Merit: 252



View Profile
September 26, 2017, 09:01:34 AM
 #324

DHL ex-CEO is huge news, you have good connection with celebrities, good thing. I am in.

I wouldn't consider him a celeb, but rather someone with a gigantic network and a lot of credibility, which is better than a celeb


████▄
````````````
████▄

███████`▄████████▄``▄██████
▀████████████████`▄██████▀

`
██████▀–```_`▄██████▀


█████_```````██████▀


█████````````_████▀`███


████`▄██████▄`–``████


████``█████████▄
████


█████`
▀██████▄`_███


█████``
▀███████`


`
██████▄`
▀██████▄

``▄██▀███████████▄▀███████▄
██████▀`▀████████``▀██████
█████▀
``````````
██████

_```````````````````````▀██▀

CGCX.io
|
|


                     ▄█████▄   ▄▄
     ▐█▄           ▄███████████▀
     ████▄▄       ▐█████████████▀
     ▐███████▄▄   ▐████████████
       ███████████████████████▌
     ▐████████████████████████
      ▀███████████████████████
        ▀████████████████████
        ████████████████████
         ▀█████████████████
           ▄█████████████▀
     ▄▄▄▄█████████████▀
       ▀▀█████████▀▀
     

                                    ▄▄▄█▄▄
                              ▄▄███▀▀▀ ██▌
                         ▄▄███▀▀▀     ▐██
                    ▄▄████▀▀          ██▌
               ▄▄████▀▀     ▄▄▀      ███
          ▄▄████▀▀       ▄█▀        ▐██
      ▄████▀▀         ▄██▀         ▄██
    ▐██▀          ▄▄███            ██▌
     ▀████▄▄▄ ▄▄████▀             ███
          ▀▀▀██████▄             ▄██
             ██▌ ▀▀█████▄▄       ██▀
              ██▄    ███▀▀████▄▄███
               ██▌ ▄██▀       ▀▀▀▀
                ████▀
Sanitough
Hero Member
*****
Offline Offline

Activity: 728
Merit: 500


Revolutionizing Brokerage of Personal Data


View Profile
September 27, 2017, 07:14:53 AM
 #325

DHL ex-CEO is huge news, you have good connection with celebrities, good thing. I am in.

I wouldn't consider him a celeb, but rather someone with a gigantic network and a lot of credibility, which is better than a celeb
I agree with that, celebrities are does not really know everything, they just endorse and we love it.
This person has a good background and we know with his experience it will bring more improvement to the project.

        ▄▄▀▀▄▄
    ▄▄▀▀▄▄██▄▄▀▀▄▄
▄▄▀▀▄▄█████▄████▄▄▀▀▄▄
█▀▀█▄█████████████
█▄▄████▀   ▀██████
███████     █▄████
█████▀█▄   ▄██████
█▄█████▌   ▐█████
█████▀█     ██████
██▄███████████████
▀▀▄▄▀▀█████▀████▀▀▄▄▀▀
    ▀▀▄▄▀▀██▀▀▄▄▀▀
        ▀▀▄▄▀▀
.PDATA..
.
TOKEN..
██
██
██   ██
██   ██
██   ██
██   ██
██   ██
██   ██

██   ██
██   ██

██   ██
██
██
██
██
██  ██
██  ██
██  ██
██  ██
██  ██
██  ██

██  ██
██  ██

██  ██
██
██
██
██
██   ██
██   ██
██   ██
██   ██
██   ██
██   ██

██   ██
██   ██

██   ██
██
██
TELEGRAM     BITCOINTALK     FACEBOOK
MEDIUM    SLACK    TWITTER    YOUTUBE
▬▬▬▬▬▬▬   E M A I L   ▬▬▬▬▬▬▬
██
██
██  ██
██  ██
██  ██
██  ██
██  ██
██  ██

██  ██
██  ██

██  ██
██
██
Obi2024
Full Member
***
Offline Offline

Activity: 322
Merit: 102



View Profile
September 27, 2017, 08:25:06 AM
 #326

I am a pre-ico investor in Change-Bank,

I was banned from the telegram community https://t.me/joinchat/GWX8HkLwpOoocINbLXfRtg. (@changebank)

The message below is on the change announcement group on telegram.

--- Sunday, September 3, 2017 ---

[2:50:18 AM] Change ICO Announcements:
For any inquiries please message @changedragos or @cryptogg

Above message means that anyone can contact @cryptogg and @changedragos to make inquiry

I sent a message to @cryptogg on the 19th of September making some inquiries, and he responded asking for more information which i gave.

To my greatest surprise, i discovered that i was banned in the @changebank community, telegram also banned my account for a limited time.

I notified @cyptogg about the ban in the community and ban from telegram and demanded to know the reason for the ban, but @cyptogg has ignored all my messages.

This is not the way to treat an investor in your project.

I am part of the reason why there is ever going to be any Change-Bank in existence and if you treat me this way, you can also treat any other investor in the same manner.

It is very frustrating which is why i took to this thread to register my displeasure about this ugly development.

I demand a full explanation as to why i was banned from the @changebank telegram community and i demand an apology from @cryptogg for ignoring me despite all my request for explanation. I also demand sanction from the Change company to whoever was responsible for this treatment to an investor.



Mitaner
Newbie
*
Offline Offline

Activity: 4
Merit: 0


View Profile
September 27, 2017, 08:28:36 AM
 #327

DHL ex-CEO is huge news, you have good connection with celebrities, good thing. I am in.

I wouldn't consider him a celeb, but rather someone with a gigantic network and a lot of credibility, which is better than a celeb

Yes, exactly!

ETH: 0xe4203b516b347E67000B43CA7595C2640b62c99d
Obi2024
Full Member
***
Offline Offline

Activity: 322
Merit: 102



View Profile
September 27, 2017, 08:43:08 AM
 #328

I am a pre-ico investor in Change-Bank,

I was banned from the telegram community https://t.me/joinchat/GWX8HkLwpOoocINbLXfRtg. (@changebank)

The message below is on the change announcement group on telegram.

--- Sunday, September 3, 2017 ---

[2:50:18 AM] Change ICO Announcements:
For any inquiries please message @changedragos or @cryptogg

Above message means that anyone can contact @cryptogg and @changedragos to make inquiry

I sent a message to @cryptogg on the 19th of September making some inquiries, and he responded asking for more information which i gave.

To my greatest surprise, i discovered that i was banned in the @changebank community, telegram also banned my account for a limited time.

I notified @cyptogg about the ban in the community and ban from telegram and demanded to know the reason for the ban, but @cyptogg has ignored all my messages.

This is not the way to treat an investor in your project.

I am part of the reason why there is ever going to be any Change-Bank in existence and if you treat me this way, you can also treat any other investor in the same manner.

It is very frustrating which is why i took to this thread to register my displeasure about this ugly development.

I demand a full explanation as to why i was banned from the @changebank telegram community and i demand an apology from @cryptogg for ignoring me despite all my request for explanation. I also demand sanction from the Change company to whoever was responsible for this treatment to an investor.




I got an apology from @cryptogg,  still need to know who and why i was banned in the community

autada
Sr. Member
****
Offline Offline

Activity: 248
Merit: 250


View Profile
September 27, 2017, 10:16:55 AM
 #329

CAG rocks, they raise so much money in short time, I think they will raise 100k ETH eventually, let us see.
Freaks
Hero Member
*****
Offline Offline

Activity: 980
Merit: 1001


TokenUnion-Get Rewarded for Holding Crypto


View Profile
September 27, 2017, 10:46:01 AM
 #330

CAG rocks, they raise so much money in short time, I think they will raise 100k ETH eventually, let us see.

I hope so they will get succeed to raise more than 100k ETH still 19 days left to invest into this ICO. This is life changer project investors has chance to make big profit in future when the service will start working.


▄████████████████████████████▄
██████████████████████████████
███████                ██████
███████                ██████
███████▄▄▄▄▄▄    ▄▄▄▄▄▄███████
███████▀▀▀▀██    ██▀▀▀▀███████
███████    ██    ██    ███████
███████    ██    ██    ███████
███████    ██    ██    ███████
███████    ██    ██    ███████
███████    ██    ██    ███████
███████    ▀██▄▄██▀    ███████
███████▄     ▀▀▀▀     ▄███████
████████▄            ▄████████
██████████▄▄      ▄▄██████████
██████████████████████████████
▀████████████████████████████▀
.
.TokenUnion.










Reinventing Savings via Cryptoeconomically
Incentivized Holding

    ████▄▄▄
   ██  ▀▀▀████▄▄▄
   ██        ▀▀▀███▄
  ██     ▄██▄     ██
  ██     ▀██▀     ██
 ██   ███▄▄▄     ██
 ██     ▀▀▀███   ██
██   ███▄▄▄     ██
██     ▀▀▀███   ██
▀███▄▄▄        ██
   ▀▀▀████▄▄▄  ██
         ▀▀▀████
WP
■  Telegram     ■  Github
            ■  Reddit     ■  Twitter
MiBambino
Sr. Member
****
Offline Offline

Activity: 462
Merit: 252



View Profile
September 27, 2017, 11:35:25 AM
 #331

CAG rocks, they raise so much money in short time, I think they will raise 100k ETH eventually, let us see.

I hope so they will get succeed to raise more than 100k ETH still 19 days left to invest into this ICO. This is life changer project investors has chance to make big profit in future when the service will start working.

They're not gonna get over 60.000 ETH, they're barely getting 1000 ETH a day. Hopefully they can continue their plans with 140.000 eth less than what they planned on raising


████▄
````````````
████▄

███████`▄████████▄``▄██████
▀████████████████`▄██████▀

`
██████▀–```_`▄██████▀


█████_```````██████▀


█████````````_████▀`███


████`▄██████▄`–``████


████``█████████▄
████


█████`
▀██████▄`_███


█████``
▀███████`


`
██████▄`
▀██████▄

``▄██▀███████████▄▀███████▄
██████▀`▀████████``▀██████
█████▀
``````````
██████

_```````````````````````▀██▀

CGCX.io
|
|


                     ▄█████▄   ▄▄
     ▐█▄           ▄███████████▀
     ████▄▄       ▐█████████████▀
     ▐███████▄▄   ▐████████████
       ███████████████████████▌
     ▐████████████████████████
      ▀███████████████████████
        ▀████████████████████
        ████████████████████
         ▀█████████████████
           ▄█████████████▀
     ▄▄▄▄█████████████▀
       ▀▀█████████▀▀
     

                                    ▄▄▄█▄▄
                              ▄▄███▀▀▀ ██▌
                         ▄▄███▀▀▀     ▐██
                    ▄▄████▀▀          ██▌
               ▄▄████▀▀     ▄▄▀      ███
          ▄▄████▀▀       ▄█▀        ▐██
      ▄████▀▀         ▄██▀         ▄██
    ▐██▀          ▄▄███            ██▌
     ▀████▄▄▄ ▄▄████▀             ███
          ▀▀▀██████▄             ▄██
             ██▌ ▀▀█████▄▄       ██▀
              ██▄    ███▀▀████▄▄███
               ██▌ ▄██▀       ▀▀▀▀
                ████▀
silver12si
Full Member
***
Offline Offline

Activity: 210
Merit: 100


View Profile
September 27, 2017, 12:43:05 PM
 #332

46,604.005367806638160776 Ether


MiBambino
Sr. Member
****
Offline Offline

Activity: 462
Merit: 252



View Profile
September 27, 2017, 01:31:56 PM
 #333

46,604.005367806638160776 Ether



47,115 now, but still a long way to go to the next milestone. I highly doubt they'll even get to 60.000 ETH tbh


████▄
````````````
████▄

███████`▄████████▄``▄██████
▀████████████████`▄██████▀

`
██████▀–```_`▄██████▀


█████_```````██████▀


█████````````_████▀`███


████`▄██████▄`–``████


████``█████████▄
████


█████`
▀██████▄`_███


█████``
▀███████`


`
██████▄`
▀██████▄

``▄██▀███████████▄▀███████▄
██████▀`▀████████``▀██████
█████▀
``````````
██████

_```````````````````````▀██▀

CGCX.io
|
|


                     ▄█████▄   ▄▄
     ▐█▄           ▄███████████▀
     ████▄▄       ▐█████████████▀
     ▐███████▄▄   ▐████████████
       ███████████████████████▌
     ▐████████████████████████
      ▀███████████████████████
        ▀████████████████████
        ████████████████████
         ▀█████████████████
           ▄█████████████▀
     ▄▄▄▄█████████████▀
       ▀▀█████████▀▀
     

                                    ▄▄▄█▄▄
                              ▄▄███▀▀▀ ██▌
                         ▄▄███▀▀▀     ▐██
                    ▄▄████▀▀          ██▌
               ▄▄████▀▀     ▄▄▀      ███
          ▄▄████▀▀       ▄█▀        ▐██
      ▄████▀▀         ▄██▀         ▄██
    ▐██▀          ▄▄███            ██▌
     ▀████▄▄▄ ▄▄████▀             ███
          ▀▀▀██████▄             ▄██
             ██▌ ▀▀█████▄▄       ██▀
              ██▄    ███▀▀████▄▄███
               ██▌ ▄██▀       ▀▀▀▀
                ████▀
small hui
Newbie
*
Offline Offline

Activity: 9
Merit: 0


View Profile
September 27, 2017, 01:49:06 PM
 #334

I have the same  but my balance is showing fine.
Gwyn
Full Member
***
Offline Offline

Activity: 364
Merit: 100



View Profile
September 27, 2017, 01:55:57 PM
 #335

46,604.005367806638160776 Ether



47,115 now, but still a long way to go to the next milestone. I highly doubt they'll even get to 60.000 ETH tbh

yeah ,i also sure Change project will reach goal, if project success ,will change our life, investors has chance to make big profit in future when the service will start working.

milani
Sr. Member
****
Offline Offline

Activity: 434
Merit: 251


Next Generation Antivirus


View Profile
September 28, 2017, 07:07:43 AM
 #336

Interesting idea and promissing project!!!!! The prehistory of the project is interesting. I like the team. And the partners of the project - many famous names among them. Liked the promo-video on the website!!!! Very lively and unobtrusively))) Good luck to the founders and developers of the project!! ))))  Smiley

R
         ▄▄███████▄▄
      ▄███████████████▄
    ▄███████████████████▄
   ███████████▀███████████
  ████████▀▀     ▀▀████████
 ████████           ████████
▐███████             ███████▌
▐███████             ███████▌
 ████████           ████████
  ████████▄▄     ▄▄████████
   ███████████▄███████████
    ▀███████████████████▀
      ▀███████████████▀
         ▀▀███████▀▀
MAD              ▒█████▒
       ██████  ░░░██████
  █████░░░░  ░░░  ░░░  ░█████
 ██░  ░░░  ░░░  ░░░  ░░░ ██ ██
 ██ ░░░  ░░░ █████ ░░░ ██░  ██
 ██░░  ░█▄  ░▀███▀░░ ██░░  ░██
 ██  ░░░ ▀█▄█▄▄ ▄▄███░  ░░░██
 ██▒░░  ░░░████░███░  ░░░ ▒██
  ██  ░░▄█████████████▄░  ░██
  ██░░░█▀░░████░████░░▀█░░░██
   ██  ░░▄█████ ███▀█▄░░░ ██
    ██░▄███░░ █░█░  ░▀█▄ ██
     ████░░  ░░░  ░░░  ░██
      ████ ░░░  ░░░  ░███
        ███▄▄▄▄▄▄▄▄▄███
           ▀▀▀▀▀▀▀▀
[] FACEBOOK
TWITTER
LINKEDIN
MEDIUM
TELEGRAM
ANN THREAD
hanifhadzar
Sr. Member
****
Offline Offline

Activity: 462
Merit: 252


View Profile
September 28, 2017, 07:17:37 AM
 #337

CAG rocks, they raise so much money in short time, I think they will raise 100k ETH eventually, let us see.

I hope so they will get succeed to raise more than 100k ETH still 19 days left to invest into this ICO. This is life changer project investors has chance to make big profit in future when the service will start working.

They're not gonna get over 60.000 ETH, they're barely getting 1000 ETH a day. Hopefully they can continue their plans with 140.000 eth less than what they planned on raising

still enough time they will get hard cap
with the funds they managed to collect almost 95% before hard cap, I'm sure they will continue the project very well
jayce
Legendary
*
Offline Offline

Activity: 1204
Merit: 1010


JAYCE DESIGNS - http://bit.ly/1tmgIwK


View Profile
September 28, 2017, 08:09:03 AM
 #338

Hello,

May I know who was the designer of your html banner on forum ad?

          ▄█████▄
        ▄█████████▄
      ▄████▀   ▀████▄
    ▄████▀   ▄ ▄█▀████▄
  ▄████▀   ▄███▀   ▀████▄
▄████▀   ▄███▀   ▄   ▀████▄
█████   ███▀   ▄███   █████
▀████▄   ▀██▄▄███▀   ▄████▀
  ▀████▄   ▀███▀   ▄████▀
    ▀████▄       ▄████▀
      ▀████▄   ▄████▀
        ▀███  ████▀
          ▀█▄███▀
.
|
.
|
          ▄█████▄
        ▄█████████▄
      ▄████▀   ▀████▄
    ▄████▀   ▄ ▄█▀████▄
  ▄████▀   ▄███▀   ▀████▄
▄████▀   ▄███▀   ▄   ▀████▄
█████   ███▀   ▄███   █████
▀████▄   ▀██▄▄███▀   ▄████▀
  ▀████▄   ▀███▀   ▄████▀
    ▀████▄       ▄████▀
      ▀████▄   ▄████▀
        ▀███  ████▀
          ▀█▄███▀
unthy
MiBambino
Sr. Member
****
Offline Offline

Activity: 462
Merit: 252



View Profile
September 28, 2017, 09:24:36 AM
 #339

CAG rocks, they raise so much money in short time, I think they will raise 100k ETH eventually, let us see.

I hope so they will get succeed to raise more than 100k ETH still 19 days left to invest into this ICO. This is life changer project investors has chance to make big profit in future when the service will start working.

They're not gonna get over 60.000 ETH, they're barely getting 1000 ETH a day. Hopefully they can continue their plans with 140.000 eth less than what they planned on raising

still enough time they will get hard cap
with the funds they managed to collect almost 95% before hard cap, I'm sure they will continue the project very well

Dude I'm not saying its gonna be a problem or something, but look at their website, 47.222 ETH, that's including presales. If they get to 50.000 ETH it'll be a miracle as now they're barely getting 100 ETH a day. Demand isn't suddenly going to pick up now, so I hope they have a plan for this kind of situation. Raising only 25% of the ideal amount is bound to have some effects on their schedule.


████▄
````````````
████▄

███████`▄████████▄``▄██████
▀████████████████`▄██████▀

`
██████▀–```_`▄██████▀


█████_```````██████▀


█████````````_████▀`███


████`▄██████▄`–``████


████``█████████▄
████


█████`
▀██████▄`_███


█████``
▀███████`


`
██████▄`
▀██████▄

``▄██▀███████████▄▀███████▄
██████▀`▀████████``▀██████
█████▀
``````````
██████

_```````````````````````▀██▀

CGCX.io
|
|


                     ▄█████▄   ▄▄
     ▐█▄           ▄███████████▀
     ████▄▄       ▐█████████████▀
     ▐███████▄▄   ▐████████████
       ███████████████████████▌
     ▐████████████████████████
      ▀███████████████████████
        ▀████████████████████
        ████████████████████
         ▀█████████████████
           ▄█████████████▀
     ▄▄▄▄█████████████▀
       ▀▀█████████▀▀
     

                                    ▄▄▄█▄▄
                              ▄▄███▀▀▀ ██▌
                         ▄▄███▀▀▀     ▐██
                    ▄▄████▀▀          ██▌
               ▄▄████▀▀     ▄▄▀      ███
          ▄▄████▀▀       ▄█▀        ▐██
      ▄████▀▀         ▄██▀         ▄██
    ▐██▀          ▄▄███            ██▌
     ▀████▄▄▄ ▄▄████▀             ███
          ▀▀▀██████▄             ▄██
             ██▌ ▀▀█████▄▄       ██▀
              ██▄    ███▀▀████▄▄███
               ██▌ ▄██▀       ▀▀▀▀
                ████▀
KingArbinV
Legendary
*
Offline Offline

Activity: 1064
Merit: 1000


View Profile
September 28, 2017, 09:48:58 AM
 #340

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.


that's quite a misinterpretation of numbers, i'm afraid.
https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7

This article just compares team, fees and some other basic elements.
Team actually is better in Change, then in other project , it is good moment.
But financing finacial project, you need also to deep inside token model. And here Change sucks.
You could simply find out actual 17x difference in expected returns between Polybius and Change in favour of first one. It seems Change team is too greedy!

As far as it concerns 'Polybius is scam' - but most of them is soft scam! For instance MonacoCard: they get on ICO near $25mlns, but it is already known that they launched crypto-card leveraging third-party WaveCrest solution. It costs them nearly $300/$400thnd. + 2mln for marketing, and rest of money was pocketed-out.
So no doubt Change will obtain EMI licence and be able to launch product - they openly stated in wp that will use third-party solution for card-issuance, see page 25. The question is that $4/$5mln is enough even taking into account thier innovative API for other fintech, so asking investors for $50mln is soft scam too.

World without fiats!
Pages: « 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 [17] 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 »
  Print  
 
Jump to:  

Sponsored by , a Bitcoin-accepting VPN.
Powered by MySQL Powered by PHP Powered by SMF 1.1.19 | SMF © 2006-2009, Simple Machines Valid XHTML 1.0! Valid CSS!