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Author Topic: [ANN] 💠 FSBT TECH 💠 – Open API For Fintech Developers  (Read 58074 times)
nxnqauff
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February 10, 2018, 09:57:54 AM
 #2101

Forty Seven bank is planning to start of providing full-scale banking services by June 2019.
So 47BK will have all features of todays banking plus additional services? Or its completly different banking?
How many countries 47BK plan to operate by 2019 (I am considering this as actual bank which was world presence) or I misunderstood something?

Regarding product and additional services: Individuals are connected to Payment Services Directive 2 (PSD2) which will come into force this year in the EU. The directive obliges all the EU banks to open access to their infrastructure via API for third parties. Forty seven bank is going to take advantage of this issue and creates Multi-Asset Account - different bank accounts + all crypto wallets + all investments.

This is another huge thing in FSBT.

Yes. I have noticed this. But I was just wondering how this is possible. I am going to look into more details of forty seven bank white paper to see whether the team have some strategy in place already for implementing such features.

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girib1684
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February 10, 2018, 10:17:38 AM
 #2102

Did anyone saw page number 14? They are offering some multi asset account like IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments if customers contributes between 0.1 ETH to 1 ETH.
ibininja
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February 10, 2018, 10:57:04 AM
 #2103

The 47 project plan is flexible and accommodating to both fiat and crypto.. Combining traditional banking system with modern cloud banking wow!. .. This is huge,  as I keep on the white paper I see huge potential and opportunities... Hmmmm

It is great that someone is filling the gap; Developers need to get a fintech biz up and running quickly; you should see the overhead in doing it now; It is a real step forward enabling developers build "banks" on their platform. It is a real pain solved.

Owillz
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February 10, 2018, 10:59:12 AM
 #2104

In one of your proposition for business, you said something about a mobile app with biometric details. I want to ask who you plan on archiving this and on which of the OS??
faulerwilli
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February 10, 2018, 11:12:25 AM
 #2105

Did anyone saw page number 14? They are offering some multi asset account like IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments if customers contributes between 0.1 ETH to 1 ETH.

yes, have seen this too. there are a lot of benefits for early investors. also you can get a visa credit card if you invest more, and other cool things if you invest really much money. unfortunately i do not have so much money. but i will be glad with the multi asset account
And have you seen the benefits for token-holders? they are really huge, you can see them in a own document on the homepage. Not many will sell FSBT at these benefits :-)
Ace44
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February 10, 2018, 11:16:33 AM
 #2106

Did anyone saw page number 14? They are offering some multi asset account like IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments if customers contributes between 0.1 ETH to 1 ETH.

I saw IBAN but couldn't locate the 0.1ETH to 1ETH part, can you be more specific?, for those that don't understand what IBAN is, it is an internationally agreed system of identifying bank accounts across national borders to facilitate the communication and processing of cross border transactions with a reduced risk of transcription errors and the biometric security measure that Forty Seven Bank will implement is something to consider, if you ask me, i think our investment is pretty safe
jamzzz123
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February 10, 2018, 11:19:29 AM
 #2107

Did anyone saw page number 14? They are offering some multi asset account like IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments if customers contributes between 0.1 ETH to 1 ETH.

yes, have seen this too. there are a lot of benefits for early investors. also you can get a visa credit card if you invest more, and other cool things if you invest really much money. unfortunately i do not have so much money. but i will be glad with the multi asset account
And have you seen the benefits for token-holders? they are really huge, you can see them in a own document on the homepage. Not many will sell FSBT at these benefits :-)

Yeah they are some pretty cool benefits for ICO partipants, which I wasn't actually aware of before reading this post, so thanks for spotting that out.

Please see some of the benefits below, for those who weren't aware.

Quote


If a person contributes between 10 and 50 ETH, he gets:
Free Multi-Asset Account: IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments;
Free Visa Platinum credit card that will be sent via mail;
30% discount on personal and travel insurance for contributor and two family members
during the first three years;
No commission on cash withdrawal in any ATM in the world during the first year.


If a person contributes between 50 and 100 ETH, he gets:
Free Multi-Asset Account: IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments;
Free Visa Platinum credit card that will be sent via mail;
50% discount on personal and travel insurance for contributor and two family members
during the first five years;
No commission on cash withdrawal in any ATM in the world during the first three years;
Special conditions for trading activities.

If a person contributes between 100 and more ETH, he gets:
Free Multi-Asset Account: IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments;
Free Visa Platinum credit card that will be sent via mail;
50% discount on personal and travel insurance for contributor and two family members
during the first ten years;
No commission on cash withdrawal in any ATM in the world during the first five years;
Special conditions for trading activities;

nxnqauff
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February 10, 2018, 11:50:40 AM
 #2108

Did anyone saw page number 14? They are offering some multi asset account like IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments if customers contributes between 0.1 ETH to 1 ETH.

yes, have seen this too. there are a lot of benefits for early investors. also you can get a visa credit card if you invest more, and other cool things if you invest really much money. unfortunately i do not have so much money. but i will be glad with the multi asset account
And have you seen the benefits for token-holders? they are really huge, you can see them in a own document on the homepage. Not many will sell FSBT at these benefits :-)

Yeah they are some pretty cool benefits for ICO partipants, which I wasn't actually aware of before reading this post, so thanks for spotting that out.

Please see some of the benefits below, for those who weren't aware.

Quote


If a person contributes between 10 and 50 ETH, he gets:
Free Multi-Asset Account: IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments;
Free Visa Platinum credit card that will be sent via mail;
30% discount on personal and travel insurance for contributor and two family members
during the first three years;
No commission on cash withdrawal in any ATM in the world during the first year.


If a person contributes between 50 and 100 ETH, he gets:
Free Multi-Asset Account: IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments;
Free Visa Platinum credit card that will be sent via mail;
50% discount on personal and travel insurance for contributor and two family members
during the first five years;
No commission on cash withdrawal in any ATM in the world during the first three years;
Special conditions for trading activities.

If a person contributes between 100 and more ETH, he gets:
Free Multi-Asset Account: IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments;
Free Visa Platinum credit card that will be sent via mail;
50% discount on personal and travel insurance for contributor and two family members
during the first ten years;
No commission on cash withdrawal in any ATM in the world during the first five years;
Special conditions for trading activities;


Thanks for posting this here. This gives some sort of information about what exactly it is. Its amazing if we don't have to pay commission for withdrawal of currency in the ATM anywhere in the world. In the end, this is the ideal situation everyone in the world wants it. My confidence is getting higher and higher with respect to fortyseven bank now.

  ●   GOLD-BACKED TOKEN   ●
 ❰❰❰❰❰❰  First Payment Gateway To Use  ❱❱❱❱❱❱   
● ▬▬▬▬▬ ● ▬▬▬▬▬ ●●●    ●  PGPAY  ●    ●●● ▬▬▬▬▬ ● ▬▬▬▬▬ ●
Cnote328
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February 10, 2018, 12:30:38 PM
 #2109

The 47 project plan is flexible and accommodating to both fiat and crypto.. Combining traditional banking system with modern cloud banking wow!. .. This is huge,  as I keep on the white paper I see huge potential and opportunities... Hmmmm

Yeah, 47B has future prospect, they plan to create Bank as a Service platform for fintech developers which i think is really cool, developers with small or medium capital will be able to create their fintech apps and upload them to 47B app platform and get access to their infrastructure and client base via API.
girib1684
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February 10, 2018, 01:08:47 PM
 #2110

Did anyone saw page number 14? They are offering some multi asset account like IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments if customers contributes between 0.1 ETH to 1 ETH.

yes, have seen this too. there are a lot of benefits for early investors. also you can get a visa credit card if you invest more, and other cool things if you invest really much money. unfortunately i do not have so much money. but i will be glad with the multi asset account
And have you seen the benefits for token-holders? they are really huge, you can see them in a own document on the homepage. Not many will sell FSBT at these benefits :-)

Yeah they are some pretty cool benefits for ICO partipants, which I wasn't actually aware of before reading this post, so thanks for spotting that out.

Please see some of the benefits below, for those who weren't aware.

Quote


If a person contributes between 10 and 50 ETH, he gets:
Free Multi-Asset Account: IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments;
Free Visa Platinum credit card that will be sent via mail;
30% discount on personal and travel insurance for contributor and two family members
during the first three years;
No commission on cash withdrawal in any ATM in the world during the first year.


If a person contributes between 50 and 100 ETH, he gets:
Free Multi-Asset Account: IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments;
Free Visa Platinum credit card that will be sent via mail;
50% discount on personal and travel insurance for contributor and two family members
during the first five years;
No commission on cash withdrawal in any ATM in the world during the first three years;
Special conditions for trading activities.

If a person contributes between 100 and more ETH, he gets:
Free Multi-Asset Account: IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments;
Free Visa Platinum credit card that will be sent via mail;
50% discount on personal and travel insurance for contributor and two family members
during the first ten years;
No commission on cash withdrawal in any ATM in the world during the first five years;
Special conditions for trading activities;


Thanks for posting this here. This gives some sort of information about what exactly it is. Its amazing if we don't have to pay commission for withdrawal of currency in the ATM anywhere in the world. In the end, this is the ideal situation everyone in the world wants it. My confidence is getting higher and higher with respect to fortyseven bank now.
Yes. This is very great benefits for participants they had planned. All the information mentioned above are very useful and attracting to users in Forty Seven Bank investment.
cryptossi
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February 10, 2018, 01:30:28 PM
 #2111

I like how 47 Bank is trying to attract banking app developers to its platform, a lot of money has shifted from traditional banks in the UK like Scottish Widows, Lloyds, Barclays and it has transferred to new banks like Monzo & Revolut.

I think this trend will continue as the apps and online banking is a lot more user friendly, quick and secure. So this is a great market for 47 Bank to try and be in the forefront of.

jamzzz123
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February 10, 2018, 02:04:01 PM
 #2112

I like how 47 Bank is trying to attract banking app developers to its platform, a lot of money has shifted from traditional banks in the UK like Scottish Widows, Lloyds, Barclays and it has transferred to new banks like Monzo & Revolut.

I think this trend will continue as the apps and online banking is a lot more user friendly, quick and secure. So this is a great market for 47 Bank to try and be in the forefront of.

There is a lot of potential and change happening within this market so the potential for these kind of new start ups is incredible. One of the main things which attracted me to Forty Seven Bank was the low hard cap which is great for its value.
phantam
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February 10, 2018, 02:37:42 PM
 #2113

I like how 47 Bank is trying to attract banking app developers to its platform, a lot of money has shifted from traditional banks in the UK like Scottish Widows, Lloyds, Barclays and it has transferred to new banks like Monzo & Revolut.

I think this trend will continue as the apps and online banking is a lot more user friendly, quick and secure. So this is a great market for 47 Bank to try and be in the forefront of.

Indeed it sort of really feels like theirs a shift from the old days of brick and mortar towards fully app based checking, things like crypto banking with 47 Bank are the next step in that evolution i feel like. It was inevitable to start happening we saw it already in regular banking with banks opening with 0 physical presence. It makes sense that the next step in that evolution is removing the fiat from the equation. Which is why a bank like 47 that bridges that gap while FIAT is still important makes so much sense.

I imagine we'll see a lot of appdevs moving toward the crypto space over time as the market cap grows toward competing with fiat over the next 10 or so years.
FortySeven
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February 10, 2018, 02:48:20 PM
 #2114

Did anyone saw page number 14? They are offering some multi asset account like IBAN (EUR, USD, etc.), crypto wallets (BTC, ETH, etc.), investments if customers contributes between 0.1 ETH to 1 ETH.

Hello. Yes - that is correct. It will be a bridge between crypto and fiat world Smiley
Zombie259
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February 10, 2018, 02:51:51 PM
 #2115

Are there or what are the thresholds for KYC during the ICO?
Or is KYC it necessary for every purchase?
ibininja
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February 10, 2018, 03:03:21 PM
 #2116

I like how 47 Bank is trying to attract banking app developers to its platform, a lot of money has shifted from traditional banks in the UK like Scottish Widows, Lloyds, Barclays and it has transferred to new banks like Monzo & Revolut.

I think this trend will continue as the apps and online banking is a lot more user friendly, quick and secure. So this is a great market for 47 Bank to try and be in the forefront of.

It is a great shift; I see it allowing for more creative fintech ideas that could facilitate smoother transactions than already is. A lot of those shifts are attributed to how the regulations are favoring and supporting more fintech companies like the PSD2 where banks should provide an accessible API and not be closed.

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February 10, 2018, 03:17:53 PM
 #2117

I like how 47 Bank is trying to attract banking app developers to its platform, a lot of money has shifted from traditional banks in the UK like Scottish Widows, Lloyds, Barclays and it has transferred to new banks like Monzo & Revolut.

I think this trend will continue as the apps and online banking is a lot more user friendly, quick and secure. So this is a great market for 47 Bank to try and be in the forefront of.

It is a great shift; I see it allowing for more creative fintech ideas that could facilitate smoother transactions than already is. A lot of those shifts are attributed to how the regulations are favoring and supporting more fintech companies like the PSD2 where banks should provide an accessible API and not be closed.

Yeah 47B has a good concept, developers will be able to become bankers which is quite important, it shifts common paradigm that in order to enter the banking market you need millions and millions of dollars with the help of 47B this wouldn't be the case anymore.
nxnqauff
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February 10, 2018, 03:49:04 PM
 #2118

I like how 47 Bank is trying to attract banking app developers to its platform, a lot of money has shifted from traditional banks in the UK like Scottish Widows, Lloyds, Barclays and it has transferred to new banks like Monzo & Revolut.

I think this trend will continue as the apps and online banking is a lot more user friendly, quick and secure. So this is a great market for 47 Bank to try and be in the forefront of.

It is a great shift; I see it allowing for more creative fintech ideas that could facilitate smoother transactions than already is. A lot of those shifts are attributed to how the regulations are favoring and supporting more fintech companies like the PSD2 where banks should provide an accessible API and not be closed.

I agree with you. This is definitely an innovative thinking. I yet to look into the profiles of all the team members of 47 bank. So that I will come to know how much experience they are having it which will give indication about how efficiently they can handle the project and achieve the targets.

  ●   GOLD-BACKED TOKEN   ●
 ❰❰❰❰❰❰  First Payment Gateway To Use  ❱❱❱❱❱❱   
● ▬▬▬▬▬ ● ▬▬▬▬▬ ●●●    ●  PGPAY  ●    ●●● ▬▬▬▬▬ ● ▬▬▬▬▬ ●
phantam
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February 10, 2018, 04:09:57 PM
 #2119

I like how 47 Bank is trying to attract banking app developers to its platform, a lot of money has shifted from traditional banks in the UK like Scottish Widows, Lloyds, Barclays and it has transferred to new banks like Monzo & Revolut.

I think this trend will continue as the apps and online banking is a lot more user friendly, quick and secure. So this is a great market for 47 Bank to try and be in the forefront of.

It is a great shift; I see it allowing for more creative fintech ideas that could facilitate smoother transactions than already is. A lot of those shifts are attributed to how the regulations are favoring and supporting more fintech companies like the PSD2 where banks should provide an accessible API and not be closed.

Ya PSD2 is one of the big pluses so far from 47, i haven't seen any other crypto group taking advantage of things like PSD2, it's something the gov is enforcing but i think for new banks its an opportunity to really set themselves apart and come out ahead of the pack as your pretty much sure that most of the bigger banks won't truely take advantage of it as an opportunity that it is. The banking work needs this kind of shift. Wish that the US would have something similar.
Anilg
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February 10, 2018, 04:12:33 PM
 #2120

I like how 47 Bank is trying to attract banking app developers to its platform, a lot of money has shifted from traditional banks in the UK like Scottish Widows, Lloyds, Barclays and it has transferred to new banks like Monzo & Revolut.

I think this trend will continue as the apps and online banking is a lot more user friendly, quick and secure. So this is a great market for 47 Bank to try and be in the forefront of.

Indeed it sort of really feels like theirs a shift from the old days of brick and mortar towards fully app based checking, things like crypto banking with 47 Bank are the next step in that evolution i feel like. It was inevitable to start happening we saw it already in regular banking with banks opening with 0 physical presence. It makes sense that the next step in that evolution is removing the fiat from the equation. Which is why a bank like 47 that bridges that gap while FIAT is still important makes so much sense.

I imagine we'll see a lot of appdevs moving toward the crypto space over time as the market cap grows toward competing with fiat over the next 10 or so years.

I have seen few other ICO claiming that they will bridge the gap between CRYPTO and FIAT world, but I see 47 Bank has lot of unique features and really going to bridge the gap.
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