rtm125
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November 06, 2018, 09:57:05 PM |
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Cryptocurrency will not take a dominant position overnight. It must take a very long time. In addition, I can not yet imagine how it will cope with many tasks that the Bank is now performing, including mortgages, insurance and other similar operations. Probably, they will remain to exist.
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A7373
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November 14, 2018, 10:15:05 AM |
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I think that in the future it will be possible to issue the same loans only to cryptocurrency and that will be very profitable.
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FallenBtcAngel
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November 14, 2018, 11:00:31 AM |
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Mainstream crypto-credits may become real in future, but not now. Of course, there are some credit available on, for example, Bitfinex, but that's nothing.
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tarangogu
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November 14, 2018, 12:27:12 PM |
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I think it is too early that it comes true. Because the value of bitcoin and altcoins isn't stable and their marketcap is lower than fiat. If they happen in the future, we can say "Hello crypto! Bye bye credits!"
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galyna
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November 14, 2018, 12:32:28 PM |
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First of all, people are interested in loans when the market is predicted and the currency is stable. For now, we can't say that the crypto market is stable. But thanks to SSI ( self-sovereign identity) platforms which help business (who can give a loan) and clients (who need a loan) assert their IDs > in this case, clients will no longer remain anonymous and almost all cryptocurrencies won't allow anonymous transactions. It will make the market more open and clear for both sides. But in this case, we do not take into consideration decentralized crypto exchanges. Also, thank the Smart Contracts, the process of lending crypto will be much simpler and faster.
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Glocalside
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November 14, 2018, 12:42:46 PM |
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I do not think the banks will disappear. They may be reduced in number, but people will always need loans and other activities that can be done only by the Bank.
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mweezy
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November 14, 2018, 04:09:25 PM |
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crypto loan will be help to some individual to set there present situation of live, the problem remain who will agree to give it bitcoin out as loan because one price is not stable it can change within a second then automatically one side most run lost either the loaner or the loanee, and secondly before this that happen a body need to be set up to take in charge of refunding if not many will run away with loan. this will be a every difficult task to setup.
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A7373
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November 14, 2018, 06:11:49 PM |
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I do not think the banks will disappear. They may be reduced in number, but people will always need loans and other activities that can be done only by the Bank.
Soon, the only solution for the banking system will be the adoption of a blockchain and the introduction of smart-contracts.
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Sam San
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November 14, 2018, 07:38:11 PM |
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I don't think the banks will ever disappear. They can be reduced in number, but people will always need loans and other operations that can be carried out only by the Bank. Therefore, you can not say goodbye to this system.
instead of banks, people will help each other, and this will make the bitcoin blockchain, issue assistance in bitcoin.
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delphic
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November 14, 2018, 07:51:48 PM |
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Probably completely banking system will never disappear.Rather, it will be strongly transformed to the changed needs of customers.At least there will be state-owned banks.It's absolutely necessary.After all,in addition to ordinary people, loans are also often needed by businesses and companies.About any crypto credit here and there can be no question.I would not be surprised if on the basis of the blockchain there will be credit systems,but it should be for individuals rather than legal entities.
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Marbelli
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EndChain - Complete Logistical Solution
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November 14, 2018, 08:15:25 PM |
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I am sure that it will be impossible to take loans in cryptocurrency because it contradicts the original idea of the creator
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EndChain - Complete logistical solution for all markets and supply chains ICO Start: Dec 1, 2018 (https://endchain.io/)
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Barcode_
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November 14, 2018, 08:32:07 PM |
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I am sure that it will be impossible to take loans in cryptocurrency because it contradicts the original idea of the creator
It is actually possible for anyone to take loans in the form of crypto-currencies as long as they are able to provide a valid collateral to secure their loan, but due to the huge price volatility in crypto-currencies, I think it is very risky to take loans in the form of crypto-currencies, as the amount to return might be higher than your initial loan amount when you are converting fiat into crypto-currencies.
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dimox
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November 14, 2018, 10:07:09 PM |
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you know, many ico based on credit like what you thought take job here. but they are still credit, so you need more money to pay off what you borrow. low class never know about crypto if no one want to explain it. and its difficult to life without something that existed before. so, how to create thing like previous without remove it, and it can walk a side together
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akeegan
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November 14, 2018, 10:44:22 PM |
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i think the banks aren't going anywhere. they have too much control and the general and older public will always side with them
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Jackolantern
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November 14, 2018, 11:35:24 PM |
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I think that it is possible but time is needed. This will not happen tomorrow already. In my opinion, you shouldn't say bye to credits now because crypto isn't accepted by everyone at the moment
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Sawadekub
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November 14, 2018, 11:41:36 PM |
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I think that the ways of taking a loan in a crypto currency will be the same as now. For example, now there are exchangers, where everyone can exchange Fiat for cryptocurrency and vice versa. This exchanger has a certain number of different crypto currencies and Fiat. So what prevents someone in the future to occupy such a niche and issue a crypto currency on credit to everyone on the same conditions as now? Nobody. Everything will be the same as now, but instead of Fiat is crypto currencies will be issued.
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loopes
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November 15, 2018, 12:51:50 AM |
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I wonder this: if the usual banking system will disappear as such, then she will leave and credit system, leasing and installment payment, debt, etc. As there is no centralized authority that can issue and track correctness of performance. To some extent, this is certainly good, but in fact people who can not immediately earn a large amount of money and will remain in the lower levels of life, which gives the modern banking system (though not ideal). What do you think about this? How to Take a loan in cryptocurrency?
Bank will never dissapear, country need bank to gather fund from the citizens, that fund will be used by industries to produce more product then improve country economy. But the there will be a big changes in term of bank profit, more people will use cryptocurrency and make it's price rise because of the demand that they made and bank profit will be decrease because credit card will not be used anymore.
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CryptoMoar
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November 15, 2018, 01:12:12 AM |
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I don't think the banking system will disappear even though crypto has become a legal currency I think the bank will still be there. crypto and banks can walk together without having to eliminate one of them. it will be difficult to borrow money with crypto because the value is very volatile, for example today I borrow 1 eth and it costs $ 200 but after a month the eth price becomes $ 300, of course we will find it difficult to pay because the value increases. banks will still be needed as financial institutions that collect and channel funds to the public.
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Crafts12
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November 15, 2018, 03:54:59 AM |
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I wonder this: if the usual banking system will disappear as such, then she will leave and credit system, leasing and installment payment, debt, etc. As there is no centralized authority that can issue and track correctness of performance. To some extent, this is certainly good, but in fact people who can not immediately earn a large amount of money and will remain in the lower levels of life, which gives the modern banking system (though not ideal). What do you think about this? How to Take a loan in cryptocurrency?
Taking loan in cryptocurrency is a hard thing to do. It is not like the banks that have a stable value so that is why I think banks will never disappear. It will not be replace by cryptocurrency because there are things that only the banks can do and not the cryptocurrency such as loans. Having loans in cryptocurrency is I think requires a lot of process.
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gulshan1
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November 15, 2018, 04:39:51 AM |
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Crypto block chain is very strong system and one of the company or bank will also connected to the loan to the crypto and easy way to take loan. Now Sector is coming in the crypto and some body will be find the solution for loan in the crypto world because solution of every thing is here.
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