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Author Topic: Wise thing to do with your savings.  (Read 6344 times)
Pejoh Asu
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September 04, 2018, 06:48:49 AM
 #1641

To make a better future, of course we must always set aside money to save, by saving, then we can manage finances well, if our goals for the long term, then separating accounts is important, do not unite in one place or one account.


 
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September 04, 2018, 12:24:52 PM
 #1642

Diversify your finance. It's nice to have several different 'emergency' or investment accounts.
These could include:
- Savings account(s)
- Raiz/other finance roundup app
- Crypto
- shares
- gold/silver
- Piggy bank
None of them may appear particularly impressive but when added together it can look commanding - plus it's nice to have some safety nets.

I understand and support this position. It is really better to invest your money in different things including the cryptocurrencies, precious metals, and real estate.

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September 04, 2018, 02:49:23 PM
 #1643

make it as investment that really better , but not all people good at investment , so yeah they will save it until they really need it , everyone have their choice

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September 04, 2018, 03:06:52 PM
 #1644

It is never a good idea to let your money just rest in a bank. We don't pay much attention to this, but while you think your money is just resting in your bank account, it's actually slowly decreasing. Inflation + Bank Fees (monthly & per transaction) runs you a loss of 3% per year. Better invest in Crypto, as this way you not only have can preserve your money but also have a chance to earn some profit too

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September 04, 2018, 03:14:45 PM
 #1645

Have emergency fund.Avail medical insurance.Save and save unti you are still working so that when you retire, you have something.Buy and trade crypto.
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September 04, 2018, 03:39:16 PM
 #1646

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
Just don't spend too much from your savings knowing that its function is to maintain your financial stableness and be a great help whenever you need it. Try investing only 20% and if that grows, invest another 20% but don't get too excited whenever you gain success to the point that you will go all in with your savings or else you will end up regretful about it.

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September 04, 2018, 03:59:44 PM
 #1647

Hold as much as you can, when Bitcoin or altcoins surges in prices that is the time to sell it out. But I've preferred half of it then the rest is for future pump. So we really need to be wise saving our money because at the end we can't be sure cryptocurrencies will be forever. Smiley Smiley
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September 04, 2018, 04:04:26 PM
 #1648

my hope for the money that I save is for lunch in the future and to be on guard when something happens that is indeed emergency, but besides that the money I save can increase without us having to add it in the sense that the money we invest and from that investment we get a profit, besides being safe investing is also very profitable

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September 04, 2018, 05:22:49 PM
 #1649

Maybe I will put it on the stock market. But pick a market wisely a market that you know someday will grow for you to have bigger income or maybe start a online selling.
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September 04, 2018, 05:37:58 PM
 #1650

Challenging a day without spending money, watching for pepper, listing items to buy, cutting down on unnecessary needs ... are simple ways to save money.

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September 05, 2018, 06:45:49 PM
 #1651

to be non-consumptive, avoid buying things that are not needed.
I think it's the best way to manage your finances.
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September 05, 2018, 08:58:25 PM
 #1652

I do not know how wise they were to live on all my savings as the last time - traveled, helped my parents and once again traveled

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September 06, 2018, 10:14:11 AM
 #1653

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
Just don't spend too much from your savings knowing that its function is to maintain your financial stableness and be a great help whenever you need it. Try investing only 20% and if that grows, invest another 20% but don't get too excited whenever you gain success to the point that you will go all in with your savings or else you will end up regretful about it.
Always keep extra money that will be helpful in any kind of emergencies or occasional needs also require money so you have to take care of it. Besides your needs you have to invest in a source that has potential to give you god returns especially in the crypto business we have Bitcoin and if you do not have big savings then start from less valuable crypto coins like Litecoin etc so you will get profit as well.

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September 06, 2018, 10:17:49 AM
 #1654

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
best thing is to spend it in a right way and think if it is helping your family also help them through financially
wolffy0216
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September 06, 2018, 10:46:30 AM
 #1655

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
best thing is to spend it in a right way and think if it is helping your family also help them through financially

Yeah, and aside from that maybe we can open a business that will also give us good profit aside from trading and investing because not all the time market is in good condition.

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September 06, 2018, 10:57:55 AM
 #1656

Wise things to do with your savings is investing a certain percentage for more money.
Diversify the investments too.
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September 06, 2018, 11:17:40 AM
 #1657

Wise things to do with your savings is investing a certain percentage for more money.
Diversify the investments too.

Yes, we should not focus on cryptocurrencies only as market is not always up, most of the time it is down and we cannot get good profit from following it always.

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September 06, 2018, 04:17:53 PM
 #1658

I think that the emergency saving shouldn’t be limited by the percentage of 20. In my opinion your emergency saving should be the amount that will guarantee you the life without any debts before you started that business. I believe this is the right way of taking risks in a rational way.
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September 06, 2018, 09:03:34 PM
 #1659

Not really advisable to put such amount in risky investments unless you want to take a big risk. It is better left untouched in my opinion. And what I mean by left untouched is have it in stable currency like fiat. You could even lock it away in fixed deposit. Most fix deposit would earn you a minimum of 5% annual interest.
I wouldn't risk my emergency fund in Cryptocurrency at this moment even though I'm a bit of a risk taker.


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September 06, 2018, 09:51:18 PM
 #1660

For  me  you should  invest  the  money  allotted  for  investment   not the  money  from your  emergency  fund . I would rather save  money  for my  future investment  like  what  I'm doing  today  I divide my salary  into  5   I have allotted   10 % of it for   future investment. Invest   money  you willing to lose  Wink

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