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Author Topic: Wise thing to do with your savings.  (Read 7665 times)
btsjimin
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June 04, 2018, 01:21:26 AM
 #401

The wise thing to do with your savings you need to think about the things you need in your everyday life to avoid costly and become a disciplined person so you do not have to buy anything worthless so your money will not be exhausted and in the emergency time there is money available.
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June 04, 2018, 02:00:26 AM
 #402

Don't buy any thing that unnecessary because it will not give you  help while it is yours. Only buy the necessary things to make your life more meaningful.
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June 04, 2018, 02:54:59 AM
 #403

I've heard some stories where people invest all their life savings in cryptocurrency and it ended in a miserable way so that is why I highly believe that it is safer to let it sleep and stay there and use it only for an emergency like if you lose a job or something.

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June 04, 2018, 03:38:10 AM
 #404

Wise to do savings is to invest it to other bussines and save also what you profit in your bussines.
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June 04, 2018, 04:20:53 AM
 #405

The most sensible investment is to make a mixed investment. To deposit all the assets one-by-one can provide a great return, but not all of them. So instead of taking such a risk, at least 70 percent bitcoin invest 30 percent of the most logical.

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June 04, 2018, 05:29:48 AM
 #406

If i had a chances can earned savings in bitcoin my first thing to do is possible time deposit in the bank or invest it depend the value of the market.Once the grow it in the bank of some interest percent of my savings i used it into a needed time like emergency happen .
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June 04, 2018, 05:32:46 AM
 #407

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

For me, the wise thing to do with my saving( except for the emergency funds) is to invest the half of it in cryptocurrency and save the half of it in a bank (time deposit).
Though cryptocurrency too risky, I want to try my luck investing in it,  because I believe that I can earn more profit  from it.

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June 04, 2018, 05:56:31 AM
 #408

Assuming roughly 1/3 goes to taxes, leaves you 10m. Put half into real estate as income properties. Throw a few mil into traditional S&P Index funds, and the rest pay off all debts, buy yourself a house and keep some in crypto to continue to multiply long term. By 2020 we’ll likely see dividend yields from tokenized securities

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June 04, 2018, 06:57:24 AM
 #409

Assuming roughly 1/3 goes to taxes, leaves you 10m. Put half into real estate as income properties. Throw a few mil into traditional S&P Index funds, and the rest pay off all debts, buy yourself a house and keep some in crypto to continue to multiply long term. By 2020 we’ll likely see dividend yields from tokenized securities
Great idea, we should have that kind of prospective in our life, we should spend and invest our money wisely, we need this kind of thinking so that we can always maximize the money that we are earning, let us always not forget that it is not always easy to earn money that is why we need to use it wisely.

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June 04, 2018, 07:48:10 AM
 #410

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
I actually invest rather than keeping or saving my money without any interest. Though cryptocurrency is risky, uncertain, volatile and may crash anytime it will still be profitable for a savings but choosing the right coin will make sense. I saved my money in cryptocurrency and it actually has good result and I can have it whenever I need it most. I don't put my money in banks because I don't have an account yet but I am also planning to try it soon.
I also invest my money on my saving because it will help me to make more money and income. I think the wise thing that you need to do in your saving is to use it in investing so that you can multiply your money and you can also keep it in a safe place where you are the only one who knows it. Lastly, just to use it in investing to make more savings.



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June 04, 2018, 08:23:32 AM
 #411

I think the wisest way to do with my savings is to invest on bitcoin. In this way I could save my money while gaining from it.
I certainly agree with that opinion, using saving in investing on bitcoin will really help to make more money and it is wisest way that you can do. Furthermore, doing this will help gaining money while saving money and it is very effective way to multiply your money. However, do not put your all saving on investing so that you can have money if there is an emergency.
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June 04, 2018, 08:32:10 AM
 #412

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
I think you can use the 20% emergency fund in investing on bitcoin because it is the wisest way to make more funds and money. On the other hand, if you use it in investing I think you can probably save more money and I think you use some insurance if there is emergency. Just try to use it investing and gain income while saving more money.



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June 04, 2018, 09:25:51 AM
 #413

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
I think you can use the 20% emergency fund in investing on bitcoin because it is the wisest way to make more funds and money. On the other hand, if you use it in investing I think you can probably save more money and I think you use some insurance if there is emergency. Just try to use it investing and gain income while saving more money.
For longer-term goals, you may want to consider investing in cryptocurrency cause inflation can seriously affect the value of cash savings over the medium and long-term.

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June 04, 2018, 09:38:34 AM
 #414

It is wise to save as an emergency money. It's a great option to save some money for emergency money. So it is important for us to save the money even if only a few dollars. I myself also have savings for emergency money and I never spend on things that are not useful.

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June 04, 2018, 10:01:48 AM
 #415

Of course the answer would highly depend on the ammount of savings that we are talking about, but the wise things to do with that are plenty

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June 04, 2018, 10:08:14 AM
 #416

As to your savings that you have kept in your bank accounts for a long time, think of it if you already have a satisfying profit. If not, then it's best when you invest it in cryptocurrencies but you must have to be at least a risk taker before you are going to engage in crypto investment.
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June 04, 2018, 10:18:38 AM
 #417

You should invest savings into crypto currency, for example, btc and ether. Most people do like this today as we see future in this ivestment. The long-term hold will provide you with the chance to earn good money

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June 04, 2018, 10:45:29 AM
 #418

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

Based on my experience that method is good but if you are looking for a higher income on investment compare to time deposit better yet go for crypto currency. In bank deposit our money will only sleep for a very minimal interest rate less the taxes so all in all the interest is much lesser. Since i am a risk taker i had transferred my savings to crypto currency investments and so far my investments are doing good but of course i had still left some of my savings for emergency needs of my family.

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June 04, 2018, 10:58:31 AM
 #419

emergency funds should be withdrawn and can used at any time. if you want to invest in cryptocurenncy you should not use emergency funding because it is high risk. try saving some more between emergency funds and investment funds
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June 04, 2018, 11:03:39 AM
 #420

I love that method! To save 20% into investments, like the rule of turning your 20% into actives, not into passives. It can be very useful!
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