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Author Topic: Wise thing to do with your savings.  (Read 7659 times)
Mr.John19
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June 01, 2018, 11:15:41 AM
 #321

The best things can you do is to invest your money. Expect the funds for the emergency because you don’t know what will happens. Investing in bitcoin is a long term you have to wait the cost will be increment. Best to store your cash where you can use it physically you don't know when it can happen. Figure how you will save your cash wise and for the seek of all the individual from your family.

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June 01, 2018, 11:20:10 AM
 #322

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
Smart things to do is to buy something that you deserve and have a sense or build a business that you can leverage

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June 01, 2018, 12:09:30 PM
 #323

for me the best thing to do with your savings i suggest put it in a bank or time deposit in bank.or you can also invest in a business so that your savings will grow or you can invest in crypto.

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June 01, 2018, 02:03:32 PM
 #324

When we're talking about savings, we're talking about the another part of our net profit where expenses are marked out of there. Savings is such a word that looks like little because it is like deriving from the word "safe" where we keep it away from any expenses as far as possible and as long as we don't need it. And out of that context is where the word emergency comes in. In our savings, we tend to build it up without the reason of spending it at something. Due to that, our savings becomes a side coin of our finances where it is just mostly used for something that must be done immediately. It is like a plan b to any upcoming expenses. In our life, crappy things happen and as we age, money becomes more and more involved from it. That's why savings are there. It is there to be our emergency fund.
Cling18
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June 01, 2018, 02:59:19 PM
 #325

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?


as for me, the best thing to do with our savings is to save more out of it. It sounds quite impossible but it is possible if we would be able to handle our finances wisely. I think it is important that we do something to put our savings and let it grow. I would just want to invest some of my savings to crypto and hold it for a long term.

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June 01, 2018, 03:08:05 PM
 #326

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
If you want to assure that you'll have something to pull out of your pocket in the matter of emergencies, just save it or put it in the bank. But if you are not afraid to take a risk and awared of the tendencies of losing profit, but still aiming to earn huge profit, go for investments such as cryptoinvestment or real estate but be sure that you are knowledgeable about that certain investment.

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June 01, 2018, 03:31:43 PM
 #327

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
Actually I'm not good when it come to that thing but now I'm always control my self not to buy the unimportant things my sister told me to budget my money because I'm to impulsive, So I always bring the exact amount before I go to market or mall, Now I'm planning to buy bitcoin by that my money has a chance to generate a profit and I can also used it for emergency matters, I hope my plan become success.
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June 01, 2018, 05:57:37 PM
 #328

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
Emergency funds are not to be deposited in a time deposit account. Time deposit accounts have specific time before you can withdraw it and you can never tell when you are in need of it. Also it is not wise to invest emergency funds because you are doing away with the main purpose of such savings.
Yes, except may be by emergency, he probably just mixed it all up and was referring to long term savings instead. In the context of emergency funds you are absolutely right which I believe since that is what the OP referred to, saving such fund should make you have access to it anytime you want.

Moreover for long term savings, based on whether his plan is to invest it or not, there is always the need to at least minimize the risk. I certainly may just remove a certain percentage of it into crypto but putting all into crypto at once instead of the bank, is a huge risk to take.

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June 01, 2018, 06:09:58 PM
 #329

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

Invest your savings on trading cryptocurrency. Try to divide those from different altcoins for less risky investment at least not all your assets have negative profit. The more you are good on trading the more you gain profit and the less risk you'll encounter. That is why you need to divide them to learn while not losing all you assets from their decreasing price after you bought them.

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June 01, 2018, 07:33:56 PM
 #330

I would say, that the wise thing to do with your savings in to invest them in a trustworthy project like Sparkster, they provide a great opportunities even to those who are not familliar with the technologies
Emergency situation cannot be predicted. You have to separate your saving and investment because when in that situation, even you lose profit or having small, you cannot do anything to hold more because you are going to use it. Placing savings on the banks will make you profit also even small but cannot lose. I can say that make another earning to add on your investment but do not put the savings on it.

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June 01, 2018, 07:43:57 PM
 #331

I would say, that the wise thing to do with your savings in to invest them in a trustworthy project like Sparkster, they provide a great opportunities even to those who are not familliar with the technologies
Emergency situation cannot be predicted. You have to separate your saving and investment because when in that situation, even you lose profit or having small, you cannot do anything to hold more because you are going to use it. Placing savings on the banks will make you profit also even small but cannot lose. I can say that make another earning to add on your investment but do not put the savings on it.

I think you should some money save in bank but some of your money you should invest in bitcoin and it must be important that you will be wait for its increasing price because digital currency want to take some time to give everyone a lot of profit so that's why you should take some patience but investment in bitcoin will very beneficial for you than banking.

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June 01, 2018, 08:12:49 PM
 #332

Saving to me is never a good thing. Instead of saving, I invest my money. Real estate can bring you a stable profit every year. Gold never lose its price no matter how bad the economy. Bitcoin is a new invention to the world and the cryptocurrency hype is not over yet. Therefore, in order to increase your balance, never think about savings.

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June 01, 2018, 08:31:09 PM
 #333

I would rather invest the money than just keep it and let it sleep. because If you only rely on savings collection by way of saving, it will be very difficult for us to be able to realize the goods of our dreams in the future (for example). in other words, I think that investing money is better than just saving and letting it sleep until we need it.
The best thing that we can do without money is saving it for the long time and the great thing we can do is investing it in bitcoin, now a say bitcoin is at high demand and it will get more and more high so don’t spend your money on useless things and try to save and invest into bitcoin so it will rise and give you profit for holding it long time without selling at panic price,  so buy now and store your bitcoin  with your saved money for long time.


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June 01, 2018, 10:40:21 PM
 #334

I guess it is wise to put your savings in an investment. And when you'll be needing them, you can just withdraw it. If you just keep your savings in your closet there, you will not earn. Or a better idea is to make a business while you are earning in another way. It's more effortful but you will earn more and save more. Kust think about being creative.
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June 01, 2018, 10:48:41 PM
 #335

There is no single thing call the wisest thing to do with savings. Another man's plans are nonses to another man.It all depends on the individual in question and what he or she wants to do with their investments.
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June 01, 2018, 11:20:16 PM
 #336

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
Separate your savings to be used for emergency purposes and investment. Usually emergency funds is thrice your monthly expenses. After you have saved that amount, then save for your target investment amount. In this way, you will not be in trouble if all your investment fails.

Yes emergency funds is really needed in order for us not to panic in any situation regarding money. We must set aside savings because if we do not do this we may not notice that we have already consume all we have for non valuable things. It is better to also buy assets like house and lot, gold (jewelries) and others. so that if it comes to worst you will have a fall out.

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June 01, 2018, 11:36:54 PM
 #337

Savings shouldn't be just what is left after you deduct all your expenses. It has to  partake a percentage from your income and as well as investment. It should be separated as well. When we have savings, make sure that it will work for you. That it will generate more income for you.

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June 01, 2018, 11:37:25 PM
 #338

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

saving 20% of monthly income for investment is a very good thing. in my opinion there is no other investment that can beat the cryptocurrency in giving a profit. cryptocurrency compared with deposits in the bank certainly its advantage more cryptocurrency. but the risk is certainly greater. but we can minimize those risks by always analyzing price movements and be careful in every decision.
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June 01, 2018, 11:55:09 PM
 #339

I have been investingvin crypto with my most money and I most say I have no regret of investing in cryptocurrency ,it was the wise decision I have ever make

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June 02, 2018, 02:05:19 AM
 #340

I have been investingvin crypto with my most money and I most say I have no regret of investing in cryptocurrency ,it was the wise decision I have ever make

That's  a good deccesion you make, investing in cryptocurrecy rather than put your savings in the drawer and let them sleep. It's good to invest your money in crypto and make it profitable. If 20% of our earnings will invest in cryptocurrecy, it s a lot of money will be back to you in the right time.


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