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Author Topic: Wise thing to do with your savings.  (Read 6616 times)
Kodok Bencot
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June 05, 2018, 05:17:33 AM
 #441

In the investment of course it takes patience if we want to get profit, and the presence of cryptcorrencies of course be the best solution to profit and better than saving money in the banks.

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June 05, 2018, 05:42:45 AM
 #442

Saving is the first step in learning to manage your money. Learn to manage money while, also want to control oneself to outside world flower world "desire". Take 50, 100, or 200 yuan out of your paycheck account on a regular basis. Give yourself a bit of time to adjust to a life where you have less disposable cash than you used to, and see how you've changed. After 2-3 months, increase the amount of each withdrawal from the payroll account. I think it's a very good idea.
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June 05, 2018, 06:09:23 AM
 #443

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

It depends upon to the person. Yes we all know that we can make our money to grow by means of investment but we cannot also deny that we can lose money with our investment if we do not know how to invest. Me, I invest but not all. I choose to save some of my money because like what you have said "emergency fund". It is difficult to immediately find money in time of need.


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June 05, 2018, 07:04:26 AM
 #444

I save money for emergencies and something important and I have to save money for savings and not invest in crypto because if I invest all my money it will be very risky and I can lose all my money when the value of crypto I have down the price

I also never spend more than I can earn. Also, I am trying to divide all of the money into several parts - for emergencies, for everyday needs, and for investments. This method always works, and I use it.

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June 05, 2018, 07:41:52 AM
 #445

The wise thing to do with your savings, is to invest part of saving into  a profitable business, thou never put  all your egg in  a single basket,always diversify your investment into different sector, e.g invest in bitcoin or others crytocurrency,   Save your income for investment.
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June 05, 2018, 07:45:00 AM
 #446

Savings is always a blessings for everyone in difficulties. So to rise up this savings I think everyone should invest it in a proper place . So that their savings got double or more and they get profit from it. Also they can use it when they need.

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June 05, 2018, 08:10:39 AM
 #447

Wise things to do with savings is to invest, Money could easily lost if you mis managed it carefully, Specially now a days, all the stuffs in the market are increasing. Investment is good but make time to exert effort on how to deal that kind of investment because not all type of investment grows and run smoothly, make a wise choice before you decide...
Invest you savings. You can invest in any liquid and profitable asset. In my country, people invest in property businesses which are a profitable. You can also save your money in saving account in any bank. That way, your money will earn good time value and will not depreciate. Another good investment is investing in bonds issued by good companies nationally and internationally which give lucrative returns.

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June 05, 2018, 09:56:05 AM
 #448

Start saving on a regular basis using a Tax Free Savings Account (TFSA)
Plan for your retirement. Figure out how much money you will need to retire comfortably, and then start saving. This money also makes a great rainy day fund if you lose your job or suffer another unexpected financial setback.
Make sure you have enough insurance. Accidents happen. Natural disasters can easily cause thousands of dollars in damage to your home. Make sure you have enough insurance for the place you live and the lifestyle you lead.
Write a will and decide who will get your assets and/or take care of your children when you die.
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June 05, 2018, 11:02:44 AM
 #449

I think the wisest way to do with my savings is to invest on bitcoin. In this way I could save my money while gaining from it.

We all have different perspective towards a successful saving tips, and I think I will be on the safer way how can I grow my own savings, and one of the best things that I know is to start up a business which you are very aware and knowledgeable regarding all the pathways that it was related since we cannot grow faster in something we didnt know yet right? And keep saving although you have save enough keep saving so if you will be in a certain point that you have some money to borrow you can used your own instead.

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June 05, 2018, 11:17:55 AM
 #450

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

The most wise thing to do with your savings is do not spend it and add more of it because they are savinga they cannot be spend in such unimportant things like luxury because you save that in terms of for example there are a problem or an emergency that ypu need money immediately you have a savings and you have money to get. Savings is an important thing especially today they must be implemented to all kids because they always spend a lot these day always diversify your savings and invest them for a futhermore income.
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June 05, 2018, 11:22:47 AM
 #451

it would be better to take some for savings and it's up to you whether you want to save in a bank in a deposit or save in a currency crypto in investment, the most important is you can benefit from your savings and you can take it for your needs

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June 05, 2018, 12:03:23 PM
 #452

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

Well if your savings are big enough maybe you can divide it into two or allot a few money from it to invest so that it will increase but remember you can do it if you are willing to take the risk. If not, you can hold it or leave it as a savings or called it emergency savings so if ever you face such crisis you have a fund to back you up. We never know when that emergency will come.

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June 05, 2018, 01:13:45 PM
 #453

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

You could (and probably should) put it into some form of a safer investment. There are a lot of stock options out on the market that allow for pretty continual growth albeit very slow. This would be better than just leaving your money in a risky investment or just letting it sit under a mattress somewhere because at least you collect some interest. As you keep making money, you'll end up with more in that emergency fund until it becomes something that you can actually work with in a few years/decades.
Yeah, there is still a lot of uncertainty in the cryptocurrency world and if anyone is saving here now, it should not at all be all their savings or something they obviously will not afford to lose or simply panic about. Personally, I save 20% from whatever I get monthly, with 5% going into crypto and 15% going to the bank.

I believe that is good enough for me, as being greedy should not be a thing in this world and having sleepless night over how the market is as well. The 5% is huge and good enough, and for the long term benefit, it is just perfect.

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June 05, 2018, 01:24:52 PM
 #454

For me, the wisest thing to do with your savings is to spend it for emergency needs.  You can also invest it so that your savings will grow. but make sure that you are sure where you will invest your money. and when you see your earnings, do not spend it to buy some things that you want, just use it to more important things.

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June 05, 2018, 01:31:00 PM
 #455

Investment in a trusted and safer project, by doing this you still have your savings and the same time you earn from it. All you have to do is do some research find the best project for your investment.
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June 05, 2018, 01:54:48 PM
 #456

It's good to think that your savings woud go in productive purposes but do you think your savings reach its true purposes to you? What I'm trying to say that your savings can be use in some other scenario like emergency or something. It is one of the most key to achieve being financial literate remember.

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June 05, 2018, 02:05:05 PM
 #457

Of course the answer would highly depend on the ammount of savings that we are talking about, but the wise things to do with that are plenty
The wise thing to do with our savings is to invest it on the best cryptpcurrency and that is bitcoin and we can also invest our savings on some altcoins that have a very low price like investing it on ripple and tron, and it is also better if you will invest on great ico like the deal coin.

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June 05, 2018, 02:13:00 PM
 #458

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?



Its a matter of choice we dont have the same fate and future lives, discover on yourself, but of course it involves failures and risks whether we like it or not it's just how you are going to strive to become successful, if you know there is something you want to pursue then start up a business and for me spending all your money in unnecessary expenses is not a good habit try to budget everything that you need to buy and ehich is not needed.

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June 05, 2018, 02:19:51 PM
 #459

JUST don’t invest in some high-volatility centralized crypto projects like El Petro or other
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June 05, 2018, 02:27:13 PM
 #460

By the word Saving, it means putting money aside, bit by bit. You usually save up to pay for something specific, like a holiday, a deposit on a home, or to cover any emergencies that might crop up. Therefore, everybody should do their best to build up an emergency savings fund.Your emergency fund means you have some financial security if something goes wrong.Now that you’ve got an emergency fund, it’s a good idea to save up at least 10% of your earnings each month (or as much as you can afford). Set yourself savings goals and put away enough to buy what you want. This could be a house deposit, or a trip.If you've settled your debts, don't have many other expenses, and thus find yourself in a position to save to invest, I highly recommend it. Saving for an investment property, in particular, can provide additional income by renting it out on a short- or long-term basis. Outside of an investment property, you should be saving to become your own boss — if that's something you aspire to be — and the type of business you want to pursue will dictate how much you'll need to save.
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