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Author Topic: Wise thing to do with your savings.  (Read 6211 times)
onemoretime8520
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June 09, 2018, 03:11:08 AM
 #561

Personally I have invested my saving with the logic that it is better for them to circulate rather than sleep and lose value. I usually choose chain projects from icos to invest such as edenchain, Usechain...

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June 09, 2018, 03:45:40 PM
 #562

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

For me my savings l used it to invest in a business so that l have a stable job for the future of my kids. I have to secure the future of my kids because l don't know what will happen in the future. I'm really thankful for bitcoin because in many things it helps me provide the needs of my family.
Having your own business can really help, same with putting some savings in bank or make it grew in an investment. It will be good to diversify it in real investment and in crypto trading.

As I have a very stable income from my official job, I manage to make savings. 30% of this saved money is going to trading and cryptocurrencies investments. That is why here I also get very good profits.


 
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stephanirain
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June 09, 2018, 03:59:56 PM
 #563

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
I think a wise thing to do with your money is invest the half of it in cryptocurrency for you to have a good profit, while the other half is save it for your emergency purposes. Saving and investing all of your money at the same time is a good strategy for you not to have a big risk in your money.

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June 09, 2018, 05:44:34 PM
 #564

There must be a proper planning where to subdivide wisely your funds and make sure you choose the right investment with earning potential. Of course always scatter the placing of investment and savings so that there is always a support and fall back in case the other one fails. Try to invest it on something that really help's you to increase your income. You can use it for business. Open a business if you can or if you want

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June 09, 2018, 05:53:03 PM
 #565

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
I prefer to you to try to make investment with cryptocurrency. It is a good idea to put the 20% of your savings in the cryptocurrency market. There are now manybgood investment that you can do in order to grow your capital.


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June 09, 2018, 05:57:54 PM
 #566

Setting you goal is the best thing you can do with your savings, know your needs and wants. Savings might not give you so much profit but you can use it as your capital on the things you want to build. Doing business is pretty amazing, investing is great in term of profit making. I think emergency funds should be saved in fiat money. because emergency funds are used at any time. if we keep it in the form of investment deposit or cryptocurrency then we will need time to change it in fiat form

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June 09, 2018, 05:58:10 PM
 #567

The reason is cash depreciates over time, pretty slowly in most cases, but it loses value nonetheless. In a time deposit account or savings account, the interest earned reduces the loss of value due to inflation, if it doesn't entirely make up for it. Well the amount that you can save always depends on how many people you are supposed to feed or support financially. If the number is not large, you can save great amount but if it is otherwise, you end up in borrowing from others
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June 09, 2018, 07:10:25 PM
 #568

It depends on you if to do a good thing for your savings, if you have savings. Because everyone has every right. Essentially you should not be wasteful and do not buy useless items, that's all I can explain, thank you.  Smiley
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June 09, 2018, 09:25:08 PM
 #569

This depends on the need of a person. Personally, right now I need some wonderful house for my family. So, I will prioritize my saving to buy an affordable house. Everyone has a different needs, so the important thing is spending that saving wisely based on the main needs.

Wow this is really nice, you are saving good amount of profit for your family to by a house for them, as those who are living with you, I think it is need of the day to store good amount of money for our future when we will not have any source of income, one day your real job will get fade but at that time you will live better life only because of bitcoin saving, investing is the most profitable thing we can do with our saving it will make it double for us.

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June 09, 2018, 10:13:57 PM
 #570

If i had any kind of savings anywhere else, id invest it in the BTC. Call me stupid, and i disagree with you. If you made 30 thousand USD  within 2 months from an initial investment of only 6 thousand USD, you cant be called stupid, right? I advice anyone who is willing to make an investment in the BGTC today and not miss out on the chance for a fortune.

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June 09, 2018, 11:53:55 PM
 #571

I agree, emergency fund should be liquid and it should not be considered to put into investment. Money for investment is part of your savings that you are willing to risk. Investment is always with risk. Therefore, better to set aside a portion of your savings into investment. Start small and I'm sure your find your way to be BIG. Smiley

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June 10, 2018, 01:12:22 AM
 #572

If the market conditions are in a very crowded condition I myself tend to continue to invest in the world of crypto but if the market is having a bad issue avoid it including the right move to secure the money forward and there is no panic in the long run.

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June 10, 2018, 01:27:48 AM
 #573

Well if I had any amounts of savings I would definitely invest it to bitcoin because I you will save it or deposit it to banks you can only earn small profit while in bitcoin you might earn big in a month or a year because of its volatile value.

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June 10, 2018, 01:30:01 AM
 #574

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?

That emergency fund should not be invested in cryptocurrency or time deposit or any form of investment that cannot be pulled out any minute you need them. It should stay somewhere you can easily access in times of urgent needs. I don't think you will have to set aside 20% of your earnings for your emergency fund. You just have to save a certain amount for your emergency needs. If unused, just let it stay there. You will only replenish it if it is already drained.

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June 10, 2018, 03:09:02 AM
 #575

I understand that we have different ways on how to use our savings or when we will gonna spend to the extent that we will not regret our own actions. In my case, I still prefer my savings to be kept somewhere safe since I know for a fact that I will be needing that in the future. I also like the idea of investing my money to some crypto related business especially if I have the knowledge and extra money. For as long as I doubt in a certain thing, I would not continue doing that, on the other hand if I am sure enough then I would go for it.

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June 10, 2018, 07:38:32 AM
 #576

Well if I had any amounts of savings I would definitely invest it to bitcoin because I you will save it or deposit it to banks you can only earn small profit while in bitcoin you might earn big in a month or a year because of its volatile value.
people interested with bitcoin or other cryptocurrency because it's profit.they can earn thousands or even million just in one night.but the opposite, they can loss their money too in one night

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June 10, 2018, 07:56:39 AM
 #577

While trading on cryptoexchange withdraw 11% every month and this will be your reserve fund on deposit in bank. So that you can save your money and in case of loss you can invest again
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June 10, 2018, 09:07:42 AM
 #578

My expectation when investing and storing my assets in the world of cryptocurrency and storing it in bitcoin is that I can earn a profit from every price increase I can earn each month. but it seems very dangerous if you use emergency money.

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June 10, 2018, 09:11:51 AM
 #579

My expectation when investing and storing my assets in the world of cryptocurrency and storing it in bitcoin is that I can earn a profit from every price increase I can earn each month. but it seems very dangerous if you use emergency money.
dont use your emergency fund for any invesment.it is risky if you lose in your invesment.while you need this money for urgent need, you have nothing and can't do anything.


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June 10, 2018, 09:42:47 AM
 #580

I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
I think that instead of saving our money, we should invest our money in other places such as bitcoin, ethereum, gold or real estate. By investing your money like that, you have a chance to multiply your balance to many times. Therefore, dont waste your money on bank, try to buy something or invest in something.
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