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Author Topic: Which is more risky? Bitcoin or bank investment?  (Read 5975 times)
paparexon0414
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June 03, 2018, 10:28:13 AM
 #681

In my own experience, i guess morenon bitcoin side. We all know that bitcoin is very volatile and dont hqve a real value. As it continues to grow, it also theres a big chance of hitting below. As to banks, we can consider it to be safer due to it has so many investments strategy and plan that is scattered everywhere. Its still depends on a person how to manage their investments but both are very risky.
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Ruffian1314
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June 03, 2018, 10:38:40 AM
 #682

I think bitcoin is more risky than bank investment because of the price volatility and very unpredictable. You can lose all your money in bitcoin in just a short period of time but it can make profitable too. Unlike in banks that have a very small interest in a year and for me it is not very risky as bitcoin. What they offer you is just a invesment plans that you can easily declined.
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June 03, 2018, 10:51:34 AM
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All investment involve risk , that's why when you're applying for an investment in the bank . They are asking what is your risk appetite.  I've invested also investment that bank offers. I consider it medium risk.  I've invested in crypto  who has higher risk because the technology is new.  In investment the higher the risk the higher reward.
yohan09
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June 03, 2018, 10:57:11 AM
 #684

I admit bitcoin is much riskier compared to bank investment. Why? Because bitcoin is decentralized and the value is highly volatile, It will fade in just a matter of time and if you can't wait when to bounce back, Eventually you will lost your money, While if you put your money in the bank, Your money are safe because they have insurance.  
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June 03, 2018, 11:03:37 AM
 #685

Definitely bitcoin is riskier than bank investment. Bitcoin investment is virtual. There are no paperworks and signatories in bitcoin. Also bitcoin is very unstable compared to banks.
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June 03, 2018, 11:13:20 AM
 #686

I put my heart to where my jewelries are and that I have control over. My dear, to me its best you go for the bitcoin investment just as others suggest too but you need to be careful. I also believe it's not your first time.

nellakarisma
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June 03, 2018, 11:18:15 AM
 #687

if I think investing in bitcoin is more risky If compared with investment in Bank.
1. because the price is not setabil so difficult to predict by anyone.
2. the profit we will get from investing in bitcoin big or small still no picture .
3. we should be smarter and often often take our time to pay attention to price charts. do not be left behind when the price in the crypto market has increased the price .
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June 03, 2018, 11:19:04 AM
 #688

Which one is the most risky? Bitcoin or banking investment ?

First let's Answer Why are we keeping all our money in the bank? The most obvious one is that our money is safe, we have insurance and it's always better than putting our money under the mattress.
Let me tell you If you thonk that the bank is safe it is because you have never have never known how a bank opertates. qnd frqnkly speaking actually no ones really knows banks do some investements with the money we deposit but we don't really know for sure what are these investements and if they are safe or not so we really risk what we own and our life savings by putting all your money in the bank that is like the most vicious and dangerous system: the fractional reserve system. but Im telling you this by keeping all your money in the bankI am sure that by the end of the year, you will be poorer.

Will banks really cover the inflation rates ?
NO, and the problem doesn't just lies with just the high inflation rates but the problem is more serious than that: Banks are covering the real numbers    Please note that while I write these lines, the Paris transport subscription has increased by 4% in 1 year. The inflation mentioned by INSEE is however 0.5% (in average ). and that shows how the official numbers are really really softened.

And they don't stop at that. The biggest danger is that the bank does not have the money it is given. Indeed, it lends money that it does not have by simple by printing more and that work thanks to one thing: we never withdraw our money at the same time and some people don't even spend all their money. banks take risky investements to make more money they lend more and more money to more people with really high interests that keep rising.
just to get richer and believe me if someone wins other will lose.  

How long can this system work?

believe me the 2008 crisis was made by bankers  , many people lost their money and couldn't withdraw their savings and more to come. So next time you put your money in banks know that there is a chance you are not getting it back.
 
However
If you buy bitcoins, you are sure of one thing: bitcoin is a store of value that will protect your purchasing power over time.
Indeed, as I have said many times, bitcoin is a finite currency. Therefore, its value must be appreciated in time because there will be less and less ..
This is simply because no one can print more this currency is decentalized no one will control no one will use it to make people lose money it is reqlly the kind of system that preserves the rights of people.
Mcdacillo
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June 03, 2018, 11:20:21 AM
 #689

Bitcoin is indeed risky. But bank investments are risky too. In our country (coz I'm not sure if this exist in other countries). When you have a large amount on your account they will call you and ask you if you want to invest, minimum of 20,000 Php (or 400 USD). They will propose some investment plans where there is a choice of low, medium, or high risk investment. When you choose the high risk there is a chance to lose or gain 100% of your investment (Medium is 75% and low is 50% if I remember it right). It doesn't make sense to me, it sounds like a scam, they will invest using your money and you don't have any control to it. That is why I like bitcoin more, coz Though it is risky and it's very volatile, you have full control on your investment.

What do you guys think?

For me, both of bitcoin and bank investments are risky but bitcoin is more risky than bank investments. Why did I say that? Because bitcoin is decentralized and it is not being hold or it is not controlled by the government that makes bitcoin volatile. It can change its price too high and also it can lower its price too low. So, I could that bitcoin is more risky than the bank investment. Since bank investment are controlled by the government.

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Dilladupak
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June 03, 2018, 11:29:37 AM
 #690

For us the investment in bitcoin is risky, but if you can control the risk I think you will generate a lot of income compared to your investments dibank.karena bitcoin for us our easy way to produce a good profit compared to our income dibank.
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June 03, 2018, 11:30:07 AM
 #691

In our life u never know the future, for example i had some money in bank and when our national currency has collapsed, i lost 2x my money, coz of oil price dropped down, so if i had money in btc for example, i would win anyway
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June 03, 2018, 11:34:10 AM
 #692

I don't really know what more risky, but I rather invest in cryptocurrency. I don't want to deal with banks and I am happy to be a part of cryptocurrency community.
victory1
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June 03, 2018, 11:44:13 AM
 #693

Bitcoin is very risky if you compare it to bank investment.

Bank had a security since they have reserved from the central bank once they encounter bankruptcy. While bitcoin, you were not sure when the price will become stable so anytime it may drops.
khoatg11
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June 03, 2018, 11:45:12 AM
 #694

The fact of investing in bitcoins is riskier than depositing money in banks. But investment bitcoin can bring high profits in a short time that can never be achieved through bank investments.
Zachwolf
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June 03, 2018, 12:21:04 PM
 #695

I prefer investing in bitcoin, more clear and transparent .. than in banks I really do not like the bank system ..

For me both btc and bank are risky investment because it's involve money transaction and need effort to do it. The only difference between of it is the profit you earn from it and the way how to earn..
dear53
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June 03, 2018, 12:38:21 PM
 #696

It is true that bitcoin is not a any government currency or any country currency. On the other side all bank build in a country. All bank control by a country. So there are very small risk to invest your money in any bank. Bitcoin investor get a very good profit from it. Bank investor also get a good profit but not like bitcoin. Bitcoin is more powerful then bank. Bank investment have a plus point that your money do not going low but bitcoin some times going to down. Now its your choice what you do...
domari
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June 03, 2018, 12:41:00 PM
 #697

I think the more risky is bitcoin. Because bitcoin is very unstable and also difficult to predict. Compared to better bank investment but not giving a profit of bitcoin. So we just choose where we want, big profits with small risks or profits that are minimal risk.
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June 03, 2018, 12:42:13 PM
 #698

Bitcoin investment is better than bank investment in terms of profit; but in regard to its risk, Bitcoin is more risky than bank because Bitcoin is still not stable and still not accepted worldwide.

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crypto3644
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June 03, 2018, 12:45:37 PM
 #699

is more difficult banking investment because you are leaving your money in the hands of other people, but with bitcoin you have control
Ngewex Yuk
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June 03, 2018, 01:01:13 PM
 #700

Of course investment of cryptocurrencies or bitcoin is more risky than investment banks, moreover most investment and savings in banks are guaranteed full by the state so it is almost impossible to lose money from banks, while bitcoin investment like a roller coaster.

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