Buy the DIP, and HODL!

[Bd officer]

It's very true that a long term holder sees things totally different from a short term holder, because anytime the market deep, a long term holder sees it as opportunity to buy aggressively as long as it doesn't affect his emergency funds, while a short term holder always panic and most of them sell, anytime their is a correction in the market, so it's very clear that the reaction of an investor determine if truly he is a long term holder or not.

If a person invests properly and creates a desire to buy DCA regularly, then that person will definitely invest for long term. But those who sell opportunistically and are willing to sell their holdings out of greed are essentially in business. They will never be able to keep calm when they see the high movement of the market, so those who are essentially long-term holders must wait for a few years. And he will keep calm and be prepared to extend his investment for longer. That is the clarity of long-term investing.

If you invest in Bitcoin you must hold for the long term. To invest in Bitcoin you must first learn to be patient, if you can't be patient then you can't hold long term. Most people can't afford to buy 1 bitcoin, but if they can invest long-term with DCA method, the investment amount will definitely be huge at some point. So it is best to invest in DCA method.

I have invested in DCA method and gradually the amount of investment has become huge. I could not afford to invest so much at once. But I started investing with DCA method which has increased my investment volume today. For those of you who haven't invested yet, start investing in the DCA method and hold for a long time.

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[Dunamisx]

This kind of investment is more suitable for the salary earners and low income individuals who are interested in making an investment in bitcoin using the particular pattern of DCA to begin their accumulation, this will definitely help them in making use of the opportunity to invest for their own advantage at an affordable rate using a desiring pattern of DCA, all they may also need is the time to hodl while waiting and they keep buying the more, before they realized, small investment would have accumulate to something big.

[laijsica]

for Bitcoin holding and the long-term investment it is actually occur by Plan and if you don't have that mentality of long-term holding your Bitcoin to will not be opportunity to make such profit that you are anticipating for that is why a good investor at first scrutinize the market structure before the person goes into investment to know if the market will be productive for each self any investor of Bitcoin always calculate very well knowing that there is two things that is involved in long term investment especially when you are holding your Bitcoin for each to appreciate you before you sell and they make a profit.

For those who want to collect Bitcoin and survive for the long term, of course they must be able to have planning and capital that will not be used for needs in the near future, because when someone is forced to invest with the capital they have, they will not be able to survive for long and must sell at a loss and for investors who hold for a long period of time of course they must make thorough preparations to be able to hold for a long period of time to be able to look forward to profits from holding Bitcoin.

Yeah , when come to investing (long-term investment) we wil  have to plan ahead to able to secure a smooth investment. For instance one is not advice to always go in at once when accumulating bitcoin, but rather use certain percentage of your earnings in order to keep up with your regular life style when investing in bitcoin. For instance you can use %10 of your earnings in accumulating using one of the common strategy which is DCAing, And focus the other percentage in your emergency funds and reserved funds. Because if one lack such manner of accumulation ( expecial those that not too financially stable). You may endup not being successful with his bitcoin investment.

Is it always profitable to hodl (hold) Bitcoin
While Bitcoin has experienced significant growth over the years, it's important to remember that the cryptocurrency market can be highly volatile. This means that the value of Bitcoin can fluctuate quite a bit in a short period.

HODLing (holding) Bitcoin can be a long-term investment strategy for many people, especially if they believe in its potential for future growth. However, it's crucial to consider your own financial goals, risk tolerance, and market conditions before making any investment decisions.

Bitcoin has always been a boon for long-term holders and this is evident from the market module. You will be more successful if you manage your investment for 5-10 years with the idea of holding between price movements. Traders who don't believe in holding for the long term, they bet on bitcoins in the short term and sell out with little profit. They can do this activity for years.It is because of these traders that the market is so volatile. But now main Holder goes ahead with the investment till a mature period.All kinds of investor roles are highly needed in the Bitcoin market, but your role should be Bitcoin holding.

It's also worth noting that past performance is not indicative of future results, and the cryptocurrency market can be unpredictable. It's always a good idea to do your own research, stay informed about market trends, and consider seeking advice from a financial professional.

Why not... past actions can be helpful in building your future. Your profit depends on how and when dip you buy bitcoins. Investing in Bitcoin is your asset should be properly managed at the time of planting. In this case, you can divide it into several slots while buying Bitcoin.

[Rabata]

for Bitcoin holding and the long-term investment it is actually occur by Plan and if you don't have that mentality of long-term holding your Bitcoin to will not be opportunity to make such profit that you are anticipating for that is why a good investor at first scrutinize the market structure before the person goes into investment to know if the market will be productive for each self any investor of Bitcoin always calculate very well knowing that there is two things that is involved in long term investment especially when you are holding your Bitcoin for each to appreciate you before you sell and they make a profit.

For those who want to collect Bitcoin and survive for the long term, of course they must be able to have planning and capital that will not be used for needs in the near future, because when someone is forced to invest with the capital they have, they will not be able to survive for long and must sell at a loss and for investors who hold for a long period of time of course they must make thorough preparations to be able to hold for a long period of time to be able to look forward to profits from holding Bitcoin.

People who know about Bitcoin and its potential must try to collect Bitcoin. If an investor has financial problems then he will follow DCA method. DCA strategy is mainly suitable for those investors who cannot invest large amounts at once. When an investor follows DCA then that investor will not have the problem of financial stress. He will have every opportunity to grow his Bitcoin portfolio by investing there as per his wish. DCA is a perfect solution for such investors who want to withdraw money quickly after investing for any reason. Moreover, those who are willing to invest for the long term can get a chance to own a large asset by keeping a small amount of money regularly in Bitcoins. An investor will have the opportunity to build a huge wealth with a small amount of investment on a regular basis which is not so easy from other platforms except Bitcoin.

[I_Anime]

This kind of investment is more suitable for the salary earners and low income individuals who are interested in making an investment in bitcoin using the particular pattern of DCA to begin their accumulation, this will definitely help them in making use of the opportunity to invest for their own advantage at an affordable rate using a desiring pattern of DCA, all they may also need is the time to hodl while waiting and they keep buying the more, before they realized, small investment would have accumulate to something big.

There are various investment at there, but bitcoin investment as made it More easy for anyone who's interested in investing to start their investment (in bitcoin) without going through anyone before investing. All one really need just some good sources (for capital)  and  a  cex account (for purchasing) and noncustodial wallet for holding. And some proper knowledge on how to  accumulate more Bitcoin , and some good plannings on how to manage their investment while holding.

Edited:

People who know about Bitcoin and its potential must try to collect Bitcoin. If an investor has financial problems then he will follow DCA method. DCA strategy is mainly suitable for those investors who cannot invest large amounts at once. When an investor follows DCA then that investor will not have the problem of financial stress

you're right DCA do help those who are not financially stable to accumulate more Bitcoin for themselves as time goes. But the thing is that DCA is not for those set of people alone , even those that are financially stable may also decide to use DCA method to accumulate bitcoin. For instant some one who's financially stable can purchase a large quantities of bitcoin for himself using lump-summing and all that. Then such individual may decide to use DCA to accumulate more in order to have the advantage to buy more Bitcoin at different price interval and same time having more quantity for himself. That why as an investor one need to be flexible in order to gain more profit as bitcoin increase in price as time goes.

[Cryptoprincess101]

Ultimately it is good for each of us to get our priorities straight, including that a lot of people fail/refuse to invest, and maybe they do not have opportunities to invest, so they may end up working their whole lives without really being able to stop because they don't have enough money to be able to stop or even to slow down without suffering from their lack of any kind of meaningful nestegg.

Bitcoin provides an opportunity for anyone and everyone to invest, even with a relatively small amount, but like you suggest Sim_card, there should be some kind of a meaningful amount in order for the outcome to have some kind of potential for meaningfully impacting the person.

You are right because so many people failed to realize the importance of investing on Bitcoin instead they are more focus on working, although I'm not disputing the fact that work is not good but one thing they would need to realize is that there would come a time in there lives when they will no longer have the strength again to continue working and perhaps they will start finding it very difficult to cope including so many other needs that would pressing, so this is actually the right moment for people to set there things right in other for them to have a sustainable live. However is just like the conversation I had with a friend that normally work for one certain company, so he told me that considering the nature of the work and his age that it would be a very wise decision to start diversifying some of his funds to Bitcoin investment for holding so that when the time comes when he Will no longer have the strength or being retired from the work he would have something to rely on, and that's the truth because Bitcoin present a very huge opportunity for people to utilize and become sustainable in the future.

So far as life is concerned everyone needs to prepare their future on time and the best way is to learn a good investment practices that will stand as a relief at a time when we won't have the strength to work much again because that is what will smoothen our financial position in the near future and we should do away with the fear of failure and be very positive as well apply the best investment strategy that will enable us to become successful investors. Investments are attached with risks but the risks are minimal more especially when we invest in Bitcoin because you don't need to be disturbed about your investment as all you need do is just to keep your investment goals alive by accumulating more at every time there is a dip in the price of Bitcoin.

Having Bitcoin as a means of retirement is not that bad but just like your friend talked of diversification, it should not only be focused on Bitcoin investment alone as he can also venture into other forms of investment that will second his Bitcoin investment because despite that Bitcoin investment look somehow secured in the future but it is necessary to also get involved in other aspects of investment. My reason is that with the way Bitcoin is gaining more recognition and adoption, some may misinterpret it to a get rich quick project, not that it is not but it takes longer time which some persons may not really be able to endure and at the end may decide to withdraw their assets because in this modern or digitized world now, almost everyone wants something that they would start experiencing the impact at a very tender stage.

[Roseline492]

for Bitcoin holding and the long-term investment it is actually occur by Plan and if you don't have that mentality of long-term holding your Bitcoin to will not be opportunity to make such profit that you are anticipating for that is why a good investor at first scrutinize the market structure before the person goes into investment to know if the market will be productive for each self any investor of Bitcoin always calculate very well knowing that there is two things that is involved in long term investment especially when you are holding your Bitcoin for each to appreciate you before you sell and they make a profit.

No one would just venture into market without them drawing their analysis to know when is the safe time for them to enter market or not, just as what happened recently when the market touched 73k plus and people with this mindset rushed to acquire more asset thinking this could possibly break out the market to hit 100k. But unluckily that was the worst entry from any trader although I can't still dispute that after halving we could still witnessed another new ATH but at this point those who already jumped into the market are just like people who jumped from fire to frying pan without any rescue except we have finished halving before the main bull run will come, at that moment investor can decides to take profits from every investment except such person has decided to hodl for decades.

You seem to have a pretty narrow view, and you also seem to assume that because the BTC price has gone up then it is bound to correct, which may or may not be true.

If you do not have any bitcoin, then the ONLY way to prepare for UP is to buy bitcoin.

Furthermore it can take a real long time for a newbie to build a bitcoin portfolio, perhaps 10-15 years or longer, so there could be  a lot of value in getting started, rather than waiting.. and no one really understands all aspects of the bitcoin market, so there likely is no problem to get started and to learn as you go and learn as you are initially establishing your position, whether you are starting with $100 per week or $10 per week or some other amount that might be appropriate to get started.

Yeah that's very clarifying @JayJuanGee because is quite surprising with the kind of mindset or understanding some persons could have about Bitcoin by assuming that since the price has gone this far it will have some correction, and this assumption has affected so many new investors mindset that instead starting to accumulate Bitcoin they are still waiting to see if the Bitcoin will have some correction before they could start investing. However what they failed to understand is that nobody knows what will be the next movement of Bitcoin so instead of people to wait and see the outcome they could actually utilize the opportunity now and start accumulating because looking at the bright side of it even if the price drops or increase it will not affect there investment because is for a long term holding and considering the potential of Bitcoin they will always be proud to have invested on Bitcoin in the future.

[ginsan]

So far as life is concerned everyone needs to prepare their future on time and the best way is to learn a good investment practices that will stand as a relief at a time when we won't have the strength to work much again because that is what will smoothen our financial position in the near future and we should do away with the fear of failure and be very positive as well apply the best investment strategy that will enable us to become successful investors. Investments are attached with risks but the risks are minimal more especially when we invest in Bitcoin because you don't need to be disturbed about your investment as all you need do is just to keep your investment goals alive by accumulating more at every time there is a dip in the price of Bitcoin.

Having Bitcoin as a means of retirement is not that bad but just like your friend talked of diversification, it should not only be focused on Bitcoin investment alone as he can also venture into other forms of investment that will second his Bitcoin investment because despite that Bitcoin investment look somehow secured in the future but it is necessary to also get involved in other aspects of investment. My reason is that with the way Bitcoin is gaining more recognition and adoption, some may misinterpret it to a get rich quick project, not that it is not but it takes longer time which some persons may not really be able to endure and at the end may decide to withdraw their assets because in this modern or digitized world now, almost everyone wants something that they would start experiencing the impact at a very tender stage.

Of course, investment planning for old age must be thought about from an early age, where if you are 40 years old, of course you can already think about making investment plans for your old age. Of course, it is true that when we reach old age, of course we no longer have the strength to work instantly or do heavy work like we did at a young age, so we need to look for other alternatives that can bring in income without having to work with our energy. One side of Bitcoin investment is certainly quite good for our old age where we can invest $20 regularly every week so that in the next 20 years we can reap the results from the investments we make.

On the one hand, I am not too interested in diversifying in a long-term investment journey because I think assets other than Bitcoin are assets that have quite a big risk of losing our money, such as Terra Luna and FTX. However, I am also not against you because it is your money and you are the one who determines the decision to diversify or not, but so far I still stand by my stance on accumulating bitcoin and forgetting about shitcoins.

[adultcrypto]

for Bitcoin holding and the long-term investment it is actually occur by Plan and if you don't have that mentality of long-term holding your Bitcoin to will not be opportunity to make such profit that you are anticipating for that is why a good investor at first scrutinize the market structure before the person goes into investment to know if the market will be productive for each self any investor of Bitcoin always calculate very well knowing that there is two things that is involved in long term investment especially when you are holding your Bitcoin for each to appreciate you before you sell and they make a profit.

For those who want to collect Bitcoin and survive for the long term, of course they must be able to have planning and capital that will not be used for needs in the near future, because when someone is forced to invest with the capital they have, they will not be able to survive for long and must sell at a loss and for investors who hold for a long period of time of course they must make thorough preparations to be able to hold for a long period of time to be able to look forward to profits from holding Bitcoin.

If an investor has financial problems then he will follow DCA method.

I do not agree with you that the DCA method is for investors who have financial problems. The DCA method can be used by anyone irrespective of the financial level and I think it is wrong to refer to the DCA method as something meant for the poor. Anyone in financial crisis cannot even make proper investment in bitcoin because his finances are not enough and he will not even be able to setup emergency funds that is required to protect the investment from being liquidated when it is not expected due to emergencies. Anyone going through financial crisis ought to first look for other means of solving the financial problems before considering investing bitcoin.

DCA strategy is mainly suitable for those investors who cannot invest large amounts at once. When an investor follows DCA then that investor will not have the problem of financial stress.

This is totally wrong and makes me wonder if you are talking about the DCA method or something else. There is no limit to the amount that can be used for DCA. Any income class can use the DCA method as it is convenient for both huge buys and small buys. If I have $10k set aside for investment in bitcoin and I noticed that buying at once may not give me the results I want, I can decide to make the investment in different segments and times through the DCA method. Assuming bitcoin is in a range and I do not know where the breakout will happen, the DCA method can be used to buy such that if the price drops, I buy more at lower prices and if it rises those I bought at the range will compensate for those I will be buying at higher prices. Many big investors uses this pattern to make best use of the buying process.

[AirtelBuzz]

for Bitcoin holding and the long-term investment it is actually occur by Plan and if you don't have that mentality of long-term holding your Bitcoin to will not be opportunity to make such profit that you are anticipating for that is why a good investor at first scrutinize the market structure before the person goes into investment to know if the market will be productive for each self any investor of Bitcoin always calculate very well knowing that there is two things that is involved in long term investment especially when you are holding your Bitcoin for each to appreciate you before you sell and they make a profit.

For those who want to collect Bitcoin and survive for the long term, of course they must be able to have planning and capital that will not be used for needs in the near future, because when someone is forced to invest with the capital they have, they will not be able to survive for long and must sell at a loss and for investors who hold for a long period of time of course they must make thorough preparations to be able to hold for a long period of time to be able to look forward to profits from holding Bitcoin.

If an investor has financial problems then he will follow DCA method.

I do not agree with you that the DCA method is for investors who have financial problems. The DCA method can be used by anyone irrespective of the financial level and I think it is wrong to refer to the DCA method as something meant for the poor. Anyone in financial crisis cannot even make proper investment in bitcoin because his finances are not enough and he will not even be able to setup emergency funds that is required to protect the investment from being liquidated when it is not expected due to emergencies. Anyone going through financial crisis ought to first look for other means of solving the financial problems before considering investing bitcoin.

You are absolutely right that DCA method of Bitcoin investing is not only for low income people but everyone can invest in this method according to their convenience. Dollar Cost Averaging is one of the most convenient ways to invest because using this method you can buy Bitcoins with any amount of money you have. Moreover, you don't have to depend on the rise or fall to invest in this method, you can buy at any time. DCA method is an investment method. The sole purpose of adopting DCA in Bitcoin investing is to ensure that our investments continue to grow at the same rate as possible with this method regardless of income and expenses.

[teamsherry]

Comrade Someone once asked one Warren Buffet, when is the ideal time to sell off your investments. He replied, never.

A solid investment that is good enough to buy today is good enough to keep forever.

Bitcoin  collection can yeild high returns, however, that's not how we should be approaching the whole hodling strategy

Yeah hodling Is the goal here, because bitcoin as the potential to keep on growing, ( though there's no guarantees) but still we'll believe so. So having the thought of selling your bitcoin won't be smart at all. But there's some point you can decide to take some profit from your investment , when you have gotten far with your accumulation , so if you have gotten to such point this would be helpful JJG Sustainable Bitcoin WithdrawalStrategy

Yes, you are right. Hodling is the goal of investors so that they can get maximum profits and can expand their profits. But some people try to sell a small portion of Bitcoin to take advantage and that is fine because it might be a plan they have prepared beforehand. But they still keep most of their Bitcoins and carry out DCA to add more Bitcoins.

Each person must have their own plan and if you haven't made it yet, make it immediately before everything changes and you are really too late. Investing in Bitcoin using DCA is a good plan so that we can have peace of mind in investing the money we have but of course, we have to learn more before making a decision.

I think we shouldn't misunderstand Jay's substainable withdrawal threshold, it's not for ealry investors just starting out their investment journey and having a sell plan so ealry in your investment journey with an aim of trying to buy back is no different from trading, what if the price you sell and busy expecting a dip to happen never comes or takes too long to happen. The idea here is to keep to accumulating bitcoin for more than 10 years for someone who is well at his youth and maybe up to 4 years for someone starting out late in his investment before we can start thinking about selling and applying Jay's strategy to know how much is good to withdraw that would sustain your bitcoin portfolio.

[Troytech]

for Bitcoin holding and the long-term investment it is actually occur by Plan and if you don't have that mentality of long-term holding your Bitcoin to will not be opportunity to make such profit that you are anticipating for that is why a good investor at first scrutinize the market structure before the person goes into investment to know if the market will be productive for each self any investor of Bitcoin always calculate very well knowing that there is two things that is involved in long term investment especially when you are holding your Bitcoin for each to appreciate you before you sell and they make a profit.

For those who want to collect Bitcoin and survive for the long term, of course they must be able to have planning and capital that will not be used for needs in the near future, because when someone is forced to invest with the capital they have, they will not be able to survive for long and must sell at a loss and for investors who hold for a long period of time of course they must make thorough preparations to be able to hold for a long period of time to be able to look forward to profits from holding Bitcoin.

If an investor has financial problems then he will follow DCA method.

I do not agree with you that the DCA method is for investors who have financial problems. The DCA method can be used by anyone irrespective of the financial level and I think it is wrong to refer to the DCA method as something meant for the poor. Anyone in financial crisis cannot even make proper investment in bitcoin because his finances are not enough and he will not even be able to setup emergency funds that is required to protect the investment from being liquidated when it is not expected due to emergencies. Anyone going through financial crisis ought to first look for other means of solving the financial problems before considering investing bitcoin.

DCA strategy is mainly suitable for those investors who cannot invest large amounts at once. When an investor follows DCA then that investor will not have the problem of financial stress.

This is totally wrong and makes me wonder if you are talking about the DCA method or something else. There is no limit to the amount that can be used for DCA. Any income class can use the DCA method as it is convenient for both huge buys and small buys. If I have $10k set aside for investment in bitcoin and I noticed that buying at once may not give me the results I want, I can decide to make the investment in different segments and times through the DCA method. Assuming bitcoin is in a range and I do not know where the breakout will happen, the DCA method can be used to buy such that if the price drops, I buy more at lower prices and if it rises those I bought at the range will compensate for those I will be buying at higher prices. Many big investors uses this pattern to make best use of the buying process.

I think the whole confusion here is originating from a lack of understanding of how the DCA works or why its preferd to be used. The DCA method involves splitting your capital into equal parts and investing them on intervals, now for those that are confused why we used this strategy, among many other reasons most persons prefer DCA strategy cause it reduces the impact of market volatility on your portfolio, when investing in an asset as volatile as bitcoin such a strategy would stand out amongst many other good strategy cause its best fit the accumulation of Bitcoin.

The amount that can be allocated to the DCA is not fixed to any amount and both rich and poor can use it based on their disposable income and the ability of their income, a rich guy with a disposable weekly income of 1000$ can chose to invest 25% of this to bitcoin and a poor guy with 100$ can chose to invest 10% to bitcoin and both are practicing DCA method.

[Dorkylickjj]

So far as life is concerned everyone needs to prepare their future on time and the best way is to learn a good investment practices that will stand as a relief at a time when we won't have the strength to work much again because that is what will smoothen our financial position in the near future and we should do away with the fear of failure and be very positive as well apply the best investment strategy that will enable us to become successful investors. Investments are attached with risks but the risks are minimal more especially when we invest in Bitcoin because you don't need to be disturbed about your investment as all you need do is just to keep your investment goals alive by accumulating more at every time there is a dip in the price of Bitcoin.

I've read some other comments in the thread and what your saying seems quite contradictory, I don't think the dip is the only time we should accumulate bitcoin since we are using the DCA method that involves buying at intervals and helps reduce the impact of market volatility on our portfolio, besides those who buy only at dips would miss out on all other times to buy.

I think it's far better to buy eventide with DCA cause trying to time the market is the same as trading cause you might never buy If you keep on waiting for the dip especially as a new investors that needs to take more action than wait.

[JayJuanGee]

for Bitcoin holding and the long-term investment it is actually occur by Plan and if you don't have that mentality of long-term holding your Bitcoin to will not be opportunity to make such profit that you are anticipating for that is why a good investor at first scrutinize the market structure before the person goes into investment to know if the market will be productive for each self any investor of Bitcoin always calculate very well knowing that there is two things that is involved in long term investment especially when you are holding your Bitcoin for each to appreciate you before you sell and they make a profit.

For those who want to collect Bitcoin and survive for the long term, of course they must be able to have planning and capital that will not be used for needs in the near future, because when someone is forced to invest with the capital they have, they will not be able to survive for long and must sell at a loss and for investors who hold for a long period of time of course they must make thorough preparations to be able to hold for a long period of time to be able to look forward to profits from holding Bitcoin.

Yeah , when come to investing (long-term investment) we wil  have to plan ahead to able to secure a smooth investment. For instance one is not advice to always go in at once when accumulating bitcoin, but rather use certain percentage of your earnings in order to keep up with your regular life style when investing in bitcoin. For instance you can use %10 of your earnings in accumulating using one of the common strategy which is DCAing, And focus the other percentage in your emergency funds and reserved funds. Because if one lack such manner of accumulation ( expecial those that not too financially stable). You may endup not being successful with his bitcoin investment.

It is important to highlight again that once an emergency fund is established, it is likely just going to sit there and it is not going to be a burden, but initially establishing the emergency fund might take some time and it might feel like a burden.  Of course, the reserves might bounce up and down a lot more, but whatever the reserves are used for that is going to be within the guys discretion regarding how much cash to keep available in reserves, whether the reserves are designated for buying on dips or for other purposes, and surely  if some of the reserves are used for buying on dips then they might need to be reestablished.. and again there can be quite a bit of variance in regards to how the reserves are treated.. .. but still it seems to me that there could be choices to maintain an emergency fund at a bare minimum of 3 months.. and maybe an extra month in there.. so 3-4 months, but then if there become situations in which someone believes that his income is not secure or his health is not secure or that there might be some reasons to increase the emergency fund because some things in his family and/or business are complicated, then he is going to be way better off to identify those needs earlier rather than later.. which could result in greater emergency funds, greater reserves and even keeping a greater float too... and if the BTC investment grows and grows, there could be some temptations to dip into it and so no one can really say how to manage those funds, and guys sometimes end up making the wrong choices... and not realizing until much later that he would have had been way better off to not take as many chances and to maintain various cash cushions, even if it is seeming like a lot of that cash cushion value is not working and is losing value by sitting around... but it still might be the better thing to do in terms of making sure that the various kinds of cash cushions are sufficient and some of them are not being touched.. especially the BTC investment and the emergency fund..

When we are talking about buying at a dip, it is mostly the average investors that waits for a dip because their input is little therefore he will look for a time when he will buy at a more dipper price, then the rich doesn't even care about a dip because they are dealing with huge amounts of money of which they know that they will make some profits in it and they don't even DCA as most of them prefer buying a particular amount of Bitcoin and doesn't accumulate further but the average man uses the DCA because his investments is not in large quantity so it would take some time before he can accumulate as many as he wishes to using the DCA.

I think you are misunderstanding the concept of buying the Dip because is not only the investors that has smaller capital that utilizes the opportunity when the price is dip, so perhaps in most cases investors that has large capitals are the ones that utilizes the opportunity the most and not because they are not following the DCA method but but because they strategize themselves in such a way that they keep a certain amount of funds so that if the price dip they can accumulate as much as they can while there DCA are still running, so I disagree with you on the aspect you mentioned that is only the average investors that utilizes the dip, however one thing you should know is that Lump Suming is another word for investing huge when the price dip and is mostly done by most investors who has a large capital so they always utilizes every opportunity when the Bitcoin price drops.

I think that people get the term lump sum mixed up, since lump summing does not need to happen on the dip, and surely if you are buying on the dip whether you choose to do a large amount or a small amount, I still would not consider that to be lump sum investing.

I think that the more pure way to think about lump sum investing is that you have some money and you have to choose right now if you are going to buy BTC with it or are you going to set it up as a DCA or buying on dips.

Of course, you can do all three, but lump sum investing is more likely going to be a phenomena that applies when someone might have some extra money that comes to him or that maybe he is transferring over from some other investment(s) that he has.

So we could think about it in terms of a person being brand new to bitcoin and then he has an amount of dollars that is he wanting to get started investing into bitcoin, or we could think about a person who has been in bitcoin for a year or two, and then all of a sudden he has a lump sum amount that comes available to him.... Let's say that a guy had been DCA buying bitcoin at $50 per week for the last 2 years, so he has invested right around $5,200 into bitcoin so far and so he has accumulated right around 0.2 BTC, and yeah the last couple years has been pretty good so his BTC is worth right around 2.5x the amount of his investment, and his budget allows him to either continue with $50 per week or maybe he can even work towards increasing his DCA amount, and then all of a sudden, he realizes that surprisingly, he has inherited $6k, and so all of a sudden he has more money that he can invest into bitcoin, and he is faced with a dilemma regarding if he should just buy $6k worth of bitcoin right away (which would be a lump sum investment), or he could divide the amount into 3 parts.. and put 1/3 into each of the three categories of lump sum, DCA and buying on dips. . and he does not need to divide them up equally, and he might choose to put $4k into buying right away, and have the other $2k for buying on dips and to just continue to DCA with his regular salary at $50 per week or maybe he is coming to a pint to be able to increase  his DCA amount based on improvements in his overall financial situation.   

The way he divides the buying on dips is not necessarily lump sum investing, so guys here like to mix categories and say that lump sum investing is going on because a large amount might be invested on the dip, and I consider that to be sloppy thinking that fails to recognize and appreciate the difference in the categories.. even though some times the categories can seem like they overlap, but they likely can still be considered in their separate conceptual frameworks in order to make decisions based on the different kinds of trade-offs that might exist based on how a guy might choose to invest any sum of money that he has coming in.

[edited out]

Yes I agree with you completely and another thing is that the dca strategy is not also only limited to the average man that doesn't have much finance the dca are use by both the investor that has much and the investor that didn't have much. In as much the dca has enormous benefits one the major aim of the dca is to mitigates the short term Price volatility by buying at different price point. so the dca should not only be talk about or limited in terms of the average man.

More importantly, DCA helps a guy to manage his budget and to manage his entrance into BTC.  Of course, there might be some concerns about average costs per BTC, yet most likely if a guy is 10 years or more into his investment, his is mostly going to be concerned about how many BTC he has and how much they are worth rather than what his average cost per BTC might happen to be.  Sure of course, he wants to be in profits and he even wants to have some of his BTC with multiples of compounding value, yet if he had been buying $100 per week of bitcoin over the next 10 years, he is most likely going to be concerned about whether he had managed his budget well through all of those years and was still able to live his life while he was building up his BTC investment, and maybe at some point he is going to see that he has enough BTC or that he can change some of the ways that he accumulates BTC. 

Yeah.. DCA works for rich people, poor people and average people, yet rich and average might be able to establish their position faster than the poor man, and so the poor many might not have a choice but to follow DCA method for 15-20 years or more before he starts to feel that his investment is building up to a point in which he might be able to employ other kinds of strategies.

Even a rich man may choose DCA to make his first entrance into an investment like BTC, and so let's say that the guy has a $2 million investment portfolio, and so he is considering coming into bitcoin fairly aggressively and perhaps getting a 10% to 25% position in bitcoin (which would be a $200k to $500k allocation to bitcoin), yet he remains a bit nervous about trying to sell other assets in order to establish his BTC position up to his target levels, so he is trying to figure out ways to get into BTC without creating tax consequences for himself, and so even if he might have various lump sum payments in the process of getting started, he also might consider that it might take him 1-2 years to actually establish his 10% to 25% position.. which may well be best established by DCAing rather than overly lump summing, but if he is worried that the BTC price might go up fast in the short term, then he may well try to front load his investment to get it into play in a shorter period of time, but he still might have trouble doing it in a way that is anything other than a kind of DCA approach that involves large amounts.. such as $10k per week... or some other amount that he might consider to be manageable - depending upon from where he is drawing his revenues... If he already has some cash available that is around $100k, then that might only last for 10 weeks with a $10k per week plan, so even the rich guy might have some dilemmas, and DCA might fit into the picture.

Some folks like to suggest that Michael Saylor (MSTR) is buying on dips and/or lump summing, but that is ridiculous since they are just getting distracted by the amounts that Saylor is investing into BTC.  Largely Saylor has been buying BTC almost every quarter since August 2020, and so Saylor has been employing a form of DCA especially since he seems to buy BTC when he has the money and not so much in regards to the price, so he is not really lump sum investing and/or buying on dips, and surely some quarters, he is able to secure various kinds of financing so he gets more money to buy BTC, but he still tends to buy BTC as soon as he gets the newly authorized money rather than diddly daddlying around and waiting.. so Saylor on behalf of MSTR has largely been DCAing his investment into BTC over the past 3.5 years.

In the few halvings that I have seen or witnessed, most of the people who bought bitcoin buy it when the price of bitcoin is too expensive. This is the same type of person who rushes to buy bitcoin when it has taken off.

Yes, most people know to buy bitcoin on the dip, but in reality, that is not what most communities in this field do; only a small percentage of those who actually buy bitcoin do so. Even until now, for sure, 100k bitcoins will be bought by people who don't know anything about bitcoin. Right now, they will say Bitcoin, but when they see 100k per bitcoin, they will decide to buy it.

Nothing wrong with buying BTC at any price, especially if you do not have any BTC or you don't have enough, and also it helps if you have a 4-10 year or more investment time horizon and you are continuing to buy.

if you are merely trying to make a quick turn around, then you might get into trouble.. so part of the more important issue might be concerning how long the buyer is planning to stay into bitcoin rather than if his entrance point might have been higher than he could have had gotten.. especially since if someone is brand new to bitcoin, then the only way that they can prepare for up is by having some bitcoin, and if they do not have any then they are not prepared for up.

If you are suggesting to ONLY prepare for down by waiting, then it could be that the down possibilities are no longer available.. Do you know from here?  Is this enough of a dip to buy or should the newbie to bitcoin or the low coiner wait for more dip?

It's very true that a long term holder sees things totally different from a short term holder, because anytime the market deep, a long term holder sees it as opportunity to buy aggressively as long as it doesn't affect his emergency funds, while a short term holder always panic and most of them sell, anytime their is a correction in the market, so it's very clear that the reaction of an investor determine if truly he is a long term holder or not.

If a person invests properly and creates a desire to buy DCA regularly, then that person will definitely invest for long term. But those who sell opportunistically and are willing to sell their holdings out of greed are essentially in business. They will never be able to keep calm when they see the high movement of the market, so those who are essentially long-term holders must wait for a few years. And he will keep calm and be prepared to extend his investment for longer. That is the clarity of long-term investing.

If you invest in Bitcoin you must hold for the long term. To invest in Bitcoin you must first learn to be patient, if you can't be patient then you can't hold long term. Most people can't afford to buy 1 bitcoin, but if they can invest long-term with DCA method, the investment amount will definitely be huge at some point. So it is best to invest in DCA method.

I have invested in DCA method and gradually the amount of investment has become huge. I could not afford to invest so much at once. But I started investing with DCA method which has increased my investment volume today. For those of you who haven't invested yet, start investing in the DCA method and hold for a long time.

Yeah but when did you start?  You have ONLY been registered on the forum for less than a year.

[Dorkylickjj]

The way he divides the buying on dips is not necessarily lump sum investing, so guys here like to mix categories and say that lump sum investing is going on because a large amount might be invested on the dip, and I consider that to be sloppy thinking that fails to recognize and appreciate the difference in the categories.. even though some times the categories can seem like they overlap, but they likely can still be considered in their separate conceptual frameworks in order to make decisions based on the different kinds of trade-offs that might exist based on how a guy might choose to invest any sum of money that he has coming in.

I'm quite new here and I'm still doing some reading through, so I think from what you have just explained a lump sum is not every big money we throw into bitcoin, like in the case you used where the guy had a new amount of 6k and if he had decided to invest all right away that would have been a lump sum cause he made his purchase once and with a huge amount and if he maybe dividend it into three parts equal or not and invested them on intervals that would be a DCA buying Which I had understood from your recent comments on the board.

Sir my question is if a person can make lump sum with a small amount, like I've read about how we can mix our strategies to have a maximum effect on our accumulation, like when we set aside some amount to buy on dips and this money is not up to 1k or maybe equal with the allocation you normally give to DCA , would I still call it a lump sum buying.

[Justbillywitt]

for Bitcoin holding and the long-term investment it is actually occur by Plan and if you don't have that mentality of long-term holding your Bitcoin to will not be opportunity to make such profit that you are anticipating for that is why a good investor at first scrutinize the market structure before the person goes into investment to know if the market will be productive for each self any investor of Bitcoin always calculate very well knowing that there is two things that is involved in long term investment especially when you are holding your Bitcoin for each to appreciate you before you sell and they make a profit.

For those who want to collect Bitcoin and survive for the long term, of course they must be able to have planning and capital that will not be used for needs in the near future, because when someone is forced to invest with the capital they have, they will not be able to survive for long and must sell at a loss and for investors who hold for a long period of time of course they must make thorough preparations to be able to hold for a long period of time to be able to look forward to profits from holding Bitcoin.

Investment is not something you should be forced into. Investment should be done out of your own will to expand your portfolio. It is a wrong idea to allow someone or you forcing someone into investing, particularly bitcoin investment.  Am talking this because I read from your post where you said if someone is forced to invest. Bitcoin investment should be done willingly by the investor. Anyone who is forcing into investing possibly might have other motives behind it and it this point you will become vulnerable as you will be lacking the basic knowledge. And some people will go as far as setting up a wallet for you and thereby getting access of the wallet phrase which is very wrong. Please don't allow yourself to be forced into doing any form of investments, bitcoin included.

[Bd officer]

Yeah but when did you start?  You have ONLY been registered on the forum for less than a year.

I invested $100 before registering on this forum. $100 is a big amount for me, $100 is more than ৳10000 in local currency of our country. I have learned a lot since I registered in this forum. I didn't know what the DCA method was before. I came to know about DCA method from this forum and started investing in DCA method. The amount of bitcoins I have accumulated now, I would not have been able to invest together. But after investing in DCA method I became successful. My plan is to continue investing in the DCA approach for the long term.

[JayJuanGee]

The way he divides the buying on dips is not necessarily lump sum investing, so guys here like to mix categories and say that lump sum investing is going on because a large amount might be invested on the dip, and I consider that to be sloppy thinking that fails to recognize and appreciate the difference in the categories.. even though some times the categories can seem like they overlap, but they likely can still be considered in their separate conceptual frameworks in order to make decisions based on the different kinds of trade-offs that might exist based on how a guy might choose to invest any sum of money that he has coming in.

I'm quite new here and I'm still doing some reading through, so I think from what you have just explained a lump sum is not every big money we throw into bitcoin, like in the case you used where the guy had a new amount of 6k and if he had decided to invest all right away that would have been a lump sum cause he made his purchase once and with a huge amount and if he maybe dividend it into three parts equal or not and invested them on intervals that would be a DCA buying Which I had understood from your recent comments on the board.

I was mostly attempting to give the example of a guy buying on the dip and then calling that lump sum, and that is the part that mixes the categories because why is there a need to call it lump sum if it is buying the dip?  Lump sum seems to be figuring out what to do with an amount that you have right now, and if you decide to buy the dip with part of it, then so be it, but if you decide to buy right now then why would that not be lump sum.

Sir my question is if a person can make lump sum with a small amount,

I doubt that the amount is really very important, but there is a bit of an assumption that Lump sum would be outside of your regular abilities to buy, so if you have a income of $3k per month and expenses of $2k per month, then you have $1k per month of discretionary income, and perhaps you DCA with part or all of that.

I would think that lump sum would need to be at least higher than discretionary income.. but there could be an amount of money that comes in extra from time to time, and there could be employees who sometimes will receive a once or twice a year bonus, and if they know about it, then they might already spend it before they get it.. or if they sometimes are not sure if they are going to get it, then once they get it, then all of that money might end up considered to be a lump sum, since it is kind of extra.. and maybe the bonus is $2k or $3k.. and then at that point there could be considerations about how much to invest into bitcoin and then if so how much to lump sum (buy right away), DCA and allocate towards buying on dips.

like I've read about how we can mix our strategies to have a maximum effect on our accumulation, like when we set aside some amount to buy on dips and this money is not up to 1k or maybe equal with the allocation you normally give to DCA , would I still call it a lump sum buying.

You can call it whatever you like, but I am not going to call buying on dip lump sum since in my mind those are different categories, even though I can see how people might convolute them merely because they are choosing to buy extra on the dips that are higher than their regular DCA.. but I still think that fails to recognize and appreciate the concept of the lump sum that buys right now.

I already gave the example in my earlier post of a guy who had suddenly received $6k, and I think that I explained that sufficiently well, but let me mix it up a little bit.

Let's say that the person is absolutely brand new to bitcoin, and he knows that he can invest $100 per week for the next 6 months from his salary (his discretionary income / his cashflow), and so that would be $2,600 that he is already planning to invest into bitcoin.  And so then he has $6k also that he can move from some other investment or maybe it is an extra amount that was in his cash reserves.., so with that $6k and the $2,600, that means that he has a total of $8,600 that he could invest over the next 6 months. He can divide it however he likes, except $2,600 is currently not available because that is going to be flowing to him in the next 6 months at a rate of $100 per week.  So he could lump sum invest anywhere between $0 and $6k, but then if he puts the whole $6k into the investment, then he has no money for buying on dips - except for the $100 per week that he expects to come in for the next 6 months, and that is a choice that he could change if he thinks that it would be good to set a bit aside for possibly buying on dips.. beyond the mere $100 per week that he has.

He could invest $4k right away and then just save $2k for buying on dips.. and instead of having 1 or 2 buys at some various price points, he could instead have 20 buy orders of $100 each all the way down to $40k.. and maybe they are $1,200 apart with the first one being at $63k and the next one at $61.8k and the next one at $60.6k and then next one at $59.4k etc etc etc... or he could have 4 buy orders of $500 each at various points on the way down.. so then he runs the risk that the buy on dip orders will not fill... so there is no guarantee that any of them will fill and that is the trade off that he has to make when he chooses the difference between how much he is going to buy right now with his lump sum amount or how much he is going to allocate for buying on the dips versus DCA.. and maybe he just wants to add to his DCAs and so that is another way of dealing with the extra money that he has available and either of those cases in which he holds back lump sum buying right now, are preparing him for down but they do not prepare him as much for up, and those are trade offs that guys have to consider and decide, since more down might not happen from here... but then if down does happen, does the guy want to have more funds than his DCA amount or is he o.k. with taking his chances and just lump summing all or most of the amount that he has available right at or around current prices. and there is no exact correct answer except that the guy should consider each of the three categories when it comes to funds that he has available to him..

Even with the regular cash coming in, the guy does not have to DCA right away with it, he can hold back some or all of it for buying on dips, or maybe having options to later lump sum the saved up amount if dips may or may not end up coming.

Yeah but when did you start?  You have ONLY been registered on the forum for less than a year.

I invested $100 before registering on this forum. $100 is a big amount for me, $100 is more than ৳10000 in local currency of our country. I have learned a lot since I registered in this forum. I didn't know what the DCA method was before. I came to know about DCA method from this forum and started investing in DCA method. The amount of bitcoins I have accumulated now, I would not have been able to invest together. But after investing in DCA method I became successful. My plan is to continue investing in the DCA approach for the long term.

You make my point then.. because maybe you feel good because largely over the last year (and even over the last 16 months) the BTC price has been going up, so maybe you would not have had appreciated the DCA approach if the BTC price had gone down during the period that you have been buying BTC.

I think that you are way too new to DCA in order to consider it a resounding success, even though maybe it is the best that you have available, and so if you plan to continue to buy BTC for a whole cycle that would be interesting to hear.. or if you are not even able to make it through a whole cycle because you are mostly just planning to sell... so yeah. .it is hard to really consider that you really understand and appreciate the power of DCA until maybe you get through a whole BTC cycle.. and yeah, that's my perspective.. and surely you have to consider for yourself if you want to continue with it or if there might be some other kind of an approach that you plan to take over the coming 3-ish years, if you are even able to last that long in terms of your bitcoin journey.

[AirtelBuzz]

Yeah but when did you start?  You have ONLY been registered on the forum for less than a year.

I invested $100 before registering on this forum. $100 is a big amount for me, $100 is more than ৳10000 in local currency of our country. I have learned a lot since I registered in this forum. I didn't know what the DCA method was before. I came to know about DCA method from this forum and started investing in DCA method. The amount of bitcoins I have accumulated now, I would not have been able to invest together. But after investing in DCA method I became successful. My plan is to continue investing in the DCA approach for the long term.

If one invests in Bitcoins with the DCA method, one must have a plan to hold it for a long period of time. Because when investing in DCA method we don't buy a lot of bitcoins at once we buy small amount of bitcoins using this method maybe it is 50 dollars or 100 dollars or 150 dollars. Many may purchase a little more than those who can afford it. And the way we invest is to keep it for a long period of time because we have to make small deposits and make big ones. Maybe that's the way to invest in bitcoins which is why many people invest in the DCA method and hold it for a long time then their investment becomes much larger.

[FinePoine0]

Yeah but when did you start?  You have ONLY been registered on the forum for less than a year.

I invested $100 before registering on this forum. $100 is a big amount for me, $100 is more than ৳10000 in local currency of our country. I have learned a lot since I registered in this forum. I didn't know what the DCA method was before. I came to know about DCA method from this forum and started investing in DCA method. The amount of bitcoins I have accumulated now, I would not have been able to invest together. But after investing in DCA method I became successful. My plan is to continue investing in the DCA approach for the long term.

If one invests in Bitcoins with the DCA method, one must have a plan to hold it for a long period of time. Because when investing in DCA method we don't buy a lot of bitcoins at once we buy small amount of bitcoins using this method maybe it is 50 dollars or 100 dollars or 150 dollars. Many may purchase a little more than those who can afford it. And the way we invest is to keep it for a long period of time because we have to make small deposits and make big ones. Maybe that's the way to invest in bitcoins which is why many people invest in the DCA method and hold it for a long time then their investment becomes much larger.

The DCA method means buying small amounts of bitcoins and holding them for long periods of time. By controlling the average price, buying Bitcoins with the DCA method, it is possible to accumulate Bitcoins regularly for a long period of time. Consider that if I buy $500 worth of bitcoins weekly or monthly, I will be able to earn (500×12=6000 dollars) worth of bitcoins in a year. And because of the ups and downs of the bitcoin price, the bitcoin price may improve further, so the DCA method is the most suitable way to invest in bitcoins. A person will never be able to purchase Bitcoin with the money they have accumulated, because their needs will stand around it. That's why many investors have become self-sufficient by buying bitcoins regularly in the DCA system.