Women are more economical than men.

[Pejoh Asu]

The thing that makes women more economical than men is that most women think that earning money is difficult so the thing you can do is always think economically, and I think the other side is that women often use feelings when they want to spend money.

[justdimin]

I manage the money at home and I can say I have a hard time keeping it up. The budgets. I don't list anything, I just spend what is required in the house and see to it that the stocks will never be depleted. Although I don't spend anything on bad habits or hobbies, it seems like the budget is always short. I tried to pass that problem to my wife but she doesn't want to handle money.
Are they economical? It actually depends. Some women like spending the money on different things that are not necessary while some do like saving it so that it will last long until the next payroll comes. I can say that because some of my past girlfriends were economical and others are not.
I think we cannot also assume unless we live with them under the same roof. Because that's when problems will come.

Yeah, we need to take care of whatever is needed, and if our woman end up wanting to be spoiled sometimes, that is also our job to do that time to time, but we need to make sure that we could limit it and be make sure that they do not go too bad and spend way too much and need to limit it.

I hope that we could end up with something that would be a lot more sensible as well. I know that it is going to end up with something that could make sure that it is going to end up with a good result. I get that we are going to end up with a result that would be a lot more important than what you think it would be, and we should be reaching to a point where we could make some return whenever we can. So, we need to adjust it personally and make sure everything is under control.

[summonerrk]

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I absolutely disagree with this, because in my family, all women, on the contrary, are spenders. Only my aunt, who has an education, is an accountant who knows how to manage money perfectly, but this is an exception. I think that in most cases the situation is exactly the same, because women are more impulsive, they really like to buy expensive things that they just liked right now. At the same time, they do not think about future spending that they need to save money for a rainy day or for some unpleasant times. And even talking to them about it only makes them aggressive, and they don't want to discuss this issue with me.

At the same time, all men are great with money, have an application where they record, all spending knows where every dollar is spent.

[Woodie]

Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I don't agree!!!

I think necessities are being mistaken for being economical!!! Btw where I come from men pretty much have to takecare of their women and family (take it with a pinch of salt) and any money going around the home is budgeted for as a family and as a man you know how much money is needed to cover for all what's needed, utility bills, food, holiday planning, entertainment you name it.

Btw I have seen couples have arguments of the man's money is for everyone while the wife's money is to be used on her which tells you how uneconomical a woman can be but of course others are practical about living within their means.

[uswa56]

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I absolutely disagree with this, because in my family, all women, on the contrary, are spenders. Only my aunt, who has an education, is an accountant who knows how to manage money perfectly, but this is an exception. I think that in most cases the situation is exactly the same, because women are more impulsive, they really like to buy expensive things that they just liked right now. At the same time, they do not think about future spending that they need to save money for a rainy day or for some unpleasant times. And even talking to them about it only makes them aggressive, and they don't want to discuss this issue with me.

At the same time, all men are great with money, have an application where they record, all spending knows where every dollar is spent.

I have also seen several women like the ones you mentioned who use their money to buy whatever they want without thinking about saving and when they no longer have an income. Talking about this with them won't make anything change if they don't want to change their habits. Recording all types of expenses is a good thing to be able to know where we have used the income we have and if we use it for things we don't need then we will be able to avoid it in the future.

[Sexylizzy2813]

In some cases women can't be more economical because they intend to get everything at ones without thinking of how hard the money comes, only thing they have in mind is bring the money let me spend.
At some point I don't blame it on women who doesn't know how to save, it all boils down to how some are being raised. When it comes to up keeping it turns out to be that is the man who's acting as the woman of the house and the woman is nowhere to be found in the family tree, spending is good but you spend and save too. So we can find this act in both genders not only women who are economical.

[Mame89]

The thing that makes women more economical than men is that most women think that earning money is difficult so the thing you can do is always think economically, and I think the other side is that women often use feelings when they want to spend money.

I know that calculating the average income of men and women makes a big difference, but hearing that most women are good at saving is true and women dominate in this regard. Because usually every woman gets a salary or even if she is married, she is always obliged to save/invest 50%, 40% for family living needs, and so on, 10% for my emergency needs. Moreover, the role of women in the family is not only limited to mothers who are in charge of educating children but also managing daily finances and even several other strategic decisions related to financial matters.

Women always think that men in general are often very careless when it comes to money. The majority of women in this part of the world are good at looking after their finances, because usually when men earn a lot, they always spend on useless expenses, such as luxury cars and compulsive purchases. So it's true as you said, women always spend money using feelings and thinking carefully.

[Fortify]

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I think in history, up until the last couple decades, woman have often been earning a fair chunk less in wages. This has left them somewhat reliant on others in some ways. That cultural shift has changed but mothers from older generation might still be passing the message of frugality onwards and it definitely is useful. In the current materialistic and instant gratification world, it's more important than ever to be careful where you spend your money. It's very easy to waste but increasingly harder to earn.

[HONDACD125]

Women always think that men in general are often very careless when it comes to money. The majority of women in this part of the world are good at looking after their finances, because usually when men earn a lot, they always spend on useless expenses, such as luxury cars and compulsive purchases. So it's true as you said, women always spend money using feelings and thinking carefully.

Today's women can be more wasteful than men. A man today may care about moderation in fashion or luxury cars, mobiles or various necessities of life, but women will be seen to spend more extravagantly on these things. In ancient times, women were more thrifty and money-conscious than in modern times.

Earlier women were mostly confined to homes and had a simple life due to which frugality was common, but now women are not confined to the home and are seen in every sphere of life. This is why most women have this nature to compete with other women in everything, whether it is a luxury car, mobile or expensive clothes, they want to prove themselves superior in everything. This is the biggest cause of wastage.

[slapper]

I manage the money at home and I can say I have a hard time keeping it up. The budgets. I don't list anything, I just spend what is required in the house and see to it that the stocks will never be depleted. Although I don't spend anything on bad habits or hobbies, it seems like the budget is always short. I tried to pass that problem to my wife but she doesn't want to handle money.
Are they economical? It actually depends. Some women like spending the money on different things that are not necessary while some do like saving it so that it will last long until the next payroll comes. I can say that because some of my past girlfriends were economical and others are not.
I think we cannot also assume unless we live with them under the same roof. Because that's when problems will come.

Yeah, we need to take care of whatever is needed, and if our woman end up wanting to be spoiled sometimes, that is also our job to do that time to time, but we need to make sure that we could limit it and be make sure that they do not go too bad and spend way too much and need to limit it.

I hope that we could end up with something that would be a lot more sensible as well. I know that it is going to end up with something that could make sure that it is going to end up with a good result. I get that we are going to end up with a result that would be a lot more important than what you think it would be, and we should be reaching to a point where we could make some return whenever we can. So, we need to adjust it personally and make sure everything is under control.

No doubt, meeting needs and satisfying desires is essential. We must balance family needs with spending limits. You're right that expenditure shouldn't go too far, and our modern economy needs that. How can we manage our funds generously and prudently in a society of consumerism? It's a difficult balance; we may indulge our loved ones without going broke. Setting limits, right? Stable finances with room for pleasure. We all expect for a sensible outcome, and it requires constant financial strategy adjustment. Control is about managing resources for stability and sustainability. How do we traverse these seas, being kind and sensible, luxurious and prudent? Do you think it's a question that requires deep thought?

[Nhazwrath]

This feels like engagement farming.

I say this since.

You can have a valid argument in either direction. 

here is where the real argument is.   

Free cash.   what does it get spent on?  who reinvests it more? who buys more toys/beauty products?   << that right there is where the answers are. 

[tygeade]

I think that you are thinking about the typical stereotype of the occidental woman full of bags and expensive accessories, but I hope this is the exception and not the rule. IMO, in general, in the world men are more frugal than women (they bet more, they drink more, they go whores more often, they value more expensive motorbikes/cars/yatches...), while women think more about the future, the care of children, etc.

On the other hand, I don't think that we are taking this topic as a competition, but simply as a curiosity. You are right that more subjectively than objectively because most of us are giving our opinion rather than scientifically obtained data, but I think that it is valuable to some extent.

I am not entirely sure that's true, the type of men you are talking about is rarer than you think, I believe that men are far more frugal but also this is just pitting to genders against each other and would not win anyone anything if we keep this up.

I think it would be smarter to handle it a bit more professionally and the best way to do that would be making sure that you are doing fine. I know that individually we are different from each other, so try to be frugal and try to find someone else that is frugal and be happy.

If you can do that , then we are going to end up with saving a lot of money, investing in good assets and the result would be nice. Unfortunately not a lot of people do that and the results are usually not that great. This is why the best thing to do is care about your own individual situation and you will be doing a lot better on the long run that way. I hope that it could get to a point where it is only based on you, and not anyone else.

[erep]

I think in history, up until the last couple decades, woman have often been earning a fair chunk less in wages. This has left them somewhat reliant on others in some ways. That cultural shift has changed but mothers from older generation might still be passing the message of frugality onwards and it definitely is useful. In the current materialistic and instant gratification world, it's more important than ever to be careful where you spend your money. It's very easy to waste but increasingly harder to earn.

Wage levels do not depend on gender ratios but according to each job, although historically women have received small wages, but in certain job positions women have received higher wages than men. Women are very calculating about expenses and are very economical, they will prioritize basic needs over spending on other things, women are also very good at managing finances for the future, part of their wages will be allocated to savings.

Technological developments are increasingly changing, many social media platforms encourage women to run their businesses, business careers such as online skincare shops are very popular as businesses that bring wealth, even though women have billionaire status, they are very careful about spending money on needs that are not prioritized.

[Bd officer]

Both men and women spend money on a daily basis, but the argument about who spends money mostly is what I don't know, but I do say that women are the ones who spend more. My reason is because men are the ones who work so hard to get the money, so they can't just spend it anyhow, but I still believe that there are also men who spend more than women, but the rate of men spending is less compared to women. Women spend more money than men because some of the money that they have is given to them by men and you can imagine the fact that you are given free money that you don't even work for. However, some women are independent and I believe that people who are independent have discipline in terms of spending.

You are right, women definitely spend more than men. Men work hard to earn and men spend according to necessity. Men always calculate and save money. Men like to save more. But women spend more than men on different types of cosmetics, clothes, etc. without counting. Earlier women used to spend money sparingly, but women of this generation prefer to dress up and spend more. Most women spend more, some women are frugal.

[iamsange]

I know that calculating the average income of men and women makes a big difference, but hearing that most women are good at saving is true and women dominate in this regard. Because usually every woman gets a salary or even if she is married, she is always obliged to save/invest 50%, 40% for family living needs, and so on, 10% for my emergency needs. Moreover, the role of women in the family is not only limited to mothers who are in charge of educating children but also managing daily finances and even several other strategic decisions related to financial matters.

On average, this is true because a woman who is married and has children will always make the most mature considerations possible when she wants to spend money on something. But there are also those who are only good at educating their children and are not good at managing finances so that such women never have emergency savings other than relying solely on money from their husbands. Because not all women can afford to make investments when they already have the task of educating their children and keeping their household from falling apart.

Women always think that men in general are often very careless when it comes to money. The majority of women in this part of the world are good at looking after their finances, because usually when men earn a lot, they always spend on useless expenses, such as luxury cars and compulsive purchases. So it's true as you said, women always spend money using feelings and thinking carefully.

I also agree that women really rely on their feelings when they want to spend money and this happens on average to every woman. But you also don't have to blame men who buy luxury cars when they already have a lot of money, because luxury is something that everyone needs to enjoy after they are tired of working to earn money. So there is nothing wrong with men buying luxury cars if they have more ability to do so, except for men who do not have more ability to make that happen. It is clear that such a man would be very wrong if he only cared about luxury and ignored the daily needs of himself and his family.

[bettercrypto]

I then remembered that in married life, the woman should be the treasurer. Because if the man is said to be the treasurer, he usually does not manage the money properly for the family. I don't agree with all of them, but most of these sayings have some truth to them.

But in times like this that we are facing in life, maybe we should just say that there is a time when a woman is good at managing money, and there is also a time when a man is better at managing money. That means it depends on how responsible both parties are, whether they are women or men.

[Poker Player]

I then remembered that in married life, the woman should be the treasurer.

I guess most of you who are saying that women are more economical than men live in third world countries, where they have a more traditional role, do not work or do not work as much and take care of the domestic economy. In developed countries, women who save do not even reach 5%. They spend it all. Clothing companies know this and if you have a store with two levels, first floor and second floor, the women's section is ALWAYS on the first floor at street level, because they know that they are more impulsive and this brings them more sales.

My grandmother's generation was like that, but the generation of polyamorous instagrammers who end up single at 40-something with a bunch of cats and hooked on anxiolytics are very different.

[Joshapat]

I think on the contrary, women are more wasteful than men, this is because women are more easily tempted to buy than men. Men usually buy only what they really need, but women will buy what they see even if the item is not very useful, and we can see this fact from the online shopping trend which is mostly done by women rather than men.

[TheUltraElite]

My take on this is that gender does not determine anything and this is based on the fact that I have seen both types of women who manage economic well and those who don't and same with men too. This is a different factor that is not based on gender but how a human approaches a problem altogether.

You could go with any opinion, but it's an opinion only. In order to know if a candidate is going to manage finances well put them to the test and be the judge on your own. No need to generalize it.

[Vaskiy]

I then remembered that in married life, the woman should be the treasurer.

I guess most of you who are saying that women are more economical than men live in third world countries, where they have a more traditional role, do not work or do not work as much and take care of the domestic economy. In developed countries, women who save do not even reach 5%. They spend it all. Clothing companies know this and if you have a store with two levels, first floor and second floor, the women's section is ALWAYS on the first floor at street level, because they know that they are more impulsive and this brings them more sales.

My grandmother's generation was like that, but the generation of polyamorous instagrammers who end up single at 40-something with a bunch of cats and hooked on anxiolytics are very different.

What you have said seems to be true. I'm from third world country. Even when both are earning equally, the treasurer used to be Women. This is all because, Women used to understand well about the present situation and have futuristic plans. To have the better future they spend it in a well planned manner than a men who always finds to tackle the present situation. Even in our country urban women were different in the way of spending.

Myself have seen women on the Urban region spending half their earnings into beauty products and to groom them. The way they're grown-up also makes a difference when it comes to spending.