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here are the simple steps to save money:
1. You must record all your expenses
2. Make a budget for all expenses
3. Start planning on saving money
4. Choose something to save for your money
5. Decide on your priorities before spending
5. Make saving as a habit
6. Watch your savings grow.

any suggestion on how you save your money?

 


These are all smart ways to save money ,you should have your own list of expenses and buy only important stuffs or things to avoid over spending.

I often get advice and often also see the biographies of the richest people in the world and of course they only say is to save and invest because we do not know in the next few years we are still working or becoming unemployed, because putting it is an obligation may be the future can make business or make other investments rather than buying goods or something useless in the future, I like investing in Bitcoin because I believe its value will grow in the next few years, try not to hold cash because it will be interesting to shop .

Good suggestions. I also think that you need to find more ways to earn money as well. Besides your full time job, you can find other ways to earn money, for example, do some stock investment or bitcoin/altcoin investment, do some side business. For saving money, it is good to have a plan and then act accordingly.

I have my own philosophy when it comes to saving money. For sure, when you spend too much, you cannot save. You should not buy expensive stuff and waste your time in expensive places. It also very important to avoid gambling or traveling just for fun. Additionally, I also think that the best way to save money is to invest it. Money cannot stay in our pocket or in a bank. It must be invested. The more you invest, the more you can have profits. When you have a lot of profits, why to save?

Those steps are good but too general.
You should have a number of percents for each one of those.
For example, you want to buy a car in 12 months. And you want to save 10% of your income each month in order to do that. You will need to put that 10% away and adjust your expenses accordingly.
I think that way you will not only save better but achieve more.

Saving is the essential one now a days.We are sudden need of money for our mom expenses or our own expenses.What we will do at that situations.Did you get debit from others and will pay interest for your life long?
It will not be a good idea.Better use to save a part of your earnings as savings.Instead you can save and inverse that on best cryptocurrency like bitcoin.It will give you more profit too.

This one, additional suggestions

7. If it is foriegn money invest it gamble do not just save
8. But if you do not want to work with investments good hold but make sure you do not just hold forever.


How about this in realation to bitcoin  and making a saving about it....

9. Bitcoin is not just saving so when you hold you are a trader and you must have an idea.

-So, in bitcoin hold bitcoin
- Dont give up when everything is down
10. When you think you hit the jackpot to high value go exchange it to your foriegn money and go and work on you savings.


If you want to work with bitcoin your not just saving it is a gamble and  a work in heart or rather a serious investors.

It is very simple with determination.
Personally, i save a certain percentage of my earnings no matter what happens.
And i dont touch the savings untill it gets to my targeted amount.

These are easy to say but difficult to do. Ideally, we should have a diary of what we paid for it. At the end of the month, we will reorganize and see what costs us the most money. From there we can offer the best way to save money for a long time.

you must really accumulate a lot of money now and for the coming of time in any emergencies that come with taking years of spending each day and that we also have a saving for our future and with the whole family. In this way we will be able to help ourselves to discipline ourselves to spend our savings when we become active in thinking.

I think saving money is closely associated with controlling spending, if you do it well then you automatically save money but that's hard for most people.

Very simple tips but that's the basic on how someone can save money. There's also an equation that you can follow to save and that is (salary - savings = expenses).
Wait, these tips are almost the same with 8 simple ways to save money. (https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money)

I always like to save a fixed amount of my income, for example 10% of everything that is coming in. You can change the percentage depending on what you want, but it is a good way to accumulate more savings over time.

I use Warren Buffet's principle of saving money and it has worked fine for me until now :)

It's the simplest principle you will ever find: Save first, spend later :)

So, once you get paid, you should move a part of your money to a savings account and keep the rest for spending. Easy huh?

Here are the simple steps to save money:
1.You must record your monthly salary.
2. Divide your salary. such for foods, travel expenses.
3. Set % for your saving. Example. 20 % of your salary is  your savings.
4. Avoid to much expenses..
5. Don't buy things that was needed.
6. Keep saving money. Until one day you can find your money growing..

Saving money is really tough. You might ignore it at once, but when you are about to save some, you just are like "Screw it, I am gonna buy a pack of cigarettes." Saving money is not about depriving yourself of necessary things, but it is about saving 30% and spend 70%. These 30% are quite enough to make a good fortune. I, myself, do not save money. If I do so, I will be rich. Saving money needs a strong determination and patience. That is why people fail to save money.

Savings are simple but also need to be learned. For something small but great purpose also need to learn. Learn successful and wealthy people. See how they manage their finances. Then we begin to practice ourselves gradually and easily into our instincts.

Saving money looks like an very easy task but it is not. I've always set my mind to be able to save but until now it is very hard task specially if you are not financially stable. This is why up until now I can't consider myself as a good trader.

try to divide your needs in percentage for example 40% for monthly needs, 30% for installment, 20% for future savings, 10% for social needs, then divide it with your monthly income

Great advice! Also one way of saving successfully is to live within your means. A lot of people are earning a lot in this market or through their professionals job and yet they don't have any savings simply because they live beyond their means and most of them don't have any plan for their future. Savings is a must, but also you should invest more for your future so your savings will be more worth it when you need it.

These days people seem to prefer a methodical approach. In terms of statistics rent and food are the two largest liabilities on a person's balancesheet. The most effective cost savings is likely to be eating out less and preparing your own meals. There are exceptions to this like the mcdonald's dollar menu, of course. After food beverages can be a decent expense. Buying a 5 gallon container and filling it up with potable water from the supermarket for $1.00 can yield good cost savings. Using coupons or buying things on sale can also make a difference.

After food and rent I guess transportation and entertainment is the next biggest expense for many. Money spent on gasoline or car insurance and going out to see a movie, go shopping or eating out. For those who live in a city where everything is relatively close they might get away with buying a moped which requires no insurance to cut car costs and reduce fuel consumption.

Another good way to make saving easier is to have some type of side hustle which generates income.

Being lucky enough to have someone who has done well @ these types of things and has valuable expertise to share can also be a massive boost.

Here's my tip, why don't you go around and search the forum because it looks like this topic has been discussed many times:

https://bitcointalk.org/index.php?topic=2522987.0 - Best tip on saving money
https://bitcointalk.org/index.php?topic=4547807.0 - 15 Tips For Successful Long-Term Investing
https://bitcointalk.org/index.php?topic=4917439.0 - How to save money on a long-term period
https://bitcointalk.org/index.php?topic=3080713.0 - Tips on how to save money.

Anyways, if your really don't execute those tips then it will be useless. Takes a lot of emotions to carry out those money savings tips gonna be difficult as times but once you master it I'm sure that you are on your way of enjoying the financial freedom that everyone dreams.

how to save money in the INDODAX account, if our money is saved in the INDODAX account, our money will be deviated safely, but we also have to trade in the trading market so that our money can increase.

I think that it is better not to save in this life, then you will be sorry. And if you want - then put them in the bank, take yourself a small amount and live

What do you mean by foreign money? And how would you related it with gambling? It is a very bad idea. And since when did gambling become a form of investment? You can never consider gambling as a form of investment since it is considered as a game of chance. That is, it fully depends on  luck. Gambling will just cause you to lose all your saving and bring nothing good.

It happens so that people just have nothing to save, and this in the world very much. As if the person did not plan their expenses, but if there is no money - the Result is no savings. The world is harsh and dangerous and rise among many not everyone turns out, it is simply impossible

I think it really depends where you live. If the person's goal is to save money the best to do would be to move to a countryside city where goods and services are cheaper and the stores are closer of each other. However, the wage in a big city should be taken in consideration: to execute a "grunt work" will probably be worthless compared to the basic expenses costs, but to be an executive makes the expenses look inoffensive, then it still worths to live in a big city, saving money meanwhile.

In a countryside city the person can eat out for a cheap price and even prepare his meals for less. Also, a car isn't a must to go everywhere.

Well there are ways to train yourself.
(Vipassana-) Meditation, Yoga and a moral life helps accepting what I have. So I hardly spend anything on pleasure. Just on the things I need to live.
Plus that I think that Bitcoin is good to have savings in. For the better of a future moral based society.

Do you want to know what the most important point is? With this point you will not even need OP's points (even though they are good).
STOP BUYING USELESS SHIT!

For instance, if you have to buy a phone and can get a simple one for $100 or a new iphone for $1000 don't buy that overpriced iphone just because your friend has one.
Never follow the trends, never buy expensive cars, never buy things you will not use and if you happen to do it once in a while, sell those things ASAP, before they lose too much value. Oh, and the worst thing you can do is buy a thing you don't need on credit.

What do you want to save for? If you name your goal you’ll reach it faster. If you’re new to saving, try starting with a small goal.

Self-discipline is one of the most important thing people don't pay enough attention to. Other people only can recommend what you can do but, it's up to you want to do it or not. Very easy to spend but very difficult to save.

As my strategies in saving my money is that I make a least.  I will buy first the most important things like foods that I always consumed for that week. Then my payments of my electric and water bills consumption and my allowances. And the rest is I keep it for my savings.

Kudos for all the steps itemised in saving income. However, we need to understand saving money is never easy to do especially if you don't have a stable or permanent job. But if u have a decent job,  having a working savings plan (that you can stick too) similar to the one mention above will really helps in term of needy.

Well, this is a rather difficult topic and not all of the same methods are the same. If you can, then just spend less. And if it's difficult for you, or you spend a little bit, try to find additional income. You may think of some kind of small business that will give you additional revenue that you can put off.

Right.Try to spend only on the things that are mostly needed and do not waste your money on useless stuffs.Make a budget plan so you will have a guideline how much you will spend so as not to make shortage of budget.And if you can,yes putting up a business that will create additional income might be a good idea as long as it will favor the mass.

in my opinion this is a great step to learn to manage finances in the right way. Saving is something that is difficult to do but in the way you mentioned, I am sure everyone can do it well and correctly. Save not only with money, but in other forms of investment, such as gold and property.

To save money is not an easy thing, before you save money you must first of all determine that you want to save money and also know why or what you’re saving for. If your reason is because you want to buy a house or a car, no problem… it can also be that you just want your wealth to grow and you don’t want to be spending unnecessarily, much better! If you have decided on why you want to start saving money then you can follow the steps the OP has listed here to do so. Good luck.

you can also use some low price excessories which is not important to use expensive. You can also use some technices like that you should not use more internet in your mobile it can make your expenses more than other days.

I prefer you have a day job and just keep on trading in cryptocurrency to earn more profit and from there you can have more income depending on the demand.

Do not worry how to save money.  Just concentrate on how to earn money.  Find ways to increase your earnings.  

Spend for all the necessities with open heart.  Do not save at the cost of  necessities.

Avoid luxuries.  Do no spend just on luxuries.  

You will find your savings are growing.  Then invest this surplus money for more income.  See the results.

All what you wrote are theory. It will not translate to savings of money. For example, how does writing down your expenses translate to saving?
Saving is deliberate setting aside of a specific amount of money kept either in a bank or invested in an asset. You do not save what is remaining out of your expenses, rather you spend what is left of the amount set aside for saving.
That way you have decided on saving.

You're right but now let's talk related on crypto. Here are the usual things that I do to save btc as much as possible:
1. Buy on any dips and sell only when you meet your definition of "skyrocket". Sounds greedy yet effective for me.
2. Keep the "feeling contented" attitude. It's like that you should only use your crypto for providing your needs or for instance of emergency expenses only. Resist yourself to buy unnecessary wants.
Gambling works like a Wheel of Fortune which only depends on pure luck. This means that is not applicable for all particularly for those scared ones. Probably just risk-takers like can do this. Anyway, seems your own tip is working for you so congrats :).

Let's make this thread applicable to Bitcoin and rephrase the question, "How to save bitcoins?"

1. Only use disposable income to buy bitcoins.
2. Avoid spending too many coins on cheap consumer goods.
3. When you buy something with bitcoins, replace the amount of coins that you spend to prevent future regret, when the price skyrockets.
4. Hoard 80% of all the coins you buy and spend 20% to support the merchants that accepts Bitcoin.
5. Do not panic with every small dip in the price. <Most of the time, this is being fueled by speculators and FUD>

Hope this puts a new Bitcoin spin on this topic.  ;D

Well, I know for some people it could be easy for them to save money partly because they had sufficient amount of salary from their work and some may still have another extra business aside from their job. However for ordinary people with low salary, I believe it could be hard to save but I think it will also depend to the standard of living of every person and the priorities that they consider. I also think that joining signature bounty campaign can also make you save your money since as a participant you will be able to earn profit. From there, your earnings from the campaign can be your savings instead.

In saving money, you must have a big discipline since it is very hard to do. You must have discipline in prioritizing in buying what you really need and what you really want. It is hard  to deal in things you want to buy.

If you just want to save your money you would better to buy the government bonds and to hold them. The government bonds are very reliable assets which gives you a fixed income without any risks. You also can merge several various assets in your portfolio and due to such a strategy you can reduce your risks to protect your money much better. I thin the best approach in your case is diversification as an resultant strategy. Buy bonds and precious metals (gold and silver). I would not recommend to buy shares and crypto coins because both of them are very risky now for long term investing.

I almost as I live these steps and try to save to achieve my goals.

If you want to save money, you need to get accustomed with plans and deals to make your saving easier. Know what you want to achieve at the specified time and setting.

By giving a budget in every need that you want to buy by using money and limiting every day, maybe that is enough so that you are not too wasteful using the money you have.

Yes you're right saving money is very important cause we don't know what happen tomorrow. We need to save money cause it we use it some emergencies cases and also for our future become financially stable. We need to used wise to spend the money cause we know its hard to work before you gain.

The main thing is to think with your head of all the expenses that you think are necessary.

It will be hard if you do not have money to save. First of all, find a good paying job, you can't save if you do not have money in the first place. If you have your own family, you should know all the expenses and teach your children how to be thrifty. In these days, it is not enough for you to just work and pay bills, you should also find a way to increase your income for example is to start a small business.

The best and effective way to save our money is don't look into others lifesyle it is the reason that we want to use the things that they were using so it will disturb our life and makes insufficiency in money,if you learn to live your life with what you make you can save most of it.But these kind of people found only one in million so the greed causes all the problems just learn this and our life will be better.

My story from being well of (comparatively speaking for my old self) started when bitcoin started to rise last year, I was working with a company and I was making decent money enough to actually live alright but I was also saving bitcoin, I made a lot of profits from the rise of bitcoin and had insane income for a whole year, however I spent every single cent of it to get something nice for myself or have fun or whatever silly thing I was doing, the only thing left from those times is my insanely good laptop. Than bitcoin dropped, I started to live alright once again, however this time I know I have to save some money aside and doing that, I just don't spend money on useless silly stuff that will be gone and just become a memory.

If you really want to save money, then you do not need to spend more than what ypu get everyday. Always plan before you make purchase of anything. Avoid impulse buying and stay alert to gain more.

Personally to save money I try just to earn more money. :) I don't like to record on paper or plan my expenses. I just know what should I buy or what to spend my money on and I just try to earn more money than enough. All that is superfluous goes to savings.

It is actually simple to save money.
Do not buy anything that is unnecessary.
I see that most of the time. Buying items just because of envy from the other guy and then not using it on the next day.

Examples are toys which could be used just for the day and never again after some time.
Foods also. We buy just because we want to cook something and then fimd out we dont want it anymore spoiling the food that have been bought.

Clothing. We want elegance and yet we just use it for one occasion.

Purchase base o your need not base on an emotional issue in order to satisfy people around you, also ensure you possess a good bargaining strategy before purchasing goods and service in order to save cash for yourself and the global watch at large.

By recording all your finances that come out every day it will make you more economical because we store all our calculations every day.

Soon all money will turn out in to a dust. Take all your money and invest in to crypto. After some years you will be able to buy by your crypto wat ever you want...

Probably one of the most important steps to save money is to distinguish between wants and needs I have seen many people confusing the two, most of the stuff that you buy is not stuff that you need but stuff that you want, by cutting expenses when it comes to your wants you will save a lot of money without suffering too much, not only that if you become really good at this you will begin to enjoy saving as much as you enjoyed saving.

My suggestion is to make an effort to earn more so you could save some of it. Otherwise it has no point. Maybe some steps could be added to this list, maybe not but in my case it wouldn't change a lot, my incomes are just not big enough so i could save some part of it.

It would still be great to start saving even a small amount because once it will be added,it will still be a big amount as a whole.If you really want to save,you can also have a budget plan so you will know where your expenses go.And just buy things that are only necessary to you and your family.

For me it is simple....just use your money in a good and nice way. Avoid of being materialistic,avoid buying things that you do not need. Also make savings for your future and in case of emergency.

Yes.Even if our monthly income is not really big,we should still have to save even just a little fraction of it.It can be use for our retirement soon because we can no longer work during that time because of our old age.Start saving now by living in a simple way,just buy those basic needs and ignore those fancy ones.

If we want to saving our money, we should make priority for our spending. Making priority can can avoid us from distraction spending because too many goods we want to buy. Beside that, always divide 20% from our income to save on our banks account for emergency or for investment

want to save or do business? if you want to spend money to do business, we have to be brave that the possibility of money will run out, even to be in debt. but if you want to just save and make our money safe, just invest. in bitcoin, stocks, or other.

For me the best way to save money is possible if you are a good budget allocate and utilizing money through priorities and less priorities should minimized so that you can save money and now the people are investing inn crypto which is a good savings for them and it is a true saving which will also generate some profit so investing extra capital is more good than keeping money at home or bank.

Avoid buying expensive things you don't need necessarily. Appreciate what you have and what you can afford. Don't be jealous to others. Prioritize your monthly bills so you won't be in debt. Budget your daily expenses and the remaining money from it you can use that to treat yourself. It isn't bad to treat yourself once or twice a month. The important is to balance your savings and expenses.  ;)

This is an era of digital currency and security that you can do to secure the assets that you have, maybe you can send your money in a safe place such as storing it on the blockchain, in blockchain, besides being safe, you can also get very much profit when the price of bitcoin go up.

Yes, I totall agree, but sometimes saving means, investing. So that at the end of the day you'll not end up crying because that money you saved is still the same value.

Don't overspend. spend money on the necessary things, not what you want. when you save, forget it. don't think of it as your emergency fund. save money every day, even a small amount.

Saving money is a really important art. Any adult who must remain happy must master it. But too many people aren't paying attention these days. This is why we are becoming more and more a society of people in debts all the more. I think there are many methods of saving money. But the major focus should be on keeping your expenditure less than your income. Taking stock too is very very important. It will increase your awareness and help you stick to your budget. After saving sufficiently, investing wisely must follow.

That all are good ways or steps saving money. Saving money is very important thing for future life because people will never know what will happen next, especially in economic side. Therefore, many people are expecting to saving money through investing or just saving money traditionally to insure their life in future. For me, saving money can be done through two ways, investing and traditional saving. In preparing the future economic, I do not need to havea list of my expanse because it just make me stress. I prefer to let my expanses and not think about that. The most important is I should be wise to consider between the need and wish.

if my version is, I save my money by investing it through items like gold or electronics and also I save it in the altcoin. so I immediately need money I can sell it. but of course reduced if stored in electronic .

You're right don't overspend your money cause you never knew what happen tomorrow you need to save for your future. Spend wisely cause it's hard to get earn money you need to workhard. You need to save even small amount cause the small you save everyday it gain and you will notice your saving it grows.

The current system runs off debt, without debt the entire financial system would collapse.  There is much more debts than there is money to pay back all the debts. If all debts were magically paid off there would be a negative money supply.

I agree most people should be saving more and thinking ahead but with this current system we need a lot of consumers to go into debt for it to stay functioning. 

Saving money is a good idea but f you want your money to grow, then you think of other way to do it. You can invest it in any business you want or invest in crypto. In these way you can save your money at the same time the money you save will have earnings in time around.

Me? For saving? I just don't buy anything that are useless. I just buy my money for some food and also for some of my vices. But in particular I also buy some things like clothes if I need to.

To save money, it's enough to have a rational approach to spending, or, more precisely, to ask yourself: what is it for? is there an urgent need for this? can you live without it? It's simple.)

I prefer to invest my assets than just saving on traditional or manual Bank. Now is available new trend to invest such Crypto currency which uses blockchain technology. Everyone are free to sign and use the Crypto currency because it use free framework as the foundation or base concept. It offers more transparency, because each transactions is saved in many device who are involved in.
Talking about saving money, it already answered clearly in this topic, those all are good ways and steps to save money. I just give my opinion relates to the topic.   

First of all you have to think about your future, and if you have such thoughts then you will automatically save money and save your money, because there is a desire for a better future.

this is an example to use money wisely, with investing your money or asset your money didn't that silent, but growing and develop into more

You can start by starting planning on saving money and watching your savings grow. Because we have to start from the beginning if we really want to save money so it is not wasteful in using it.

Saving money is very important for we don't know for any emergencies that would come and saving for the future of the family. It's a way on how to discipline ourselves in spending our money wisely.

This are simple but workable fundamentals on saving money,but i guess lets add here about investing in cryptocurrency specially bitcoin is one idea of saving money together with gaining in future,what you think?cause no matter how you save your money it will remain the value,not like if you invested here in volatile profiteering for sure in a matter of years your money will be double,triple or maybe times 30 or more

Well, I think every step is useless if you to yourself doesnt doscover where you are weak, and probably that is in your self-discipline, it it the most important thing when it comes to reaching a goal your attitude towards what you would like to achieve , but one of the most effective thing to practice is that think about what may the possible consequences that you might be involved if you dont stick with the goal that you do.

Start planning on saving money ? But the 6 steps that you enumerate is a plan itself. We know that it is not that easy to save money because we people do not stop wanting and needing something.
To save money, I first minus some amount (which will be my savings) to my salary after I got my salary. In that case I already have savings so I can spend all the remaining money I've got. I know how much money I will budget. It will become my habit also. Then I will watch my savings grow

There are quite a few ways, in my opinion, you should divide the percentage according to your income level, and let the money is what savings and which money is spent. It will be clearer for you

Yeah, that is a good strategy but I just follow the simple and straight forward one. Always keep in mind that x% of your all earnings is going into the savings accounts no matter what happens every other month. That is and the only strategy you guys should house into your mind!! This money is always going to be there for you if there any emergency so you dont need to be worried about anything at all. You just keep control of all the things and the money can just flood into your account just like that. Believe me after a year or so you get yourself surprised that you have saved so much money.

They have ways to save money from the crypto one of this is manage all the wants that you buy weekly or daily. Take down notes all the money that you have and also money that you use to buy things. Start planning smartly for the budgeting. And for optional, try to invest you money to make your money earn more.
In addition, it can earn easily in the world of crypto but it depends upon in the situation that may encounter every time. We all know, bitcoin is unpredictable because it can not predict or identify when the value or price will increase or will become decrease.

One has to spend wisely so that automatically what is left becomes your saving. Do not overspend or buy stuff which is not required, if you live a simple life than you have enough money to cater till your retirement life. Also if you have more than donate to needy.

Good recommendation. But maybe it's easier to change something in your life to earn more? Thus, you will find the best income for everyday life, without savings!

The very word "economy" does not mean at all that we will live poorly and scantily, only to collect the necessary amount for a more necessary thing. Unnecessary purchases - completely kill any budget regardless of its size, money is constantly in short supply, we are used to borrow and to take credits. It seems to me, no matter what rules of economy we will use, the main thing is to do it wisely and do not stop!

Want to save? Better to make a lot of money. You will not have to think how to save on one or another.
Contribute to the crypt and earn your first thousand, millions of dollars

I think about spending and saving money you should think first if you will buy a things make sure that thing was necessary avoid buying any unnecessary and too expensive things

Exactly, our money should not be sleeping in the banks. Yes, the first thing that you can do is to save money but don't let your money stay on that forever, while you are saving money try to study the market or how to invest and later on you will find out that investing is a must for you to grow your money.

Yes.It's all about setting your priorities and discard all unnecessary things that are not really needed.Saving is really hard to do especially if your income is just enough but if you think what would be your future will be without any savings then i guess you should still save even a very small amount for your future purposes.

Formulate a budget plan, respect your earnings, and don't be too impulsive. Learn to prioritize things, and follow them religiously. Be honest with your established plan, and aim for short term saving goal. Don't just save for money but for the future. Make savings a habit and make it a passion. However, reward yourself, don't hamper to treat yourself but at the same time take it as an opportunity to save. Put same amount to your savings as to what you have spent.

To save money usually I always keep record of what I need and count about the usual budget that I spend on my needs for 1 month, this is very difficult considering that human desire is not limited so I often sign important reminders if my expenses exceed normal limits, essentially the same like your suggestion.

Yeah maybe you have to make a budget plan where it contains how much money you have to spend for your needs and have fun, you can start by formulating what is a priority such as eating, bills and others, after that you can formulate how much money you can use for fun and etc

good idea, you should plan your expenses properly.
and always set aside money to be saved in a bank or used as capital for entrepreneurship.
In addition to investing in the future, you can reduce unemployment.

My wife is the one who budget our money, but i know that she have percentage for our savings, expenses and donation and every time ill check our savings its continuous growing and i am thankful that my wife handle our money well.
Savings first before anything else, also avoid unwanted things and focus on the needs of your family or your self

This are well listed plan in how to save money. Best is to know your expenses before securing savings from there plan what way you want to save your money.

For me, the best way to save money is to prioritize things. don't overspend. and have the right attitude. the attitude of being satisfied with what I have for the meantime. and to buy just the necessary things.

Saving money would be easy if you know what is your responsibility as an adult. The most effective way on how to save your money is to list all of the bills that you are going to pay, then list of the things you need daily, for example is your groceries, then after you paid all of your bills and already did shopped for your groceries, then do the savings, because it is hard to do the savings first before you paid all of your bills, you'' experience money shortage with that, you could have debts too instead of having money in your bank.

The other way to save money is don't buy the things that you don't need, the things you wanted is only your desire or satisfaction, after you bought it, you'll just ignore it becase you want new things, and it is a waste of money.

To make the story short, know your wants and needs, and as much as possible, ignore most of the things you wanted, focus on the things you need.

To save money, I leave 15% of all income. Before buying a product, I analyze whether I really need it, or it is an advertising action that has affected me. I invest money in projects for me.

There are alot of simple steps to save money. The question is are you willing to do this steps and work harder because this is not an easy thing to do.  There are so many temptation like material things and food. So for me as long you are happy having enough for your future is ok.

If you gain profit or earn a lot of money this is what I think is the most important thing to do, first is don't buy things that are non valuable and buy only for daily needs such as foods or anything valuable for your family and secondly, don't spend your money on gambling but more on investing business.

This saving tips are really good to know and it is only appropriate for those who are getting up their money but I recommend that you be able to be a wiser in saving not all the time are good that you'll be able to use it in emergency so that's why I suggest that multiple your savings in any different way so that you will not you will not get it all down to an emergency situation.

some of them can saved in our bank account.and if our money collected and reach huge amount, personally i will use to buy property.

Just do not spend money on all that bullshit.

maybe that is something that is usually done by many people but I would rather save money by saving and using other parts to do real estate trading, this is my anticipation when there is an urgent need, I can use income from trading to fulfill those needs.

Make more money and spend less, always

that's a very good suggestion. but we also have to distinguish which desires we need to fulfill

The way to save money is that you should invest and should spend reasonably specific plans not to buy something that exceeds your spending limit and you should think before buying or spending without plan ahead

There are a lots of way to save money..  First we need to budget it well..  Second we need to save atleast 20% of our salary..  Third manage your expences well... And lastly learn how to live your life simple..  If you want to save money in the future..  You should not live in very luxary way of living..  Learn how to innovate or use resources..  Don't depend too much to your money...

For save money you need manage your expense and save your 20% salary for future or savings whatever you want. If you can not control shit thing buy and increase your expense then your savings will be 0%  :( so manage your expense.

What if everytime you buy, all 1 dollar bill must be put to your piggy bank or a safe? Easy rule right? This is proven and tested by some of my friends. They also said that this rule's a 2 bird and 1 stone game. You are forced to put aside every 1 dollar bill for savings plus you will not get fat due to inability to buy immediate foods.

Well saving is really essential for everyone, no matter how much you gain you still have to save part of your earnings and usually thats the hardest thing to do when you have money, and that is to save,  we actually buy everything that we want and save the remaining which is a bad habit, learn to discipline ourselves to come up with a better practixe and we should not lean to the steps nd tips that we usually see and it was actually being discovered.

how to save money we have to enter right in VIP bitcoin, if our money is saved in VIP bitcoin our money will be safe cannot be broken by people, we must be smart in saving our money, so that our money cannot be stolen by people.

Yes, I agree with you, we can set aside or save 20% of the salary we get. but there are also many other ways. but if we want more of our savings, we can add to our savings, and we have to save on expenses, like buying what we need

Some people will give you answer that you save money if you don't spend it :)
Seriously, it's very difficult really.
The best way to save money is to earn more than you spend, usually by investing somewhere.
Good question is where to invest.
Since you are asking this question on btc forum I guess you already invested in bitcoin what is smart decision from your side.

For me deciding the priorities is very vital because that is the only one thing that can set all the things and sort them so that our expenses get divided over the properties and thus we can know where to invest money and where not too. Or at least we can understand which one is important. Also my first preference is to the savings only and that why few of the amount always go to the savings account. Then as per the daily needs I will take out those Lum sum amounts. Thats the best one to work over the saving of your money and nothin else. :D

In my opinion, all of these can be summarized into a simple mantra: do not spend money on things you don't need just to impress people you don't like. If we stock onto this, then I guess buying something will just focus on what we need, rather that on what we just want. That later on can take a toll on your daily budget. Keeping a record of expenses can be a helpful way. Adding to that, one must save 20% of your salary to savings.

saving stock I think it is very potential to save your money in the long run, besides being safe it is also profitable if compared to just saving your money in a bank that is charged administrative fees every month, saving this money starts to be promoted by the government in my country, the government hopes to improve the economy of their citizens

saving money requires a heck of a lot of contentment in your life. if you're satisfied with hat you have right now then almost all of the income you have outside your necessities are drove back into savings. now if you're not satisfied with what you have then no matter how much you earn then you'll always say not enough. know your place and be content, if not better start earning more.

to secure your money I think you need to put your money in the wallet and install additional security that is integrated with your smartphone or device that can connect directly with you.

Of course saving is very important for the future. I do saving by investing in bitcoin and altcoin Etherium even though I believe a little, I will get a big profit

Always prioritize first your needs before your wants. Then save money from your allowance in constant. If there is excess to your allowance then you can buy your wants. It can be either be physical type of saving in which you put your savings in your own hands or in a virtual type you put it in banks. You may also invest in some business if there are excess to your money, by that way your money can get bigger than your initial money

I think that you do not need to save money but need to earn more, that's the key to success.
Of course, many will say that management of expenses is needed and any savings are a certain type of earnings. Guys, let's take bigger shovels and start digging more actively.

It's good to save money. Yes all the things the OP listed down are awesome ways to save. But i think that if you're having troubles saving in your current income, then i think it's time to do two things. First is lifestyle adjustment, which is to lower your standard of living. Or second, earn more money for your current lifestyle.

Saving money should be a very important aspect of living, because money saved helps during the rainy days, saving is achieved by  living well below ur income and setting aside a percentage of ur monthly total income in a savings account.

I think adjusting the income we have with the expenses we plan is the most important thing, therefore the priority scale is the first and the main thing that needs to be planned

Actually the key is just how you manage spending your money because the problem that people fail to become rich or long time to get rich is they are too wasteful, buy something they want even though it is unnecessary and not important, yeah you have to know which is the priority dude, don't buy just because you want. You have to manage spending your money and use it only for what is important and need it only

Determine the purpose for saving.
Without a goal, some people find it very difficult to set aside some of their money to save. Therefore, try to set goals.

Take a look at your consumption habits and decide what the value of comfort is and what you can cut. For example, a light latte may be worth more than giving up the habit of using a Uber.
If you're not sure where you spend your money, it's hard to see where you can spend less. Tracking expenditure means putting everything to a minimum. For example, how much do you know for essential needs, such as necessities or unnecessary things such as the evening out.

put them on a savings account or make a contribution to something. More probably, and there are no ways to save them

Ah, just keeping them in the savings account doesn't mean that they are going to be saved at all. Lol.
You have to work fo the different strategy and then only you can save your money. Always remember that even if you keep anything in the savings accounts then there will be a time when you will stumble upon the situation where you need enough money and then you grab it from the savings. But thats not the savings because that would be your liquid money thats been kept for the situation like this. If you work for it well, then you can make sure things are all right.

I am trying to follow all of those rules, but we are so short with money that every time I must to return to my little servings to not borrow money from parents or friends. So, happiness that I finely could put on a side 50$ from my salary is passing fast, because every time it comes some not predicted cost for which I need money and I take money from my piggy bank  :(
It became so normal already that I calm myself by saying: "to get you need to give" or "money should be rolled".

This list is good way to save money, but among all of them, i think number 5 is the most important one if you want to save your money and remember, investing is other way to save money too and you can gain money from it too if you success.

Saving money is freaking hard. But being conscious about spending money can save you some money. only easy way to save money is to try not be do unnecessary expenses. I wish you all the best.

I disagree with the point number four on your list, many people are able to save their money because they want to buy something, very few save money just in case something bad happens like an accident or choose to save so they can invest in something in the future, having a goal makes sense but only if the goal that you have chosen helps you make more money in the future or save you money by being prepared in case something bad happens.

Buying something is easy, but saving money is hard. If you want to save money, you must focus yourself on your goal; "Why are you saving money?". Then if your goal is clear, you must now proceed to implementation. Wherein you will set your limits on how you are using your money, if you are using it carelessly you must practice proper use of it. Like, you cannot buy things that easy because you are starting to save money. And if there comes a time that you cannot resist the temptation to buy, always remember why you started.

Savings are one of the ways that investors can keep their money in order to prevent bad ones. I think that in order to save money, it is necessary to have a reasonable and effective spending plan so as not to use other funds.

A better way to save in addition to the habits enumerated , is to make the saved cash work for more money for you, you invest them in investments that pay you interest far higher than than the current inflation rate, otherwise you will be losing the value of your money

This is good sharing. I think it's very helpful in everyone's everyday life. Saving and spending money in a reasonable way is smart manners. However I think myself how to apply these things into the cryptocurrency? please advise.

To save money now for me is to buy a low orice now and save it and wait for the coming price of all coins.Because i beleive in this coming months Crypto will survive.Everybody is hoping for the coming pump of all coins.

The simple way to save money are, Don't spend more than 60% of your monthly income.
Don't your wants just buy your needs. Well for me saving money is good but what if you'll die now? I mean if you have permanent source of income spend it and and enjoy because you work hard for it you don't haveto hide or save that. You may not no when your life end. Please be advice too to buy some insurance incase.

Saving is hard when you do are spending much of your money without any plan. You have to make list of your expenses and lessen your wants. Save first before spending and it is better when you save on something that will make it grow in time. Place it where it gonna gain profit like in banks which take less risk.

I agree.If you are really eager to save money,you have to discipline yourself not to overspending on things that are not really needed.Make a budget plan so you will have an idea what to buy and record all your expenses so you can compare which item you can save more than buying those items that are more expensive.

Except with what you've said, there are many ways to save them.

Without those bank, you can have your own coins and bills vault for it. Just dedicate a certain holder for the money that you will save there but the banks are discouraging that way of saving because it's said that you are not helping the economy. But the real thing is you don't help them to have another capital for their lending business. They are using our money freely with a return of very minimal interest.

This things are awesome start to saving money. I think O could suggest to have a correct mindset where you should focus on the goals you want to achieve. Calibrating your mindset and putting all of it into a habit can be the way for us to start saving money.

I think planning a budget and record all your expenses is the best way to start, even if you don't want to plan a budget then you should record all your expenses so at the end of the month you'll know where you spend your money the most and if you think that's too much you can try to reduce it in the future. I know that it sounds like a chore but you'll get used to it and thankful for it later, there's a lot of apps on playstore to help you record your expenses.

if I'm alone to save my money on bitcoin and in the bank. because by saving in bitcoin, my money can increase a lot, of course with a long-term investment in bitcoin. because investment in bitcoin is an investment that many people rely on

Honestly, I haven't saved money a lot for my family and children's future. All your suggestions are quite good to follow in doing so. I usually don't have records in my income and expenses and list of priorities what are my needs and wants for my family. So now I will start to records all my expenses and make a list of priorities needed for my family then set aside some money for savings.

There are many ways to save money. You can save money using keeping it in your wallet. You can save money by saving it in bank. You can save money by keeping it in a piggy bank. But if you want that the money you keep to grow. Invest in bitcoin or any other crypto currency so that your money will increase.

I actually never save money ;D
We should actually save some money because it can be of help anytime. I would tend to go for saving money in small parts as soon as i get my earnings. We can save 10% to 20% of our earning into a fixed deposit or any other kind of savings bank from where we cannot take our investment back untill it is reached to a certain limit.
This would be good to save money i guess.

I keep my money in the bank, because if I save money in the bank I can get interest. I can take the interest rate that I get for the necessities of life.

I think this way we will be able to help ourselves to discipline ourselves to spend our savings when we become active in thinking.
You must really raise a lot of money now and for the time to come in an emergency that comes with spending years every day and we also have savings for our future and with the whole family.

I just made the decision to save money for crypto, so this is a relevant topic for me. I have been a smoker for half my life. I have 2 packs left, and every dollar from cigarettes will be going into crypto. Its about 150 bucks a month. I will be able to say I earned an ethereum from not doing anything. It will be rough, but Ive made my decision and I am sticking to it. I want ethereum more than I want to sit out in the sun and sweat while consuming nicotine, there is more to life. Good luck to all the ones saving. I commend the enthusiasts on Bitcointalk turning a hobby into a positive decision to improve your life.

I need to apply this amazingly in my daily life. I'm wasteful and can't save money ... I hope I can as you say

Savings is very important for our life why I am saying this if we earn a lot of money but we don't save our money then your profit is zero then the future of your life is in the? That's why I am saying saving is very important and saving methods are different for every people choose which type of saving method that you want for your convenient investment.

yeah look like easy but why if there is a urgent needed and for daily need ? i think money just not for saving but money for keep our live in there
my principle is saving half and used to daily need a part.

OP is suffering from a mind blasting redundancy.
Why would you save your money if you can just make them work for you? In that case, money will grow and the fact that your money is still in good hands you won't lose anything.


BE RESPONSIBLE. BE WISE. BE PRACTICAL.

I think the way to save money is to just to earn enough to have some left over. Now if your income now doesn't permit that then you're screwed. It's either you get a higher paying job or skimo on everything and cheap out. Personally I'd rather go for the first one.

We have our own different ways on how to save money. But thanks for those that you have mention. Becauae that was reslly helpful especially for those who. Was just starting to save their incomes. The way of saving money was really depend on the characteristic of the person. If he or she know his priority then then theres nothing to worry about saving because he will know how to control all that money he was getting from his job.

There are many ways on how you could save money from your income or profit from your business.  Stop spending it for unnecessary things and leisure.  Of course you have to reward your self for having a hard days and nights of working but at least have it all planned before spending the money you set aside for it.  Some people tends to act like a millionaire at one night spending sky's the limit during after payday and gets poor again the next day.  Must learn how to save some for the rainy days as they say.

That is the end result of saving, but most people do not have any savings, in fact in my country people have negative net worth, which basically means that they owe more money to banks than all their cash, properties and investments put together, this is why people never get out of the rat race and it is my main reason of why I save and I am investing in bitcoin.

If you want to save money then you should monitor your flow of cash, like the expenses and the income so you can easily identify where your money go and if you see something that is not worth it to spend your cash then you should adjust that and put the money on your savings and keep doing that until you save enough money to the thing that you want like business or investment.

burried your money in a creepy island, in the pacific ocean haha. ithink the better ways to save money is take deposit in bank and watch your money grow or if you wanna take a risk do some invest

saving really is very easy. You just need to buy a notebook and keep track of all your expenses in a month. It lasts until the end of the month, you bring the notebook to summarize it all. You will recognize what costs you the most and you will find ways to fix it.

Saving money requires discipline and you must know your priorities, its not hard to save money if you are determine to do so. What I usually do is every payday I budget all the needed amount for the whole month expenses and save atleast 10% of my total salary, if I have excess money to buy for other things I just keep it for emergency. It doesnt matter how much you save everytime you have money as long as you're consistently doing it, you wont notice that small amount will surprise you in times you already need it.

but saving will not make us rich. i think storing it in the form of investment is the best way. but we must be careful in investing, so that our money continues to grow and what is important is a safe place investment

Best is to know your expenses before securing savings from there plan what way you want to save your money

No matter how much your income you must set aside money for your savings and then later on you learn how to invest. Saving is not easy, we all experience this before but I think you still must put set aside.

This is one way of making more effective savings, know your expenses cut it as long as possible and save more.

As others say, this is too general and indeed, we need extra saving outside of your list of ways, because an extra need for life and we also need a stable income to maintain our savings. I say this is based on my personal experience, where I was prosecuted indirectly caring for my parents even though tradition the boy's  was more responsible to his parents and younger sister, it turned out that I was forced to help my brother's debt due to pleading

Do list all your priorities in life, now if your here in this business set your goals first and find out what it is? then, if you find out those goals list all  your activity that you need to do in your daily routine in life here. moreover, do make some research about the coins which you are going to invest in and when the time you know that are earnings I think the 25 or 30% of your profit segregate it instantly then put it as your savings and keep it. Be self motivated about your goal to achieve all of it.

I have my own way too in which i use this formula very effective. If you receive your salary or any means of monthly income you should follow this step by step formula with discipline.

From your 100% salary or income:
1st - keep 20% for your savings
2nd- keep 10% for emergency fund
3rd - the remaining 70% is for your expenses (home, school, shopping, life style and etc.) by ensuring to keep first the 30% of your salary
        for savings then 70% for expenses then for sure you will have lot of successful savings in the future.

the most important thing we have to do is differentiate between needs and desires, needs must be a priority for our expenses, the remaining we can use to save. don't be too ambitious to fulfill all our desires

I think that's a good way but I feel that it's a bit long theoretical. In my opinion, saving money is just controlling all your operating expenses, your personal life in the most reasonable way, without wasting it, then slowly you will get used to it.

I personally do save money by spending lesser than what I use to get daily. I try to avoid impulse buying and expensive clothes. Live a normal life and save more.

To save money is to kept and deposit into the banks which is not used to daily needed for the expenses and be counted into all paying will be budgetted in every buy and be aware of buying to those not really needed in your own this is the way the money will be saved.

Saving money in my opinion investing in a large company, and investing can save money and can also make a profit too

People never do this, so the money may seem to just evaporate from their hands, it is recommended that people keep track of all their expenses for a month to see where the money is going and to identify money sinks, most of the time credit cards are going to be a big money sink and you will have to pay it as soon as possible before things get out of control.

Simply dont spend to much of your money for a non sense thing like buying clothes that you dont need and don't be a one day millionaire thats the best thing to save money. Save money and think about tomorrow or of your future.

These are very good facts that if effectively used or followed by anyone, that person will be able to save some money during every pay day. It will make you very prudent with money.

Work out how much you can afford to save and find out how to set and reach your savings goal.

People who set a money savings goal save faster than those who don’t! So if you really want to get that deposit for a home, or save enough for a dream holiday, name your goal, work out how much you can save each month and get started. Then sit back and watch your money start to grow!

The best way to save money is to actually invest it in real estate, stock exchange, gold, bank or in crpyto currencies honestly whether we like or not were not gonna save from a small salary because there are bills and expenses we have to pay. Investing our money where we can profit and gain from it is much more viable than saving it.

For me to save more money you should minimize your daily activities because it may take your money especially when you go out with friend. Instead of eating in restaurant go to your and cook that way you can reduce. In crypto make one pick of your investment then give him a allocation of your money budget. I think thats the good way to save more money

I think it depend on your self activity, if you want to save mony you should control your spending. I mean you should live a
 a poper life and always try to save a little part of your income. Don't forget that industry is the mother of good luck.

That is a great way to do it but most people if they have entered the store they will forget about it.
So I will add Bring enough money in the form of fiat, leave all credit cards and other practical payment tools in your mind. So it will really limit the purchases we want when shopping at the store.

I have realized that what makes people spend a lot of money is impulse buying. To really save some money,you need to make a list of what you will be purchasing everyday and do not but whatever thing you haven't planned for.

true indeed sometimes if we do not make a list of the needs that are needed to be bought, there will only be a lot of money spent buying something that we do not need. the most important thing in my opinion is to prioritize what is most needed and if possible do not use money from assets owned to cover daily needs, unless there is an urgent need and our money cannot cover it.

To save money the foremost step is to buy less. Do not exaggerate number of your buying of such stuff which is not needed. To save money do not waste it unnecessarly. Spend money with proper calculations and according to the need only. Maximum number of money can b saved if one decreases the list of expenses. Value money now so that later on money can value you. So start saving money for the better future.

The only thing that I can suggest is to start a business after saving huge amount of money or start a small business and it would be an investment. After that you will be able to save much more money for the future of your children.

For me to work is to make money, and money we will use as well as we need. The thing you make for me is too complicated in this life just by managing money

I believe you need to stay humble, only buy the things you need and make a boundary that you should not cross.

  Yes doing something like open a businesses would be good idea, thats mean you trying to make more money from the money that you got. I think its good think cause peopel who wasting their money is just a dumb and they should use their money for something good like helping people or even to start a businesses.

To be able to save money is simple, which is set so that income is greater than expenditure. The rest is stored or purchased something that is productive so that it can develop, or seek investment that increases the value of large goods. Another formula is to stop buying something that is useless. Buy goods because of their function, not because of their prestige. For now, it's better to invest in bitcoin, because bitcoin prices are predicted to increase again.

to save money is by knowing how much our income and expenses should not exceed the budget that has been provided and not spend things that are not necessary. must leave money every month for future savings

Those people who waste money for nothing is seems to be more rich and abundant, but for our class saving is good but I think it takes time to maintain since we most need money for everyday use to support our families needs and its a lucky day if we have something fiat left for savings, but thanks to this crypto world that I able to make another miles of earnings so I always work and save bitcoin for I believe it will be a big help for me someday for my families educational needs, that is why I strive to earn bitcoin and only convert 10% of my earnings  into our local money for our needs.

But if you can't stop yourselves from spending a lot of money into something, you should be the one whose responsible for yourself. You should be able to support or carry your expenses. Always match your job or source of income to the expenses you are making, if that doesn't match find more job that is your problem since that ia what you are.

These tips are all useful if we'll apply it in real life. We all know that earning is necessary for us to survive and to live life better. It serves as a preparation for it for a sustainable future so we better focus on saving. We still have a lot of things to spend money for so it is important to save.

we need to manage our spending.dont use our money for useless thing.be wise when using money into daily needs is our obligation in order to be rich man.

I think saving is important part of a life. It is stand and strength.  Saving it always depend on how much you are actually earning.  You just mentioned the theme of how to save.  Actually you have to make a sense to save all those plan will come after it.  If you have that mind to save for your future and stability you definitely able to do that from your earning. 

I think all you need to do for you to save money is not to buy the things that you don't need in your real life. Because you're just wasting your money. You must buy an item for future purposes only. If it will become useful for you.

First of all to save money your income should be more than your expenses. Secondly you always diversify your savings among such assets which let you to provide safety of your savings. Personally I invest in such assets that meet the requirements of liquidity, small, stable yield and protection against inflation. I diversify my investments among risky and low-risk assets, like cryptocurrencies, know-hows and real estate, stocks respectively. Also I always keep fiat money.

What I can only suggest is this formula that I learned.

Salary - Savings = Expenses

You mention all the important way to save money. You always should keep mind that , saving is the essential one now a days. Bad situation can come anyhow . How you face this situation?  Are you ready to overcome this worst situation? Yes there only one way to overcome this situation is saving money. It will not be a good idea. Better use to save a part of your earnings as savings. With saving money you should invest on some profitable sector.

sometime much people could not control them self while have much money.especially for people that hold much money for their first time.usually they buy anything they want.

Uou can save yoyr money by identifying first the things that you need versus the things that you want. We all have to basically be practical in spending our money. Make sure that we are only buying the things we really need rather than the things that we want.

We need to see how much income we have then save some of it, it is so important to make lists and budget with what we are earning, don't let all of your earnings for a month will just vanish but instead provide some lists of your priority expenses and all of your not so priority so that you can just spend those in your priority lists, don't waste your money in everything, put at least in saving and some in investment.

All the ideas above is right. I agree with it because for you to save money you should know your priorities and rge things that you really need in life. Saving money is really hard and based on my experience you can’t control ypur money if you are easily be broken by the things ypubonly want. Also listing the expenses will help you to limit the things that are not reaaly necessary.

1. Before making any budget for expenses move 30% of your income/salary into your savings account and the remaining 70% can go in expenses.
8. Be discipline and stick to your budget.

Well for me it is really hard to save money.
And I think the best way to save money is don't buy not important stuff.
Also eating at the cheap restaurant instead of first class .

By saving either at a bank or at home essentially the same, both of these ways will never give growth to your finances precisely your money will freeze and be ineffective. It's good you invest because investing it will obviously give you many benefits especially in the future.

I’ve always believed in simple living and high thinking. These principles help to save money while still living a life of contentment, and are reflected in the below tips. I feel the most important part overall is not giving into peer pressure and feeling you have to buy something because someone else has it. You can achieve the same amount of happiness and satisfaction with less or cheaper stuff than through more or expensive stuff.

you just have to try it. saving money doesn't hurt ... my life used to be so wasteful. when I tried to set aside and the results were pretty good

There are many ways available to save your money. You can start part-time job online. Many types of online companies available who provide you requirement base job. Or you can invest in the company. Like Bitcoin.  It provides you with good benefits. That's the simple way to earn more money. I think you got it. And thanks for getting my suggestion.

Theres a lot of ways to save money but you cant save money because of your expenses and your other need that can use money

Those who made a good budget they are always happy in their lives i am also making budget for my income and expenses so i feel good because i have minimized my unnecessary expenses and saving other than budget is impossible in this expensive world.

I would buy a notebook and write all my expenses within a month. Then I would take it out to check and see what the cost makes my capital loss. That's the way I save money and it's really very effective. That's how a professional financial planners pointed out to me.

It is a good idea that we have this kind of list, we are always reminded of saving, but if we are very eager to save money for our future, even without such list if it's intact in our mind, we can do it.

investing in bitcoin and crypto currencies might be one way to save your money, here I think it's very potential to save your money and multiply it because the price movement is very potential

As long as you still have access to them, and maybe you get to see a need that is really needed to be met, then there is no way saving in the bank alone will save you as you can withdraw it anytime you want. Usually, the best way sometimes rather than just saving your extra money in the bank is to make the money work for you and at least it would be bringing in something consistently. Having a budget is also one good thing that cannot be discarded as this helps to know what to cut out, what is necessary and what is not, while making savings on the budget a priority.

I attend a seminar and one of topic is saving money, the mentor said that expencess is always there. So the best thing to do is saving the 2% of your income and i think when it grow it is best to invest.

   Find a job that have big salary, if you can`t you need to work more jobs. When you work a lot, you don`t have
time for fun, you will spend much less money and you will save more.
   In beginning I worked couple jobs, before I found good job with great salary. It was hard, but I pulled that, and I
can save from one salary, but I don`t have big expenses, I spend more time home with my family than I go out. People
needs to know that only way to save is to earn more than you can spend in one month.

In my own opinion, you are not required to attend a seminar in order to know how to save money and that is the reason google and youtube is invented.

Money is a valuable item, if you want to save money, you can put it in your wallet, piggy bank, and in the bank. I would rather save my money at the bank, because the bank is the safest and most profitable place to save money. Besides being safe from theft, it also does not cause consumptive attitudes. You will also benefit from savings interest.

A nice steps to save money. Actually i had been doing that since i learned how to invest in the stock market before i had known the crypto currencies.

Different people have a different ways how to save money. We just need to be wise.
We need to make our own list of important stuff that really need to prioritize.

absolutely!, we have different methods to save our money because we are the one who used it.

absolutely!planning and budgeting are the best way. thumbs up

For you to successfully save money, spend your money properly. you must think twice before you buy an specific item because it might not help you out and you just want to spend your money.

Saving money is very hard to do but with great determination and want to have a better future then it will never hard as what we think. I am a mom so i see to it every month I have something to save in my bank ,even for a little amount will do.

to secure the money assets you have maybe what you can do is to save them on the blockchain and always pay attention to the money you save and increase the security of your wallet.

absolutely right because with us saving money on the blockchain we can monitor our money every day, so it's a good way if I keep my assets on blockchain

although in small amount if we dicipline with this , for several periode our saving could be much than before.so that is why saving is important for us.to prevent urgent need.

There are many things we can do to save money, most people save money at the bank, but I have to say that saving money in the bank is only to meet daily needs, it is better to put money in various types of investments.

One should be able to identify their difference between the want and desire and if they are able to figure out this then many things gets solved as unnecessarily amount would not be spent and the same amountcould be saved and invested in the things that you want.
 

In addition, one way to save money is through i call 50-50 saving basis. Your budget in savings could be divided in half, in which that half saving goes to investing cryptocurrencies, through that basis your 50% savings grows while the other is stored to be a savings. That's how my 50-50 saving work, you store the half the other half goes  to investing.

If I were you, I invest here on bitcoin or in any bank. For sure you can save money also you can earn money. Investing is one of the best techniques how to save money and also how to earn money. Make a list of all your expenses to avoid other things to buy.

haha. I think that's a good idea, but if you set up a long list like this, I think very few people can follow the right steps, it will be a waste of them. The way I save is just to spend on the things I eat, I wear, personal hygiene, rational personal hygiene is the best.

i am more amenable to investing than saving, let alone saving at a bank, because that will not make us rich. we can calculate between bank interest and life necessity inflation, of course there will be a lot of difference

How to save money that depends on the people and country.but all every people need to target and plan .you have a target and plan you can save money. The example you have targeted this year end you need to buy a car now what you should need to do you need to make a plan. earn money and save money because you have targeted.

2nd way to save money
every month you need to make a list of what you need this month.
       1 important
       2 need but not important
       3 no need

No doubt blockchain has very good reputation as wallet and a way to keep our money saved, it is good time for all of us, we need to hold our coin in a trust worthy wallet which is of course one and only bitcoin, it is surely good time to save money, price level is red now a day market is not green so we can buy low and get money by holding till it get green once again.

Well for me i think 1,2,3 and 5 is the best way to save your money and makes your best plan to avoid buying unnecessarry things. Just decide what is your daily priorities before wasting your money

the steps that you are sincere in my opinion are quite complete, but it's better if we have other savings investments, because investing is the best way to increase income

I set a monthly budget for aaaaallll those small expenses i do very regurlarly every month. You know that money you keep spending on anything and that at the end of the month you're ruined.

Useful tips for saving money, I will add by saying you pay yourself first, that is, set aside the money you intend to save even before you start buying the stuff listed on your budget

Investing the saved money to generate more money is nice idea, one should consider low risks to medium risk investments for that purpose, That way you don't get stranded when it doesn't turn out great

Sometimes saving money requires hard work and strict discipline. Because, no matter how good the theory and plan to save, it will not work if you are not disciplined in doing so.

You are right in the way you think, but many people are very envious, they're only looking at what someone else has and if they do not have the same or even more they get jealous and they will do anything to surpass that person, it's a way of competing with each other but in my opinion the focus is completely mistaken which is why those people never reach happiness because they are always comparing themselves with some other people.

Saving money is not easy. It will be easy for us to be able to be a person who can save money and it is not easy to buy these things that are not needed, or tempted to buy the latest technology gadgets.

we have traits that make it difficult to save money and have a lot of desire to be realized but are not good at saving money, our financial results will be stagnant and dreams will be far from reality. Maximizing the money used to realize the day is a challenge for everyone and always disciplined in doing so will be a long dream to be realized

This is the key, people buy a lot of useless stuff, it is not rare for people to have their garage filled with stuff that they have not used in years or that they did not use at all, it seems that people have an impulse to just buy whatever they want, not understanding that this behaviour can be very to damaging especially since many of them do not save any money for their retirement.

I think many people know how to save our money because if you don't I think your wasting your money for nothing or your time to work us your wasting too if you don't know how to save a money. Saving money is important because in case of emergency or in case you need it you money to get.

Good question, hardly possible nowadays. Just dont buy useless stuff, branded stuff.

Related question, possible to keep your savings in crypto (or tokens)? Thoughts?

If we want to save our money from our income, the most important thing is controlling our expenses. Always make record our expenses and reducing our unneeded expenses. Beside that, we should put our money in bank account for emergency

Well what I can add on all of that is this "net income- savings= expenses". In this case, you can surely save money because you get the money for savings first before spending it. You can also control your expenditures and cannot be out of your budget. Making budget is very difficult especially if you have less of cash for it, self control is really needed in order to save money for the future.

According to my experience, earning money is not that challenging the the world of cryptos but saving money is indeed much difficult for me. Always whenever i receive some payment for my work, or my investment grows, i simply convert them all to my fiat currency and spend them all. Thats not actually good but it has become a passive habbit. I need to turn it down and start saving some funds.
Anyhow i will try using the points you stated above.

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it all represents a perfect way to manage your finances, although in practice it will be very difficult to remember that there must be consistency and strong commitment to run it because sometimes in reality it is not in accordance with what was predicted before, but if you can do it all I'm sure money you will be well managed, and you will be lucky

Those points are great.
But for me, the most important thing is to have a clear plan.
Say you want to save $100. Please put that $100 aside at the beginning of the month so you will have to know to spend the rest of your money better.

Simply try to lessen your daily expenses and try to find some alternative for that product which has low cost. Also, i advice to not just save money and keeping them in your wallets, you could use your savings and buy bitcoin then wait until it peaks high value then sell it. It would help you to save up and at the same time gaining much more money.

For me, the very best thing that you can do to save your money is to invest it in crypto. Chances are high to have it doubled or tripled in the coming months your year. Isn't it great to see your money converted to cryptos and kept it in your digital wallet as you watch them grow?

Plan! That is usually the best word for it and this is where budget comes in. First of all, discipline is required to be able to save money which is where making it a habit comes in.

A lot of people with their imprudent lifestyle may always find it hard to save no matter what until they learn to discipline themselves. As long as you are able to separate needs from wants, then you will be able to know how to manage your funds and be able to save a lot at the end.

How about giving oneself a challenge to  succeed every end of the month or week maybe? Sometimes when goals are really determined this would certainly create a positive result because you would always try to make it happen. I guess this can help. "Challenge one self"

For me, saving money is just like window shopping, just to be able to buy the whole thing in a day, in the end you still end up buying the things you want and losing whatever money you have saved, that is the point why you are saving, to be able to spend it some day. That is the reason I dont really like the word saving, the word saving is a very nice word to hear, but the end part is still buying, I prefer investing, try to invest, and you will never have to save your money, and live according to what you have, dont buy save money just to buy things you cant afford, it is still as good as just spending money.

Saving  money is the hardest thing to do especially when your income is enough only for your family. I wonder, how can i save if it is only my income; a friend of mind suggest that 3% of my income is going to saving.

to save the money that you have actually is very easy for now you have entered the cryptocurrency era so you should be able to use this cryptocurrency to be able to get a lot of profits and you use to keep all the money you have safely and comfortably.

It is true that Amda said that, maybe it can be done for those who like economical life, but others with me. I am a lover, when I have a lot of money I will have fun, but if there is no money then I will be silent. I'm still easy, I like to live freely.

If you have more money then you must definitely invest in a good project. Or you can put in your personal bank account. If you to save money. But what you will take is a matter of your own.

Investmenr is only possible when you have some extras from your salary. If so, then why not? As soon as you recieve your salary always remember to set aside your savings first prior the expenses.

It is possible, but it depends on the daily needs of a certain person, I mean if his salary is not that big and he is paying too many monthly bills then I'm afraid he can't invest his savings in cryptocurrency because it might be a high risk for him. But if he is earning above average then it is possible, but, it a must that he knows about cryptocurrency or else he will just lose his money.

We could also open a bank account if we are not interested in cryptocurrency(since mostly we are used on fiat) or an ATM card, and so on because cash could be easily spend if we are not going to budget it.

I think it's important to tell people why we should be recording our expenses. There are times when we don't know that we're overspending, overeating, overtraveling, over-going-out. Whenever you record your expenses, you become more conscious of what you're doing with your money and how come there's only that amount of money left in your wallet. I have an app on my phone called Bluecoins and you can just put your expenses there and label them. It also has a widget. You can see how much have you spent in last 7 days, and in the last 30 days. It's much easier then to track if you're spending more than you should.

What I would suggest that we add to the list is that we have to keep in mind what are we saving for. Are we saving for emergency bills? Are we saving for our children's education? Or are we just saving for the sake of saving? People, since the beginning, are saving just to save money and that's not a good idea. Money is meant to be spent. If you die, then you don't get to use your money (since you're dead) and people around you wouldn't know what to do with it since you never really had a reason why you were saving money. Having a reason to save keeps you from spending as well. Before you spend your money, think about the reason why are you saving money in the first place.

This one is a good example, but in addition to these... You should know how to identify what you need from what you want for you to spend money wisely. Use your money on those who you really need than on what you want.

As of me, I have different types on how to save money. Like what you said i also record my expenses and make a list on important stuffs.
I also trying to balance my income and expenses to save money for emergency fund and also for future use.

In my opinion, multiple approach like keeping the other half on the bank or invest it to gold or silver while the other half to cryptocurrencies is the best way of saving money. In that way, you can see how your money grows and see the difference if which is very effective investment between the two.

Soon all money will turn out in to a dust. Take all your money and invest in to crypto. After some years you will be able to buy by your crypto wat ever you want.

Many ways to money but that is depend on your profit, think your future we don't know what happened the next day, aside from your daily job think other options to earn extra income.

Save money with small income is really hard. But if you have more income for sure you can save a lot with having those things you want, for me ,i save my money on simple way like buy those things that i need than buying the things i want.

Very good suggestions, the only thing I can add is not to impress people with money.  This includes for dating and friendship purposes, looking good in front of the neighbors, etc.  Make sure what you spent money pleases you, not just someone else.

Not bad, just make sure to make that the minimum amount of money that you save every month, if you can save 40% or even 50% then do it, this may seem like a lot for many people but it is important to save as much money as you can, many people are not thinking about their retirement and so they spend every single dollar that they get but if you want to retire early then you have to save as much money as you can for a long time to get to that goal.

Buy assets that can grow your income rather than saving. Get a simple living and always watching your desire to have this and have that shit of things.

Saving money is how you control your expenses over your needs and wants, if you control yourself not to prioritize your wants you will succeed, coz instead of spending, it is better to keep it for yor savings, so that if it is needed you have money on your saving to be use for,

It is true when you will have good salary so you should save some part of your salary in your home and when you will collect good amount of money then spend that money to bitcoin, buy some coin invest money save coin and be an investor, so this way you can save money and do not spend more money than you earn as your salary should be higher than your expenses.

What  you mention  is all important  ;)  I suggest  also   buy more  assest  to  produce  more  income  ;)     save  and   invest   is  one way  to save  more  and earn more money. But  enough  knowledge before  investing :)

Savings is not easy for some people because of their expenses and also they have lower income, but for me savings must be done by everyone no matter how much your income or profit is. I’m working as a minimum wage earner and yet I can still save money because this is my priority rather than my expenses. Try also to lessen the unnecessary expenses, forget your wants for now and start on saving good money. 

saving is the most important way. for me the best thing you can do to save your money is to try to reduce your daily expenses and try to find alternatives to invest in Crypto.

There are certain thinga to be sacrifice when you want to save money... Buy only necessary thinga that are needed... Make your own food dont fancy things in restaurant cause they cost so much.. Save 60 percent of your salary if u could invest in some formnof insurance and lastly dont gamble.

Each of us has different ways of saving money. In my own opinion we can really save money if we are planning our expenses through budgetting and most of all we need not to spend which are more than with our income. Spend money to most important things for our living and avoid buy a things which are not very useful in  our day to day activities.

Saving money is not always the answer, But, if you really wanna save money, I think the best way to do that is to change your life style, live simple and do not buy things you dont really need. Living a life as simple as buying just the things you need could give you a lot of more savings that could sustain whatever your needs are, buying only your needs and not the things you just want would make a great difference when it comes to handling your money.

Save first before spending because that way you can control your budget and avoid buying unnecessary things. We all want to save huge but we do not have discipline to our self. Handle your money smart now and enjoy it later. We do not have to be a one time millionaire, but be success for the future.

the essence of all this in saving money that you have is, you must be smart in managing finances, holding back your passions, and having a purpose. it can make you better at saving.

There are many ways to save money in many things; all you need to do is to limit your expenses. In this way you will save money easily which is possible only with proper management that enables you to take care of everything. It is always a good idea to invest your saved money in a trusted source that has long term trusted store of value so that you will get its benefits.

To keep your money safe you need to have secure accounts and have useful software to protect you from hackers attacking your account, preferably if you have surplus you should invest in. market cryptrocurrency

I agree on the above statement, in addition the best thing that we should do is to  impost discipline within ourselves. To discipline of having priorities in life towards saving money.

There is a huge difference in learning to save money and saving money in real life. At times, the theory does not help as long as you do not put it in practical work. One way to reduce the consumption of money is to save a part of it before you apportion it for the needs you need to meet. This helps according to the principal Warren Buffet explains. If you reduce the amount you consume, the amount you save will rise.

I would suggest to invest on something that will surely grow. Also prioritize your needs and think first thoroughly when buying things that you only want, but not a necessity in the mean time.

if I am alone to save my money, it is certainly on investment, because with investment, my money can grow continuously. that investment is very good to grow financially

Saving money would be easy if you know what is your responsibility as an adult. The attitude of being satisfied with what I have for the meantime. and to buy just the necessary things.

These you had mentioned are really make you save money but be sure you obey to follow these things, coz If you didn't like buying some things not necessarily important, Its useless. And we must remember, self-discipline Is really Important to achieve whatever goals In our lives.

My point has been always keeping some aside no matter how much you need. I rather take out a loan to pay my debts before I touch some of my savings. I always put a small portion of my earnings aside just so I can watch them grow over time, however the point I make is that I save it for something, either a big vacation or a pc or something.

I worked a lot for a new pc first and I bought myself the most expensive alienware I could find and saved until that, I bought it which made my savings zero, than I followed that with a vacation to ukraine, I saved and spent btc for that (I literally bought it with btc from expedia) and now I am saving for another vacation that will be even bigger this time. Just put an aim and save for that.

It's an easy question, you just have to work and collect your work money in a piggy bank. Or you taro in a bank like the ATM of your choice. It depends on you if you want to save your money, because saving is good for the future.

Excessive savings are not necessary. I think the best way is to know how to manage your finances. Good financial management will have more reasonable spending instead of saving.

People like to keep track of how well have they been doing in their lives so far and one way to do that is by looking at their bank accounts. They feel better about themselves whenever they see a lot of money in their account and know that they are financially secure. But can someone who doesn't have any business running really be financially secure? Anyway, that's beside the point. The only savings that you should have is for emergency purposes. The rest of your money should be working for you because otherwise, you're going to stuck with a job for the rest of your life. The only "break" that you're going to have in life is when you get pensioned and very limited countries offer that. And even then, you are going to be too old to even enjoy the money that you finally have.

I have friends that work for minimum wage. I know that they are just starting out but they have no plans on not becoming a corporate slave in the future. They need to have a plan on how they are going to escape poverty and simply working for someone, buying things you don't really need, participating in the pop culture (basically), none of that is going to help you. Everyone's so crazy about having iPhones and so they use credit card just to have one and they pay 2 years for it. 2 years of not being to be able to save x amount of money just for a gadget that has features you don't need.

This is why I always encourage people to buy and sell something, no matter how little. Others are selling lunch at work. Maybe you can't do that, maybe that's conflict of interest and you can get kicked out of your job by doing that. But there are still other ways. It's not going to be easy but it definitely is the only way you're getting out of poverty.

So the bottomline, the "right" way to save money is to save money for a small business, as little as selling snacks at your workplace. Try different businesses, keep on studying about it during the weekends, and once it's all set up and you can see it's growing, maybe time will come that you're not going to have to go to work anymore.

No, the money (fiat) will not turn to the dust, it is simply impossible. Dollars and Euros will be in demand for many years. Invest them in real estate, some precious metals, and cryptos.

You need to spend every money you get wisely. Money nowadays is very scarce to come by and it wouldn't be advisable to spend without common sense.

Actually not excessive savings but rather leads to ways to control spending money well and steps towards a more organized future.

You have a point with your recommendations, but I think the best way of saving money is earning more than you feel free to spend monthly.
When I started working 10 years ago I earned just the sum to spend for home rental, food, clothes and a bit of entertainmemt.
Now I earn several times more and can afford both paying for my living and saving some free money on a deposit account.

This is easy to understand, saving that money is enough to collect your money from your own work. And save it on the machine card or ATM. Save it well so you can use it when the situation is pressed.

Some people cannot save money because they have been through too many difficult situations for a long period of time but yes of course everyone should save money every month in order to make it easier to go through bad times. I think it's very important to not chase luxury lifestyles when your own security or the one of your family is not secure in the long term, it's more important to save as much as possible (while still enjoying life of course).

everyone must know how to save enough money, you just deposit the bank account and take it as needed for everyday life there is also the way to buy jewelry for assets in the future, but because now the digital era some people buy crypto or follow ico for futures investmentlong is not for short.

In short, we need to learn what we do not know yet. Include ways to save money and that will help us to be more stable. Only this will limit the odd costs are not worth. Save for success and wealth.

You have a very good steps in saving money and you can also see a lot of suggestions on how to save money online but the question is if a person has that income that is enough for him to have a savings or allocate something for savings. Most of the people in the third world countries don't have the luxury of making savings because their income is not enough.

Save money from your income or investment stop spending it for unnecessary things and leisure of course you have to reward yourself for having a hard days and nights of working but at least have it all planned before spending the money you set aside for it.  Some people tends to act like a millionaire at one night spending sky's the limit during after payday and gets poor again the next day and they need loans or things like these which hurt too much.

Spending wisely is a good steps in saving money. Since these days products and services are increasing we have to save for our own good and future. I agree with you all, it is not easy to look for income these days so keep save as much as we can.

The right steps are neatly arranged, with steps like that we will really save our money well. The thing that needs to be done is how we start it, it is not an easy thing because we have to get used to it.

Actually that's a better to save some money list down some expenses so that we can budget of how much we pay of. And be aware to buy some thing that not needed. Or else put some of money into the bank and get some if you have some important thing needed just like paying bills or for the school of the children.

here are the simple steps to save money:
1. You must record all your expenses
2. Make a budget for all expenses
3. Start planning on saving money
4. Choose something to save for your money
5. Decide on your priorities before spending
5. Make saving as a habit
6. Watch your savings grow

I would add that we should strive for minimalism and lack of arrogance. this will help to realistically assess the world

Very useful tips. For me, the safest way to save money is to separate spending and savings. So I have 2 types of banks to save money. When I receive a salary every month, I will transfer my money to the other account. 30% for savings and 70% for living needs. If there is still leftover in the money everyday, I will put money into savings.

Good suggestions . Saving money is easy to say but sometimes hard to do because everything we see that is beautiful we buy it and buy until we don't know hot to utilized it . According to Buffet he say that ''Save your money first then spend it later. It can help you to understand it .

this thread is really helpful for someone who has a bad habit of spending money all the time, for me Saving money begins with your mindset.

avoid thinking of money-saving techniques as restrictive although they can often feel that way, think about a budget as a spending plan because saving money doesn’t mean you have to quit spending altogether. It just means you have to prioritize some financial goals over others.

in my opinion, one of the best ways to save money is by visualizing what you are saving for. If you need motivation, set saving targets along with a timeline to make it easier to save.for example you want to buy a house in three years with a 20 percent down payment, Now you have a target and know what you will need to save each month to achieve your goal.

Why there was not have the solution that spend all of your money on real estate ?
It's even create lots of benefit after a long term period.

Sometimes even if we have tons of lists of dos and don't, and even if we have plans on how to save money and yet the self control and patience is absence in our mind and body, nothing will be saved.  I thought these are the first things we have to understand and get used to to be able to achieve our goals of saving.  Many people save at the moment but when they see somethings that crave them, they would immediately buy it and just save some other time.

In my own opinion, the number 5 is the best way to save money because most of the people are spending a lot of their money into unnecessary things so it was always the best to save money.

I think the best way to save money is to list your expenses as well as consider what you will buy. Most people spend a lot of money, because they do not think that buying a piece of education will be beneficial or is it really necessary, so consider carefully using your money

I think one can save a lot of money irrespective of his/her net income by working on his rate of expenses.

Yes you're right cause some people there income are not sufficient in there daily life, there income are too small that's why so hard for them to make a save a money. Not all people are different income.

saving ... setting aside a little money for savings for the future it's a very good program every time deposit deposits a little unexpectedly the money is collected.

I think, this must be relocate or redirect to off topic section here in bitcointalk.org. Anyway, for me saving money is one of the simplest way to determine how responsible you are. You will save money if you know the difference of likes, wants, needs and priorities.

Determine the purpose of saving money. Then try to focus on adding funds or investing to realize that goal.

First things to consider above all that must differentiate the NEEDS and WANTS on daily living we dealing everyday of our lives. Some people saving for WANTS or unwanted things and that's take out the essence of saving money for future important uses we may encounter.

No matter where you are on your financial journey, you need to know that it’s possible for anyone to turn their financial life around. There are many ways on how to save money, its just a matter of self discipline. Yes, you are right! you have to be sensitive with the word needs and wants. One of the easiest ways to save money is to only shop when you have a list because when you’re without one, you typically end up making impulse buys and unplanned purchases ,all things that cost money. Save more than spending more than you've earn. Be wise.

I think saving money is easy. We need to know what is essential and what is not necessary. Make that list monthly, eliminate unnecessary things and spend money for more planned entertainment. You will save a lot of money after 2 years. :D

Trying to act as millionaires is what keeps a lot of people poor, I have seen people that bought a new car just because their neighbor bought a new car as well, to me that doesn't make sense there is no point in trying to keep with other people, if they can afford a new car then that's fine, good for them, but if you cannot then there is no point in buying one, in fact it is very likely that they neighbors cannot afford a new car either and they are trying to compete with yet another neighbor, so don't do that, only think about your own finances when you spend money.

My strategy for saving money is very simple. Before buying something I just think first about what can happen if I do not get it. If nothing can change, I do not buy the stuff.

Don’t buy too often or spend your money only for temporary pleasure. Because that‘ll be a waste if you spend too much. It’s still okay if once in a while you enjoy to buy or spend for goods for your own pleasure, but remember don’t spend so often or you won’t stop. And you can save your money for long-term investment so in the future your finances will remain stable (http://rumahmu.com).

really it's the perfect way if we are able to apply it to our daily lives, then our future will be bright, but besides financial management we also have to be smart in managing our minds and eyes especially for those who like shopping, try to stay away from online sites, malls or whatever Our focus is shopping just because we need not because we want to learn to save, with the principle of spending not to be greater than income

Maximizing the money you have to realize your dreams later is a challenge for everyone. Even though you have many long-term dreams to realize

One of the way to save money is to invest in the good project and keep the coin for sometimes before selling it out.

all of these ways are very smart, But I think you need to find more ways to save money and ways to earn money too. Like invest in bitcoin or altcoin, in that way you not only save money but also achieve more money.

how to save your money? you put it on your bank account or you spend it in a good way like to build your own business to get your financially when you dont have a money

Budgeting will take place on saving money for your families, listing of important needs for expenses and planning to have extra job/sidelines to support your family needs.

Everything depends on each one, because everyone must have a different mindset, if the advice as you said above, there might be some people who will understand, others don't understand the importance of saving.
Additional from your post:
Look for money when you are young, before old age you will receive the results.
When young, add your business if needed for your old age.

Dont buy u necessary things that are not important.. Learn to save money everyweek and most importantly know thr value of money learn how money hard to get strive to succeed

For me, If you want to save money you need to invest here on bitcoin or in any banks. In that way you can save money and earn money while working here on bitcoin. While waiting you need to hold bitcoins because the bitcoin experiencing downfall, So you need to wait until the bitcoin price increase.

I think, one of the best ways to save money is to set a goal. Start by thinking of what you might want to save for anything from a down payment for a house or anything, then figure out how long it might take you to save for it.

Saving money is one of the success factors of a human being. Appropriate spending, capital management can not be without each person in the field. I think there are many ways to save money. The steps you say I will save and see if it is a sincere advice. Thank you for this.

First step for you to save money is to reduce all of your expenses then make a bank account to help you save more.

I personally do not need to record or make a budget book like that, I just believe, by living well or by living as simple as possible, we can save money well, do not need to spend money on something that we do not need, just spend the money as needed, then that way I'm sure we can save money well. Everyone has their own ways, as long as they can be consistent with a good personality, then I'm sure they can manage their finances well.

#1, #2, #3 and #6 is something that I do regularly. Can't say the same about #4 and #5. Prioritizing various expenses can be a time consuming process and in many of the cases it is not very practical.

first and foremost, people spend money on dumb shit they don't need. They buy shoes they don't need, clothing they don't need etc. I think that step 1 should be to not buy things you don't need. It'll save you a lot of money at the end of the month...

That is true but with this steps that he mentioned that is even easier to make something with our savings and make them bigger by investing in something in crypto market.

Yes we need to separate our money if we need to save our money. Actually in for me some of them ill going to put in the banks or the other im going to invest of it in the ICO's that have some potential so that we can get enough profit for it.

I think, the best way to save money is select an investment option and link your account with the investment using direct debit option. This would deduct the amount from your account on a specific date. Try to provide a debit date close to your salary day so that the amount is deducted as soon as you get a salary. This way, you would have less money to spend and hence you will save it.

I suggest an effective way to save money.

YOU MUST HAVE AN OBJECTIVE ON WHAT OR WHERE YOU WILL SPEND YOUR SAVED MONEY. Why?
We will easily save our money if we always think to buy something with a specific price. Think of a certain pricey object then save your money for it. After reaching the goal, answer the question if you really need it or not and would it be worth to buy?. Hence you'll soon realize that such objects wont make you happy. Instead, save it for more future purposes with much greater worth to spend.

Your simple tips on how to save money is quite good and I think if those people who are really need to save their money use this simple tips they can save a better amount of saving in a month. And I can only say that making a plan in money is a big deal because it is they best thing to survive a day.

If you want to protect your money as well as you want your money to be invested in a meaningful way, then you come to the digital world where will give you a good investment environment and high profits.

The best way to save money is to get practical and every way, and do not get scammed if you want to invest
I think

Yes, you are right. But I think this is too risky if we don't understand it. My advice, do not invest too much of our money, because we also need money for daily needs, then saving is the right step in my opinion.

to save money I suggest you can save it in a place that is safer and more comfortable and does not require a monthly fee because now is the era of cryptocurrency so that you can better use all cryptocurrency facilities to secure your money.

the simplest way on how to save money is to use money in a wise way like don't buy things that are not really important. like those that are only parts of wants and not really needed in everyday life . 

Try made money with your talants and intelligence.
In which case you will not need to save money))

pendapat anda sangat benar jika menyimpan uang itu harus bijaksana dan benar harus disimpan yang sangat aman, saya tambahkan saya, menurut saya tetap menyimpan uang dan mengeluarkan uang dengan secukupnya , terkadang seseorang yang tadinya mau menyimpan dibuat beli beli barang dan akan tidak efesien

There are several ways to save money safely. like investing in banks, stocks and in the crypto world. especially now there are so many people who save money in crypto as invested by bitcoin, because it can grow our money

Honestly, I've been struggling on how to save money for my family's future. There were times when I started to save some but unfortunately it wasn't successful because I need to withdraw it for financial needs. Luckily, we have this thread saying how to save money and for me this is a big help.

Actually, all of us could able to save and we can follow all of these strategies but the real things is its depend upon us, it depends on how we will manages. It is easy to set goals and plan but if we can't control ourselves then these ways are futile. Just make sure first to manage you emotions and it will be easy for you to save money.

Yes it is possible to keep your savings in cryptocurrencies but at that point you're not saving you are investing and you need to recognize that when you invest there is a very real possibility that you are going to lose your money and if you do not want that to be the case then the best coin in which you can invest your money is without a doubt bitcoin and no other coin.

I think If you can't control the purchase of shit items and increase your expenses, then your savings will be used up
To save money, you need to manage your expenses and save 20% of your salary for the future or whatever savings you want.

Great advice! I also recommend to be aware of the things you buy because many people don't realize they spend quite big money on unnecessary little things, which they can totally live without.

it is a good way to save money to be more efficient, I just want to add a few points as tips for saving money,
1. we must have money
2. save and make it a habit
3. Never take money from your savings unless your target will be fulfilled by it

It is all the way to save money and the most important thing is to only spend money for important purposes only so that there is not much need to waste for less important things.

WOOOOOOWWWWWW! This is a wonderful post. I would love to follow these principles you have given out. It is just a blessing to the crypto-family, I wish everyones follows. At the end, it would be worth it

Our life is full of important and useless works as well and we have to take care of extra usage of money so that we may use our savings in different places that can earn profit for us. In the crypto world also called modern market is a better source to bring your money here for investment that enriches you with huge profit. In order to make money you have to save your money to manage everything so that you may have normal things around.

do purchases with what you need never buy what you want. it will be your money safe

The banks which is not used to daily needed for the expenses and be counted into all paying will be budgetted in every buy and be aware of buying to those not really needed in your own this is the way the money will be saved.

saving is something fun, if you want to save then the first thing you have to do is determine the target, then you will have the motivation to save your money

Is it really supposed to be that easy? Let's say I'm going for 20k$ but the only amount of money I can save per week is 50$. That's going to take me decades. The act of saving money is easy as you simply have to know your needs and wants and only spend money on your needs. But always remember to keep a realistic goal and hopefully the money will be used for an investment which will help you financially and that you're not just saving to buy something that you want like a new phone, new tablet, etc.

The problem with this is that there are things that you think you need, but you really don't. Years and years of research has been done to make humans think that they are in need of materialistic things. People, mostly those who can't afford it (ironically), have been participating in the Pop culture so much. They buy the most expensive phone. They wear branded and trendy clothes. They even eat food that aren't really that good but since it's trendy and they get recognized for eating on that certain restaurant, they spend their money there.

Marketing has gone a little too far. Minimum wage people have iPhone X. You would think that they aren't able to afford that (and they really can't afford it) but because they were able to use a credit card to pay for it in smaller chunks, it seemed to them that they can afford it afterall. So many unnecessary purchases, we have. Even in our daily lives, there's the pop culture going on. You see everyone drinking an expensive coffee, but you're not. As a human being, you need to belong to this group. You tell yourself, "Wait a minute, if they can afford it, and we have the same salary, then I can afford it too!" And just like that, you got an expensive coffee yourself. Plot twist, none of you can afford it.

So the real 'technique' to save money is to live a life where you spend bare minimum. By bare minimum I meant doing thrift shop for clothes, buying second hand goods, looking for cheap but good restaurants, dining in instead of going out, etc. Only when you change your lifestyle will you be able to save money.

I keep my money in the bank, because if I save money in the bank I can get interest. I can take the interest rate that I get for the necessities of life. :) :)

Yes, Very smart suggestion for all as money is the Second GOD. Everybody should clear thinking about his income and his expenditure in his daily life. When it happens he may save his money in smart way. But if anyone expense money without income that he earning he may fall in problem.

You must first know where your money is being spent and then apply these steps
As an initial step you must give up all the things that are beyond your need
Then recording everything he acted
Then try to save some money every period
Then choose cheap medium quality stuff instead of expensive stuff

I think at least we can understand which is important. Also my first preference is just savings and that's why a little of the amount always goes to a savings account. Then according to my daily needs I will take the amount of Lum. It is best to deal with your money savings and nothing else
For me, deciding priorities is very important because it is the only thing that can regulate everything and sort them so that our expenses are divided into property and thus we can know where to invest money and where not.

You need to save money so that you have free money and untouchable money.

Separate your saving to the money you will spend. Don't let yourself buy the things you do not need.Know the difference of what you need from what you want. Always prioritize your needs before your wants.

For me, first things first is to save my tithes that i may give back to the Lord what is due to Him. Second is divide remaining money in percentages according to needs and wants. The percentage which is for investment must be plan wisely according to how it will be a high ROI.

Interesting enough to be used as an example, to save money for me this can help,
I want to add a few tips in everyday life. We ... Around ...

1. Choose shopping for a week's meal menu,
2. Coffee at home,
3. Frequently check prices online before shopping,
4. Unplug the electricity that is not used
5. Wisely use water
6. Try to pay cash transactions

I think your number four is very wrong. You shouldn’t advise anyone to put something in mind while saving money, because if they do that, they will just end up spending that money at last after they might have saved it. So if you want to save money just have it in mind that you just want to be saving money and not spend on unnecessary things. Your tips are good, I’m just not in support of the number four.

It depends on your own business. If you are an honest man then you can't cost your money in the illegal way.

It may take your money especially when you go out with friend. Instead of eating in restaurant go to your and cook that way you can reduce. In crypto make one pick of your investment then give him a allocation of your money budget. I think thats the good way to save more money.

Many people are able to save their money because they want to buy something, very few save money just in case something bad happens like an accident or choose to save so they can invest in something in the future, having a goal makes sense but only if the goal that you have chosen helps you make more money in the future or save you money by being prepared in case something bad happens.

You just assumed that he meant to think of a material thing that you don't necessarily need but is too expensive to buy so you save up for it. He didn't say anything about it. By "something" he might mean for a business, a plane ticket to go to a convention that will open up a lot of opportunities to you, etc. He just meant that you should have a goal in mind. I think it's because otherwise at some point, you're going to be wondering what are you even saving money for and that will end up with you thinking that you have money in your hands which you can spend, life is so short, you can't use the money when you die, live at the moment, and so you spend it on something that's totally not practical and was not planned at all.

Most people are just saving and saving with zero goal in mind. We are forced by the society to work after school but what for? That's what we should find before we start saving money. It's not something that we should stumble upon in the middle. And I bet it's the reason why so many people are buying things that they don't need until they are left with no money. Funny because at that point they finally have the reason to work and save money. It's so they don't starve. ;D

Imho, the best way of saving money is earning more than you can spend. About a year ago I started earning like 5 times more and could afford save some extra money in my bank deposit.
Search for new job opportunities, get extended education and try to start your own business (maybe with a companion).

Money is hard to find if we don't work. And storing it sometimes is also difficult. In my opinion if you want to save money. record your expenses for the future that will come and the rest of the tube or save your money for your needs if later your money runs out.

In real life it doesnt mean someone tell you something to do so, it will change your entire system already, and saving is one of those unending topic here to ignite. Saving is essential for everyone in which making yourself having a back up means a lot specially in hard times, and sometimes we ought to take it for granted, and I think how you save will depends on how you discipline yourself, temptation is always present dor better you keep yourself exposing to the thing that may stop you from saving.

Without a goal, some people find it very difficult to set aside some of their money to save. Therefore, try to set goals. For example, want to buy an Asus ROG laptop or for your own tuition. This goal must be strong so that it has a 'forced' effect on yourself. It's the same as refraining from eating in a cafe or restaurant. By cooking your own food at home, your expenses will automatically decrease, maybe you think the difference is a little. But just try to count. Raw food ingredients that you process yourself so food is definitely the result of more and cheaper!

I think we all know how to save money. why do you ask stupid things