What is 'trust'? How do you define it? The definition is important in light of how do you want to interpret the result from your experiment.

I want to order but it's always "out of stock" 

Edit:
Does not apply to Garr255 verified Alpacas.

I think your 18 posts shy of having the ability to rip off ~$7 USD.

From my perspective, I think your offered interest rate is way too low. I can get 5.86% APR in a government-guaranteed bank account in my country and will not be exposed to currency fluctuations. I understand real interest rates in the USA are negative so the situation there may be different. Even so, I think you will find it difficult to access funding unless you are willing to increase the interest rate you will pay.

For comparison, the last loan I made denominated in USD earned me 34.5 % APR, and that was to a very trusted member of this forum.

Fix your address please? Unless that is true.

Edit:

No response, I am sending to unclemantis.

But, would your lender or lending syndicate actually take a lien on your title? Why not a commercial bank?

I'm trying to help you finish your case for a loan. While we're at it, will you put anything down on the car? Amortized or ballon loan and what time horizon?

I'm sorry if this sounds like bashing, I'm trying to help you finish your application.

*can't tell if you could tell if I was joking*

also we need someone else to post an address

But wait... it's going back to Garr in the end.
Now I see the light! It was all a scam in the hopes that people would add to it!

rofl


Seriously though, if you're going to add to it, calculate the number of transactions left on it and multiply that by 0.00051, so you can cover people's tx fees

3% APR Is something that you generally see on new or used cars less than 3 years old. Also, you only get 3% APR on minimum issue of 15K. And that lender would actually be a recorded lien holder on your title.

Plus, they verify credit scores and income. I don't think this forum is going to lend a relatively high amount of USD (for this forum) at a rate below anything here, not hedged against BTC. You need a credit union, not an anon loan.

But, if you get one here, congrats!

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA1

Hey all,

I'm in a bad (keeping in mind everything is relative) situation. I need/want a car. This one, preferably.

Most of my money is in BTC, which I think is only going to rise from here out, so taking out a BTC loan then converting to fiat would be a foolish and destructive move.

I have the BTC funds to cover this loan at the current exchange rate, so assuming the BTC price goes up there is absolutely no way for me to be unable to repay the loan. I also have some BTC income (Mining operations and trading), and an awesome job. (awesome != high paying, necessarily)

I have a good deal of rep here, so I figured I'd ask before going elsewhere. I'd really appreciate if someone could simply lend me the money, but that probably won't happen, so I'd be looking for something like a 3% APR.

I don't plan on keeping this for more than a year, but if BTC just keeps rising, it might be in my best interest to.

Thanks,
Garrett

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You can't make an exception even once? I swear I'm trustworthy.

~Al the Alpaca~

So out of the 76 participients, only one (surprise) stole the money (ok, we gave them the chance to steal "the coin" twice but turned rather paranoid after jakers).
4 of the actual players got marked as SCAMMERs until now.
Many noobs tried to enter the game with yet unknown intentions. Did anybody count them?
76 because Garr255 and sethsethseth had the coin twice.

And here is the updated list:

 ID NICK               RECEIVED BY                        POST_ID_AND_COMMENTS
  1 Garr255            189JHV6KPzvnPmjYCGPbvMMmZUWppere7h #2
  2 the joint          17EVRSvdPJGhk7uKHCpY9ghnWnx7j3pPAs #3
  3 sadpandatech       13YmfB6TeLzyCdnwsVZ5MdYVCLnfm5eNGF #4
  4 nimda              1KiZGitw2zEr4uPzZsT7dh7F6e5yoKGvE7 #5
  5 Al the Alpaca      1EWRJ5BeibZxMguujPLzqM8WWiHpFJtLLx #6
  6 pirateat40         1CR5BadHQt8wd4t98mE4rw9hUfSGQ4ZGDg #19 <- SCAMMER
  7 rjk                17qypELtTKqr716m937wLWbapnFG6i4fyZ #20
  8 NothinG            1BjMLLGrwYk3hrcnSqEUEeGchkx9tiykfY #21
  9 PatrickHarnett     1KwECAhJGr8BPGgn6mezf5Z3jT7vG1HaAZ #27 <- SCAMMER
 10 pekv2              12NcNYb2oEh6ANo95AakEjPqQdgbcxh4m9 #32
 11 unclemantis        12kM9BocNb5zSG7RMKp9wPxopK5NpayrMZ #33
 12 mb300sd            1HVmv5EtQZtcsFfXe6Crz972BrB1MwsNCM #38
 13 rudrigorc2         1MSPwixhqiwMLXxw3WXtNjg2nst6qVWhCX #43
 14 Brunic             16Hz2xA4NmAp4CU3Mr9aJy8H9D5XqXupHG #48
 15 fatigue            1Fj4QZbavJeKfagjDqUPFqQ4iJ4bHqFAMG #51
 16 Phraust            15UJrPbxd6ULPJaxASUoWUp6xc473T7mww #87
 17 adamstgBit         15nutdfqcS38hXdZoL7LNz5wBt8Aq4wCUT #88
 18 bluefirecorp       1PsQ8qFp6ZY94gXvFLP4cqcmoLQSDCqLJc #89
 19 Drakahn            1C1UMHsdPxgsWGWBhdaTC47kibJjFgWnhb #90
 20 Gladamas           1FVySmZNZ6LUvz1mKkt9zgRWjBzvkM4Roh #91
 21 phantitox          1GtGFJskG47Q6Q1NFsfMLWfNV9ivabbyab #92
 22 John (johnthedong) 1Cm2ymVqiHA42jv31rtyze684oWTDkreza #97 instawallet addy, DON't REUSE
 23 Keefe              1BZy1xxwcxQyRZErcYUFke72TSU7cV5Ptf #106
 24 Otoh               1G5apmPvo2iTtmkNWAHTCET7Y842Ufijs8 #109
 25 [Tycho]            1VayNert3x1KzbpzMGt2qdqrAThiRovi8  #74
 26 Dalkore            12SSYCcvaHadm8Myxb3mUTzyv96VNhyzeZ #66
 27 payb.tc            14no5MUE4ur2gyyEE3BHpHhV82gKm8NLbH #132
 28 damnek             17xbiU6EWdaf74rmwxPv9AQZc1MeKMWh5n #114
 29 Tril               1Xgeo7EQgrk22paxmKVrhNVSmauczL6EE  #116
 30 Scott J            18UVSvCAb6QGjPSdiXxveeu56ujmu3kTt4 #117 +0.00188185   
 31 honest bob         14x3n2ntSAGN4gGvGoLhi6NbUuuoWwvfdL #139
 32 giszmo             1KLYFWyv5aeci2PwJQs9aTRN1JRzDDL96o #142
 33 arklan             1F4j4Lha8BjL4wxwFVbGaQwMJ4Kd1brfXb #144
 34 dooglus            1BooBz2AEwUd6JepB7NhNsnAe58Q6obpcu #157
 35 riX                155gBnpiBQcpnP6coTX6V7znSK3G73uNjK #158
 36 RyNinDaCleM        1Bgi9fX1TD9cnuzBvWGLfm7D7sNVEq96UU #173
 37 hongus             1APyqdvGMvjfEMPKCo3oHSJ4CkJuXhTCy1 #238
 38 flatfly            1337sfeChyyzZLzdHLewXzcaAaJSNTM893 #243
 39 URSAY              1MzjNVW8z5SuMsGPgQfWZoyKaxsc1VkLXh #248
 40 nckrazze           111mamKazi1ofZ854rKTcAxhTVuGDPhhL  #257 <- SCAMMER
 41 TYDIRocks          1PowhrA8kxnn9UBj2ESg7GQzkwTpcg44zm #272
 42 Gyrsur             1FSfmWAMUsuBzUTrXgKaTE9TsSjJw1knvw #274
 43 OneEyed            1MJS3FuUrWmyfvvRnm5gUYvpuFkYDzxCP4 #277
 44 Namworld           14x36ktcNuf3CNrkVH1XY7vXwGHb9mCZwF #281
 45 augustocroppo      161gEQewAVp6CFnoY5198vHchrbWLQytG7 #284
 46 CornedBeefHash     1FvXoLCFmmRTAHJv5xMZLoMoeKBJHMCLnY #291
 47 theboss            1EQfkKVZndiesJcwThRe5AAq15dZ56mZku #293
 48 Maidak             14bsB5cugXFYaVZWsuoEYABd9gvkowv42a #296
 49 scintill           1jCU7tevhLNaY3nDL4tinNu8NuSzDtwKh  #299
 50 chrisrico          1Mn7mjk69WJY85Ukwd4sFSRMALokoni13L #301
 51 jasinlee           1AvxDf5WPWvrUgLsPLpb6a8mYsPXNYxNMr #304 +.01BTC
 52 fabrizziop         1MFfixQTJJ4v2PUKrz5kotQq1dPSJFUA71 #311 +.0001BTC
 53 sethsethseth       1K42vUtvmg8hW6M6UjubCFhmJLv4jLby4C #314
 54 Spenzert           19nPdToTaAh2jVUuotaiDhPBxcPLuLEuXD #319 signed his message, +.0001BTC
 53 sethsethseth       1K42vUtvmg8hW6M6UjubCFhmJLv4jLby4C #322 <- keeping it in place of #54
 55 Fjordbit           1KZnfWkXXLdEjvQKYALbEsjbeWpvSG9NWB #328 +.0001BTC
 56 danieldaniel       17QAPwXnqXX771j2CB7y2ahuoX76X4aipv #340
 57 caffeinewriter     13373CuvtwQGgDWYv28pm3mTxy2bGS5U4D #342
 58 stan.distortion    13TasmL5GRp27JfbuTpGBAx1iDYyygb4gP #356
 59 MKEGuy             12Zu56v2CENZREzQnaEia37CeBEEDG96fK #358
 60 ianbakewell        1Q1k2uTUZ1ZSSufH2w9xnCnPPzC1QmreEa #371
 61 squall1066         1ES9YKx3RHSsFLsGAKJva4cG8W7xG4kHok #373 "Rounded up to 2.27BTC"
 62 Gavin Andresen     12r6DPnX5TNK4PhnTiShmuK6o4jE8Yh28C #377 "rounded up to 3.11 BTC (because eleven is my favorite number)"
 63 dreamwatcher       1JYMASNzjSPhQZi6zjpb2duBLo3wXPSWLj #380 "Upped it to 3.5 BTC"
 64 lightlord          13cjE1VDsiF5SjFEt5kg2izYmcvUmpwTi5 #381
 65 kwoody             1CvU9yqNQHKLHVrJnwgVQcoUJ9GfUzS8Ad #382 "Sent 3.66666420 to Carlos L."
 66 Carlos L.          18zSd8Ra4bioqQAfSVMqr8J6MtaY58xA31 #388
 67 x0Jakeyboy0x       1JvRuTLAo3hMbEqEDZ5V6V9YbvhjbfhkuX #391
 68 novusordo          1novusxwhCh11QyXp1Jj3e6hdhk6qZZ3E  #406
 69 BTCGOLD            18VumBd2W89yYGXMQCF9z8SZj7bG93EGqC #409
 71 CurbsideProphet    1GKv7EnAABx9wk1CnE6Xqa2rATm17JHtQS #411 "Received 3.67BTC"
 72 nethead            1NqcmfCCz1bsFjJaYxhnkbcfaZS7C9a5z2 #414 "3.6695 recieved"
 73 DobZombie          1Zombi5KpntBBFfm9FngsYhsiR4QAmfce  #418 "Geez I'm dense"
 74 Jakers             14vCb4rr1SdWFLDFgW4NMUbodPYqcCoRm2 #401 <- SCAMMER, actually stole the coin
 75 Rassah             1FFSMPY152qmwHGV4LvwwQzqbspUxFSVBn #443
 76 Hippie Tech        19s2pbG1SQ4xAJXWRKzZuaRrKJjf7W6sJZ #451
 77 Akka               1FQTpFGqyTufTGih7ZpTT6kR1DKtdFyACV #465
 78 Garr255            1Garr2555P4oiAaLQqXkcdAKGg4SMt3RZS #485 <- OP (game over)