Market, especially altcoin market is on the bottom. Did you not learn until now that you need to buy when market doesn`t look good when prices are bottomed. From all your picks BNB is one of the coins that raised more than 5 times in this year.  The market is good for some coins this year.
Many good picks in this topic, I have many of them. What will I try to do is to make more before prices start to rise.

Tell that to newbies, that come here to make a profit. They don't think about anything else, they don`t know for anything else, just profit, and when they realize that trading isn`t just making profit they start crying.
I lost some money with day trading in the beginning. I didn`t know what to do, I was making trades in a hurry, on a feeling, of course I was losing. Only later I found that long term trading suits me much more.

We need to make a difference here, not all institutions have funds for investing, I think there is more without funds than with funds. And just to say, term institutions is very wide, many of the institutions don`t have anything with technology, and I think most of the institutions are not aware of cryptocurrencies.
But some are in the game for a long time, they invested on time, they will not wait for higher price to enter in the crypto world.

One word, competition! There are many of them, but just few of them can be successful. There are many factors that can affect the project, in a good or bad way. Team has to be good, their idea needs to be great, they need to have strong community, supporters. They need to have a good start, and to be qualified for the job they are doing.

Just keep accumulating and don`t get too excited with FUD, it`s everywhere around. Both of this coins have a future, bright future. With time they are getting stronger, and in a few years, they will be stronger than now. Do you believe in that or not, is the question here, if you do don`t get distracted, don`t doubt, just keep stacking and everything will be fine.

You are right, they have a higher withdrawal fee, it`s not so good for small traders who withdraw coins after every trade. I trade on Kucoin with their shares, nice for trading, have volatility that suits me, and in the long term, the price of Kucoin shares is rising.
Good exchange, but far from being the best one. They still have a lot to work on, and we can hope they will lower withdraw fees one day.

First to say that I own some Digibytes since ever. Good coin, one of the best, they are a very active team, I follow them on Twitter and they are trying to spread a word about Digibyte. I think it`s one of the projects for the future, they are here for a long time and they will stay here.
Binance is for sure a great pick for the future, too. They had a strong start, they are not slowing down. With number 1 exchange there`s no fooling around, investing in BNB now can be a life-changer decision.

Price was under $10k, now it`s over, for people who trade this must be great times, the price makes these nice fluctuations for them. I don`t think that fear has anything with a price drop, it`s just current market conditions, supply & demand in the specific time. It`s why we have volatility, a market that never sleeps with more and more players, their actions dictate the price. Negative news are around us all the time, who allows them to take over will make bad moves.

On Freebitco.in it`s not about luck, it`s about huge luck. I never won there anything, but I lost some nice amounts with their auto-betting. I tried many different strategies, and even I had a few good starts every time I eneded up with zero balance. I will not gamble there anymore, but I will try this strategy in some other casino, it looks interesting, I like an auto-bet option.

You are not an investor forever, what did you do before? I think investor is like a profession, you can be amateur or professional, it's something you learn to do and with time you become better, if you know what you are doing. Ordinary man is just a man without specific profession, even if he have some investments it's not something he do often, he don't this k about becoming investor. But probably every ordinary man have an opportunity to become investor if he wish to.

Nobody knows for sure, but many of us still believe in altcoin season and for that reason I'm holding my bag and I'm buying some undervalued coins when evsd I can. When we take current prices and their ATH fro two years ago difference is big, but I think some of the altcoins are going back there and higher. Waves is one of them, price is low but this guys are developing this platform and community is growing, that's for to mean something and they have my support.

I didn't read anything about bnb going to be POS, that sounds great, I will try to find more about that and see is there some eta on that, or they just plan to so that in future.
I think bnb is much better project than houbi, I have bnb. I didn't read much about huobi, I didn't bother to do it cause I didn't plan to invest in that, maybe I will change my mind in the future, but for now I'm with bnb.

If you don't feel free to do what you like, then you are just a slave of this society. I think this is not just about the gambling, there are many other stuff that can hurt your reputation and affect your life negatively. But I don't wish to care about it, I'm not that kind of person that judge others, do what you like to do, be responsible in what you are doing, and if it hurts you its your fault, handle it like a man, don't cry about it. I have my own opinion, I will not let someone else to control it.

I'm using many exchanges, I'm long term trader, I buy different coins, I sell them ml that later. For mW it's important that there is a good volume for coin I watch in specific exchange. Coin market cap helps with that, I'm active on idex, crex, kucoin and many others, not so known. We got to so it like that, at least we who have many coins we need to use many exchanges.

And who is representing that law enforcement? Criminals in suits, I see it like that. There isn't country that is free from crime, and crime is on all and levels, from bottom to top, you can find them anywhere. Cryptocurrencies can solve some problems in the long run, it can be enough transparent, like governments should be. Only when we achieve that, to have transparency on all levels we can have safer world, cryptos can help in we use it in the right way.

Who controls the money,  controls the world too. Politicians are the ones who control the laws, with laws they control supply, demand and distribution of money. When politicians don't serve the people, when they just want to get rich with the help of their  job, we get unhealthy society, where criminal and corruption are behind every corner. It's hard to bget out from that situation, transition can last for years. In world there are more bad governments then good ones, and that's the problem, huge problem, I don't know when we going to solve that problem, but I hope it will be soon and that blockchain can help us in that.

Nobody should throw a fortune in XRP, that's a fact. I earned a lot of money when XRP spiked in 2017, I sold everything I have at $3, I still remember. Now thing's looks so different, XRP and all big promises didn't succeed to hold the price, it's dropped hard. I have some XRP, I bought it just in case, but I don't have high hopes, to be honest. XRP community looks like army in combat, team still make huge promises, some partnerships, but nothing seems to affect the price.
Who ever plan to invest in XRP should do it now when price is at bottom, but only what you can afford to lose, with XRP you need to play smart.

A man is enjoining playing keno, it's not matter how much he lost, we got to apwns money somewhere, and a man decided to spend it on keno, I respect that. I remember some of my big loses, but not all of them, its same with my winnings, it's cause I like to gamble and I do it everyday, it's impossible to remember everything. I understand this man, and people who enjoy in something they don't calculate how much they spend on their fun, it's like that with most activities, not just with gambling.

I respect your opinion, and I agree that bitcoin should be on the top  of the investment list. I wouldn't underestimate other top coins, that are around for years, ethereum, litecoin, monero, and some others. New and old investors should invest in these coins first and only  with the money left to pay attention on some undervalued coins under $10, like waves, eos and nano.

There are many other sites with similar informations, what we need to do is to make conclusions by ourselves, in the end it's always like that with any source of informations. Telegram and Twitter are good sources, cause some people have good analysis of the informations we all have, it's easy way to get to some good info only if you follow the right people, and you checked their informations more then once.