Price can sometimes be very deceptive, most especially now that the market is moving uptrend. Since bitcoin is dominant over  most coins, even shit coins will also increase in dollar, but with time it will dump again. So it is better to go for a coin that has got good product, active team and a futuristic roadmap. Such coin can grow even if the price of bitcoin is not growing as supposed.

Imasgine what is happening at the moment, i will not be surprised if some people are now borrowing again to invest. They have seen the market moving uptrend again and might not want to miss out. Instead of them to invest with what they personally have and what they can afford to lose, greed might make them to invest above their personal earnings, by borrowing.

You are right, but i will also say that in some circumstances, past experience and the manner of approach to a pass produced may not be applicable to what might be happening at the moment.
Although, that you had to privilege of encountering some challenged or the privilege of seeing some things happened in the past, can help you to know what to do now, either directly or indirectly.
For instance, someone who fell victim of fomo is the past, might likely not fall victim again, if he is able to identify the main cause of it.

A lot has truly happened. When you refuse to let go, there might not be a way forward. In the sense that, one might not be able to think straight on the next line of action, the solution to the problem and how to recover ones loss. At least i have seen some people who resorted to trading in order to recover their losses. Some people bought the dip and today they are in profit.

After careful research, when you see a good ICO, you would know and there will be no doubt about it.
I have noticed that good ICOs also dump after listing, competing with crap ones that have no definite direction, but to cart away funds.
There are ways in which they can be protected and prevent unreasonable dump in price. Some of which are:

1. They should be managed by credible and trusted managers, managers that already have good reputation on the forum, else the trust might not be there.

2. KYC should be made mandatory for all bounty and airdrop participants in order to avoid multiple accounts. The kyc should be announced

3. Participants should be made to complete the remaining process of their registrations on the project's website, where IP can be detected. Multiple accounts can also be prevented this way.

4. Listing should be done on reliable and reputable exchange sites.

5. There should be regular and prompt communication with the community.

6. Projects should maintain and comply to their roadmaps and if there is amendment, the community should be made to know, with concrete reasons.

Additional suggestion:
7. An approach that will create the demand for tokens, which can as well prevent dump, is the lockup of certain percentage of the tokens.
Some percentage of the tokens belonging to; the team, advisors, investors, promoters and bounty participants.
The main tokens for the investors should be released, at least to compensate them for the money invested, but their bonuses should be locked for certain period of time. Which is followed by their gradual release.

These are just few among so many other solutions, but if this few are integrated into the system, i believe dump can be minimized if not totally eliminated.

If you keep listening to what friends are saying and not take the right step yourself, you might end up missing it. Investment is all about risk, but always take a reasonable risk.
No, how how do you take a reasonable risk.
This can be done by ensuring you have done the required research that is needed to guide you on your decision.
The knowledge you have will always give you the confidence in taking the right step.

If there is something at stake for everyone that lunched a project in the crypto space, then they will not have the mind of scamming others. If if they plan to scam they will have to lose what they have stake.
The regulation needs to be done in a was that it will give every investor the confidence to invest their money into any project that has direct approval from the regulatory body.

We can see can't highest price now, but one thing i envisage is that, the recovery process of btc will start in this December. We are now seeing the glimpse and i believe it will continue, until the recovery is finally accomplished.
Some of these coins we have been mentioning, including bitcoin itself, which is the king among them, have got lots of potential and bitcoin has also got mass adoption, so it will rise.

Research is paramount and very essential. It is the key to every successful investment. If you do it thoroughly, you will not have any reason to begin to ask people what to invest in and neither will you in any way depend on them, because you might get confused.
The reason you will get confused is that, everyone will tell you their own opinion and imagine the number of opinions you will receive.

There is no reason to blame or find fault in anyone whenever there is a dump, because you cannot hold them back on what belongs to them. Some of them most times sell off all they have and by then, the market will be preparing to skyrocket. Which is why, if dumpers dump, you just allow them and wait for a good time to buy. Although, you should avoid buying shit coins and go for coin that have good value and good potentials.

You need to do some research in order to know that not all ICOs use the platform of ethereum. Moreover, you cannot put the blame on ethereum, because it is only serving as a tool or platform that accommodates others and not a means for dump. The bear market can be attributed to so many factors, which are not only associated with ICO scams, but also the hacking of of exchanges and carting away of fund and other related factors.

Have you ever asked yourself why people are saying that some coins are now good to buy? At least that will serve as a guide on what you should do.
The market presently has fallen and there are truly so many opportunities, but not all coins are worth buying, else you would lose your money.
So go for coins with good marketcap, coins that have genuine products that can attract mass adoption, as well as coin with active team.

This might be a good suggestion or advise meant to protect the citizens who are investors.
If the experts who are giving advise on what to invest in and they are very sure of those coins, then the investors should go for them. Although, it will be good that the investors should also know that there is no cryptocurrency that is stable, but the volatility might be reduced.

Blockchain technology is a unique innovation that has come to stay. As a matter of fact, it has pose to many challenges to the traditional method of transaction and storing data, therefore so many organizations, firms, companies and governments are looking for ways in which they can adopt it, because they have come to realise the usefulness.
Therefore, since blockchain technology has come to stay, definitely cryptocurrency has also come to stay.

First, I want you to realise that cryptocurrency cannot be forgotten. By next year, the momentum with which cryptocurrency will take off will be high, because there is about to be a reformation, by virtue of regulation.
If cryptocurrency is going down, it is presenting to you the opportunities to own some cryptocurrencies that you could nit afford to buy before now, due to high cost.

The key to the success of cryptocurrency is mass adoption.
The rate at which scam projects are being promoted has lead to decrease in adoption. Therefore, since there is decrease in the number of investors, there will definitely be a reduction in marketcap.
So the only way there will be increase in capitalization, most that that which cuts across all cryptocurrencies is when genuine and idea oriented projects are promoted more.

The crypto space will soon be pruned and scam ICOs or ICOs with no defined goal will be eliminated. Little do i wander when i see coins dump unnecessarily on exchanges.
This will continue to happen, except something is done fast to correct it. There are times that even the tokens that one get from exchanges, if care is not taken, will keep dumping.

A token without a defined product will not have a definite value.

OP, if you still have interest in investing, there are so many good coins at the moment that are good for investment. As a matter of fact, some if this coins have got good products that would give them good values. Then the team behind some of them are very strong. I do not even mind investing so much at this time, because it is the best time to do that.
Also, the consciousness of investing what one can afford to lose must also be there.

Yes, so many coins look cheap, but do not dare to fall into the trap of some shit coins with huge supply. Some of these coins are in the custody of the developer, waiting to be dumped at any time. I have seen instances of such coins. Sometimes, they trade at as low as 1 gwei and one might think they are very cheap, then start buying. Yet, after a long time, when you check back again, you would notice that the price remains the same.

So many people could not realise what this year is meant for in the crypto space and how it can be maximized. Although, there were some who invested long time ago, in this year, yet they are at loss, which is why one needs to be careful while investing and be smart with every investment.
Well, one might not get the desired profit now, but a little wait, perhaps till next year, will yield something worthwhile.