-snip
... but then you shouldn't forget that the money on your account will be eroded by inflation.
But if I had to choose, I would still prefer to have savings in the bank even though my money is being eroded by inflation rather than use all my money for investment and also have no guarantee that investment will definitely be profitable for me. No one is forcing you to put all the money you have in the bank to save, and savings are for future emergencies. For me, it's bad if someone has no savings, and even more stupid to think they invest all their money with no other reserves. Why don't you consider diversifying assets to maximize profits and minimize risks? Saving and investing are two things that should be balanced in life. I bet you that your life will never improve without a savings account or an investment, both are equally essential. Agree, we need both to balance managing finances and investments, so everyone has to implement good economic management so that we don't use all of our funds to invest, because we need savings for emergencies and other related matters to use savings funds. I have determined 60% of the use of funds for investment purposes in the long term and the remainder for emergency purposes, while the daily needs of sources of salary from various other jobs, although every month I still deposit part of my salary for savings funds |
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Terlepas berita yang Om utarakan Hoax atau Realita, tetap mengandung pelajaran berharga bagi trader +62, dalam melakukan tindakan apapun perlu dibekali pengetahuan untuk mencegah terjadinya resiko yang lebih besar.
Saya menyakini itu sebuah fakta karena begitulah perilaku cara berinvestasi pemula akibat terpengaruh dari tesmoni yang dibagikan oleh member lain sehingga muncul keputusan menggadaikan sertifikat tanah karena faktor keserakahan untuk mendapatkan profit tinggi dari investasi koin tersebut, mereka lebih mengedepan spekulasi keuntungan dibandingkan meningkatkan pengetahuan untuk menghindari dari resiko yang tidak diinginkan. Tapi selain menjadi pelajaran yang berharga bagi trader +62 tetapi juga menyisakan berita buruk karena mereka mengecap tidak akan berinvestasi pada kripto akibat kerugian tersebut. Padahal jika dari pihak Dev sendiri juga menyertakan opsi mitigasi resiko disamping promosi yang mereka lakukan, saya pikir kerugian investor bisa diminimalisir.
Walaupun misalnya dev menyertakan opsi mitigasi resiko tapi karena ranahnya investasi kripto maka dev lebih leluasa untuk tidak menekankan menyertakan opsi tersebut karena resiko apapun harus ditanggung investor/trader akibat mereka tidak menentukan investasi pada koin yang tepat dan dev bisa mengemukakan berbagai alasan untuk melepaskan diri dari tuntutan investor dengan menyatakan mereka sudah berusaha keras untuk mencapai kesuksesan tapi karena pengaruh harga pasar bitcoin menyebabkan minat investasi pada proyek tidak mencapai target. |
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In a way you answered the question yourself, buying those luxury watches can bring profits but only if you are an expert on the topic, and this in a way works similarly to any other collector hobby you may decide to undertake, bitcoin does not has any of those problems due to its fungibility and as such it makes it easier for the average person to invest in it, so if given the choice the decision should be easy, if you are an expert on those watches then you could invest in them but if not then invest in bitcoin instead.
Agree, don't force yourself to invest in anything if we are not experts in understanding the profit opportunities and the impact of losses from the investment, there are many things that must be learned if you are interested in investing in branded watches because the main category is branded watches with limited production which have a high level of supply, besides the maintenance costs are also very expensive and not all branded watches can be used as an investment. However, the main point is that we must have the knowledge to manage investments regardless of whether we have watch investments, crypto investments, gold and property, all of which must have their own expertise to avoid the risks of these investments. |
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Not all types of investment are actually profitable or could even assure us that we can get out of poverty through it. We aren't in the position of those who are starving and selling their assets because as humans, our first reaction when we're starving is to look for food and not for investment.
We usually do that to survive. Investment is necessary yet we can still survive without it though it is undeniable that we can have the financial freedom that we want if we have pick the right investment.
We aren't in the shoes of those who are trying to survive but I'm sure that if they're able, they will also focus on investing it's just that we all have different fates.
When the situation is urgent, investment needs can be optional because financial management must prioritize main needs compared to any type of investment, if you have an emergency such as hunger, then there is an indication that the allocation of funds for primary needs is critical, so you have to sell investments or divert savings funds for basic funding needs. We can still get investment back if the condition of basic needs is fulfilled even though we have to work hard to return the investment from new job income. |
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Memang untuk hal seperti ini sepertinya kebanyakan dari korban adalah orang tua karena memang selain dari gaptek, mereka juga jelas menjadi sasaran empuk karena ada beberapa alasan seperti membuat mereka panik serta membuat cerita seolah-olah ada masalah yang terjadi kepada keluarga mereka tentu ini akan sangat rawan.
Korbannya tidak hanya orang tua tapi masyoritas kalangan muda juga bisa jadi sasaran dari para pelaku penipuan karena masyoritas masyarakat saat ini tidak mengetahui tentang AI apalagi jenis penipuan yang memanfaatkan fitur AI, jadi diperlukan adanya edukasi kepada masyarakat tentang pengetahuan AI untuk mengurangi korban penipuan dengan kasus semacam itu. Peniruan wajah dan suara dari fitur AI memang sulit dibedakan kecuali memperhatikan detail dari 2 efek tersebut untuk menemukan beberapa tanda kecurigaan dari cara pelaku menggunakan fitur itu karena bagaimanapun perkembangan teknologi pasti ada kekurangannya. Ini poin yang bagus karena memang ketika sisi positif ada pasti sisi negatif juga dengan orang-orang yang menyalahgunakan hal seperti ini pasti banyak sehingga semakin teknologi berkembang maka mau tidak mau kita harus lebih mengupgrade diri kita sendiri agar lebih baik lagi supaya kita tidak tertinggal dalam segi pengetahuan dan teknologi serta kita juga tidak bisa dibodohi orang lain.
Sisi positif dan negatif tidak terlepas dari perkembangan teknologi tergantung bagaimana tujuan pengguna menggunakan teknologi itu untuk kepentingan positif atau negatif, jika kita harus menyesuaikan diri dengan setiap pembaruan teknologi yang sudah berkembang saat ini karena perkembangan teknologi tidak fokus pada negara yang masyoritas masyarakatnya gaptek atau tertinggal dari teknologi tapi perkembangan teknologi bersifat merata walaupun mereka fokus untuk negara maju. Jadi perlu banyak dukungan dari pemerintah dan beberapa elemen dari masyarakat untuk mengkampanyekan pengetahuan tentang AI dan langkah-langkah menghindari dari jenis penipuan menggunakan fitur AI, terumata dari kalangan artis yang memiliki banyak follower, selebgram, dan influencer lainnya yang sangat potensial menyebarkan pengetahuan untuk semua masyarakat. |
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yang Anehnya meskipun Pada saat itu yang membentuk KPK adalah Presiden Megawati tapi sekarang Partai paling terbanyak terjerat kasus korupsi adalah partai besutan Megawati, malah ada yang sampai sekarang belum bisa di tangkap meskipun sudah tersangka yaitu Harun Masiku.
Publik sekarang bisa menilai dari rentetan kasus korupsi dalam setiap tahun dan meskipun sudah diketahui publik tapi seperti tidak ada efek jeranya sehingga timbul kasus korupsi lainnya dari kelompok yang sama, kasus yang paling tercengangkan yaitu kasus yang agan sebutkan yang sampai saat ini tidak berhasil ditangkap padahal sebelumnya berdasarkan keterangan lokasinya sudah di ketahui bahkan pernah muncul di cctv bandara yang diduga dia balik ke tanah air. KPK pada awal-awal terbentuk berjalan sangat baik karena pada saat itu KPK dipimpin oleh orang-orang yang kompeten lahir batin, bebas keperntingan pribadi. Sangat berbeda KPK saat ini penuh dengan dengan Politik, bahkan KPK dijadikan alat sebagai menjatuhkan lawan politik. Pada ahirnya kinerja KPK saat ini tidak independen. Ini hanya menurut pandangan pribadi saya saja.
Tidak hanya lembaga rasu*h saja yang di nilai publik sudah dijadikan alat untuk menyerang lawan politik tapi bagi lembaga lain juga begitu, karena merasa memiliki jabatan dan memiliki power untuk memerintah personil untuk melindungi ataupun menyerang lawan politiknya maka segala cara telah dipersiapkan. Kita mengharapkan sosok pimpinan lembaga rasu*h dulu yang memiliki jiwa kepempinan yang adil dan bersikap tegas untuk siapapun pelakunya untuk tujuan yang bersih untuk melindungi negeri, meskipun masih ada sosok yang kita harapkan tapi mungkin tidak memiliki diberikan kesempatan untuk memimpin lembaga itu karena mereka sendiri menyadari bisa kemungkinan dtanggap jika terbukti melakukan korupsi. Iya benar, salah satunya adalah penerapan hukuman mati dan semua aset di sita oleh negara. Tapi yang paling utama untuk membrantas korupsi adalah KPKnya yang harus di benahi terlebih dahulu. Karena kalau KPK masih memiliki kepentingan kepada kelompok tertentu ini akan sulit menjalankan fungsi Lembaga KPK yang sebenarnya.
Segala penetapan hukum untuk pelaku kurpsi sudah diatur kecuali hukuman mati, namun fakta dilapangan sudah bisa melihat sendiri karena tidak dijalankan sesuai peraturan, bayangkan saja pelaku korupsi masih memiliki dana sangat besar untuk menyuapkan hakim untuk tujuan meringankan dari gugatan atau bahkan ingin lepas dari segala gugutan. Namun, faktanya lain juga dari sesi internal saja lembaga rasu*h ada masalh internal dan bahkan terakhir diduga ada kasus korupsi dilapas di tempat pelaku korupsi ditahan. |
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Once calling land the best investment, it is not true to say that it is illiquid, your statement seems contradictory. The so-called best investment is a safe investment, the value is always increasing and has quick liquidity. I have never seen anyone have trouble liquidating land unless you sell it for too high of a real value. Land is certainly the best investment, but we shouldn't invest it all, diversity is always needed in the investment arena because the future is unpredictable.
Diversity is important for accumulating investment value and can also reduce risk if investing in other safe haven investments, some people prioritize adding gold investment because investment has the potential to maintain stability and low risk from the impact of inflation. The average person has both of the above investments for long-term investments because they quickly liquidate for any time if we need emergency needs. We have to be wise in managing our finances because we don't place just one investment for land property but must combine other investments to achieve higher profits in the future. |
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Yep. It is a good idea to program our daily expense/spending. It can minimize the amount of money to spend and we can allocate bigger amount of money for savings or investments. For example, we can limit the maximum amount of money to spend daily is $50. When it is programmed, whatever the reason we aren't allowed to spend more than $50. But it won't be easy. It is a hard thing is to commit with the program, most people are difficult to run the program constantly. When we break the program 1 day, we probably break it again and again.
We don't break our expense program if we stay focused on our commitment to record every daily expense to save in an excel layout or other application, even though we have set a daily spending limit of $50 but there are still high expenses for certain needs every month but those expenses are categorized under other needs because it's not part of the daily expenses. However, we need to determine daily spending limits to make it easier to calculate monthly expenses, the use of all daily expenses is more effective below 75% compared to monthly income salaries. |
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Do we expect the growth before or after Bitcoin halving?
Because i am xertain that the odds for it to happen after the halving ia vwry high and at that, from that point till March -April all that Bitcoin will be doing regarding the price is recovery, and if we can move up to 35k to 40k then we can say that the market momentum has to build up and bull run can be expected at that time.
If we examine the analysis of price movements after the halving from the previous period then the probability will increase after the halving, but we cannot make it the main point of each halving period because if the price of $45k has been reached by the end of the year, maybe the analysis will trigger different speculations because the price has recovered above 50% of the last ATH before the halving. I don't expect bitcoin to drop at the end of Q4 as the speculation above suggests, because the $30k bitcoin price is currently unstable, if the market can't sustain the price at that point it could be vulnerable again to $25k again, so we need positive news to support the bull run before the halving has the potential to reach the ATH price in the next halving period. |
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But in the case of online casinos, there are various tricks that young children can do to gamble without getting caught. i mean they do KYC using their parents data. cases like this, difficult to trace. So, how do we find out if this user is really an adult.
Casinos do not yet have the feature of detecting user age while playing gambling but they only get user information from KYC verification, casinos have complied with applicable regulations so there is nothing wrong with their rules, but parents are to blame for negligence in maintaining the accessibility of their gambling account or account verification services from irresponsible third parties. I think the implementation of KYC is maximal to determine the age limit of users, even though there are some users who are underage because they use identity data from other people, but I believe that the case is very low and maybe a trusted casino can suspect abnormal gambling activity from the account to be sanctioned or the account will be suspended. |
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No matter the level of evangelism, you do about telling people the danger involved in dealing with centralized exchanges, there is always going to be this set of people who will not heed the advice. I'm a big supporter of Not your keys, not your crypto self custody of a thing. Despite all measures, the reality is that you can't have everyone do the same thing because you don't control what the other person wants to do with his/her cryptos' investment, in terms of storage and all sort of things that makes them use these centralized exchanges.
We don't care about groups rejecting our advice because they support long term depositing of funds on centralized exchanges but I hope they don't persuade others without explaining the security guarantees of assets held on centralized exchanges. I have guided every trader/investor to recommend keeping funds in their wallet because “not your keys, not your coins/assets”, but I am not forcing anyone to take my advice, they have choices to manage their assets, they just need to know there is big risk if they have trusted the deposit of assets on any exchange. |
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Bitcoin will become more accessible to future generations, thanks to the knowledge we have gained through our own experiences. We have faced challenges such as Ponzi schemes, scams, and hacks, but we have learned and grown with each passing day. We can utilize our experiences to educate the next generation, including children, about Bitcoin. By doing so, they can start their journey with a solid foundation and be even more knowledgeable than we are today when they reach our age. Undoubtedly, today's children are the future of Bitcoin. However, it is important not to impose Bitcoin on them forcefully. Instead, we should prepare them to be open to accepting it, so that we can introduce it to them at the most opportune time.
The first generation has learned everything about cryptocurrency knowledge starting from technical and non-technical aspects, they have shared their knowledge and experiences in various forums or have posted cryptocurrency articles on various websites and crypto communities have increased in various countries either based on social media or real communities, so everything things related to bitcoin knowledge have been summarized with various concepts to make it easier to explain to beginners or the next generation. The next generation born in the digitalization era is very sophisticated and they are under the age of 5 years already able to apply basic cellular usage, I once had a dialogue with a teenager but I didn't expect him to already know some of the basic non-technical explanations of bitcoin, even though his knowledge was very basic but I tried explaining actual knowledge adjusting grammar that is easy for him to understand. So, beginners or the next generation will grow potential members of the global crypto community because of the easy access to information about bitcoin from the internet and social media. |
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snipSaya menemukan sebuah video di media sosial dimana ini juga secara tidak langsung memudahkan penipuan dengan modus baru karena tidak hanya suara yang bisa diubah tetapi video juga sekarang sudah bisa di manipulasi. https://vt.tiktok.com/ZSLAqPqbY/ dalam video ini kita bisa melihat kecanggihan dari AI yang bisa melakukan perubahan terhadap bentuk muka dan suara dan itu bisa sama persis dengan aslinya sehingga ketika seseorang yang memang awam dan ketika diberi tahu bahwa ada seseorang yang kita kenal terkena masalah dan meminta uang otomatis kepanikan akan melanda dan ini juga sangat berbahaya sebenarnya ketika ada sebuah video sebagai pendukung orang-orang tidak bertanggung jawab untuk menjalankan aksinya. Dengan adanya AI sebenarnya memang bisa memudahkan beberapa pekerjaan baik dalam hal waktu mauapun ke efektifan ini memang sangat membantu tetapi di tangan orang-orang yang tidak bertanggung jawab tentu saja ini juga bisa disalah gunakan dan ini bisa saja merepotkan karena jika memang kita tidak benar-benar teliti maka bisa saja kita menjadi korban. Perkembangan AI lebih cepat dari yang kita duga karena eranya teknologi sudah banyak devoloper yang berkompeten untuk merilis fitur AI dengan berbagai kegunaan dan manfaatnya, diantaranya ada yang dikenal dengan fitur "deepfake" untuk menggantinya wajah sesuai yang kita inginkan bahkan mengubah wajah mirip sang idola untuk tujuan hiburan, tapi seperti agan kata diatas bahwa beberapa oknum yang tidak bertanggung jawab menggunakannya untuk penipuan atau hal lain yang merugikan orang lain. Saya pikir sudah saat media berita atau televisi mengedukasikan penggunaan AI dan dampak negatifnya kepada semua masyarakat, sehingga mereka yang sudah teredukasikan akan lebih berhati-hati mempercayai penipuan yang memanfaatkan fitur AI, jika tidak maka kedepan akan semakin banyak kasus penipuan yang berlatarbelakangan penggunaan fitur AI karena masyoritas masyarakat awam belum dapat mengindentifikan tanda-tanda penipuan menggunakan fitur AI. |
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I agree with you. I have tried to explain Bitcoin on one of my friend who work at the government office. He then questioned me on how Bitcoin will work if there is no centralized authority, he also asked me how a decentralized entity can be maintained when there is no authority maintaining the process. I explained it to him but in the end he thinks that Bitcoin is just something created to scam people. I did not argue with him since he has made up his mind not to trust Bitcoin.
We don't force anyone to believe our explanation about bitcoin but at least we have tried to explain the real bitcoin knowledge to him because he wrongly argued about bitcoin knowledge from the wrong source information, I'm sure your friends will contact him when they realize his real knowledge about bitcoin. But there are many unique facts among the public, because the majority of ordinary people easily understand bitcoin knowledge and improve their analytical skills to study bitcoin further, but groups of people working in government including bank workers are very difficult to convince them because they don't believe bitcoin is not centralized and they believe that Bitcoin can be controlled at any time |
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Saya pikir perlu adanya efek jera bagi para koruptor yang telah merampas hak rakyat, selain hukuman mati atau perampasan aset (memiskinkan koruptor) masih ada cara lain untuk mengurangi tingkat korupsi di Indonesia, seperti mencabut hak politik atau blacklist dari jabatan tertentu dari pemerintahan.
Pencabutan hak memilih atau dipilih (politik), pemecatan dari jabatan, bahkan penyitaan aset juga sudah telah di atur dalam undang-undang, jadi berdasarkan peninjauan dari segala aspek pidana seharusnya sudah cukup memberikan efek jera bagi pelaku koruptor, tapi faktanya di lapangan kita sudah bisa menilai sendiri, mulai dari siapa pelaku korupsi, siapa saja boron korupsi yang lolos dari penangkapan, bagaimana proses penangkapannya, apa saja fasilitas dalam lapas tahanan, yah kita bisa menilai sendirlah tanpa mengungkapan lebih jauh. Namun semua usaha tersebut masih kurang efektif meski KPK telah banyak mengungkap kasus korupsi besar maupun kecil. Sepertinya Indonesia harus belajar dari Cina dalam memberantas korupsi, hukum yang berlaku di cina membuat negara tersebut menempati predikat negara dengan tingkat korupsi rendah.
Hukuman pidana korupsi yang berlaku dicina bisa saja di terapkan tetapi faktanya tidak ada unsur dari pejabat manapun yang bersikeras untuk mengusulkan hukuman pidana tersebut ditambahkan ke dalam undang2, kecuali kemauan masyarakat yang mempunyai gagasan untuk memberantas korupsi dinegeri ini untuk supaya mendapatkan hak kesejahteraan bagi semua masyarakat. Setiap negara yang sangat bertekad memberantas korupsi pasti akan menjadikan negara cina sebagai pedoman untuk mengurangi tingkat korupsi, tapi saya tidak menyalahkan peraturan pidana korupsi yang berbeda dari setiap negara karena memiliki tujuan yang sama untuk memberantas korupsi, faktor terpenting bahwa setiap lembaga pemberantas korupsi melakukan tugasnya dengan profesional dan tanpa pandang bulu untuk memberantas siapa saja yang menjadi pelaku korupsi. Perlu adanya pemimpin yang berani mengatakan "Tidak" pada korupsi, masyarakat harus cerdas dalam memilih calon pemimpin mereka supaya bisa menjadikan Indonesia negara maju, makmur dan bebas dari korupsi.
Sudah saatnya memilih pemimpin yang cerdas, berani dan tegas untuk menangani setiap hal terutama tentang korupsi, jadi harus berhati-hati menentukan suara anda untuk pemimpin yang kita tidak tahu latar belakang pendidikan dan prestasinya, kita mengharapkan calon pemimpin yang bisa mengubah negeri ini menjadi ke arah yang lebih baik. |
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If this bullish process of Bitcoin continues, its value will soon cross 50,000. Hopefully a bitcoin price of 50k isn't too far off. But I'm very happy that bitcoin price went to 30k. Because quite some time ago when bitcoin was worth 20k-22k, I invested some money in bitcoin. Now that bitcoin is worth 30k. When Bitcoin was worth 20k, the amount I invested has grown quite a bit. But I won't sell it yet. I will sell it when it comes close to ATH (all time high). Because it is not too late for Bitcoin price to approach ATH.
I am also optimistic that ATH price will recover within this year but maybe predict in Q4 because every market movement needs positive news support to increase market capitalization, you are very lucky to have added bitcoin investment at low price and I believe you have implemented DCA investment method because you are still have a reserve investment fund to buy bitcoins at low prices. I hope you focus on long-term investment and you don't be easily influenced by any negative news to change your decision, the current bitcoin price is higher than the last 2020 ATH which indicates a high chance to reach a new ATH in the future, stay focused on long-term investments length for maximum benefit. |
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snip
but I also don't think that the news about the purchase of bitcoin that he did will have a bad impact on the price of bitcoin right now, this is proven by the fact that in the last few days bitcoin has consistently been around $ 29k+ to $ 30k+
maybe for the next few days the price of bitcoin will remain at the current level, when the $31k resistance is broken then there is a high probability that bitcoin will reach a high of $35k+
The negative impact is intended if the review of the performance data table after MSTR announced the purchase of bitcoin, but some data also proves that one week after the purchase of bitcoin by MSTR also has the potential to increase to 19% in December 2020. However, the average review fell -2% not from the impact buying MSTR but the market is undergoing a normal correction after experiencing a significant increase in the period one week ago. IMO. |
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I agree, selling property needs to be considered carefully, we should find all other ways before thinking about selling our property because selling is easy, but buying back is not easy. Especially assets that increase in value over time, like gold, real estate, or bitcoin. But in OP's case, he has emergency funds, why not use them instead of thinking about selling the property? Let's make a comparison, and it can be easily seen that creating an emergency fund will be much easier than buying property. OP, you should carefully consider everything before making a final decision.
Diverting funds from selling investment properties to other investments is very ineffective because we cannot afford to buy the same property due to property prices increasing every year, OP needs to consider that each type of property generates promising profits for the long term, but if we still have alternative options to use allocation from an emergency fund so we can use it to add to other investments instead of keeping emergency funds in fiat, my suggestion is that emergency funds are better diverted to gold or bitcoin investments which are easy to exchange with fiat whenever we need those funds for urgent needs. |
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When we talk about the abandoning of gasoline engines we should also discuss about the pollution caused while manufacturing batteries that are to be fitted with the electric cars and bikes. The pollution caused during the time of pollution is very high against what is being released by petrol and diesel engines. Most of the time it is the business that drives away the old things and introduce new products into the market. For the marketing there is need of something that needs to be pointed out and in such a way is the emission discussion with the EVs.
Actually electric cars are designed for use that are environmentally friendly or reduce pollution to the environment compared to oil and diesel fuel cars will have an impact on air pollution when the car is operating, the use of batteries that accommodate electrical energy is still under development so it requires several years of testing to use clean energy sources to environment. Electric cars are now operational, so we need detailed data to review the level of pollution they produce, but I'm sure that maybe in 2050 more people will use electric cars because the price of electric cars is relatively cheap and many people are already complaining that the price of fuel oil and diesel is getting higher. However, sometimes oil and diesel fuel are increasingly scarce because they have been stockpiled by irresponsible individuals in the interest of obtaining higher profits when world oil prices increase. |
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But sometimes, we can't blame the player for being too lazy not to read the terms and conditions of casinos before making deposits and playing on them, even though the seizure of the document is a major point of disagreement for the gambler which has become the ground at which casino always win cases that arise from such mistakes.
Also, another point to note also is that some scam casinos always edit the TOS frequently as a way to favour their case and this have been discovered several time.
If the player has never read the TOS then scammed gambling has the opportunity to blame the player for not understanding the basic provisions before betting on a particular gambling platform, but if the TOS changes without notification then the player has never read the TOS repeatedly because he does not suspect any points have changed, my advice to archive the TOS gambling article link or take a screenshot of the TOS to save on your device. If we have evidence of TOS changes from archive links and screenshots then we must immediately report gambling on the alleged fraud board to prevent losses from other gamblers. They will immediately check your report, if it is proven it will be marked as scam gambling and no forum members are gambling using their gambling platform. |
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