If God willing I still have a life I want to do a number of things.
1. I wish to build my own house for my family so we never have to pay a mortgage or rent again and we can be sustainable.

2. Buy a small apartment for my Son so he can also get married and be on the housing ladder.

3. Help my Sisters and other members of my close family.

4. Get new teeth and my health sorted.

5. Grow a nest egg for retirement.

6. Have passive income enough to keep trading cryptos and travel the world a bit. 

We all have dreams but one thing I hope is that in five years crypto will be huge by then.

I just joined the signature campaign
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I have changed my Avatar so hopefully it shows up soon.

I agree, keep some of the tokens you think have strong potential and some of them liquidate for BTC and ETH, so you have some funds to draw from if you need for living expenses. This is what I plan to do once I start getting paid from bounties again. The last few months have been crippled with delays and nonpayments and some tokens being worthless because they don't even get to go on an exchange. When I do get paid I plan on keeping between 25-50% in wallets as tokens for the long term like I used to do.

Binance coin is another coin now added to the xpos. So now all the binance whales can use their BNB without having to convert it for shopping using the devices. That's pretty good news in my book and I think it will be good to see them all in action. They are sending out 5.5k machines this month so once they are being used in different stores that will be the big news we have been waiting for because that kind of number will start token burning and now they also found out people were trading against NPXS and they are trying to stop the price manipulation, that is also big news.

I just opened an account and did the first verification and also uploaded docs for my 2nd verification. Now I want to take out a small loan, can I request the tether to be sent to my Binance account address? I also want to know do I pay the interest every month and when does the term of the loan end? I read that I can borrow for up to one year at an annual rate of 16.6% interest rate? Would love to know how it works. I am thinking to borrow say 2k usd and hedge my btc there and some Nexo. Nexo token price is cheap right now, I wonder if it will get on Binance or other big exchanges.

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One good thing the Team is focusing on right now is the rollout of the xpos, plus ramping up new partnerships with other crypto ecosystems. It will take time for this to reflect on the price, I give it one or two years before we see some dramatic price increase, unless we get some crazy bull run, or big exchange listings like bithump and bittrex, which will bring in more new people to buy, hold and trade it, as 90% of the volume is done by Binance right now, which is mostly trading done by bots. Look at the long-term picture here. Rich whales who have accumulated a ton of Bitcoin and other coins, will be able to walk into many retail stores and spend their crypto. Newbies, who are not into exchanges just yet, will be able to walk into their local store and buy Bitcoin for the first time. They said they want to produce 5k xpos units a month. Yeah it's not a bad number, although I wish they would do more faster, so we get this adoption phase rolled out quicker, but they must know what they are doing. 

Well, I checked their telegram group and they are going to release their app soon, end of July to be exact, which is great. i hope I will be able to download it and earn rewards for exercising. I am also keeping my GYM for the future that I earned in the bounty and not selling it for peanuts like some people are doing on the dexes. This could be a pretty good token to collect for the future and get paid to be healthy and lose weight as well.

Many are claiming that institutional investors are beginning to look at Bitcoin again and if the SEC approves the application to create an EFT by the CBOE, this could be the catalyst we need for another bull run to enter the market, first for Bitcoin, then for the better quality altcoins. I think this will be determined on the 16th August or on a later date if the SEC decides to delay the outcome. If this outcome is not the one that occurs, then we might see a downside back to 5.5k approx USD for Bitcoin and another long bearish winter until something big comes again for Bitcoin. I just hope they approve the damn thing lol. This bear market has totally crushed me.

The Technology behind Bitcoin aka the Blockchain has been unleashed so Bitcoin won't die, but the price is being manipulated big time so I am not sure if we will ever see the previous all-time highs we had back in DEC/JAN so in that respect I am not sure anymore where we are heading. Many say bull run is coming blah bla bla, but if the EFT isn't approved by the SEC what then for the Bitcoin price?

If I sold my digital assets/Bitcoin today I would only have 1% of their USD value in my pocket so yes, all my life savings are practically gone now so the last seven months have been a real killer for me personally and am not sure if I am going to survive this Bitcoin and Altcoin winter. I give myself until December to see if there is going to be a profound turnaround or not.

I have no clue why price manipulation is so strong on this coin and I suspect that whales want to push the price down to ICO price or lower by the end of December, this is just a guess. Since the hacker knocked out all the decentralized exchanges, we are left with the binance bot manipulators and whales. The Team is very busy with projects implementation, the price is not important to them right now, hence they are not focusing on new exchanges, but I think one day as more of the product is rolled out, things have got to change for the better, it just might get a lot worse before it hits the moon, so the strongest holders and accumulators will only survive.

I don't think it's the end of cryptocurrency right now but I do think it's the end of so-called easy and fast money. I am seeing my daily income dry up and every coin I get into is losing anything between 70-80% after I buy it and now my portfolio is down by 99% since January and I am on my last leg. I think much small fish like me who have been trying to make it in the crypto world are going to be killed and pushed out by all the whales and market manipulators.

It's great to see more and more quality projects come on the Blockchain and this looks like full of innovative and bright ideas. More and more people now ar emoving into the Digital Era and want to progress to new ways of doing business. The niche that you picked is quite a complex one but bringing all the components together on one platform makes it easier for both startups and investment capital to be brought together.

Do you know when the app will be released? I do hope it comes before the end of the year as I hope to join up and earn rewards also for exercising. I have some GYM tokens also and am holding on to them as for selling at these cheap prices, no way I will sell them cheap lol. If there is ever a bull run or if this token actually takes off and a lot of people sign up for the app, this could be huge stuff.

This is the problem with many projects nowadays. They do their own thing, collect a ton of money form ICOS investors but when it comes to exchanges they deliver poorly and then the tokens are just rendered useless. I really do hope that they make an effort to provide some exchanges for liquidity for the investors who wish to trade it. Am not knocking the project but we do need to see more effort from Teams who collect a lot of money from ICOS.

Well, we will know by Late September the latest. If the EFT is approved then I believe this will be the catalyst for which we might see the entry of new bulls arriving and the beginning of our trajectory northwards. IF the EFT isn't approved then we might see a crash back down to the 5.8k to 6k USD levels and a stagnating market until we get some other really important breakthrough/bullish news. I really do hope it does get approved as it will mark the end of this 8-month long bear run we have had to endure.

Things are looking much healthier the last few days but I wouldn't call it a bull run just yet. I mean we have had a few bull traps at this level before so everyone getting excited over just a few days of green won't hack it for me. I really need to see Bitcoin break the 12k usd to 15k usd resistance levels first before I get excited and believe there is a bull run.

I saw this on Idex today:  https://idex.market/eth/bwx
It's called the BLUE WHALE TOKEN. Has any idea what it is about and where I can find out more info about it? I tried to look in tokens section of announcement threads but couldn't see anything about it on Bitcointalk. Any info would be greatly appreciated, thanks in advance. 

I would do a lot of due diligence and research before investing in any high-risk investment class digital assets, which is what cryptos are. You can start by checking out the different niches of each group of coins and tokens.
For example here are some to look at:

1. INFRASTRUCTURE COINS such as ETH, BTC, VEN, WAN, STRATIS, NEROCHAIN, PCHAIN, STELLAR etc. These are actual blockchains where other dapps and applications, smart contracts etc are built upon. These I listed are just some examples, there are tons more to look at.

2. PRIVACY COINS like Monero, ONION etc which have layers of more privacy in their transactions.

3. EXCHANGE TOKENS like BINANCE, HUOBI, COBINHOOD, COSS, TRADE.IO, IDEX these exchanges have their own tokens, SOME ARE CENTRALIZED EXCHANGES, SOME ARE DECENTRALIZED ETC

4. infrastructure for mass adoption TOKENS/COINS SUCH AS TENEX, MONACO, PUNDI X which want to help buying/selling stuff with crypto much easier for the General public.

These are just some of the niches you can look into and find the best that suits you in each niche.

YOU CAN CHECK OUT ALSO ico sites like ICOBENCH, ICO DROPS, COINSCHEDULE etc to find out about new ICOS as well.