It's extremely-undervalued. Especially with a deflationary mechanism and a limited supply of 84m coins. I guess people haven't noticed LTC's benefits yet. It could be a result of poor marketing/promotion from the developer team. Whereas Bitcoin often struggles to reach the masses because of high fees and slow confirmation times, Litecoin has plenty of space available for day-to-day payments. This is possible because of LTC's block time of only 2.5 minutes (compared to BTC's 10 min block time).

With the LN, and even Mimblewimble for privacy-oriented transactions, Litecoin proves itself to be a good digital cash system for the world. As long as there are exchanges trading this coin, LTC holders should have nothing to worry about. Who knows if Litecoin outlives many of the altcoins we know and love today? Just my opinion

Talk about manipulation. And yet, we've thought central banks were the only ones doing this. You can't expect anything good from a coin that's pegged to the value of a centralized currency (Fiat). That's why Bitcoin was created independently from the existing monetary system. Would you imagine the USD crashing real hard in the future? It would certainly drive Tether's market price to $0. Or Tether itself could lose its peg for unknown reasons.

If USDT dies, expect the "bloodbath" to last for quite some time. This would be good for buyers, but bad for holders. The crypto market often behaves in many strange and bizarre ways, so I'd proceed with caution just to be safe.

It's going to get worse by the next block reward halving. These high fees prevent people with low income from using the BTC blockchain for daily payments. Even if they want to use the LN for faster and cheaper transactions, they'd still need to pay the high on-chain fee to open or close a channel. The only viable solution would be to use an altcoin with low network congestion.

BTC Core devs better increase on-chain TX capacity before it's too late. Otherwise, Bitcoin would become a settlement layer for the wealthy (mainly whales and big exchanges). Hopefully, fees will decline after the hype. As long as Bitcoin stays decentralized, nothing else matters.

You think Elon Musk would take seriously a coin that was designed as a "joke"? He's only shilling it to fool investors for his own benefit. It's easy enough to manipulate an inexpensive coin like DOGE than a behemoth like Bitcoin. The guy didn't even keep his promise of integrating Dogecoin into "X". So you can see there's no future for Dogecoin with Elon Musk around.

Only the community can guide the project towards a better future. The day developers reduce DOGE's supply and add innovative features, will be the day that Dogecoin will be used seriously for payments like similar chains (Bitcoin, Litecoin, etc). Otherwise, expect the "meme" coin to go back to $0 soon. Just my two sats.

You'd still need to pay a high on-chain fee to open/close a channel on the Lightning Network. For large transfers, this shouldn't be much of an issue. Only for small payments. If you're getting into the LN, it's best to open a channel with a decent amount of money. Something within the $50 - $100 range would suffice. Anything less than that wouldn't be worth it. If only developers increased on-chain capacity, things would've been better by now. Now we're forced to use the LN or an altcoin because of the Ordinals craze. Things are going to get worse in the short-medium term, due to the hype surrounding the approval of spot ETFs and the halving of April 2024.

At least, fees won't stay high forever. That's because there's something called the "free market". BTC users have the power to decide which fees to pay per transaction. While most miners are greedy, there's a small few that would accept low fee TXs no matter what. Hopefully, the community will guide Bitcoin in the right direction. As long as decentralization wins, nothing else matters.

The coins you've mentioned are good. But I'd put most of my money into ETH, since it's the biggest blockchain network in the world after Bitcoin. Blackrock and Fidelity sent an application to the SEC for a hopeful approval of a spot ETF for ETH. If approved, market prices will rise like crazy. You will have more gains with both BTC and ETH combined, than any other cryptocurrency on the market.

The hype is only starting, so I'd suggest you get in now before it's too late. Just don't invest more than what you can't afford to lose, and there should be nothing to worry about. Who knows if altcoins will make many of us rich post-halving?

So this means non-custodial wallets will now be KYC-compliant via the use of the AOPP protocol? It doesn't make any sense. Especially if the wallet is open source. What's stopping someone from making a fork without the protocol? This will only work on closed-source wallets.

There's no way governments will be able to enforce regulations on truly-decentralized blockchain networks. It's technically impossible. The only thing they can do is regulate centralized exchanges, services, and wallet providers (custodial). They can also pressure developers to write code that's regulatory-compliant. But the community ultimately decides which changes to approve or reject on a Blockchain network. Lets hope decentralization wins in the long run. :/

$10k is quite an exaggeration. There are billions of XRP in circulation. On top of that, Ripple (the company) holds a large portion of XRP tokens ready to "dump" anytime. A more realistic price would be $20 - $25 per XRP. That's only if the XRP Ledger replaces SWIFT as the international settlement layer for payments. Otherwise, expect prices to decline or stall due to lack of real use cases for the "cryptocurrency".

I wouldn't trust a centralized coin endorsed by banks. Not even to make a profit out of it. If US regulators continue to pressure Ripple (the company), it's likely XRP will fade away into oblivion. Why choose XRP when you can choose something that's built to last (Bitcoin, Ethereum, etc)?

Investors simply don't want a coin with a shady history in their portfolios. Many lost large amounts of money after the UST implosion. It's hard to build back confidence/trust after such a disaster. A re-branding of the cryptocurrency project and a burning mechanism would've been a great way to make LUNA (now LUNC) rise from the ground up.

I'm afraid Terra Classic will remain a speculative investment for as long as it lives. It will become another "meme" coin like DOGE and SHIBA. And don't let me get started on Terra 2.0. With plenty of options to choose from, why insist investing on LUNC? You could lose big time once the "pumping" ends. I'd be surprised it this coin is still alive within the next 5 years. Just my thoughts

You have stated the obvious. Without Bitcoin, altcoins will die. After all, BTC is the one cryptocurrency that started it all. While a shutdown is unlikely to happen anytime soon, we cannot let our guard down. For Bitcoin to survive, it needs to remain as decentralized and censorship-resistant as possible. It's the collective effort of the community (miners, users, node operators, etc) that helped Bitcoin become the cryptocurrency it is right now.

If governments really wanted to shut it down, they would've done so within the early days of the project. Now it's too late to do anything about it. A good thing because this allows people to achieve true financial freedom and self-sovereignity. Who knows if BTC is still alive by the time CBDCs take over the world by storm?

I doubt "X" will gain the confidence from everyday people as a financial app. Especially if it uses a centralized currency like Fiat. Banks are better trusted for safekeeping Fiat than anyone else. Maybe Elon Musk will finally integrate DOGE into "X"? Or maybe he will launch his own coin/token to use it on the "X" platform?

There are so many questions as to how Elon Musk will be able to achieve his dreams of replacing banks by 2024. With revenue/profit declining each day, the chances of success are pretty slim. Governments will never allow this to happen anyways. Otherwise, it would mean the end of central banking for good. The future is unpredictable, so we can only hope for the best. Just my opinion

Of course. There's no such thing as "free lunch". But when fees get too high, that's when it becomes a real problem. Especially for people with low income. If we want to include the "unbanked", fees need to remain as low as possible. At least, we're not forced to pay a high fee on the BTC blockchain. There's something called the "free market" where you decide what fee you want to pay with the hopes of getting your transaction approved by a miner. Lower fees will take longer than usual, but that won't be a problem if you don't mind the wait.

As I've said before, you have two options. Either use the Lightning Network, or an altcoin with low network congestion. Ultimately, the Ordinals hype will die, paving the way for BTC to become great again. Who knows what the future holds for the cryptocurrency?

Tether's unwillingness to provide proof of USD reserves, should be a huge red flag for anyone considering investing into it for the long haul. We should seek alternatives that are regulatory-compliant for complete peace of mind. I believe USD Coin and Paxos USD are much safer options. USDT may be the biggest stablecoin on the market, but that doesn't mean it's "safe". It may've reached that position due to market manipulation by the issuing company. Constant "printing" of new USDT, tells us exactly that.

The crypto market often behaves in many strange and bizarre ways, so it's best to diversify just in case. I can see how negatively the market will react after a USDT collapse. Who knows how much time there is left before this happens? Just my thoughts

Of course. No one said LTC would ourperform BTC in the long run. The "King" simply can't be beat. Without Bitcoin, Litecoin nor any of the other cryptocurrencies we know and love today would exist. Despite the declining popularity of LTC, I think it's a great alternative for those looking to save on fees and reduce wait times. Litecoin is much more decentralized than Ethereum and its competitors. It's very undervalued, especially when it has a supply of 84m units. With subsequent halving events, LTC should've been in the "four figures" by now.

At least, it's doing the job it's supposed to. As long as it stays decentralized, there should be nothing to worry about. Hopefully, it will rise among the top 5 ranks in market cap soon. Who knows if LTC lives alongside BTC for generations?

Confirmed. Thank you.

Justin was always shady from the start. His practices were often criticized by the crypto community. If convicted, TRON would go all the way down the hill in an instant. Especially when Poloniex and HTX (both owned by Justin Sun) hold large amounts of TRX's supply. So much for TRON's alleged "decentralization". I guess that's why the network has dirt-cheap fees and blazing-fast speeds. It has sacrificed decentralization in favor of convenience/performance/cost-efficiency.

With Solana experiencing a surge in stablecoin transactions, I'd say TRX's days are numbered. After all, Solana is faster and cheaper than TRON. Who knows if the project will die soon due to lack of development and innovation?

That's the "multi-million dollar question". Unless the OP lives in a country that uses USD as its national currency, he would be out of luck. The only way would be to sell BTC for Fiat through a P2P exchange, hoping someone makes the transaction. It's easy enough to pay for everything using BTC if the country you're living into has adopted it as legal tender. People in El Salvador and Central African Republic won't have any problems with this.

At least, the OP is off to a good start. Accumulating BTC is way better than accumulating Fiat. Who knows if someday BTC becomes the dominant force of the world economy?

No one can resist free money, right? Any coin with an announced airdrop would surely bring the attention of whales and airdrop hunters alike. I'm pretty sure the LUNC hype will be over soon. With Terra/LUNA's shady history, I'd stay as much away from it as possible. Not even Terra 2.0 is worth the investment. There are far better options on the market which put users' needs first above all else.

By investing into projects with real utility, you can help secure your financial future. Coins like LUNC, LUNA, and even DOGE are driven by speculation/hype and could disappear in an instant. I wouldn't be surprised if LUNC goes to $0 in the future as people move on to the next big thing in crypto. The market often behaves in strange and bizarre ways, so expect the unexpected. Just my thoughts

Not all miners agree with censoring transactions. Those that are greedy will accept them, even if the government is against such a decision. That's the beauty of Bitcoin's decentralized design. At this point, we can say sanctions can't be enforced on Bitcoin at the protocol level. Only through centralized exchanges, services, and wallet providers.

If things get "tough" for the government, it will make Bitcoin "illegal' for mainstream use. But I doubt it, especially when Bitcoin (or any other cryptocurrency) brings huge taxation benefits to the government. As long as the government gets its "piece of the pie", nothing else matters. Hopefully, Bitcoin will remain censorship-resistant forever.

Exactly. Changing the BTC protocol would require the approval of a large majority of nodes and miners. Everything would be done in the community's best interests. I believe it's best for BTC to remain as is, just to preserve decentralization. Reducing block times or increasing the block size would make the network centralized in the long run. That's because node bandwidth and storage requirements will increase (incurring higher costs for node operators).

As you've said before, we can either wait until fees decline or use an off-chain scaling solution for complete peace of mind. There's also the option of switching to an altcoin with lower network congestion. I'm sure the Ordinals hype will fade away into oblivion, giving average users a huge relief to their pockets. How can Bitcoin be a cryptocurrency for the "unbanked" if fees are high all of the time? The future is widely unpredictable, so lets hope for the best.