Не имеют никакого смысла, ни для кредитора, ни для заёмщика. Ни тот, ни другой не знает, сколько потом надо будет отдавать.

You get bitstamp.BTC from bitstamp. You can send them to any bitcoun address from you ripple wallet.

P.S. It is much better to ask ripple related questions on ripple forum.

I don't come to speculation subforum. I watch the "recent posts" page, and see a lot of speculation threads there, which seem funny to me. Sorry for making you read my complains. I'll try to ignore such topics next time.

Are you kidding? There is plenty of information on this forum about development of very interesting technologies. We are now in speculation subforum, that is why all  talking is about silly dreams.

You will definitely be able to buy bread in a grocery store using smartphone in nearest future, no questions. I doubt a lot that it will a bitcoin, though. Better technology will come up.

Buy the way, you gave me not bad life expectancy.

Does not the same happen if just more and more hoarders are attracted by the rising price?

My theory?? Bitcoin business on every corner in the world is not my theory. I do not see any businesses around me. But I see a lot of dreamers who think that they can live just selling forever rising in price bitcoins.

Yes, I know. But this is more in theory than in practise.

No. It depends on how it is appreciating.

It does not matter if few rich guys invest a lot or many poor guys invest little. It is true that many bitcoins were not in circulation since they were mined. But this does not change anything. If you bought btc last year and sold today at 10x price, this is just because guys who lost their opportunity last year give you their money. They do this because they think that next year some fools will give them 10x more. And this is not going to continue for long. The amount of fools who are ready to bring money into system saturates quickly.

It was not mean to be, but it actually is right now.

Oh yes, money appear out from thin air. Don't you understand that if some miners or hoarders make X USD profit from selling bitcoins, this is just because other hoarders lose exactly the same amount?

This is written million times on bitcoin wiki and around this forum. Nevertheless, there are still plenty of dreamers who think that hoarding bitcoins will make them rich, because it will continue to raise in value forever.

I did not said that it have to remain static. I said that today, newcomers are still entering the pyramid, that's why bitcoin value increases. But this will be over very soon.

Of course, everybody contributes different amount. This does not change the fact that bitcoins can not continue to appreciate 10 times every year longer than couple of years more. 

You know, the number of people on the Earth is finite. And the number of anarcho-libertarians is even more finite.

Right now, capitalization of bitcoins is $1B. If it continues to appreciate 10 times per year, its capitalization would reach $1T in 3 years. To reach this number, every single person in developed world would need to invest $1K into bitcoins. An this is not going to happen, because 99.9% of people do not even know about bitcoins. And there are altcoins popping up every week.

Bitcoin market is going to reach saturation in couple of years maximum. And after that, depreciation in value is unavoidable, since millions of hoarders will want to sell their btc at same rate as they do now, because they need to pay their bills in fiat, but no newcomers will want to buy this btc at this rate anymore.

Believe it or not, there are idiots who invest all their savings into bitcoins.

This happens only because each year newcomers pay 10 times more to buy bitcoins from those, who bought them 10 times cheaper last year. This will not happen forever. When inflow of newcomers into the system will stop, the game will be over. This happens with all financial pyramids sooner or later.

Ok, thanks.