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1341  Alternate cryptocurrencies / Altcoin Discussion / Re: This is how altcoins performed in 2022 on: December 27, 2022, 11:35:55 AM
I haven't seen any wrong with buying nor it was a big mistake. I invested in ETH and BNB till now, not a single I regret it because I believe these coins will rise in the coming days. Well, the only thing we can do is hold and stay calm. In fact, it was noted that during the bull season altcoins shows also a remarkable uptrend. So if we can manage to wait then there is no problem buying altcoins.
For your case I think it is more relevant, there is a determination of the amount of investment you make in bitcoin and altcoins, literally bitcoin is the best investment at the moment and puts the only best and is able to maintain the value of investment assets. In contrast to the mention of altcoins in general, because the investment potential will actually be very risky and speculative, not many altcoins are able to maintain value in the long term, my attention is actually greater for the development of Ethereum.

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70% - allocated capital for Bitcoin
30% - allocated capital for altcoins
I think it was a safe investment for me.
You pick three coins as an investment now, for bitcoin it doesn't seem like we have much to discuss, because it's been tested and can hold its value. Meanwhile, Ethereum and BNB can be used as a complement to investments made in bitcoin. But to be honest I like Ethereum more than BNB, although currently stable altcoins fall into both categories. It seems to me that this is a good strategy that you are doing.
1342  Economy / Speculation / Re: Bitcoin December price on: December 27, 2022, 10:45:35 AM
I believe that it is not going to change much at all. I mean it would have done something if it wanted to do it, but since it didn't do anything I believe that it will continue to do nothing for a long time. I understand that not many people could agree with that, and maybe it will do a lot better in the long future as well but for the time being I do not think that it will do anything special.

It will take a while before we could see the price move, Christmas was the last day people expected it to do something and it failed so I guess it is not going to be changing at all for the rest of the year as well. It is fine though, we are not really in a rush at all.
There has been no upgrade for bitcoin in december and the price is currently around $16K, there is no sign of an imminent recovery in the market yet, so the accumulation of corrections will continue into early next year. Literally for this year bitcoin is at a resistance point, there are no supporting factors that can make bitcoin recover faster due to various sentiments that have occurred this year, various cases that have been tried to be linked to bitcoin's journey, such as FTX bankruptcy news and others.

If this accumulation can be tapped into, this should be the right time to enter the market and collect some bitcoins, as it is likely that next year there will be a gradual recovery before reaching the four-year cycle and it is this opportunity that should be exploited to provide a return on the investment made.
1343  Economy / Economics / Re: Twitter Crypto head and staff resigns on: December 27, 2022, 07:00:41 AM
Musk did call back the people who were needed and who were important to them.
He called back the secuity head - who he has fired and then they were all locked in the office. The staff member tweeted it and Musk thanked him there too.
Elon Musk has full control over the Twitter company at this time, in various media that I have read he has started to dare to urge the Twitter team to leave if they don't agree with his thoughts and it seems he has other workers who are more trusted. Eric Frohnhoefer as a Twitter software developer has also been fired because of a dispute with Elon Musk, this is proof that Elon Musk is very anti-criticism and the reason for the dismissal actually sounds very simple, Elon Musk accused them of violating company policy.

The dismissal was carried out through a tweet on his personal Twitter and via an employee's email. What Elon Musk did makes no sense at all. Until now I haven't seen any news saying that the dismissed employee has been called back to work.
1344  Bitcoin / Bitcoin Discussion / Re: Today is the story of my investment in Bitcoin on: December 27, 2022, 05:38:19 AM
I personally don't have any problem with a loan and to take chances that front-loading the investment might pay off better than buying incrementally.  Each of us is free to exercise those kinds of potentially reasonable gambles - even with long term investment money.
Everyone has no problem with borrowing, it's free to do for certain interests, especially the use of the money taken is placed in investing in bitcoin.

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I think that the area in which OP went wrong was that it appears that he was calculating that the BTC price will go up during the next two years, and he seems to calculate that into his plan as if it were guaranteed, and even if the odds might be greater than 50% that the BTC price will go up in the next two years, that seems to be allowing for too many loose ends in regards to how to play a 8% to 10% per year interest rate that guarantees a certain level that he has to cover in the loan just to pay the servicing of it and how much the loan is costing him. 
Predictions like this are normal things to happen in my opinion, because the OP could have tried to calculate bitcoin's journey when it reached the previous ATH, so that in the next two years bitcoin can provide a large return on the investment it makes. The time accumulation the OP was trying to calculate seemed to follow a four year cycle, so he decided to invest and take the risk of borrowing money from a bank.

However, the problem that will be faced in the following month is how to pay the bank's monthly fees, especially if you do not have other sources of funding, such as cash flow and/or money from other proceeds. Honestly, I would like to know how much the monthly fee must be paid to the bank by the OP?

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He also seems to NOT have other funding sources, such as a cashflow and/or other monies to assure that he does not have to sell his bitcoin..
The biggest problem arose here, there was no other source of reserve funds as he started to run out of money to cover the bank's monthly fees, so when faced with difficult conditions he would decide to sell bitcoins. Thus the investment he made did not get any profit and you could say he failed miserably in implementing this investment pattern.
1345  Other / Beginners & Help / Re: [Merit] Share your best posts/threads with Fillippone to be merit assessed on: December 26, 2022, 07:48:13 PM
Rounde 4

Re: Do your work
Category : Opinion & Information
Section : Economics

Re: The world is not doing well
Category : Opinion & Information
Section : Economics

Re: Bitcoin or altcoin?
Category : Opinion
Section : Bitcoin Discussion

Re: Somebody’s been on a gold-buying bender. It’s not clear who — or why
Category : Opinion
Section : Economics

Re: Exchange will go out of business if every Bitcoin is hold in private wallet
Category : Opinion
Section : Bitcoin Discussion

1346  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: December 26, 2022, 11:45:22 AM
All teams will be stronger in the knockout phase because they have a plan to qualify for the next phase. That's why it's difficult to determine who will win the match because the teams will try to do their best, and sometimes the quality of the team and the players will not determine victory.

I'm not underestimating Bayern Munich, but of course PSG look more likely to win that match. After all, PSG is one of the favorites this season even though in fact they always fail. Bayern Munich have experience, of course that will make them have something more than PSG. Bayern Munich are also favourites, as are Real Madrid and all the other Premier League team to qualify for the last 16.
They must have prepared carefully to qualify for the knockout phase, but I don't agree if the quality of the team and players doesn't determine victory, because this factor is really needed and coupled with experience as well as champion metal. As we can see from Ancelotti's (Real Madrid) team, they are strong in these two advantages, so they can give maximum results.

Bayern Munich will face each other against PSG, so that one of them must be eliminated after two home and away matches took place. Talking about the experience and quality of the players, the two are almost the same, so what makes the difference is the strategy implemented by the coach.

Here I partially agreed with you about the teams and their strength but about Real Madrid you are completely wrong they were not experienced team just Karim Benzema was the star player mostly others were quality and skilled but having not experience which was having teams like PSG, Bayern Munich and Manchester City with their composition was also amazing which give them shocking win in all high tempo games, and they kicked out few top ranked teams without any hassle now things are completely different with injuries and transfers bring changes in teams, and we can expect tough challenge for the title mostly after break first knock out round could be vital, and we will be able to have better update about the winner of the title for the season.

Even many are believing now Real Madrid is not near their best as they have in last year, and we will be having Manchester City or PSG as champions, but still few teams like Napoli and Liverpool can also shock the soccer fans.
Real Madrid has several experienced players in the Champions League, namely Thibaut Courtois, Luka Modric, Toni Kroos and Karim Benzema, these four players are important players in the Real Madrid squad, so it can be said that their experience is quite helpful and adds to the winning mentality they have. Although not all of them are experienced, at least four of them are quite helpful.

But now Manchester City and PSG are also getting solid and tough so they cannot be underestimated in the race for the title. While Napoli and other representatives can also surprise, but I don't think their chances in the Champions League are too big.
1347  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: December 26, 2022, 10:36:01 AM
With we still have 23 round left in this current season and PSG is already at the top with big gape for third spot and other teams like 10 points most chances this will be increased and no one able to challenge them for the title race, and we have competition for remaining top spots which is clearly no easy with Rennes and Lens both are doing amazing job and Marseille and Monaco is also fighting hard for the spots which will bring good competition Lorient which was at their best suddenly losing their momentum and having poor results which mean we have wide open chances for many teams which are looking for qualification of remaining European competitions spots with most chances Marseille and Monaco have habit of giving their best near the end of the season is also good advantage for these both teams.
Currently PSG is at the top of the standings with 41 points, while Lens and Rennes follow in second and third positions. There are still many rounds left in the second half of the season, so Monaco, Marseille and Lyon have the opportunity to catch up on points for two and three in the standings. However, it seems that the opportunity to catch PSG points is difficult, because PSG's consistency is still quite strong and dominant in Ligue 1 at the moment.

In fact, I see that PSG's chances of becoming champions still have the opportunity to be disturbed by Lens, Rennes and Marseille, because the number of points remaining is not too wide to be pursued. Even though it is quite difficult to break PSG's consistency, because at the moment they are still so strong.
1348  Economy / Speculation / Re: ELON sold his TSLA stock for $3.5billion. Will he re-buy BTC soon? on: December 26, 2022, 09:14:27 AM
To me, this is not a big deal and this is not the first time CEO will want to sell their share and move on to some other thing, but since there is no move from Elon Musk in the direction of dogecoin or bitcoin it makes no big deal.
TSLA is a centralized company and the CEO have the sole right and access to the company accounts, this makes the CEOs do whatever they feel like and walk away even though, if the percentages sell off by the CEO will affect the value of their total company bound.
The US$3.95 billion sale of TSLA was originally designed by Elon Musk for the development of Twitter which he began acquiring. So there is no connection between selling TSLA and buying bitcoin as the OP says, let alone recession to the ongoing state of affairs. Elon Musk is a businessman, so many opportunities are developed to his advantage, so it's no wonder when he starts doing something that makes news on social media.

Even further, there is no relationship and correlation at all with bullish TSLA selling, recession and bitcoin buying, it all runs by itself, so forget what the OP said, because it has absolutely nothing to do with it.
1349  Economy / Economics / Re: Twitter Crypto head and staff resigns on: December 26, 2022, 06:36:19 AM
millions, but I would venture that there would be enough new hires to keep the whole shitshow running.  A fucking warren of rabbits tripping on LSD could probably do it, with the only problem being that rodents don't have strong political biases, and that's what each side of the spectrum expects.

On a related note, it gives me sweet moments of glee watching Youtubers like The Quartering going into full crybaby mode based on what Elon Musk tweets.  Musk just gave The Quartering a fuckin' square rootening for thinking the former ever gave two shits about what the latter had to say about anything at all.  Reality checks are things of beauty when doled out harshly and very publicly.
The essence of work is always associated with attendance lists, the quality of workers and targets achieved, but companies often ignore the concept and work style of optimization which can be achieved even if you don't have to follow company rules. For me, the concept of working in an office today is confusing, there is no freedom given to workers, because they are always bound by the system they design, even though work patterns can continue to be carried out according to individual styles and targets can also be achieved.

Elon Musk applies a robotic way of working, because it is designed according to the wishes of the owner. "work extra hard or leave". For some people, following rules like this is quite uncomfortable. We can still garden and farm to meet our needs, both secondary and primary. Leave this work system, build your own business because life is much more independent.
1350  Bitcoin / Bitcoin Discussion / Re: Today is the story of my investment in Bitcoin on: December 26, 2022, 03:26:40 AM
The dream of owning one bitcoin is the dream of many people, and we can understand OP's desire, but actually he risked too much when borrowing a large amount of money to invest in bitcoin. Because to get profit from bitcoin, we have to calculate by year while OP's interest to pay the bank is monthly. I'm afraid given the current situation, since bitcoin has never experienced something like this before, bear season will last longer, which will definitely be bad for the OP. Hopefully, he has a backup plan for the worst if it happens.
Yes, it really is a choice.
But not by pushing myself, I was seen taking money in the bank in 2016, it literally imprisoned me for a monthly fee. OP takes a big risk when he doesn't have a backup plan for monthly fees to be paid to the bank, because the bearish season is likely to last for a long time, so the investment OP makes will have an impact on withdrawing money. We hope the OP can sort it out and have a backup plan going forward in the current month, so it doesn't get into trouble with the bank and says bitcoin is not a viable investment.

Because I believe that when bitcoin experiences a severe correction and demands for bank monthly fees cannot be resolved, the OP will act beyond predictions and it is in this condition that many people say bitcoin is unable to solve the problem, even though he did something without a mature forecast and strategy.

Owning 1BTC have turned to be a big thing. In the past it looked like anyone can afford to have 1BTC, and now things have changed as the market have got widened as well as grown high in value. Op had risked, looking the market situation it is good he had made the entry at the right time. He could try to make some more earning through the regular trading practice. The interest rates on borrowed money is high, but it gives the satisfaction of making his dream come true.
In theory he made the right investment, by placing money in bitcoin and was very right to enter the market when bitcoin conditions were in a bear market, which became a problem for the decision to take money at the bank. Because it will be difficult to get a return on the investment he made now, when the bear market has not shown any improvement towards recovery anytime soon.

OP definitely has a backup method for the problem of borrowing money at the bank, because it may have been considered quite carefully before everything was done.
1351  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: December 25, 2022, 11:04:07 AM
It isn't always about having a strong squad as that without experience is nothing. This isn't the first time Manchester city are having a strong squad, since the takeover by the City Football Group Limited and Pep Guardiola, have always had a strong squad but have failed to win the tournament. Also Real Madrid didn't need a strong squad last season to win the tournament instead they had experience both on and off the field. Mbappe going to real Madrid doesn't guarantee them winning the tournament although it will strengthen their campaign because they now have more speed in the team which they can use against their opponent.
Competition in the Champions League is so tight, the composition of the players owned by many clubs does not guarantee they can win the Champions League, Bayern Munich, PSG and Manchester City had the perfect squad last season. But in fact it was Real Madrid who managed to come out as champions. That is, the strength of the players owned by any club cannot fully guarantee becoming a champion.

Real Madrid is superior in terms of experience and the winning mentality they have is difficult to beat, especially if they have reached the semi-finals and finals.

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Also don't underestimate Bayern Munich, although they haven't won the title as much as Real Madrid still they're a force in the tournament and always one of the favorites. Even with losing Luwadusaksi to Barcelona, they're still one of the top scorers of the tournament meaning they don't need Luwadusaksi to win the tournament as much as people are thinking. They now have Mane which contribute alot to any team that he's playing in both off and on the ball.
Bayern Munich has always been a strong challenger in the Champions League, they always appear consistently even though in the last few seasons it has been difficult to come out as champions. Mane is Bayern Munich's strength in the attacking position, he is more productive than when he played at Liverpool, even without Robert Lewandowski who was sold to Barcelona, Bayern Munich is increasingly consistent and appears quite strong.

It's a big mistake when people underestimate the strength that Bayern Munich has this season, because the competition will only give birth to one champion but that doesn't mean that other clubs are weak and aren't strong challengers.
1352  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: December 25, 2022, 10:26:40 AM
This season the Europa League is difficult to predict because there are many great teams in it. Some of the teams you mentioned are teams that are not weak in their respective local leagues, so there are many possibilities that could happen in the Europa League this season even though the ones that are most often discussed are Manchester United and Fc Barcelona. But they both could have been knocked out by some of the teams you name in the Europa League this season.
The match between Manchester United and Barcelona is the most interesting to look forward to, because both teams are regulars in the Champions League, but this season they have to go down in caste. Manchester United were unable to finish in the top 5 last season in the league so they were forced to play in the Europa League, while Barcelona surprisingly had to be eliminated because they lost on points to Bayern Munich and Inter Milan in the group stage.

Manchester United qualified for the knockout phase of the Europa League as runners-up, so at the time the draw was made Barcelona came out as their challenger. There are many predictions that people make that Barcelona's chances are bigger than Manchester United, but I have faith that Manchester United can overcome that at Old Trafford.
1353  Alternate cryptocurrencies / Altcoin Discussion / Re: FTX collapse: Good or bad for crypto in the long run? on: December 25, 2022, 08:29:38 AM
  -  There is no denying that the Ftx crash event has harmed the market. And a lot of other cryptocurrency companies have hit it off.
Many people began to experience losses due to cases that befell FTX and there was extraordinary panic for people when the FTX case appeared in the media and as far as I know the acquisition case that occurred caused the selling price of FTT tokens to drop and token trading was stopped.

In general, the image of digital assets is again experiencing a collapse caused by FTX. Investors are again considering entering the market in the near future, due to a crisis of confidence in the existing altcoin ecosystem, so caution is needed before taking part in certain periods for Investors. However, until today the market has found recovery again, although it is not yet stable.

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But I think that, even if that is the case, I know that we will overcome it in the future because the important thing is that the mastermind has a high chance of being imprisoned and paying for what he did with the funds of his investors.
This case is only a hype, because when everything goes normally as usual, investors will re-enter the market. Currently, the FTX Founder has been examined by security forces and has the potential to receive criminal and civil penalties.

But in the future, I think this case will disappear by itself, investors will return to the market when conditions return to normal, this industry will continue to grow despite the many problems caused by the exchange.
1354  Economy / Economics / Re: Central Bank of Nigeria to limit cash withdrawals on: December 25, 2022, 06:18:05 AM
The central bank of Nigeria is changing up the entire system to try to boost the economy and the dwindling naira.
I personally do not fancy the idea of limiting how much cash withdrawals one can make within certain periods of time and putting a low cap on that.
This would adversely affect SMEs around the country and while it would push more people to exchange digitally through cashless means, it would have lots of negative sides
The idea of limiting cash withdrawals will have quite a big impact on companies and SMEs there, but it seems the cash withdrawal restrictions have been grounded as the Central Bank of Nigeria plans to withdraw and replace their government's redesigned Naira banknotes, although the source is unconfirmed. However I think the restrictions put in place by them will have an impact on the stability of the Nigerian economy once the restrictions come into effect.

The resources owned by Nigeria have not maximally accommodated digital exchanges through non-cash means, therefore the negative side will always be a problem for the decisions taken.

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How the policy would impact the economy and more importantly the citizens would be seen next month.
Every policy taken will definitely have an impact, but the most important thing is don't force it if you don't have the resources and other support, it looks like Nigeria is trying to make a fast process without cash. This country doesn't have strong enough resources and available technology, so it will cause confusion among the people there.
1355  Bitcoin / Bitcoin Discussion / Re: Today is the story of my investment in Bitcoin on: December 25, 2022, 05:28:28 AM
If you have a stable income, I will definitely support you, because in those 2 years you can also pay off your debt with your salary. But if you just rely on bitcoin profits to pay off debt and interest to the bank then I think I would object.
We all believe that bitcoin will rise again, but there is no certainty it will rise again, and even more uncertain in the next 2 years it will increase, all just stop at predictions.
It all happened, and I hope you are ok with your choice, but I don't expect you to spread this story to make people do the same, especially newbies.
Impressed forcing what the OP did. Investments made using money borrowed from a bank are not the right choice, tantamount to causing new problems and adding to the monthly installment burden for the bank. The next question is how OP pays off the monthly loan that runs every month, because what I read he uses a long term method of investing in bitcoin. The investment he made was correct, but his method was not quite right.

There's no doubt that bitcoin is a good investment for the future, but taking the risk of lending a bank's money can only make it more difficult. I think the OP made a mistake, it's better to buy bitcoin in small amount than borrow money from the Bank. For the next month, OP will definitely be busy looking for money to cover the monthly installment costs.
1356  Bitcoin / Bitcoin Discussion / Re: I found a Bitcoin restaurant in my neighborhood on: December 24, 2022, 11:31:26 AM
I asked her why they wouldn't accept Bitcoin payments but have the walls decorated with bitcoin stickers, banners and crypto wallet  ads. She explained they have some sort of franchise deal and get paid for keeping the ads on the wall but they don't really know how Bitcoin works or how it can positively impact their business.
Do have the obligation to accept payments using bitcoin even though they decorate restaurant wall with a bitcoin sticker, if indeed they have concluded a franchise agreement and paid to place an advertisement on the wall, it means they have no responsibility for accepting payments using bitcoins. Bitcoin adoption has indeed been running so rapidly in various countries, but not all places accept payments using bitcoin.

You offer dinner together with restaurant management, I assume you intend to teach them to accept bitcoin payments, I don't think that will work easily and will not change the way payments are made in the restaurant. If a bitcoin campaign has graced the walls of their restaurant, it's highly unlikely they don't know how.
1357  Economy / Speculation / Re: Best time for me to buy on: December 24, 2022, 10:32:05 AM
Though it is a proven strategy to wait for the market to fall before you invest but the volatile nature of this investment will not be that friendly.
Our task is only limited to determining the strategy, because this is very necessary in carrying out investments. While the volatility in each investment cannot be separated, this index still works according to the volatility and the amount of risk generated, so the decision to make the most important investment must be based on the strategy and the right time to enter the market.

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You can assume but there's no accurate and exact patterns that will state the market will go to a particular direction, you need to keep being aware that everything will be depend from how you see and how you anticipate the market both long and short trade time frame
The nature of investing has no certainty in a prediction, assumptions are made based on past results and refer to the results of bitcoin travel, when these assumptions conflict with the actual reactions that occur are common, because no single analyst can make an accurate prediction. But the most important thing is that everyone should be able to set a time frame for investing.

This means having an understanding of when to enter the market and exit within a certain period of time, so that investment utilization can work according to the scheme we make, even though sometimes the accuracy level does not work 100 percent correctly.
1358  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: December 24, 2022, 09:22:50 AM
Age-wise, he still has a chance to play for France once again at the 2024 EURO tournament, but for the next World Cup tournament Benzema's decision is the right one.

Unilaterally, there is an element of disappointment behind Bemzema's decision to retire from the France national team after the 2022 Qatar World Cup. When Benzema was injured during training with the France squad in Qatar, there were reports that the Real Madrid forward still wanted to stay with his friends in the France squad brought by Deschamps, but the coach did not want Benzema to remain in Qatar.
However, this opportunity has been confirmed by Karim Benzema, that he has taken the decision to retire for the French national team, although he still has the chance to play for the latter at EURO 2024 in Germany.

There has been speculation as to the injury Karim Benzema received while training with his teammates in preparation for the Qatar World Cup, as you say Deschamps has no intention of retaining the player, although it is predicted that Karim Benzema will recover in the course of the Qatar World Cup. until the decision taken by Karim Benzema reaped various speculations and led to the disappointment of several parties over the results received by France at the Qatar World Cup.

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This could also have a positive effect on other young attacking players. By choosing to retire as a footballer with the France national team, other players such as Chistopher Nkunku, Muani and Thuram.
Another positive effect would be for Benzema to focus on helping Real Madrid win the La Liga title this season.
Currently, Karim Benzema's concentration can be completely given to Real Madrid, both in La Liga and in the Champions League, because they have a much busier schedule in the second half of the season.

While the young players you mentioned, can struggle to prove their quality in the French national team at the EURO Cup which will take place in Germany in 2024, Chistopher Nkunku, Muani and Thuram should really take advantage of this opportunity.
1359  Other / Archival / Re: 2022 was the second worst year for Bitcoin on: December 24, 2022, 08:20:05 AM
Milestones or new all time high should occur in 2025, just like what we have seen in 2017 and 2021.

Of course right after the bitcoin halving, we might see a huge increased in price in 2023, but it's nothing to compare to a new all time high that we might have to see in 2025, numbers like 6 digits have been thrown around, but we will have to see.
Of course bitcoin will have the impact of further price increases due to a reduction, so the chances of hitting the next ATH will be influenced by a gradual recovery, I have confidence it will happen in 2024-2025, judging from all four year cycles running for bitcoin in the market previously.

Therefore, the current period is the right step to enter the market, so that we can prepare a number of investments according to our abilities, because when we reach the next ATH we are in that cycle and can take advantage of the maximum profit. It is this period that may have to wait and try some purchases before for people who want to make big profits.

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For being the worst year for bitcoin, it's kinda scary but we have seen this movement in 2018 and definitely in 2020.
Everyone involved in bitcoin has seen its worst period since 2017 to date, so to set the standard for investing in bitcoin has passed some basic criteria that don't induce undue panic.
1360  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: December 24, 2022, 07:01:42 AM
It doesn't matter if Josko Gvardiol has to choose and his choice wants to play at Liverpool as a club he has often followed since childhood. At Liverpool Gvordial will have to compete with Ibrahima Kounate and Gomez to convince Klopp to get a place in the main squad.
Unlike at Manchester United, if he is willing to join Old Trafford, then we can be sure he will get the main place because Maguire still hasn't found his best form of play with United.

As a professional player, Josko Gvardiol should consider playing minutes if he chooses to join a new club given his age to continue honing his skills as a defender which will be needed by Croatia at the EURO tournament to be held in Germany.
It will be his decision to choose which club, but playing time is needed so that his skills continue to be honed, especially since the EURO tournament which will be held in Germany is a target he wants to achieve in the future. For competition with Liverpool players, I don't think it's a problem, because Josko Gvardiol has the quality of aerial balls, so competing with Ibrahima Kounate and Gomez is not difficult, even the presence of Josko Gvardiol will make Liverpool's defense even stronger, because they have two defenders who can stay in the air, and it will be even more solid if Josko Gvardiol is a duet with Van Dijk.

While the opportunity to play at Manchester United is getting bigger, because they don't have tough competitors in that position, so it's easier to get a place regularly, but until now there is no certainty that the player will join which club, especially because his contract is still long at RB Leipzig and nothing has been decided yet.
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