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Author Topic: Is it better to save money or invest it?  (Read 1181220 times)
foggyb
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January 23, 2016, 03:24:42 AM
 #2301

In the 1980's interest rates were sky high, over 15%. Then it made sense to save your money. Not anymore. Its best to invest in physical things such as land, metals, or any scarce commodity.

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diodio5
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January 23, 2016, 03:39:06 AM
 #2302

both are good investment and saving is good, depending on the condition and situation, if I have a lot of money. I certainly would invest some of my money,
justspare
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January 23, 2016, 04:30:02 AM
 #2303

In the 1980's interest rates were sky high, over 15%. Then it made sense to save your money. Not anymore. Its best to invest in physical things such as land, metals, or any scarce commodity.
I would have definitely saved my money then. But back then, people barely earned anything so you would have like nothing to save.
umaOuma
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January 23, 2016, 12:32:12 PM
 #2304

In the 1980's interest rates were sky high, over 15%. Then it made sense to save your money. Not anymore. Its best to invest in physical things such as land, metals, or any scarce commodity.
I would have definitely saved my money then. But back then, people barely earned anything so you would have like nothing to save.

No mate, people have saved a lot of money in those times as there was absence of inflation, but today look at the inflation rate, you cannot save anything if you have a job, you need to work on extras to take care of your basic expenses, as only job will not help you to save anything.
flickflick
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January 23, 2016, 01:14:15 PM
Last edit: January 23, 2016, 01:40:55 PM by flickflick
 #2305

Actually it depends on your expectation.
If you want to raise your money quickly, you need to prefer invest in BTC.
But if you just want to save your money without profits, you can save them in your bank account.

For me, as an economist, you can get some BTC to invest it HARDLY. For raising your money FASTLY.
And as I said. Just for me.
Rotator
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January 23, 2016, 01:40:09 PM
 #2306

Money is good only when you invest it and spend earnings from your investment
nerFohanzo
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January 23, 2016, 02:03:19 PM
 #2307

Money is good only when you invest it and spend earnings from your investment

It is always better to invest money in long run, savings will take care of your daily expenses and savings can only help you in short term, I would rather to invest my money and make my future safe, and few savings which can be helpful at the time of emergencies, investing is something risky though, but if you can afford to take risk then you should go for investments.
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January 23, 2016, 02:47:06 PM
 #2308

Investing in knowledge is always good thing,
so if you have some extra money always try to invest in yourself as much as you can!
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January 23, 2016, 04:32:06 PM
 #2309

save it and invest it, cause both of them have their adventages.
winspiral
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January 23, 2016, 04:34:10 PM
 #2310

save it and invest it, cause both of them have their adventages.

saving is not investing
but investing is saving

Paracelsus
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January 23, 2016, 06:08:15 PM
 #2311

Investing is way of making money, sometime is risky like btc..
But also can be super profitable..
And it still better of saving ..False security lies in savings..
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January 23, 2016, 06:41:18 PM
 #2312

Real Estate is a good investment and a great way to save money as, if you live in and rent, you can essentially live for free.
Solely rental properties are not ideal as they cost ALOT in maintenance and good properties are few and far between.
That's all I have to say about that.

Real estate is definitely a good option if you know what you are doing and have enough money for the initial investment. I would say you need more than 40k to be able to make a good profit monthly and to live off of it but as I said you need to know what you are doing.

That's not true...
Even real estate involves its own levels of risk...
If one can just turn out x times with their investment, one can lose even more if the prices get slashed, just same as Bitcoins...
The only difference will be, we won't be in bigger loss than we see in BTC...

there is no investment without risk. SO yeah, even real estate can be risky
but real estate as an investment option may work in a stable and safe countries only. imagine if you bought a house then a war happen,  your house will worth nothing. so before investing in it, one must think about it and study the country conditions carefully

One cannot just know what will be happening in the future...
You really don't know whether terrorists will attack your place some day, as we cannot predict...
It's just that yeah, you can check the conditions of that place where you are interested in buying Real Estate, but not the whole country...
And yeah, I know that there's nothing we get without risk...

Real estate is a good plan for future. This is profitable if the market is up.
The place you buy needs promotion which costs you lot if its something
out of the city. More or less the profit you get purely depends on the
land value, Location,and the necessities around it.

That's true...
I knew a place which costed around $45k around 5 years back and it was said that we will be having a Metro station very near to that place...
Development wasn't started at that time... After 2 years, development of tracks and bridges was put into action which skyrocketed the prices of Real estates there and the price went straight away to x5 as Metro Station is complete and Metros are now running...
But you really need some serious luck in order to get something huge from Real Estate, as it's not easy money BTW...

equator
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January 23, 2016, 07:13:14 PM
 #2313

In the 1980's interest rates were sky high, over 15%. Then it made sense to save your money. Not anymore. Its best to invest in physical things such as land, metals, or any scarce commodity.
I would have definitely saved my money then. But back then, people barely earned anything so you would have like nothing to save.

No mate, people have saved a lot of money in those times as there was absence of inflation, but today look at the inflation rate, you cannot save anything if you have a job, you need to work on extras to take care of your basic expenses, as only job will not help you to save anything.

i totally agree with you in the old days their was low inflation, their were less shop owners and more workers for working, but now a days everyone is earning extra money and getting easy money so that they are not interested in doing business. going day by day the value of fiat currency is going less comparing to old days.

So it is much better to save in land , gold  which is very worthy, investing in bank interest is also good but the return will be very less.
WEBcreator
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January 24, 2016, 01:03:00 AM
 #2314

yeah true, I bought a house five years ago, near my city road,
The current house prices are still $ 2400 ~ 30 tiles
then I sold it a few days ago for $ 8300 ~
quite profitable

You should stop saying bullshit in here. I know we are all strangers in the internet but if you really did what you posted then you wont be here with signature campaign anymore. If you never do anything that you have posted then you should stop posting for the sake of posting and start saying truth instead

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newcoins1978
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January 24, 2016, 02:01:15 AM
 #2315

Investing what you can is better. This way your money is not sleeping.
Sleeping money is not good.

Getting profit with stocks or some other kind of investment is preferred.
romero121
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January 24, 2016, 02:59:47 AM
 #2316

both are good investment and saving is good, depending on the condition and situation, if I have a lot of money. I certainly would invest some of my money,

As said it depends upon one's requirement. If he/she requires profit in a short term means she can get involved in shares trading else can get fixed to a long term investment which takes sufficient time for required growth

joinal
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January 24, 2016, 07:42:53 AM
 #2317

Money is good only when you invest it and spend earnings from your investment
I think whatever it is, the money is still good, you have to make the best decision between investing or saving,
I do not think that investment is better than the store, or vice versa

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January 24, 2016, 09:34:19 AM
 #2318

Saving the money in the bank or invest it, has it flaw. They are both in a long term of period especially if you wish to gain a lot. Though their is one option that you will really gain a lot in a shorter term, invest on a HIGH RISK investment.
sishendaoye
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January 24, 2016, 01:15:55 PM
 #2319

Saving the money in the bank or invest it, has it flaw. They are both in a long term of period especially if you wish to gain a lot. Though their is one option that you will really gain a lot in a shorter term, invest on a HIGH RISK investment.

Yes if you lock your money for 1 year it's bad.
The money locked will generate very less interest, since interest is low in most countries.
Just another reason to invest instead of saving.
designerusa
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January 24, 2016, 02:04:06 PM
 #2320

Is it better to save money in bank or invest it online, in real estate or maybe gold?

 if you analyze bitcoin graphics, the best one is bitcoin.. it will bring in long term than others.
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