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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
Triple
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October 16, 2015, 02:33:57 PM
 #1521

Always invest the money. There are some guaranteed options out there for investors that gives you a guaranteed rate of however much a year. Banks offer that option if you have a large sum of money. Saving your money will only cause it to lose in value because of inflation.

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October 16, 2015, 03:01:13 PM
 #1522

Investing is one way to grow your save money so if there's a chance invest it. Money must rotate and not just stay sleeping in your savings. One good example is lending. I do lend money (not bitcoin) only to my co workers and friends. I gave them small interest but when combined much bigger earnings. Another Im doing too is business. Recently I opened up a loading station. It's better to invest money so your profit is just saved.

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October 16, 2015, 03:03:41 PM
 #1523

Always invest the money. There are some guaranteed options out there for investors that gives you a guaranteed rate of however much a year. Banks offer that option if you have a large sum of money. Saving your money will only cause it to lose in value because of inflation.

hemm agree with you Smiley
bank is best place to invest your money with small of litle risk
but the interest very low
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October 16, 2015, 03:26:16 PM
 #1524

Take both.

Invest for a short term period, a year or two. Or if you have the patience to wait and want to see your money grow, aim for a long term period of investment. You should also consider the risk of the investment.

Save the money if you think you will be needing it in a shorter period of time (within a year or shorter), like your wife is in a labor in a few months or so.

I usually do this kind of formula, 15% savings - 30% investment.

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October 17, 2015, 10:56:48 AM
 #1525

Always invest the money. There are some guaranteed options out there for investors that gives you a guaranteed rate of however much a year. Banks offer that option if you have a large sum of money. Saving your money will only cause it to lose in value because of inflation.

hemm agree with you Smiley
bank is best place to invest your money with small of litle risk
but the interest very low
but you can earn while you saving and long saving much better profit you can get, like saving with compound interest this could help you to earn with saving or depositing your money in a bank.
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October 17, 2015, 11:00:08 AM
 #1526

its good to see the price falls and rises and the post acording here to the related interests saiyng save hwen btc rises and put into bank or invest when it drops its like tides this posts and tall i guess the saving it will win.
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October 17, 2015, 11:18:57 AM
 #1527

It is better to invest to bitcoin.
Hold all your bitcoins and wait til the price becomes higher.
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October 17, 2015, 11:26:23 AM
 #1528

Nice article here about the topic.

http://www.bankrate.com/finance/investing/saving-money-or-investing-more-important-over-time.aspx

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October 17, 2015, 12:15:22 PM
 #1529

It is better to invest to bitcoin.
Hold all your bitcoins and wait til the price becomes higher.

And what if it doesn't? Like all investments BTC has it's risks too, nothing is for sure and no one can say for sure that the price will go higher in future, although it might but the chances of it moving both ways is almost equal and an investor should be aware of that. But if you use it just as a currency, buy it - spend it - buy again then the price doesn't matter with minor ups and downs.

 

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CasioK
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October 17, 2015, 02:00:30 PM
 #1530

In my opinion, money will not grow in our safety locker or box whereas any kind of investment will grow over time. But the rate of growth differs from investment to investment. I see bitcoin is a good investment so saving in bitcoin will make our money to grow over time and rate of growth also would be more attractive.

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October 17, 2015, 03:01:46 PM
 #1531

It is better to invest to bitcoin.
Hold all your bitcoins and wait til the price becomes higher.

Both saving and investing are good. Some portion of of saving should invest for Long term profits and to overcome inflation
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October 17, 2015, 10:14:05 PM
 #1532

I think that if you have money and if you have good idea for new business better is to invest them. With a good idea you can always succeed in a new business. Cheesy
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October 18, 2015, 07:23:27 AM
 #1533

I think that if you have money and if you have good idea for new business better is to invest them. With a good idea you can always succeed in a new business. Cheesy

In my opinion both saving and investing are same and will produce same results over time.
People think saving will not make money to grow. Save in gold or bitcoin. Then your money will grow. Investment is a kind of saving which may incur any potential risks. Even saving also has that problems. Save in wise way which is equivalent to investing.
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October 18, 2015, 07:36:00 AM
Last edit: October 18, 2015, 02:35:58 PM by Amph
 #1534

It is better to invest to bitcoin.
Hold all your bitcoins and wait til the price becomes higher.

Both saving and investing are good. Some portion of of saving should invest for Long term profits and to overcome inflation

saving it's only good in a form of investment, like bitcoin for example, but if you just save in the bank you will lose money due to infaltion of 8%

so no , you must invest to save later, there is no option
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October 18, 2015, 10:48:54 AM
 #1535

saving it's only good in a form of investment, liek bitcoin for example, but if you just save in the bank you will lose money due to infaltion of 8%
what are you even speaking ? in which world do you see an inflation of 8% ? are you saying per decade ?
however you get the interests on savings or you can just FD or bond it so you dont lose anything out of price increase.
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October 18, 2015, 10:57:30 AM
 #1536

I think that if you have money and if you have good idea for new business better is to invest them. With a good idea you can always succeed in a new business. Cheesy

whatever you do, there is always a certain risk involved. investing in your own idea for a business startup might work out well, but only if you are 100% going for it. a lot people don't have what it takes to start.
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October 18, 2015, 11:32:46 AM
 #1537

saving it's only good in a form of investment, liek bitcoin for example, but if you just save in the bank you will lose money due to infaltion of 8%
what are you even speaking ? in which world do you see an inflation of 8% ? are you saying per decade ?
however you get the interests on savings or you can just FD or bond it so you dont lose anything out of price increase.

it seems that right now the inflation is negative, but in the past(2014) there was a 7.68 peak, so we say an everage of 2-3 per year, still to much to cover you saving by simply locking your funds in a bank, you will lose money every year
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October 18, 2015, 11:49:42 AM
 #1538

It is better to invest to bitcoin.
Hold all your bitcoins and wait til the price becomes higher.

Both saving and investing are good. Some portion of of saving should invest for Long term profits and to overcome inflation

saving it's only good in a form of investment, liek bitcoin for example, but if you just save in the bank you will lose money due to infaltion of 8%

so no , you must invest to save later, there is no option

I confused with your explanation. If you need a immediate cash for some thing then bank saving is the best option. Investments will not give you immediate cash so both savings and investments are needed.
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October 18, 2015, 02:37:48 PM
 #1539

saving it's only good in a form of investment, liek bitcoin for example, but if you just save in the bank you will lose money due to infaltion of 8%
what are you even speaking ? in which world do you see an inflation of 8% ? are you saying per decade ?
however you get the interests on savings or you can just FD or bond it so you dont lose anything out of price increase.

it seems that right now the inflation is negative, but in the past(2014) there was a 7.68 peak, so we say an everage of 2-3 per year, still to much to cover you saving by simply locking your funds in a bank, you will lose money every year
yeas ...i knew it was close to 3% per anum and how much are you geting from intersts or FD's ?
international rate of FD's is 10% to a lowest of 7% depending on the bank and country...still .
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October 18, 2015, 04:06:45 PM
 #1540

saving it's only good in a form of investment, liek bitcoin for example, but if you just save in the bank you will lose money due to infaltion of 8%
what are you even speaking ? in which world do you see an inflation of 8% ? are you saying per decade ?
however you get the interests on savings or you can just FD or bond it so you dont lose anything out of price increase.

it seems that right now the inflation is negative, but in the past(2014) there was a 7.68 peak, so we say an everage of 2-3 per year, still to much to cover you saving by simply locking your funds in a bank, you will lose money every year
yeas ...i knew it was close to 3% per anum and how much are you geting from intersts or FD's ?
international rate of FD's is 10% to a lowest of 7% depending on the bank and country...still .

here in italy it's very low, around 1% maybe 2 with the best bank, so it's not worth it at all to leave your money doing nothing in a bank
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