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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
angaper
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January 10, 2016, 11:18:29 PM
 #2161

Both options are useful to diversify our money, and we need to look for professional advice to decide how to manage our money. I personally prefer to keep most of my money in banks to use it in my ordinary expenses, and about a 30% is invested on different instruments and risk levels.
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January 11, 2016, 12:01:32 AM
 #2162

Both options are useful to diversify our money, and we need to look for professional advice to decide how to manage our money. I personally prefer to keep most of my money in banks to use it in my ordinary expenses, and about a 30% is invested on different instruments and risk levels.

I avoid the risk investments, alltough bitcoin is a risky asset indeed. But yes saving money means a low earning because interest is low compared to investing.
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January 11, 2016, 12:29:31 AM
 #2163

Is it better to save money in bank or invest it online, in real estate or maybe gold?

after all debt is paid off it is best to DIVERSIFY.  Little bit of this and a little bit of that.

I love Bitcoin
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January 11, 2016, 05:29:44 AM
 #2164

I have quit investing money and now saving it. Investing makes it so that if the venture goes down, you lose what you put

into the venture. I don't like to really invest because of this chance. I used to invest, but not any more. I will save my btc

instead and earn more as I do that. If I KNEW something was really working, I MIGHT invest a little. Generally, no, though.

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January 11, 2016, 05:52:28 AM
 #2165

Cash is a necessity. It especially comes in handy when you have an unexpected or emergency expense. For this reason, it is wise to have at least six to 12 months worth of expenses stashed away in a savings account. While the money sits in the savings account, even in the low interest rate environment, you are earning some money on your money.
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January 11, 2016, 06:17:56 AM
 #2166

I have quit investing money and now saving it. Investing makes it so that if the venture goes down, you lose what you put

into the venture. I don't like to really invest because of this chance. I used to invest, but not any more. I will save my btc

instead and earn more as I do that. If I KNEW something was really working, I MIGHT invest a little. Generally, no, though.

You should stop thinking that everyhing you save is free from any risk because it is not. You should know thag whatever you are saving right now will be eaten by the inflation rate so every money that you save right now will be lower in value every years and eventually be worthless

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January 11, 2016, 06:25:59 AM
 #2167

Is it better to save money in bank or invest it online, in real estate or maybe gold?

saving money in banks or investing it online depends upon you. if you know bitcoin, and you have trust on it, then invest it online, if you trust your bank then save it there. the thing is, your money should roll and never get stagnant, coz when it is not moving, there is a big chance in the future that your money's value would depreciate due to increase in prices.  Smiley

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January 11, 2016, 09:32:20 AM
 #2168

Is it better to save money in bank or invest it online, in real estate or maybe gold?

saving money in banks or investing it online depends upon you. if you know bitcoin, and you have trust on it, then invest it online, if you trust your bank then save it there. the thing is, your money should roll and never get stagnant, coz when it is not moving, there is a big chance in the future that your money's value would depreciate due to increase in prices.  Smiley

Yeah inflation would play a big role in future as we all know that the inflation rate is going higher and higher day by day, so invest your money in something which can give you higher returns and can also survive the inflation, bitcoin is volatile and can reach to moon in the coming years so investing in bitcoin at a moment is a great idea.
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January 11, 2016, 09:58:16 AM
 #2169

If you’re not sure whether you should save or invest, the answer is probably both.

After all, it all depends on your goals and your financial situation.

Most importantly, set your savings and investment goals.

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January 11, 2016, 02:24:56 PM
 #2170

After all, it all depends on your goals and your financial situation.

Financial situation should not be a border for you to choose either to save or to invest because even investment could start as small as $30. People has been buying gold as an investment and that kind of investment could start as low as buying 1 gram of gold or depends on hows your financial situation is
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January 11, 2016, 03:14:12 PM
 #2171

I will choose to invest it since with investing I can save more money rather than save into bank

I'm investing gold in bank's deposit and when I'm calculating the profit got much better


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January 11, 2016, 04:31:54 PM
 #2172

If you can invest, why not go invest then ? because i think invest money can also earn more money/bitcoin with your invest, it's better then save money imo.
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January 11, 2016, 08:18:17 PM
 #2173

 invest it online
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January 11, 2016, 08:48:45 PM
 #2174

invest it online

This can't be an solid answer.
Invest it online.

To help OP some examples should be giving. Like invest it online with stocks f.e.
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January 12, 2016, 02:02:16 AM
 #2175

I will choose to invest it since with investing I can save more money rather than save into bank

I'm investing gold in bank's deposit and when I'm calculating the profit got much better
I just found out that could be investment gold in the bank?
what if the gold price falls, what is the effect on your investments to the bank?.
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January 12, 2016, 03:03:10 AM
 #2176

After all, it all depends on your goals and your financial situation.

Financial situation should not be a border for you to choose either to save or to invest because even investment could start as small as $30. People has been buying gold as an investment and that kind of investment could start as low as buying 1 gram of gold or depends on hows your financial situation is

You are right it shouldn't be a border in terms of investment as small capital businesses can grow but let's think out of the box. It should consider in the first place in terms of saving. Let's talk in general and not just gold purchases. Bring this thought in reality. Everyone must give solution for that financial situation in order for both saving and invesment plan to be execute properly. Not all will choose gold investment as an example of yours. It should be in general and can applied in real life aspects.

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January 12, 2016, 04:05:20 PM
 #2177

For me it's better to invest now into bitcoin. Like you can see yesterday and today the bitcoin price keep increase and i think it's time to invest, because in 1 week maybe you can see the price will increase so high.

Yes investing in Bitcoin can be a really good decision.Especially this year where we will see many new things come out plus the halving taking place around august. An increase in price therefore is very likely.Furthermore the media is also pushing more and more good news about Bitcoin.It's kind of creating a hype.
If you invest money in bitcoin. make sure it's for the long term if you're investing for the short term. that would be a gamble
You can win or lose
but for 2-3 months I had better invest in bitcoin, hopefully there is good news in the 2016's
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January 12, 2016, 04:14:38 PM
 #2178

invest it online

This can't be an solid answer.
Invest it online.

To help OP some examples should be giving. Like invest it online with stocks f.e.
there are many ways to invest in online, you may have to choose
but I would be better investing, in offline such as real estate, maybe because his form clearly
so I would be easier to organize

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January 12, 2016, 11:37:28 PM
 #2179

I just found out that could be investment gold in the bank?
what if the gold price falls, what is the effect on your investments to the bank?.

The same effect that you will get from any other investment out there, you will lose some money however with gold you will not be losing alot since the price mostly stable and if it goes down today then it will goes up tomorrow but atleast with gold you still has the gold in your banks , not just some virtual gold

R


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January 12, 2016, 11:40:33 PM
 #2180

By not saving and investing you have some chances of making a bigger amount of gains than just making money and saving, but you will always go slower if you don't invest. Money is time and not investing means you put more time as working gives you less gains, but if your investment goes wrong, you will spend double the time trying to recover.. so gamble away or work and store.
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