Is it better to save money or invest it?

[gregyoung14]

I heard that we still have to save some money in banks or anywhere else it would be easier to access. For me, investments are where there's more of sense where you should put your money at, but there are instances where you need the money asap. And you can't do that with investments right?

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[Hashminers]

I think its better to save money. You can store it on the bank.
You get interest for it and later you can invest in something bigger.

[harizen]

I heard that we still have to save some money in banks or anywhere else it would be easier to access. For me, investments are where there's more of sense where you should put your money at, but there are instances where you need the money asap. And you can't do that with investments right?

Accesing money when you need asap has many options. Find the way that suits you much.

About an urgent money, of course you don't need to put all your funds into an investment. Make a percentage for it then make a fixed plan so that while there are money rotating in investment, you still have a safe source.

After all you are the only one who can decide how you will execute your money being saved and invested.

[Amph]

I think its better to save money. You can store it on the bank.
You get interest for it and later you can invest in something bigger.

again interest in the bank is non-existing, you better of investing in gold that at least should increase in the future by small %, always better than a bank

[Drekavac]

Banks are tools for enslavement !
http://humansarefree.com/2013/12/how-religion-money-politics-and.html

[harizen]

Banks are tools for enslavement !
http://humansarefree.com/2013/12/how-religion-money-politics-and.html

Lack of information aside from being one sided and not looking at any sides of both aspects.

I suggest to stop reading some own view's article and face the facts available in your premises.

[adibe]

For me, I will save half of my money and half for invest, and remember i'm not invest on HYIP. and the save money for something urgent.

[xdrpx]

This question is always asked by many and often people decide to save a large sum of money for their future needs and invest amounts that they can lose.

Investments too can be made in a very safe way and need not be always lost, a ratio proportion of how much investment you'd like to make should be determine. Like short term investment, medium and long-term investment. Usually long term investments yield a lot, and can be safe like Term deposits and Public Provident funds, Government bonds etc, while Short term investments in the stock market shares and  mutual funds would ideal paths.

[MaritiJames3]

I think it will be better to invest in Bitcoins, it has a big future a head and I think it will get more common used in the future.
If you buy it now, it will be more worth in the future.

[harizen]

This question is always asked by many and often people decide to save a large sum of money for their future needs and invest amounts that they can lose.

Investments too can be made in a very safe way and need not be always lost, a ratio proportion of how much investment you'd like to make should be determine. Like short term investment, medium and long-term investment. Usually long term investments yield a lot, and can be safe like Term deposits and Public Provident funds, Government bonds etc, while Short term investments in the stock market shares and  mutual funds would ideal paths.

You got it. In most of the cases, other don't like the idea of investing since the first thing that will come up in their mind is the loss thing.

Yes there are some ways to minimize loss and by proper planning and executing everything will be fine. Depends on the type of investment, one must conduct a broad and fixed plan to execute properly all things that will be on hand before engaging in the world of investing.

[stepwilli]

For me it's always saving 50% of the money and investing 50% of the income. I prefer investing in properties as it's always useful to have a house rather than something like bitcoins, gold or other ways of investments. I also choose how much I need to invest and every year I search for better opportunities.

[BigPig89]

http://topforeignstocks.com/wp-content/uploads/2013/02/Stocks-vs-Bond-Very-Long-Term1.png

I'm not really a big fan of gold as an investment. I believe it's always better to invest majority of your money when speaking of a long term time span rather than save. Stocks would be the best long term investment. Bitcoin does not have a 200 year history like the other investments shown above. so I would say it's very speculative. Bitcoin as an investment in the long term will either be an utter failure or big home run. Personally I'm betting on the latter!

[steveds]

I'm not really a big fan of gold as an investment. I believe it's always better to invest majority of your money when speaking of a long term time span rather than save. Stocks would be the best long term investment. Bitcoin does not have a 200 year history like the other investments shown above. so I would say it's very speculative. Bitcoin as an investment in the long term will either be an utter failure or big home run. Personally I'm betting on the latter!

It also depends on the long term though. I mean if you are going to invest in it for some months or a year then it would be fine and the price will be stable with some gains for you.The possibility of long term decrease is quite low now.Nothing is sure but more precise.

[beerlover]

save money or invest... depends on how much each person can take risk so if you invest more either you make more money in long run or you may loose also. It is complete individual choice.

Investing in something that has a guaranteed assurity with it is not considered risky but investing in something like property, bitcoins and gold has the risk factor involved. People who want to save taxes choose these options and often find it useful as anyways they need to pay taxes. Investing this money is a preferable option.

[phreaky]

save money or invest... depends on how much each person can take risk so if you invest more either you make more money in long run or you may loose also. It is complete individual choice.

Investing in something that has a guaranteed assurity with it is not considered risky but investing in something like property, bitcoins and gold has the risk factor involved. People who want to save taxes choose these options and often find it useful as anyways they need to pay taxes. Investing this money is a preferable option.

There is nothing like a guaranteed assurance for profit. Never was never will be.
But still saving is a waste since your money will be worth less because of inflation and a low interest.

[mrhelpful]

If you want to earn extra money, then invest. If you don't want extra money, save.

who people do not want extra money? i think all people want it. but most people take too many risks as investing in ponzi site. because it wants to increase revenue

just keep in mind, just because bitcoin is creating opportunities like those ponzis or any other form investment form doesnt mean its the best scenario.

often most people think too hard or rational to get a safe return. I would still stick with traditional forms, then btcjam or any other form bitcoin has created.

and then hedge it back buying bitcoin when its low.

[Falconer]

Investing in something that has a guaranteed assurity with it is not considered risky but investing in something like property, bitcoins and gold has the risk factor involved.

Every investment has a risk factor included. You cant omit the risk factor from investment or else it wont be called as investment anymore. There is no such as easy money or free lunch since everything works on two side ways where there is a risk to everything and there is profit as well if thing will be going on a good way

[justspare]

Investing in something that has a guaranteed assurity with it is not considered risky but investing in something like property, bitcoins and gold has the risk factor involved.

Every investment has a risk factor included. You cant omit the risk factor from investment or else it wont be called as investment anymore. There is no such as easy money or free lunch since everything works on two side ways where there is a risk to everything and there is profit as well if thing will be going on a good way

If you invest safely in things that aren't volatile in price but are slowly rising, you might not lose as much.

[Falconer]

Investing in something that has a guaranteed assurity with it is not considered risky but investing in something like property, bitcoins and gold has the risk factor involved.

Every investment has a risk factor included. You cant omit the risk factor from investment or else it wont be called as investment anymore. There is no such as easy money or free lunch since everything works on two side ways where there is a risk to everything and there is profit as well if thing will be going on a good way

If you invest safely in things that aren't volatile in price but are slowly rising, you might not lose as much.

The things that you mean must be gold. Gold is stable but bitcoin is the new gold right now and we dont really need a physical gold anymore. Bitcoin has almost the same graph with gold at the early stages so unless you can hold something this risky as bitcoin then you wont get any good return from investing in bitcoin

[Araudan]

Invest of course !