Bitcoin Forum
May 11, 2024, 05:48:44 AM *
News: Latest Bitcoin Core release: 27.0 [Torrent]
 
   Home   Help Search Login Register More  
Poll
Question: Should we limit the number of active loans per user?
No. As long as he is paying.
Yes, max 1 active loan per user.
Yes, max 2 active loans per user.
Yes, max 3 active loans per user.
Yes, max 5 active loans per user.

Warning: One or more bitcointalk.org users have reported that they strongly believe that the creator of this topic is a scammer. (Login to see the detailed trust ratings.) While the bitcointalk.org administration does not verify such claims, you should proceed with extreme caution.
Pages: « 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 [34] 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 »
  Print  
Author Topic: [ANN] BTCJam - Peer to Peer Bitcoin Lending  (Read 204914 times)
goemon888
Sr. Member
****
Offline Offline

Activity: 435
Merit: 260


View Profile WWW
February 12, 2013, 12:33:24 PM
 #661

I wrote this e-mail 10 days ago, unfortunately without any response


____

Hello, I am your user, my email: inter*****bri@gmail.com my alias: drslump
I write on the blog http://bitcoin-italia.blogspot.it/ on the monthly http://www.isiciliani.it/ I have the twitter account @bitcoin_ita

I apologize if there are direct but i don't know the english and i am using tools for automatic translation

I wrote an enthusiastic article on your service, citing nobel prize Muhammad Yunus and the campaign "Tous Mécénès" of the Louvre
http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.UQ5fd2fznkc

I have published a free ebook on Bitcoin http://www.isiciliani.it/ebooks/#.UQ5g9Wfznkc In preparing another.

I have to say I was sorry: your stats, and your explanation on the forum to non-payment are not convincing. "I have been duped have fallen into scams evident", is not a good response, you couldn't already tell you and do not favor them. Nor is it possible a direct comparison between the different percentages of loans

I read in the discussion of the forum that some cases would be refunded https://bitcointalk.org/index.php?topic=112447.0

I lost only 3 BTC by one person. https://btcjam.com/listings/176

I'd like a refund. I am convinced of your good faith, but at the same time your site it seems to be a place it is easy to cheat. I'd like to have statistics on the number of users (not loans) that have not paid
I am a prudent person, But it is only through your site that i have suffered a scam.

Glad to have even an answer, I'd like a refund, thanks

Fabio V.
"Bitcoin: the cutting edge of begging technology." -- Giraffe.BTC
Advertised sites are not endorsed by the Bitcoin Forum. They may be unsafe, untrustworthy, or illegal in your jurisdiction.
1715406524
Hero Member
*
Offline Offline

Posts: 1715406524

View Profile Personal Message (Offline)

Ignore
1715406524
Reply with quote  #2

1715406524
Report to moderator
1715406524
Hero Member
*
Offline Offline

Posts: 1715406524

View Profile Personal Message (Offline)

Ignore
1715406524
Reply with quote  #2

1715406524
Report to moderator
1715406524
Hero Member
*
Offline Offline

Posts: 1715406524

View Profile Personal Message (Offline)

Ignore
1715406524
Reply with quote  #2

1715406524
Report to moderator
Monster Tent
Full Member
***
Offline Offline

Activity: 238
Merit: 100



View Profile
February 12, 2013, 12:33:48 PM
 #662

It would be better if you could show you actually owned assets rather than yet another social network account.

Tulkas (OP)
Sr. Member
****
Offline Offline

Activity: 352
Merit: 250


Founder, BTCJAM


View Profile WWW
February 12, 2013, 05:07:09 PM
 #663

It would be better if you could show you actually owned assets rather than yet another social network account.


Do you mean proof of income, house ownership, etc?

BTCJAM - Peer to Peer Bitcoin Lending
https://btcjam.com
Tulkas (OP)
Sr. Member
****
Offline Offline

Activity: 352
Merit: 250


Founder, BTCJAM


View Profile WWW
February 12, 2013, 05:11:06 PM
 #664

Tulkas,

I suggest you not give a reputation point for eBay unless the person actually has some feedback there.  Otherwise, it is just yet another automated process for scammers to easily game with 30 seconds of effort.

Also, I have been getting the "We're sorry, but something went wrong." all day when I click on the rate a user button.  Something is probably messed up on your end.

Thaddeus

Thanks for the suggestion.

Now the Facebook and eBay accounts will only add verification points if they are either verified , old or with a minimum number of connections (friends).

BTCJAM - Peer to Peer Bitcoin Lending
https://btcjam.com
ThaddeusB
Member
**
Offline Offline

Activity: 84
Merit: 10


View Profile
February 12, 2013, 06:47:43 PM
 #665

The Ponzi scam operators are not going to like having a limit on the number of active loans.

I see that the Ponzi scam scum have started voting for unlimited loans.

I guess this poll will show just how many scammers vote.

Simple solution: do not lend to people with multiple outstanding loans.  Why does the site need to impose a hard limit?  I personally do not lend to such borrowers, but voted for "unlimited".  I guess that makes me a scammer.  Roll Eyes
ThaddeusB
Member
**
Offline Offline

Activity: 84
Merit: 10


View Profile
February 12, 2013, 06:49:14 PM
 #666

It looks like everyone who has PayPal dropped 2 points today.  Is it only worth 4 instead of 6 now?  (For the record, 4 is a much more reasonable than 6 given that nothing else is worth more than 2.)  Or is it coincidence and all these people lost 2 points from eBay/Facebook?  I lost 2 points and my eBay is 4 years old and Facebook 3 years old with 100+ friends, so I doubt it is the second option.
creativex
Sr. Member
****
Offline Offline

Activity: 434
Merit: 250



View Profile
February 12, 2013, 06:57:40 PM
 #667

Sweet. Dropped a rating point because paypal unfortunately still exists. Roll Eyes

Tulkas (OP)
Sr. Member
****
Offline Offline

Activity: 352
Merit: 250


Founder, BTCJAM


View Profile WWW
February 12, 2013, 07:41:56 PM
 #668

Sweet. Dropped a rating point because paypal unfortunately still exists. Roll Eyes

No, the logic for social networks changed.

Now to earn points your account must be verified ,old or with a minimum number of connections (friends).

The paypal reward still 6 points.

(to refresh the status of your account just sign in with Facebook). eBay will be updated automatically soon.

BTCJAM - Peer to Peer Bitcoin Lending
https://btcjam.com
creativex
Sr. Member
****
Offline Offline

Activity: 434
Merit: 250



View Profile
February 12, 2013, 08:18:16 PM
Last edit: February 12, 2013, 08:40:34 PM by creativex
 #669

Fair enough, my bad.

...still think it's unfortunate that paypal still exists btw. Grin

Edit: N/M logging in from fb actually dropped me to zero and apparently nuked my account. Probably due to the fact that my son uses my fb account 1000x more than I do. <sigh>

Edit2: Changed fb account primary email address back to mine and tried logging into btcjam again from fb, but now it just says "We're sorry, but something went wrong."

Edit3: Apparently fixed.

ThaddeusB
Member
**
Offline Offline

Activity: 84
Merit: 10


View Profile
February 12, 2013, 11:12:49 PM
 #670

Sweet. Dropped a rating point because paypal unfortunately still exists. Roll Eyes

No, the logic for social networks changed.

Now to earn points your account must be verified ,old or with a minimum number of connections (friends).

The paypal reward still 6 points.

(to refresh the status of your account just sign in with Facebook). eBay will be updated automatically soon.

This is definitely a positive change to prevent throw away accounts helping scammers...  I have recovered the two missing rating points now. Smiley
boonies4u
Hero Member
*****
Offline Offline

Activity: 826
Merit: 1000



View Profile
February 13, 2013, 01:23:40 AM
 #671

It would be better if you could show you actually owned assets rather than yet another social network account.


Do you mean proof of income, house ownership, etc?

Titles/deeds and mortgage papers I assume.
Shermo
Sr. Member
****
Offline Offline

Activity: 272
Merit: 250



View Profile
February 13, 2013, 08:20:34 AM
 #672

The site says I need to reverify my facebook account, but when I click that it just created a new account linked to my facebook account (my current account is using Google auth). Think its a bit broken....
Tulkas (OP)
Sr. Member
****
Offline Offline

Activity: 352
Merit: 250


Founder, BTCJAM


View Profile WWW
February 13, 2013, 05:07:47 PM
 #673

The site says I need to reverify my facebook account, but when I click that it just created a new account linked to my facebook account (my current account is using Google auth). Think its a bit broken....

Yep, its corrected now.

BTCJAM - Peer to Peer Bitcoin Lending
https://btcjam.com
Smoovious
Hero Member
*****
Offline Offline

Activity: 504
Merit: 500

Scattering my bits around the net since 1980


View Profile
February 13, 2013, 09:14:27 PM
 #674

Tulkas...

I have sent in the coin for the next payment on my loan, to my deposit address, but it hasn't even shown up as unconfirmed yet. Has been a couple hours now.

Deposit addy: 173JVQDZbogfvxCm2GBbgdKVNLmM16uymB
http://blockchain.info/tx/b7b67fcc16159d06656a7508d4b7c0401c2d499e4b3bd54ddec630d47279f6e3

This is the same addy I have always used to deposit to with no problem, would you check to see something isn't working properly?
The wallet was changed after the attack, you should always generate a new address to make deposits. I will put the old wallet online and get the coins.
Thnxy, appreciate it.
Tulkas...

How is the progress on this? I'm getting concerned...

-- Smoov
SlickTheNick
Full Member
***
Offline Offline

Activity: 220
Merit: 100


View Profile
February 14, 2013, 01:40:24 AM
 #675

I think 2 active loan limit is fair. Recently got burned pretty bad by someone with the username "user3984". Basically lost all the profit iv made and am now in the red.  This guy has like 31 repaid loans, but also has 19 that are currently active, and now half are overdue and he seems to have just peaced out with the money. Seems like he spent quite a bit of time building up loan rep then took out a whole bunch of smaller loans over time to make it not so suspicious.

If users were limited by the amount of loans to take out it could help get rid of this problem. Maybe have it so you can only have one "in funding" at a time, and max 2 active at a time.

Looking for a way to get some bitcoins for free? Check out http://earnfreebitcoins.com !
Get easy bitcoins at  https://coincontroller.com?r=eaef398b5 !
BurtW
Legendary
*
Offline Offline

Activity: 2646
Merit: 1136

All paid signature campaigns should be banned.


View Profile WWW
February 14, 2013, 01:55:08 AM
 #676

Give him a -10, that is about all you can do at this point.

Our family was terrorized by Homeland Security.  Read all about it here:  http://www.jmwagner.com/ and http://www.burtw.com/  Any donations to help us recover from the $300,000 in legal fees and forced donations to the Federal Asset Forfeiture slush fund are greatly appreciated!
SlickTheNick
Full Member
***
Offline Offline

Activity: 220
Merit: 100


View Profile
February 14, 2013, 02:15:03 AM
 #677

Give him a -10, that is about all you can do at this point.

Already did :p Not really concerned, all part of the risk man

Looking for a way to get some bitcoins for free? Check out http://earnfreebitcoins.com !
Get easy bitcoins at  https://coincontroller.com?r=eaef398b5 !
Tulkas (OP)
Sr. Member
****
Offline Offline

Activity: 352
Merit: 250


Founder, BTCJAM


View Profile WWW
February 14, 2013, 02:14:36 PM
 #678

Tulkas...

I have sent in the coin for the next payment on my loan, to my deposit address, but it hasn't even shown up as unconfirmed yet. Has been a couple hours now.

Deposit addy: 173JVQDZbogfvxCm2GBbgdKVNLmM16uymB
http://blockchain.info/tx/b7b67fcc16159d06656a7508d4b7c0401c2d499e4b3bd54ddec630d47279f6e3

This is the same addy I have always used to deposit to with no problem, would you check to see something isn't working properly?
The wallet was changed after the attack, you should always generate a new address to make deposits. I will put the old wallet online and get the coins.
Thnxy, appreciate it.
Tulkas...

How is the progress on this? I'm getting concerned...

-- Smoov


Hello Smoov,

Put the old wallet online, the 8.30230209 BTC was there Smiley. sent to your BTCJam account.


BTCJAM - Peer to Peer Bitcoin Lending
https://btcjam.com
miTgiB
Full Member
***
Offline Offline

Activity: 251
Merit: 100


Du hast


View Profile
February 14, 2013, 04:30:30 PM
 #679

I think 2 active loan limit is fair. Recently got burned pretty bad by someone with the username "user3984". Basically lost all the profit iv made and am now in the red.  This guy has like 31 repaid loans, but also has 19 that are currently active, and now half are overdue and he seems to have just peaced out with the money. Seems like he spent quite a bit of time building up loan rep then took out a whole bunch of smaller loans over time to make it not so suspicious.

If users were limited by the amount of loans to take out it could help get rid of this problem. Maybe have it so you can only have one "in funding" at a time, and max 2 active at a time.

No reason you couldn't just limit yourself to 2 loans per person when lending.  There are too few quality borrowers as it is to lend to.
Tulkas (OP)
Sr. Member
****
Offline Offline

Activity: 352
Merit: 250


Founder, BTCJAM


View Profile WWW
February 14, 2013, 04:55:44 PM
 #680


Loan policy update:

It's no longer possible to create anonymous listings. The borrower must have at least identity and address verified.

BTCJAM - Peer to Peer Bitcoin Lending
https://btcjam.com
Pages: « 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 [34] 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 »
  Print  
 
Jump to:  

Powered by MySQL Powered by PHP Powered by SMF 1.1.19 | SMF © 2006-2009, Simple Machines Valid XHTML 1.0! Valid CSS!