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Author Topic: Loans too risky?  (Read 63637 times)
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July 09, 2017, 11:20:18 PM
 #1101

If you believe in someone, it might look good to lend you money, but it might look risky lending money to people you do not really know, because it's going to be very difficult to get back. Well, even to people you know, they are very difficult to return the money you lend.
Lending to someone you do not know would be very risky. Therefore if you want to get into the lending business you have to have rules for lending your place. Such as collateral that must exist, with it then the risks would be smaller.



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July 10, 2017, 01:21:45 AM
 #1102

If you believe in someone, it might look good to lend you money, but it might look risky lending money to people you do not really know, because it's going to be very difficult to get back. Well, even to people you know, they are very difficult to return the money you lend.
Lending to someone you do not know would be very risky. Therefore if you want to get into the lending business you have to have rules for lending your place. Such as collateral that must exist, with it then the risks would be smaller.


That's why I never recommend people to make lending for someone. In poloniex, there is lending option, but I still don't trust anyone. Our money could be lost while we try to earn a small amount of bitcoin.

Giving lending in forum is totally crazy. I don't even mention about it.

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July 10, 2017, 01:36:52 AM
 #1103

I wouldn't suggest you take money from people you don't know. Such companies are really scary for us, I must say!

Loans in general are risky and it doesn't really matter where you're sourcing them from, what matters is that you must have a plan to pay back either than just taking them because you will be give or you're credit worthy. Many takes loans without a purpose and that is risky because it can land you in unplanned indebtedness.
Then the lender will usually ask you the question of what the money is, and how you will pay the money. Of course this is to ensure that you give loans to the right people. But it is very likely they will lie, so every loan guarantee from the loan lover will be very important here


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July 10, 2017, 01:48:17 AM
 #1104

If you believe in someone, it might look good to lend you money, but it might look risky lending money to people you do not really know, because it's going to be very difficult to get back. Well, even to people you know, they are very difficult to return the money you lend.
Lending to someone you do not know would be very risky. Therefore if you want to get into the lending business you have to have rules for lending your place. Such as collateral that must exist, with it then the risks would be smaller.


That's why I never recommend people to make lending for someone. In poloniex, there is lending option, but I still don't trust anyone. Our money could be lost while we try to earn a small amount of bitcoin.

Giving lending in forum is totally crazy. I don't even mention about it.
Every one has their option on how to spend their money to generate income and lending is one of the best way to do it, I am not saying that lending online is profitable but I can't help but notice trusted people are still lending their money in the forum without even having a valuable collateral.
I think it's all about the trust and reputation so borrowers will pay just not to ruin that, actually in my point of view it's okay as long as it's a micro loan.

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July 10, 2017, 02:54:08 AM
 #1105

I wouldn't suggest you take money from people you don't know. Such companies are really scary for us, I must say!

Loans in general are risky and it doesn't really matter where you're sourcing them from, what matters is that you must have a plan to pay back either than just taking them because you will be give or you're credit worthy. Many takes loans without a purpose and that is risky because it can land you in unplanned indebtedness.
Then the lender will usually ask you the question of what the money is, and how you will pay the money. Of course this is to ensure that you give loans to the right people. But it is very likely they will lie, so every loan guarantee from the loan lover will be very important here


Of course collaterals are meant to protect the lender but loan seekers who even don't intend paying back or servicing the loans try as much as they can to meet these initial demands and guarantees. So care must be taken in order to give loans to the right people else you might give a loan to a fox in a sheep clothing.

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July 10, 2017, 05:58:32 AM
 #1106

I wouldn't suggest you take money from people you don't know. Such companies are really scary for us, I must say!

Loans in general are risky and it doesn't really matter where you're sourcing them from, what matters is that you must have a plan to pay back either than just taking them because you will be give or you're credit worthy. Many takes loans without a purpose and that is risky because it can land you in unplanned indebtedness.
Then the lender will usually ask you the question of what the money is, and how you will pay the money. Of course this is to ensure that you give loans to the right people. But it is very likely they will lie, so every loan guarantee from the loan lover will be very important here


Of course collaterals are meant to protect the lender but loan seekers who even don't intend paying back or servicing the loans try as much as they can to meet these initial demands and guarantees. So care must be taken in order to give loans to the right people else you might give a loan to a fox in a sheep clothing.
Even in real world where there is a good collateral there are still borrowers who cannot play their loan but they are good
in asking loan. In the online world scenario, it's more risky so lender should consider all the risk before lending money.

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July 10, 2017, 06:09:40 AM
 #1107

I wouldn't suggest you take money from people you don't know. Such companies are really scary for us, I must say!

Loans in general are risky and it doesn't really matter where you're sourcing them from, what matters is that you must have a plan to pay back either than just taking them because you will be give or you're credit worthy. Many takes loans without a purpose and that is risky because it can land you in unplanned indebtedness.
Then the lender will usually ask you the question of what the money is, and how you will pay the money. Of course this is to ensure that you give loans to the right people. But it is very likely they will lie, so every loan guarantee from the loan lover will be very important here


Of course collaterals are meant to protect the lender but loan seekers who even don't intend paying back or servicing the loans try as much as they can to meet these initial demands and guarantees. So care must be taken in order to give loans to the right people else you might give a loan to a fox in a sheep clothing.
Even in real world where there is a good collateral there are still borrowers who cannot play their loan but they are good
in asking loan. In the online world scenario, it's more risky so lender should consider all the risk before lending money.
This is very true, lending need a collateral but the collateral sometimes is not worth it for the money Hence, the one you are lending money is you know. and here in online when you are scammed you have nothing to do because you didn't know them in real life so it so risky.

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July 10, 2017, 06:22:03 AM
 #1108

I wouldn't suggest you take money from people you don't know. Such companies are really scary for us, I must say!

Loans in general are risky and it doesn't really matter where you're sourcing them from, what matters is that you must have a plan to pay back either than just taking them because you will be give or you're credit worthy. Many takes loans without a purpose and that is risky because it can land you in unplanned indebtedness.
Then the lender will usually ask you the question of what the money is, and how you will pay the money. Of course this is to ensure that you give loans to the right people. But it is very likely they will lie, so every loan guarantee from the loan lover will be very important here


Of course collaterals are meant to protect the lender but loan seekers who even don't intend paying back or servicing the loans try as much as they can to meet these initial demands and guarantees. So care must be taken in order to give loans to the right people else you might give a loan to a fox in a sheep clothing.
there will always a risk when you want to do any business especially in lending business. you need a strong and stable collateral indeed to secure your business from those people who have bad intention to scam you and ruin your business .

growing your bitcoin through lending business for are the best way among other way.

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July 11, 2017, 12:35:03 AM
 #1109

I wouldn't suggest you take money from people you don't know. Such companies are really scary for us, I must say!

Loans in general are risky and it doesn't really matter where you're sourcing them from, what matters is that you must have a plan to pay back either than just taking them because you will be give or you're credit worthy. Many takes loans without a purpose and that is risky because it can land you in unplanned indebtedness.

No one has ruined their reputation just because they weren't able to repay a single loan. No one has ever go to jail just because they are in debt. No one will ever exert effort to sue you just because of a certain amount of money. I know people that have loans from different banks but they live a normal life. Credit score isn't that much. Most people live from pay check to paycheck.

Most of the time you really don't have to worry about paying the loan because there's always a collateral required. It's either a valid collateral or a good business plan. But as someone that have given out loans from my store before, I saw people that ask for loan but never had the motive to ever repay you. Hence, loans are risky only to the lender.
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August 31, 2017, 06:25:48 AM
 #1110

   Loans without legitimate collateral are actually risky, collateral require to have increased benefit then bank loan. In that situation loaner can make income with offering collateral to a person else.   If loaner do organization like this, there is no danger for his loan. Financial institutions are creating earnings for several years in this way, financial loan sharks also. Dangerous function, but they are around so several centuries that its seen how much profit thwy make each calendar year.   I took loan from bank, and I'm having to pay them again every single thirty day period for that. I essential funds and for me that was only way to get income without performing anything illegal.
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September 03, 2017, 02:47:48 PM
 #1111

Mortgage is as well dangerous if you cant spend it, Loan the amount that you can pay out so that it is not dangerous, and loan if you want it in unexpected emergency for your household, dont loan if you need to have it in investment decision, dont risk the funds that you mortgage in betting websites or gambling.
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September 03, 2017, 04:15:36 PM
 #1112

Typically, applying for a loan in a bank is risky. Why? Because banks would not just give away money without insurance. That is where interest comes in. With little knowledge about interest, asome people would think that a 1 percent would add much, little they know that it is added monthly. For you sir/ma'am. I prefer that try to study and learn something about how interest work like in the bank so that your profit in lending money is assured.

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September 03, 2017, 04:39:52 PM
 #1113

I know that people give out loans but what's up with people no returning what they borrowed?? I want to know this because I might give out loans myself and I want to know what to watch out for... I have ~800 BTC at the moment and would it be a bad idea to start loaning? I bought my BTC back in 2010 mid August January(when it was about $0.07 per BTC) and I noticed the price went up a ton! Also what would be some other way to grow my BTC? Any ideas on what I should do?

Something I should have added my friend was doing something you guys call "mining" I am very knew to the bitcoin world even though I have had them for a long time. I bought these bitcoin from him because he needed to sell them, my financial advisor has told me that the longer I wait the more return I would get so I told him hold the account for 5 years and ill see where I am... So last July I had gotten my account back, did a bunch of research then found you guys. So I came here to post a few posts and for everyone skeptical this is the proof https://gyazo.com/ee99cef712e9b72f03a3e8e870c33624
800 BTC? This is a joke. How can you own such a large number of BTc. If so, I think you should not lend to BTC because it is easy to get scam and that BTC will lose forever because no information of the account holder is disclosed.


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cexylikepie
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Activity: 630


INS Ecosystem


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September 03, 2017, 05:11:08 PM
 #1114

I wouldn't suggest you take money from people you don't know. Such companies are really scary for us, I must say!

Loans in general are risky and it doesn't really matter where you're sourcing them from, what matters is that you must have a plan to pay back either than just taking them because you will be give or you're credit worthy. Many takes loans without a purpose and that is risky because it can land you in unplanned indebtedness.
Then the lender will usually ask you the question of what the money is, and how you will pay the money. Of course this is to ensure that you give loans to the right people. But it is very likely they will lie, so every loan guarantee from the loan lover will be very important here


Of course collaterals are meant to protect the lender but loan seekers who even don't intend paying back or servicing the loans try as much as they can to meet these initial demands and guarantees. So care must be taken in order to give loans to the right people else you might give a loan to a fox in a sheep clothing.
Even in real world where there is a good collateral there are still borrowers who cannot play their loan but they are good
in asking loan. In the online world scenario, it's more risky so lender should consider all the risk before lending money.
This is very true, lending need a collateral but the collateral sometimes is not worth it for the money Hence, the one you are lending money is you know. and here in online when you are scammed you have nothing to do because you didn't know them in real life so it so risky.
Yep, if you want make money from lending, I recommend you should find exchange support this field, example Poloniex is an exchange I know have this function. There are many rich man use their Bitcoin for lending instead of trading.


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hahay
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September 03, 2017, 05:21:39 PM
 #1115

as long as the goods used for collateral are still in good condition and still sold in the market, I think lending is still in a reasonable stage, if not careful in lending you will get big trouble and it is very risky. but if you do it carefully I'm sure the loan will go well.



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ASHLIUSZ
Hero Member
*****
Offline Offline

Activity: 504


Zigger.io


View Profile
September 03, 2017, 05:34:15 PM
 #1116

I wouldn't suggest you take money from people you don't know. Such companies are really scary for us, I must say!

Loans in general are risky and it doesn't really matter where you're sourcing them from, what matters is that you must have a plan to pay back either than just taking them because you will be give or you're credit worthy. Many takes loans without a purpose and that is risky because it can land you in unplanned indebtedness.
Then the lender will usually ask you the question of what the money is, and how you will pay the money. Of course this is to ensure that you give loans to the right people. But it is very likely they will lie, so every loan guarantee from the loan lover will be very important here


Of course collaterals are meant to protect the lender but loan seekers who even don't intend paying back or servicing the loans try as much as they can to meet these initial demands and guarantees. So care must be taken in order to give loans to the right people else you might give a loan to a fox in a sheep clothing.
Even in real world where there is a good collateral there are still borrowers who cannot play their loan but they are good
in asking loan. In the online world scenario, it's more risky so lender should consider all the risk before lending money.
This is very true, lending need a collateral but the collateral sometimes is not worth it for the money Hence, the one you are lending money is you know. and here in online when you are scammed you have nothing to do because you didn't know them in real life so it so risky.
Yep, if you want make money from lending, I recommend you should find exchange support this field, example Poloniex is an exchange I know have this function. There are many rich man use their Bitcoin for lending instead of trading.
Poloniex is the one that's providing support better than many other exchange platforms available. This is all because of the increased risk that's available with lending. Other than this people lend through our forum after getting proper collateral based on the amount. With lending the risk is high, so better is to keep hold and withdraw the profit periodically.

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FasTroy
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Activity: 406



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September 03, 2017, 05:35:13 PM
 #1117

as long as the goods used for collateral are still in good condition and still sold in the market, I think lending is still in a reasonable stage, if not careful in lending you will get big trouble and it is very risky. but if you do it carefully I'm sure the loan will go well.
I agree with you, you should have some specific details for the person who will loan it.
It should give you a valid collateral to allow you to loan him, so then you can avoid any type of risk, and process your loan easily without any troubles and fear of lossing your money. Also we should stay away from peoples who have a bad History with peoples.

Granxis
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Activity: 434


★Bitvest.io★ Play Plinko or Invest!


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September 03, 2017, 06:04:26 PM
 #1118

I think the most important point is collateral, if you do not have the collateral that the counterpart will give you, do not work with it, if you think like a bank, you will have the least risk. the risk is always there, as it is in every business.



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Rainbot
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bobitza
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Activity: 266



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September 03, 2017, 07:15:55 PM
 #1119

I wouldn't suggest you take money from people you don't know. Such companies are really scary for us, I must say!

Loans in general are risky and it doesn't really matter where you're sourcing them from, what matters is that you must have a plan to pay back either than just taking them because you will be give or you're credit worthy. Many takes loans without a purpose and that is risky because it can land you in unplanned indebtedness.
Then the lender will usually ask you the question of what the money is, and how you will pay the money. Of course this is to ensure that you give loans to the right people. But it is very likely they will lie, so every loan guarantee from the loan lover will be very important here


A lie is a taboo on loans, the prestige of a person always puts on the top, and loans always require a mortgage. So, do not be allowed to lie in any case.



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ETHERPARTY














mrayazgul
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September 03, 2017, 08:46:06 PM
 #1120

There's actually a couple of web sites that will put it together for you. I won't mention him here there's one that's an exchange and one that's basically set up just for loans. That way you can put the money in there have some security between you and other party. I don't know if there's a full escrow or anything like that but there's obviously something that's going to protect you with some kind of framework.



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.ANGEL TOKEN.
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