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Author Topic: Loans too risky?  (Read 61934 times)
avw1982
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July 25, 2016, 04:20:40 PM
 #401

Loans are too risky to give if you are not accepting collateral because you cannot tell which user will scam you , why even you cannot tell about your friends also, most of them not purposely scam but they are not able to achieve the goal for which they take loan. That is why giving loan for gambling is also risky as if they lose it then you also will be in loss, so it is much better to accept collateral against the loan.

Online lending is very very risky for your security and real life identity because you we provide your all info and documents to get loan not knowing what is the collateral of your credits. If you cannot pay for that maybe the loaner will do something bad to your identity and he will get loan to another site credited to your name Will thats very bad.
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July 25, 2016, 10:09:44 PM
 #402

Loans are too risky to give if you are not accepting collateral because you cannot tell which user will scam you , why even you cannot tell about your friends also, most of them not purposely scam but they are not able to achieve the goal for which they take loan. That is why giving loan for gambling is also risky as if they lose it then you also will be in loss, so it is much better to accept collateral against the loan.

Online lending is very very risky for your security and real life identity because you we provide your all info and documents to get loan not knowing what is the collateral of your credits. If you cannot pay for that maybe the loaner will do something bad to your identity and he will get loan to another site credited to your name Will thats very bad.
Where did you get such a distrust of the people ?! Be sure to be careful . But not so much that would save your money ! If there is a certified online project , and you are not the first who it is going to invest the money . So why would it not create one ?! Find out the state of affairs in the market. Ask for feedback , those depositors who have long been cooperating with this company . And if you are satisfied . It is safe to invest .
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July 25, 2016, 10:22:10 PM
 #403

i think loans might be really risky, to be honest people might easily just not return it back if they borrow money, and that would lead to a huge loss so i dont loan my money

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July 25, 2016, 11:13:46 PM
 #404

i think loans might be really risky, to be honest people might easily just not return it back if they borrow money, and that would lead to a huge loss so i dont loan my money
You do not want your money to work for you?! It money to work for you?! It is not reasonable with your hand to think so. The risk is always there in such matters . But nothing ventured , nothing gained! Money does not have to lie dead weight. They should bring their owner, even a lot of money. Otherwise, what they are you?!
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July 26, 2016, 12:10:13 AM
 #405

i think loans might be really risky, to be honest people might easily just not return it back if they borrow money, and that would lead to a huge loss so i dont loan my money


Loans are always been risky for both part, for lender and for borrowers. In lender, it is going to be a lost of his money when the borrower is not going to pay for the amount of the loan and interest and the borrower is just going to depend on his collateral and don't mind to pay using it. And for borrower, it is going to be a downfall for you if you aren't able to pay for your debt.

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July 26, 2016, 05:49:22 AM
 #406

i think loans might be really risky, to be honest people might easily just not return it back if they borrow money, and that would lead to a huge loss so i dont loan my money


Loans are always been risky for both part, for lender and for borrowers. In lender, it is going to be a lost of his money when the borrower is not going to pay for the amount of the loan and interest and the borrower is just going to depend on his collateral and don't mind to pay using it. And for borrower, it is going to be a downfall for you if you aren't able to pay for your debt.
You're right. Loans, like roulette. The risk of all. If possible, of course you can try to protect themselves and their money. But one hundred percent guarantee, you will not be able to give none. Always there is a possibility that the case may intervene in the case of his greatness.
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July 26, 2016, 06:55:45 AM
 #407

i think loans might be really risky, to be honest people might easily just not return it back if they borrow money, and that would lead to a huge loss so i dont loan my money


Loans are always been risky for both part, for lender and for borrowers. In lender, it is going to be a lost of his money when the borrower is not going to pay for the amount of the loan and interest and the borrower is just going to depend on his collateral and don't mind to pay using it. And for borrower, it is going to be a downfall for you if you aren't able to pay for your debt.

There should be always a middle man with this. Someone who could be trusted by both side. If none then a loan cannot come to a go a deal. It would be better to not do it or else someone might get scammed.
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July 26, 2016, 06:58:50 AM
 #408

i think loans might be really risky, to be honest people might easily just not return it back if they borrow money, and that would lead to a huge loss so i dont loan my money


Loans are always been risky for both part, for lender and for borrowers. In lender, it is going to be a lost of his money when the borrower is not going to pay for the amount of the loan and interest and the borrower is just going to depend on his collateral and don't mind to pay using it. And for borrower, it is going to be a downfall for you if you aren't able to pay for your debt.
In general the risk is on the part of the lender my friend and I believe on what I have read. Lending your money is very risky even if the collateral is their, like my account if I loan money and my account is my collateral and it will give me 1 BTC then I would intentionally default it because I believe my account is not worth 1 BTC,

Anyway, that is just an example and I don't know with other people here.

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July 26, 2016, 07:20:01 AM
 #409

i think loans might be really risky, to be honest people might easily just not return it back if they borrow money, and that would lead to a huge loss so i dont loan my money


Loans are always been risky for both part, for lender and for borrowers. In lender, it is going to be a lost of his money when the borrower is not going to pay for the amount of the loan and interest and the borrower is just going to depend on his collateral and don't mind to pay using it. And for borrower, it is going to be a downfall for you if you aren't able to pay for your debt.
In general the risk is on the part of the lender my friend and I believe on what I have read. Lending your money is very risky even if the collateral is their, like my account if I loan money and my account is my collateral and it will give me 1 BTC then I would intentionally default it because I believe my account is not worth 1 BTC,

Anyway, that is just an example and I don't know with other people here.

What you are saying is when you are giving loan in against of collateral with 80% of the collateral value then what you are telling is right that the borrower will default it as they have got their 80% value of the collateral but if you give 50% of the collateral value as loan then the borrower will not try to default the loan as he will lose his collateral which is valued only 50% , like this you can also be secure by giving loan against to collateral.

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July 26, 2016, 07:30:24 AM
 #410

Loans doesn't seem to be risky when you get proper collateral as well user with large number of trust rate. But its truly difficult to find such users through the forum even if you create a separate thread. Also if you go through the lending most users who request for lending is newbies.

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July 26, 2016, 07:52:00 AM
 #411

i think loans might be really risky, to be honest people might easily just not return it back if they borrow money, and that would lead to a huge loss so i dont loan my money


Loans are always been risky for both part, for lender and for borrowers. In lender, it is going to be a lost of his money when the borrower is not going to pay for the amount of the loan and interest and the borrower is just going to depend on his collateral and don't mind to pay using it. And for borrower, it is going to be a downfall for you if you aren't able to pay for your debt.
In general the risk is on the part of the lender my friend and I believe on what I have read. Lending your money is very risky even if the collateral is their, like my account if I loan money and my account is my collateral and it will give me 1 BTC then I would intentionally default it because I believe my account is not worth 1 BTC,

Anyway, that is just an example and I don't know with other people here.

What you are saying is when you are giving loan in against of collateral with 80% of the collateral value then what you are telling is right that the borrower will default it as they have got their 80% value of the collateral but if you give 50% of the collateral value as loan then the borrower will not try to default the loan as he will lose his collateral which is valued only 50% , like this you can also be secure by giving loan against to collateral.
Tell me please. Why do I loan if umenja already have most of the money ?! If time permits, I'd earn not get part of the money supply. The whole point of kriditovaniya lies in the fact that need a large amount of cash. At a time when at your disposal there is only a small part of the money.
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July 26, 2016, 07:53:34 AM
 #412

Loans doesn't seem to be risky when you get proper collateral as well user with large number of trust rate. But its truly difficult to find such users through the forum even if you create a separate thread. Also if you go through the lending most users who request for lending is newbies.

and almost 99% newbies ask newbies they don't have plan to repay the loan. because mostly when a newbie ask for loan he is a scammer. I think giving loan now adays risky enough. because a trusted account also can be hacked. it is happen lots of time before.


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July 26, 2016, 08:02:07 AM
 #413

Loans doesn't seem to be risky when you get proper collateral as well user with large number of trust rate. But its truly difficult to find such users through the forum even if you create a separate thread. Also if you go through the lending most users who request for lending is newbies.
In that is the trick and the complexity of lending. If you want the most benefits, you must sometimes take risks. But risks must be justified. No loans are not familiar faces. For which no one can guarantee. And you will be happy. And too much collateral, you will scare away, all clients.
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July 26, 2016, 08:10:49 AM
 #414

Loans doesn't seem to be risky when you get proper collateral as well user with large number of trust rate. But its truly difficult to find such users through the forum even if you create a separate thread. Also if you go through the lending most users who request for lending is newbies.
In that is the trick and the complexity of lending. If you want the most benefits, you must sometimes take risks. But risks must be justified. No loans are not familiar faces. For which no one can guarantee. And you will be happy. And too much collateral, you will scare away, all clients.
Too much collateral and you cannot get any client, it should just be the right amount of collateral that would commensurate the loan amount. Remember that a person when in need with give all the collateral just to have a loan but when he really cannot pay in the end he will not pay.

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July 26, 2016, 09:45:37 AM
 #415

I know that people give out loans but what's up with people no returning what they borrowed?? I want to know this because I might give out loans myself and I want to know what to watch out for... I have ~800 BTC at the moment and would it be a bad idea to start loaning? I bought my BTC back in 2010 mid August January(when it was about $0.07 per BTC) and I noticed the price went up a ton! Also what would be some other way to grow my BTC? Any ideas on what I should do?

Something I should have added my friend was doing something you guys call "mining" I am very knew to the bitcoin world even though I have had them for a long time. I bought these bitcoin from him because he needed to sell them, my financial advisor has told me that the longer I wait the more return I would get so I told him hold the account for 5 years and ill see where I am... So last July I had gotten my account back, did a bunch of research then found you guys. So I came here to post a few posts and for everyone skeptical this is the proof https://gyazo.com/ee99cef712e9b72f03a3e8e870c33624

loaning is always too risky because people that gets money usually won't want to give that money back not matter what so it is pretty risky
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July 26, 2016, 10:59:15 AM
 #416

Loans doesn't seem to be risky when you get proper collateral as well user with large number of trust rate. But its truly difficult to find such users through the forum even if you create a separate thread. Also if you go through the lending most users who request for lending is newbies.
In that is the trick and the complexity of lending. If you want the most benefits, you must sometimes take risks. But risks must be justified. No loans are not familiar faces. For which no one can guarantee. And you will be happy. And too much collateral, you will scare away, all clients.
Too much collateral and you cannot get any client, it should just be the right amount of collateral that would commensurate the loan amount. Remember that a person when in need with give all the collateral just to have a loan but when he really cannot pay in the end he will not pay.
Verneuil words. When a person gets into a difficult situation. He is ready to go to any conditions. Just to find a way out of this situation. He just can not correctly assess their capabilities. Some who uses it. And then there are various not pleasant situation.
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July 26, 2016, 11:06:56 AM
 #417

I know that people give out loans but what's up with people no returning what they borrowed?? I want to know this because I might give out loans myself and I want to know what to watch out for... I have ~800 BTC at the moment and would it be a bad idea to start loaning? I bought my BTC back in 2010 mid August January(when it was about $0.07 per BTC) and I noticed the price went up a ton! Also what would be some other way to grow my BTC? Any ideas on what I should do?

Something I should have added my friend was doing something you guys call "mining" I am very knew to the bitcoin world even though I have had them for a long time. I bought these bitcoin from him because he needed to sell them, my financial advisor has told me that the longer I wait the more return I would get so I told him hold the account for 5 years and ill see where I am... So last July I had gotten my account back, did a bunch of research then found you guys. So I came here to post a few posts and for everyone skeptical this is the proof https://gyazo.com/ee99cef712e9b72f03a3e8e870c33624

loaning is always too risky because people that gets money usually won't want to give that money back not matter what so it is pretty risky
If the end justifies the means. That risk is taking place. Furthermore, such companies are always associated with the risk. For this, you need to protect yourself from all sides. And it is desirable to have insurance for such cases. But as it is better to create one, everyone needs for themselves, decide for himself.
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July 26, 2016, 11:12:59 AM
 #418

I think if you accept collateral when you give out a loan, you remove some of the risk. Also, if the borrower is a trusted member of the bitcoin forum, then you reduce the risk as well. But you are correct that we are always taking some risk when lending.
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July 26, 2016, 11:25:03 AM
 #419

Loans can be risky if you take some at the same time. That can grab you and crush your life. I'm staying away from loans, but if it's gonna be long term investment as buying of a house - I will take a loan surely.
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July 26, 2016, 12:13:58 PM
 #420

loaning is always too risky because people that gets money usually won't want to give that money back not matter what so it is pretty risky
it always happens to me when I lend it to my friends, they are always difficult to pay back.
but if I lend in this forum or elsewhere that there is a collateral, so it does not matter if they do not pay. because collateral should have the same value or more of the loan amount.

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