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Author Topic: Loans too risky?  (Read 65995 times)
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October 20, 2016, 02:10:05 AM
 #781

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.

Yes indeed but I think even with a relative it can be risky, I do not like to loan a lot of money to someone because its in my eyes way too risky to do these days..

Yeah having a loan to someone whether it is your relatives or not is not quite a good idea. Refrain from having a load as much as possible as it will cost you more money to pay because of the fee allotted to it. But in case you really need to have money but you cannot suffice that. Make sure to find someone who can lend you money with just a small interest or no interest to prevent you from having a money loss.

Lending you some money without  interest would be very rare unless if you have true friends and  family members  but  as we all know that if we are talking money they would  like to have  interest or fee on it because  money nowadays  is very  important and thats  the reality.

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October 20, 2016, 02:39:02 AM
 #782

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.

Yes indeed but I think even with a relative it can be risky, I do not like to loan a lot of money to someone because its in my eyes way too risky to do these days..

Yeah having a loan to someone whether it is your relatives or not is not quite a good idea. Refrain from having a load as much as possible as it will cost you more money to pay because of the fee allotted to it. But in case you really need to have money but you cannot suffice that. Make sure to find someone who can lend you money with just a small interest or no interest to prevent you from having a money loss.

Lending you some money without  interest would be very rare unless if you have true friends and  family members  but  as we all know that if we are talking money they would  like to have  interest or fee on it because  money nowadays  is very  important and thats  the reality.
That's what you call you lend money for humanitarian reason, of course if you are in ta business you would not do that as you main concern is liquidity and profit, maybe if you have friends who are in desperate need of money then you can lend without interest.

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October 20, 2016, 04:47:58 AM
 #783

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
Yeah if you make a loan in  loan service provider you must includ or give an a valid collateral to make your loan approve like in this forum but if you make loan just consider that you are borrowed is you can pay for it to dont get any problem.

If there will not be an escrow then I think the better way is to have valid id's shown also if the loaner or borrower just wont mind. There have been a lot of scams with this things. Maybe that could minimize this from happening over and over again.


Well we are in cyber world even though you are going to show someone a valid id you can just google it for there are a lot of identity theft's that are already happening. So I would say that it is still not guaranteed, in cyber world it is really hard to build trust for the people especially when there is a monetary value involved.

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October 20, 2016, 05:53:39 AM
 #784

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
Yeah if you make a loan in  loan service provider you must includ or give an a valid collateral to make your loan approve like in this forum but if you make loan just consider that you are borrowed is you can pay for it to dont get any problem.

If there will not be an escrow then I think the better way is to have valid id's shown also if the loaner or borrower just wont mind. There have been a lot of scams with this things. Maybe that could minimize this from happening over and over again.


Well we are in cyber world even though you are going to show someone a valid id you can just google it for there are a lot of identity theft's that are already happening. So I would say that it is still not guaranteed, in cyber world it is really hard to build trust for the people especially when there is a monetary value involved.
True, its really  hard to trust people here  on  online world which   you could  possibly get  lots of  informations  from other  people  and  could   able to fake  ID easily which  lendors would fall and about  to believe that they were legit borrowers. Thats  why  i dont  like this  loan business.

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October 20, 2016, 07:43:05 PM
 #785

If you have so many coins, then investing could prove to be a lot more profitable than lending, besides you will not have to worry whether you are aid back your loans or scammers.

You are right with it and this is the industry that has a lot of risk so instead of lending just invest your bitcoins or other coins into trading and other ways that is going to be profitable to you. And this is one of the hardest way of earning because you need to earn the trust of the people also in able to have result on this type of business.
The simplest way to do is just hold it, there is a lesser risk in holding since you are not prone of being scam. As long as you trust the future of bitcoin you will be confident of doing it.
Bitcoin is going to keep reevaluating itself as time passes by but that does not increase our actual holdings in bitcoins so investing is the way to go.


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October 20, 2016, 09:21:39 PM
 #786

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.

Yes indeed but I think even with a relative it can be risky, I do not like to loan a lot of money to someone because its in my eyes way too risky to do these days..
yes no doubt this that loans are too risky and you should avoid giving loan on interest, i think you should invest your money to buy car and hope that it will give you a good profit the loan of different currency.
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October 20, 2016, 10:13:18 PM
 #787

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
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October 21, 2016, 05:13:45 AM
 #788

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
That's why it is not good if you are in a lending business and most of your clients are your friends and family, it will destroy your relationship as they will not think of any legal obligation, all they want is just to get the money from you and tend to forget to repay as they will think it is just fine with you as you are their friends.

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October 21, 2016, 05:41:33 AM
 #789

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
That's why it is not good if you are in a lending business and most of your clients are your friends and family, it will destroy your relationship as they will not think of any legal obligation, all they want is just to get the money from you and tend to forget to repay as they will think it is just fine with you as you are their friends.

Friends are different. Some pay their debts on time. But in general, I do not try to mess with your friends when it comes to money.

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October 21, 2016, 06:27:26 AM
 #790

if you loan or lending bitcointalk if you want savety
you must use escrow sevice and in you lending your money must use collateral your client
so is very save your money


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mirakal
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October 21, 2016, 06:42:50 AM
 #791

if you loan or lending bitcointalk if you want savety
you must use escrow sevice and in you lending your money must use collateral your client
so is very save your money
A person who are in business of lending should know already about the right process to protect his investment from the scammers, however if you are just extending loan because of the bitcointalk account collateral, I think that is not valuable enough for a certain person to be able to repay his loan.

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October 21, 2016, 07:24:32 AM
 #792

if you loan or lending bitcointalk if you want savety
you must use escrow sevice and in you lending your money must use collateral your client
so is very save your money

Someone without any experience in the line should not do it as even sometimes the ones having positive trust are scammers because they build them themselves with multiple accounts and then they ask for loans as they appear to be trusted.
The_Dark_Knight
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October 21, 2016, 03:15:37 PM
 #793

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
Mixing businesses and friends is always a bad idea, because it will happen what you mentioned in your example, some people will abuse your trust in them and will not fell obligated to pay you back.


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bamboylee
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October 21, 2016, 03:38:19 PM
 #794

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
Mixing businesses and friends is always a bad idea, because it will happen what you mentioned in your example, some people will abuse your trust in them and will not fell obligated to pay you back.

Yeah, too many relationships ruined by loans not being paid by friends or relatives. It is bad enough they do not pay on time, and sometimes they get angry as well if you force them to pay. So it is betterto avoid lending to friends and relatives.

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The_Dark_Knight
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October 22, 2016, 08:14:49 PM
 #795

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
Mixing businesses and friends is always a bad idea, because it will happen what you mentioned in your example, some people will abuse your trust in them and will not fell obligated to pay you back.

Yeah, too many relationships ruined by loans not being paid by friends or relatives. It is bad enough they do not pay on time, and sometimes they get angry as well if you force them to pay. So it is betterto avoid lending to friends and relatives.

Yeah even me, I have experienced that many of my friends borrowed money to me and I am able to give them some loans from my own money and savings. And when they are asking me to lend them money they are just like meek sheeps and they are begging for it. And when the time of collection for their debt I am the one begging now for them to pay me.
Yeah its way better to refuse politely than to go through all of that, it seems they fell the right to not pay you, which is odd since you are supposed to be friends.


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        NEW CRYPTOCURRENCY SOLUTIONS       
        IN THE DIGITAL FINANCIAL WORLD       
   FACEBOOK     GITHUB     WHITEPAPER     TELEGRAM      MEDIUM   

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Doamader
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October 22, 2016, 08:37:51 PM
 #796

Anyone here can be the most honest person in the world, if those person became politician you can be sure it will be corrupted, big ammounts of money make anyone go insane and try to get a part of those, loans are something to make to people which you dont know and not all people, because some people do ask the loan just to spend and not willing to repay.
Skarner21
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October 22, 2016, 09:21:27 PM
 #797

Anyone here can be the most honest person in the world, if those person became politician you can be sure it will be corrupted, big ammounts of money make anyone go insane and try to get a part of those, loans are something to make to people which you dont know and not all people, because some people do ask the loan just to spend and not willing to repay.
Not all people are not willing to repay they are just loan for emergency and they can pay if they have work..  That is why its risk it is because some people are not willing to pay or they run..  honestly if i had lots of savings i can give loan but for those only have collateral valid no collateral no loans..

outatime1
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October 22, 2016, 09:28:38 PM
 #798

You have to make sure that you are dealing with someone who is trusted. Or you need some kind of collateral so if the borrower defaults, you can at least be able to get some of your money back.
olubams
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October 22, 2016, 09:35:19 PM
 #799

Anyone here can be the most honest person in the world, if those person became politician you can be sure it will be corrupted, big ammounts of money make anyone go insane and try to get a part of those, loans are something to make to people which you dont know and not all people, because some people do ask the loan just to spend and not willing to repay.

I agree with this in all totality, some people have turned the process to a way to scam and even go ahead to tarnish the image of someone with genuine interest to borrow and even discourage giving the person a chance to prove or disprove. Imagine you see people opening a newbie account just to ask for loan and even preyed on the innocence of those with good heart on this forum and they will be given only to close down the account then blocking a newbie who is innovcwnt such chance so its more than risky and I think the forum administrators have actually done well by listing what can be  accepted as collateral before giving any loan whatsoever...



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goldcoinminer
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October 23, 2016, 02:13:23 AM
 #800

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
Mixing businesses and friends is always a bad idea, because it will happen what you mentioned in your example, some people will abuse your trust in them and will not fell obligated to pay you back.

Yeah, too many relationships ruined by loans not being paid by friends or relatives. It is bad enough they do not pay on time, and sometimes they get angry as well if you force them to pay. So it is betterto avoid lending to friends and relatives.

Yeah even me, I have experienced that many of my friends borrowed money to me and I am able to give them some loans from my own money and savings. And when they are asking me to lend them money they are just like meek sheeps and they are begging for it. And when the time of collection for their debt I am the one begging now for them to pay me.
Yeah its way better to refuse politely than to go through all of that, it seems they fell the right to not pay you, which is odd since you are supposed to be friends.

That is why I am not engaging more with loans because it is going to risk your money and at the same time that is going to risk your trust , relationship and even life. So for those people who are thinking that there is a great business in lending think again if you are just a small time lender but if you are involved with a company then that's fine.
I have a friend who lend money to his office mates and now he is rich because of that, that example would only prove that we start with being a small businessman and if we can grow that then we will start our own company, lending is good in physical world but not here in crypto world.

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