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Author Topic: Loans too risky?  (Read 66004 times)
goldcoinminer
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November 07, 2017, 05:43:06 AM
 #1281

I know that people give out loans but what's up with people no returning what they borrowed?? I want to know this because I might give out loans myself and I want to know what to watch out for... I have ~800 BTC at the moment and would it be a bad idea to start loaning? I bought my BTC back in 2010 mid August January(when it was about $0.07 per BTC) and I noticed the price went up a ton! Also what would be some other way to grow my BTC? Any ideas on what I should do?

Something I should have added my friend was doing something you guys call "mining" I am very knew to the bitcoin world even though I have had them for a long time. I bought these bitcoin from him because he needed to sell them, my financial advisor has told me that the longer I wait the more return I would get so I told him hold the account for 5 years and ill see where I am... So last July I had gotten my account back, did a bunch of research then found you guys. So I came here to post a few posts and for everyone skeptical this is the proof https://gyazo.com/ee99cef712e9b72f03a3e8e870c33624
the loan is really risky if you do not pay the right time especially when it comes to interest you lose youe debt.
Well you can run away if you have no legal binding on the lenders, that is a usual situation for online lending.
This is a risky business for the operators as they might lose a lot of money if they do not know how to diversify, let's have more borrowers here
than few borrowers with big loans.

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November 07, 2017, 06:02:34 AM
 #1282

I know that people give out loans but what's up with people no returning what they borrowed?? I want to know this because I might give out loans myself and I want to know what to watch out for... I have ~800 BTC at the moment and would it be a bad idea to start loaning? I bought my BTC back in 2010 mid August January(when it was about $0.07 per BTC) and I noticed the price went up a ton! Also what would be some other way to grow my BTC? Any ideas on what I should do?

Something I should have added my friend was doing something you guys call "mining" I am very knew to the bitcoin world even though I have had them for a long time. I bought these bitcoin from him because he needed to sell them, my financial advisor has told me that the longer I wait the more return I would get so I told him hold the account for 5 years and ill see where I am... So last July I had gotten my account back, did a bunch of research then found you guys. So I came here to post a few posts and for everyone skeptical this is the proof https://gyazo.com/ee99cef712e9b72f03a3e8e870c33624
the loan is really risky if you do not pay the right time especially when it comes to interest you lose youe debt.
For a loan you must be legally binding. Everyone entering the contract must intend the contract to be binding, otherwise your money sure won't return. Online loan regulations should be viewed more closely.

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MoneyFIamingo
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November 07, 2017, 05:43:11 PM
 #1283

In my oponion, Bitcoin loans are too dangerous, because there are too many con artists online, and you don't want to be a victim from this. At the moment, I think what you need to do is maintain your coins and hold back until cost increase, to invest in something else later.
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November 07, 2017, 06:58:23 PM
 #1284

I know that people give out loans but what's up with people no returning what they borrowed?? I want to know this because I might give out loans myself and I want to know what to watch out for... I have ~800 BTC at the moment and would it be a bad idea to start loaning? I bought my BTC back in 2010 mid August January(when it was about $0.07 per BTC) and I noticed the price went up a ton! Also what would be some other way to grow my BTC? Any ideas on what I should do?

Something I should have added my friend was doing something you guys call "mining" I am very knew to the bitcoin world even though I have had them for a long time. I bought these bitcoin from him because he needed to sell them, my financial advisor has told me that the longer I wait the more return I would get so I told him hold the account for 5 years and ill see where I am... So last July I had gotten my account back, did a bunch of research then found you guys. So I came here to post a few posts and for everyone skeptical this is the proof https://gyazo.com/ee99cef712e9b72f03a3e8e870c33624
the loan is really risky if you do not pay the right time especially when it comes to interest you lose youe debt.
Well you can run away if you have no legal binding on the lenders, that is a usual situation for online lending.
This is a risky business for the operators as they might lose a lot of money if they do not know how to diversify, let's have more borrowers here
than few borrowers with big loans.
I agree with you but still in my opinion taking a loan to be able to invest in bitcoin is just very dumb because why take a loan if you can just have patience you need a lot patience for this.

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November 07, 2017, 08:13:55 PM
 #1285

I think every kind of loan is risky for all of the people. It doesn't matter how much you have, I think one of the strongest rules of the economy, avoid every kind of loans, and if it is not an extreme situation, stay away from giving a loan.

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November 07, 2017, 08:57:37 PM
 #1286

No it is not too risky because you can easily make the money back within a month and you can even make profit within a month but i would still not do it because taking a loan is always very hard.
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November 08, 2017, 04:48:03 AM
 #1287

Well firstly, I don't believe that you have ~800 btc. Cause a pic doesn't prove anything for me, especially when the world is filled with treacherous cunts. Comeback with better proof man. BTW giving out loans is not a problem till you get a collateral ,if you're going to give loan without collateral then loans are very very risky. That's the basic common sense, isn't it?
That is so true. A picture proves nothing in this world of advance technology. Anyone can do such uploads. We have a lot of software’s from simple o complex ones that are just used for designing. If we talk about loans, the lender must have some tool to make his loan secure. Otherwise, borrower can flee away with the money and nobody can accuse him without any proof. Yeah that is common sense.
Escrows can be a way to secured it,never do any transactions without backup plans or at stakes especially if we don't know whose were dealing with were in advance era that too prone and scammers.
Yes its true there is no doubt that loans are very risky and I know a lot of people who are in suffering from loan in different countries and they become bank correct so always get a loan when you know about source of income and I think when you are a part of bitcoin you can get a loan from any bank because bitcoin can help you there.


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November 08, 2017, 05:04:45 AM
 #1288

if you hold that btc, your bitcoin for that and let them in the bank with savings will give you a lot of money, if not try to lend, but make sure you lend billions of dollars would be good to earn income but also, risky to lend. if you can afford to lend me a half btc I think you will get great results.

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November 08, 2017, 06:28:18 AM
 #1289

I additionally believe that going for a loan is pretty dangerous but it completely depends on the situation. If you have a great work and you're loaning money to buy a home and also you you can now repay it it's not an issue. Loaning cash with no money will enable you to get directly into trouble.

I don't trust loans. Personally, if you are capable to pay in full then do so already as much as you can. Paying in full would save you the hassle of having to pay your loans or prevent you the risk from falling into debt. It really is risky to get a loan and I have this fear of the loan company to suddenly close down resulting to a very big loss. If you earn regularly and are confident that you will be able to pay off the loan without any problem, then there shouldn't be any trouble for you.

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November 08, 2017, 11:17:36 PM
 #1290

I'm able to say that in this world, because of so many scammers, loans are really dangerous if you do not possess the correct safety to safeguard that which you personal. But if you still want to mortgage somebody, be sure you have collateral, in case that the borrower will default, so that way you can still get back the quantity that he owed for the service.
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November 09, 2017, 03:03:11 AM
 #1291

I'm able to say that in this world, because of so many scammers, loans are really dangerous if you do not possess the correct safety to safeguard that which you personal. But if you still want to mortgage somebody, be sure you have collateral, in case that the borrower will default, so that way you can still get back the quantity that he owed for the service.
The question here is what kind of collateral you will required if you lend online?
If you observed nature of lending business here in the forum, the collateral is only the bitcointalk account which I don't think favors
the lenders in anyway, I don't know how long they would survive with their business in only sticking to this procedure.

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GhostHogIet
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November 09, 2017, 10:40:53 AM
 #1292

I don't see it a loss of revenue when the marketplace is down but if you sell it while the marketplace is lower, it is considered as a loss of revenue already.
supine
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November 09, 2017, 11:18:49 AM
 #1293

I know that people give out loans but what's up with people no returning what they borrowed?? I want to know this because I might give out loans myself and I want to know what to watch out for... I have ~800 BTC at the moment and would it be a bad idea to start loaning? I bought my BTC back in 2010 mid August January(when it was about $0.07 per BTC) and I noticed the price went up a ton! Also what would be some other way to grow my BTC? Any ideas on what I should do?

Something I should have added my friend was doing something you guys call "mining" I am very knew to the bitcoin world even though I have had them for a long time. I bought these bitcoin from him because he needed to sell them, my financial advisor has told me that the longer I wait the more return I would get so I told him hold the account for 5 years and ill see where I am... So last July I had gotten my account back, did a bunch of research then found you guys. So I came here to post a few posts and for everyone skeptical this is the proof https://gyazo.com/ee99cef712e9b72f03a3e8e870c33624

Loans can only get risky depending on the contract and interest that is indicated upon the deal. Of course, it is natural for loaning companies or services to care for their profits, however, in order for them be more successful they must somehow take advantage.

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November 09, 2017, 11:32:54 AM
 #1294

when it comes to loans, we must understand that if we don't have the opportunity now to acquire something, then we don't need it...we take away godliness from our future...of course there are different situations when it is necessary (for example health questions), but when people take a loan for equipment or a phone - I think it's not right


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NightmareKing
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November 09, 2017, 05:38:46 PM
 #1295

It can be risky supplied you don't know to whom you're providing or not taking the collateral as a security or giving an excessive amount of a loan.
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November 10, 2017, 02:32:07 AM
 #1296

800 BTC is a lot if that's true LOL

You could get up to 10% from P2P lending perhaps a little more and relatively risk free but then you could also just earn decent interest staking a worthwhile altcoin or investing it in a managed fund

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November 10, 2017, 06:41:53 AM
 #1297

I would only give a mortgage to a individual I know individually.Every little thing else need to be regarded as as gambling. I do not do that.
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November 10, 2017, 06:44:11 AM
 #1298

800 BTC is a lot if that's true LOL

You could get up to 10% from P2P lending perhaps a little more and relatively risk free but then you could also just earn decent interest staking a worthwhile altcoin or investing it in a managed fund
I think holding that amount would  be safer and can give a great return.
Take this year as a good example on your computation and compared on your potential profit when you lend that money, plus the risk of not collecting the money you lend is big.

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November 10, 2017, 06:47:24 AM
 #1299

Overseas loans are very risky for me. And anonymous loans are just nightmare. I will never use crypto loans.
There is no warranty and too much risks.

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November 10, 2017, 08:15:27 AM
 #1300

Overseas loans are very risky for me. And anonymous loans are just nightmare. I will never use crypto loans.
There is no warranty and too much risks.
If I take loans online I will surely gonna do it because I know the risk is not on me, that is why people who are trying to start with this kind
of business needs to be careful because there is no security in lending online, in the end they will lose if they don't know how to manage the risks.

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