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Author Topic: Loans too risky?  (Read 63179 times)
The_Dark_Knight
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October 25, 2016, 06:25:45 PM
 #821

You have to make sure that you are dealing with someone who is trusted. Or you need some kind of collateral so if the borrower defaults, you can at least be able to get some of your money back.
This is correct, but it depends on the collateral that they may offer, for example there were people that put their accounts as collateral, but they never had the intention to repay the loan, so that was basically a disguised sell and not someone asking for a loan.

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October 26, 2016, 03:40:01 AM
 #822

You have to make sure that you are dealing with someone who is trusted. Or you need some kind of collateral so if the borrower defaults, you can at least be able to get some of your money back.
This is correct, but it depends on the collateral that they may offer, for example there were people that put their accounts as collateral, but they never had the intention to repay the loan, so that was basically a disguised sell and not someone asking for a loan.

That does not promote in helping the forum to ensure that the users of the account are the real users, when an account is use as collateral and the borrower will default on the loan, they will surely sell those accounts and the real problem will start and we do not know who will use the account and since he got the full ownership, he can use it to scam people here.

I mean, we have working to build a good reputation here but suddenly we will just sell our accounts, that is tantamount to selling our reputation as well and I don't like that kind of act.

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October 27, 2016, 10:38:07 PM
 #823

You have to make sure that you are dealing with someone who is trusted. Or you need some kind of collateral so if the borrower defaults, you can at least be able to get some of your money back.
This is correct, but it depends on the collateral that they may offer, for example there were people that put their accounts as collateral, but they never had the intention to repay the loan, so that was basically a disguised sell and not someone asking for a loan.

That does not promote in helping the forum to ensure that the users of the account are the real users, when an account is use as collateral and the borrower will default on the loan, they will surely sell those accounts and the real problem will start and we do not know who will use the account and since he got the full ownership, he can use it to scam people here.

I mean, we have working to build a good reputation here but suddenly we will just sell our accounts, that is tantamount to selling our reputation as well and I don't like that kind of act.
This is why many lenders are no longer accepting forum accounts as collateral, since they disagree with that in a moral sense but also because selling accounts has become even more frown upon on the forum.

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October 28, 2016, 06:44:13 PM
 #824

You have to make sure that you are dealing with someone who is trusted. Or you need some kind of collateral so if the borrower defaults, you can at least be able to get some of your money back.
This is correct, but it depends on the collateral that they may offer, for example there were people that put their accounts as collateral, but they never had the intention to repay the loan, so that was basically a disguised sell and not someone asking for a loan.

That does not promote in helping the forum to ensure that the users of the account are the real users, when an account is use as collateral and the borrower will default on the loan, they will surely sell those accounts and the real problem will start and we do not know who will use the account and since he got the full ownership, he can use it to scam people here.

I mean, we have working to build a good reputation here but suddenly we will just sell our accounts, that is tantamount to selling our reputation as well and I don't like that kind of act.
If really you are here to build good reputation so that someone will not take away your good reputation from your account with you have built over the time, then either stay away from taking any loan that may require your account as collateral or never default the loan you are offered. As simple as that.

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October 28, 2016, 09:07:36 PM
 #825

I don't know, maybe most people can change for money however you can't say all people will change dealing with money(or power)

Collateral is a bad necessary, without it, well, probably you will lost your money, and well, always ask for a 120+ collateral.
Every sensible lender should ask for collateral before giving out loan because some borrowers are naturally gifted to default a loan terms. Should the borrower fail to pay back, you do not mind because your money wil not go in vain.

Every business must have some challenges within it, at the same time some smart solution also for the challenges will be available, we must make use of it.

This forum atleast on the last months has improved a lot, almost if not all the lenders do ask for a colateral before risk their bitcoins, the only problem is there are too many people trying to loan and short of people needing the loan really, some people use their accounts to get bitcoin.

That is because if you are going to return the loan with interest you should really have a good business which provides you with good profits. It's a rare thing in reality so smart people think twice before borrowing money. The gambling addicts is a different story, they are borrowing thinking they will make lots of coins fast and that's where you need to use a collateral.

I think give a loan to gambling addicts is not good idea too, gambling is totally based on luck even expert have a lost, it's too risk i think.

Better to give loans to person who run a business which used for business purpose.
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October 28, 2016, 09:19:14 PM
 #826

I learned quite early on in life that friendships die or go sideways when you lend friends money. When it comes to people that are more work based it was also a bad play due to the potential of that person blowing up and dragging you down with them as they look to wash out their debts.

When it comes to bitcoin,I would stick to the line that we are in to early a stage to have a broad enough section of the populatoin. Meaning that you could pigeonhole a large segment into a age range and in doing so you notice that its a time in life where money is often tight. Once bitcoin becomes adopted by more people I would maybe revisit the concept of lending to strangers.
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October 28, 2016, 10:19:25 PM
 #827

I don't know, maybe most people can change for money however you can't say all people will change dealing with money(or power)

Collateral is a bad necessary, without it, well, probably you will lost your money, and well, always ask for a 120+ collateral.
Every sensible lender should ask for collateral before giving out loan because some borrowers are naturally gifted to default a loan terms. Should the borrower fail to pay back, you do not mind because your money wil not go in vain.

Every business must have some challenges within it, at the same time some smart solution also for the challenges will be available, we must make use of it.

This forum atleast on the last months has improved a lot, almost if not all the lenders do ask for a colateral before risk their bitcoins, the only problem is there are too many people trying to loan and short of people needing the loan really, some people use their accounts to get bitcoin.

That is because if you are going to return the loan with interest you should really have a good business which provides you with good profits. It's a rare thing in reality so smart people think twice before borrowing money. The gambling addicts is a different story, they are borrowing thinking they will make lots of coins fast and that's where you need to use a collateral.

I think give a loan to gambling addicts is not good idea too, gambling is totally based on luck even expert have a lost, it's too risk i think.

Better to give loans to person who run a business which used for business purpose.
I’m not a lender myself but the idea behind lending is to obtain a profit no matter the outcome, if you lend money and you get your money back, you get it with interest added to it, if the user defaults on the loan then you get to keep the collateral, which covers the debt and a little more, so I don’t think lenders care too much in what you are going to invest the loan as long as they obtain profit out of it.

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October 28, 2016, 10:35:32 PM
 #828

In the general the most loans are requested before the people payment from the real work, so they have those warranty if something went bad with the loan, usually people does gamble or make bets sports with those tinny loans, as well some people do found at loans a way to force the accounts sells.


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October 28, 2016, 11:07:17 PM
 #829

In the general the most loans are requested before the people payment from the real work, so they have those warranty if something went bad with the loan, usually people does gamble or make bets sports with those tinny loans, as well some people do found at loans a way to force the accounts sells.
I think when you know that the reason they borrow money to gamble, it would be better if you avoid the borrower money. because it is possible they do not pay when he lost


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October 29, 2016, 02:31:50 PM
 #830

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.

Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.
I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.

Of course lend always beneficial. Only need to save money for this. And to reduce the risks of loans need to give customers a proven and reliable

Easy to say dude but it is hard to apply that in real practice, I wish it is easy to lend here online and you can ensure that this people will not run and hide after they get the money, we are living in an anonymous world so the risk is really higher therefore not recommended to lend here.

It is easy to apply online here in forum if you have a very good collateral and you had been trusted by some of the trusted people here. But many lenders are still depending on your source of income, so that they have assurance that whenever you are going to borrow. They have assurance that you are going to pay your debt.

Yes there are a lot of forum/thread can offer lending services but we have to check it's credibility with other people. Because getting loans are always risky we always have to be careful where to look for a legit company who offer loans.

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October 29, 2016, 04:36:14 PM
 #831

Well there was a moment where so many people got loans in the swiss coin and this one got so up.

The value of their credit was fucking high.

About we personal like a lenders it is kind of useless to do this. We will see what is happening in future but I think inflation can be getting much higher.
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October 30, 2016, 03:53:56 AM
 #832

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.

Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.
I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.

Of course lend always beneficial. Only need to save money for this. And to reduce the risks of loans need to give customers a proven and reliable

Easy to say dude but it is hard to apply that in real practice, I wish it is easy to lend here online and you can ensure that this people will not run and hide after they get the money, we are living in an anonymous world so the risk is really higher therefore not recommended to lend here.

It is easy to apply online here in forum if you have a very good collateral and you had been trusted by some of the trusted people here. But many lenders are still depending on your source of income, so that they have assurance that whenever you are going to borrow. They have assurance that you are going to pay your debt.

Yes there are a lot of forum/thread can offer lending services but we have to check it's credibility with other people. Because getting loans are always risky we always have to be careful where to look for a legit company who offer loans.
I did not even try asking for a loan here in the forum but I am not planning to do that as I know how much I can only avail using my account as a collateral,people trust users especially when an account is trusted but for me I do not want to compromise my reputation here as if I will be defaulted with my loan that's a big mistake for me.

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October 30, 2016, 05:32:30 AM
 #833

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.

Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.
I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.

Of course lend always beneficial. Only need to save money for this. And to reduce the risks of loans need to give customers a proven and reliable

Easy to say dude but it is hard to apply that in real practice, I wish it is easy to lend here online and you can ensure that this people will not run and hide after they get the money, we are living in an anonymous world so the risk is really higher therefore not recommended to lend here.

It is easy to apply online here in forum if you have a very good collateral and you had been trusted by some of the trusted people here. But many lenders are still depending on your source of income, so that they have assurance that whenever you are going to borrow. They have assurance that you are going to pay your debt.

Yes there are a lot of forum/thread can offer lending services but we have to check it's credibility with other people. Because getting loans are always risky we always have to be careful where to look for a legit company who offer loans.
I did not even try asking for a loan here in the forum but I am not planning to do that as I know how much I can only avail using my account as a collateral,people trust users especially when an account is trusted but for me I do not want to compromise my reputation here as if I will be defaulted with my loan that's a big mistake for me.

If  its  not neccesary to  get some  loan then why we  just   decide  to get  one. You are  just   trying  to make  another  problems  on the  future. Risking  you own account would   not still guarantee you  to make good   amount of loan  because it would  really depend  on the  value  of  your  account.  LOans  are  not ideal  thing to do  unless if you are really in need  of money as  long you could able to  produce money in some  ways then do that and  taking  up some  loan would be the last resort  for you.

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goldcoinminer
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October 30, 2016, 08:03:25 AM
 #834

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.

Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.
I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.

Of course lend always beneficial. Only need to save money for this. And to reduce the risks of loans need to give customers a proven and reliable

Easy to say dude but it is hard to apply that in real practice, I wish it is easy to lend here online and you can ensure that this people will not run and hide after they get the money, we are living in an anonymous world so the risk is really higher therefore not recommended to lend here.

It is easy to apply online here in forum if you have a very good collateral and you had been trusted by some of the trusted people here. But many lenders are still depending on your source of income, so that they have assurance that whenever you are going to borrow. They have assurance that you are going to pay your debt.

Yes there are a lot of forum/thread can offer lending services but we have to check it's credibility with other people. Because getting loans are always risky we always have to be careful where to look for a legit company who offer loans.
I did not even try asking for a loan here in the forum but I am not planning to do that as I know how much I can only avail using my account as a collateral,people trust users especially when an account is trusted but for me I do not want to compromise my reputation here as if I will be defaulted with my loan that's a big mistake for me.

If  its  not neccesary to  get some  loan then why we  just   decide  to get  one. You are  just   trying  to make  another  problems  on the  future. Risking  you own account would   not still guarantee you  to make good   amount of loan  because it would  really depend  on the  value  of  your  account.  LOans  are  not ideal  thing to do  unless if you are really in need  of money as  long you could able to  produce money in some  ways then do that and  taking  up some  loan would be the last resort  for you.
Taking a loan should only be the last option and you should only those do that especially when you are in desperate times that you need money. Without a problem you could always save to reach your goal if you are planning to have a future investment.

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VadikZimnyayaRezina
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October 30, 2016, 09:35:40 AM
 #835

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.

Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.
I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.

I also think that the credit - is a step towards poverty. No need to take out a loan if there is no emergency. We must rely on our own strength. And try to save for the future

Of course lend always beneficial. Only need to save money for this. And to reduce the risks of loans need to give customers a proven and reliable

Easy to say dude but it is hard to apply that in real practice, I wish it is easy to lend here online and you can ensure that this people will not run and hide after they get the money, we are living in an anonymous world so the risk is really higher therefore not recommended to lend here.

It is easy to apply online here in forum if you have a very good collateral and you had been trusted by some of the trusted people here. But many lenders are still depending on your source of income, so that they have assurance that whenever you are going to borrow. They have assurance that you are going to pay your debt.

Yes there are a lot of forum/thread can offer lending services but we have to check it's credibility with other people. Because getting loans are always risky we always have to be careful where to look for a legit company who offer loans.
I did not even try asking for a loan here in the forum but I am not planning to do that as I know how much I can only avail using my account as a collateral,people trust users especially when an account is trusted but for me I do not want to compromise my reputation here as if I will be defaulted with my loan that's a big mistake for me.

If  its  not neccesary to  get some  loan then why we  just   decide  to get  one. You are  just   trying  to make  another  problems  on the  future. Risking  you own account would   not still guarantee you  to make good   amount of loan  because it would  really depend  on the  value  of  your  account.  LOans  are  not ideal  thing to do  unless if you are really in need  of money as  long you could able to  produce money in some  ways then do that and  taking  up some  loan would be the last resort  for you.
Taking a loan should only be the last option and you should only those do that especially when you are in desperate times that you need money. Without a problem you could always save to reach your goal if you are planning to have a future investment.

I also think that the credit - is a step towards poverty. No need to take out a loan if there is no emergency. We must rely on our own strength. And try to save for the future

choppork
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October 30, 2016, 01:44:49 PM
 #836

Those people that doesn't return what they borrowed are just giving themselves a bad name. Defaulting a loan is basically scamming someone. You made him trust you enough to the point that he let you borrow money and then you're just running away from it. Because of that, people started having collateral for loans. But the problem now is that there are people who doesn't actually care about the collateral since the beginning.

All I can say is to be picky with whom are you going to lend your money. Only accept collateral that are easy to dispose.
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October 30, 2016, 03:36:38 PM
 #837

In the general the most loans are requested before the people payment from the real work, so they have those warranty if something went bad with the loan, usually people does gamble or make bets sports with those tinny loans, as well some people do found at loans a way to force the accounts sells.
I think when you know that the reason they borrow money to gamble, it would be better if you avoid the borrower money. because it is possible they do not pay when he lost
There is always a risk when you make a loan but the rule of no collateral no loan, reduces the risk for the lenders significantly, in fact most loans in the world are performed the same way, if you go to the bank and ask for a loan they will ask all kinds of questions when they are convinced they can get their money back they will give you a loan but if they think you cannot pay them back then they are not going to give you the loan

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barbara44
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October 31, 2016, 10:22:24 AM
 #838

It is easy to apply online here in forum if you have a very good collateral and you had been trusted by some of the trusted people here. But many lenders are still depending on your source of income, so that they have assurance that whenever you are going to borrow. They have assurance that you are going to pay your debt.
I have tried applying for loan on the forum, despite the collateral I have, I was rejected and given a very bad review which made me stay very far away from those lenders, they can be very cruel at times. Just respect yourself and find hardwork to do so you can solve your problem instead of seeking for loan that you may never get.

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October 31, 2016, 10:30:08 AM
 #839

Loans can be less risky if you can get some backup options. For example getting an account that is worth the money you're loaning to someone so in case he wants to scam you, you got his account and you can sell it.

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October 31, 2016, 01:41:34 PM
 #840

Loans can be less risky if you can get some backup options. For example getting an account that is worth the money you're loaning to someone so in case he wants to scam you, you got his account and you can sell it.
That does not work all the time, an account is not that worth since accounts can be bought here and the borrower can easily replace with new accounts. I think you need to carefully evaluate every loan application and if you collateral is only the account, then make sure only those reputable ones.



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