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Author Topic: Loans too risky?  (Read 62014 times)
Sorrowfox
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October 23, 2016, 04:48:33 AM
 #801

yeah loans are too risky because some people are scammers that they will trying to do all just to stole up your money and you can't get back your bitcoins again anymore,if you're going to a loan i think you must have an contract Smiley and must have a collateral.
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October 23, 2016, 05:28:26 AM
 #802

yeah loans are too risky because some people are scammers that they will trying to do all just to stole up your money and you can't get back your bitcoins again anymore,if you're going to a loan i think you must have an contract Smiley and must have a collateral.
Therefore you do not loan here online, that business is only good in the physical world as you can require your borrower to submit all the necessary requires to ensure that he would repay his loan base on the agree terms, in the physical world there is a protection for both the borrower and the lender but in online the risk is only on the lender due to scammers.

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October 23, 2016, 05:35:01 AM
 #803

Anyone here can be the most honest person in the world, if those person became politician you can be sure it will be corrupted, big ammounts of money make anyone go insane and try to get a part of those, loans are something to make to people which you dont know and not all people, because some people do ask the loan just to spend and not willing to repay.
Not all people are not willing to repay they are just loan for emergency and they can pay if they have work..  That is why its risk it is because some people are not willing to pay or they run..  honestly if i had lots of savings i can give loan but for those only have collateral valid no collateral no loans..

Yeah, it is safer to give out loans if you take some collateral so that they are forced to pay and if they do not want to pay, you at least have something in return. Even with friends, especially if the amount is large, you should protect ot with a collateral.

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arcanaaerobics
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October 23, 2016, 05:52:35 AM
 #804

Anyone here can be the most honest person in the world, if those person became politician you can be sure it will be corrupted, big ammounts of money make anyone go insane and try to get a part of those, loans are something to make to people which you dont know and not all people, because some people do ask the loan just to spend and not willing to repay.
Not all people are not willing to repay they are just loan for emergency and they can pay if they have work..  That is why its risk it is because some people are not willing to pay or they run..  honestly if i had lots of savings i can give loan but for those only have collateral valid no collateral no loans..

Yeah, it is safer to give out loans if you take some collateral so that they are forced to pay and if they do not want to pay, you at least have something in return. Even with friends, especially if the amount is large, you should protect ot with a collateral.

I don't know, maybe most people can change for money however you can't say all people will change dealing with money(or power)

Collateral is a bad necessary, without it, well, probably you will lost your money, and well, always ask for a 120+ collateral.
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October 23, 2016, 10:29:52 AM
 #805

Anyone here can be the most honest person in the world, if those person became politician you can be sure it will be corrupted, big ammounts of money make anyone go insane and try to get a part of those, loans are something to make to people which you dont know and not all people, because some people do ask the loan just to spend and not willing to repay.
Not all people are not willing to repay they are just loan for emergency and they can pay if they have work..  That is why its risk it is because some people are not willing to pay or they run..  honestly if i had lots of savings i can give loan but for those only have collateral valid no collateral no loans..

Yeah, it is safer to give out loans if you take some collateral so that they are forced to pay and if they do not want to pay, you at least have something in return. Even with friends, especially if the amount is large, you should protect ot with a collateral.

I don't know, maybe most people can change for money however you can't say all people will change dealing with money(or power)

Collateral is a bad necessary, without it, well, probably you will lost your money, and well, always ask for a 120+ collateral.
I just do not get what you mean about 120+ collateral, anyway if you are referring it to at least 120% of the total loans then that would be a good idea, but how to we get that kind of collateral online, if the most possible collateral here are our accounts.

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October 23, 2016, 03:21:24 PM
 #806

Though it is too risky, the amount you are lending someone would be more helpful and more supportive. There are very few who intend to run away without repaying the loan. In this forum, of course, you can not go for secured loan, but still can find out a faithful and a trustworthy to lend if you still wish to. At times you would be surprised in getting the money back to your pocket genuinely. We can make it as secured. You can get the scanned copy of ones identification proof which will help you track and keep the borrower very close.   
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October 23, 2016, 06:51:43 PM
 #807

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
Mixing businesses and friends is always a bad idea, because it will happen what you mentioned in your example, some people will abuse your trust in them and will not fell obligated to pay you back.

Well, if you have a very good friend and you gave him loan on this trust that he will return it back on time and if he doesn't, then that's only one time you an be deprived of your lended amount.
Not not you will lose money but also that trusted friendship will be over forever.
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October 23, 2016, 07:25:07 PM
 #808

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.
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October 23, 2016, 09:11:46 PM
 #809

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
Mixing businesses and friends is always a bad idea, because it will happen what you mentioned in your example, some people will abuse your trust in them and will not fell obligated to pay you back.
agree with you I think a friend would take advantage of a relationship with you to get a cheaper price or when you think he borrowed money he does not want you to leave interest on them, yeah lots is a saying that if you want to make an effort not to sell your stuff to your friends because you will be mutually awkward lol



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Financial_Genius
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October 23, 2016, 09:23:50 PM
 #810

Investing in Bitcoin doesn't make it "savings". However, when you use a separate wallet to collect the Bitcoins in it for the future and not to spend them regularly, it becomes apparent that you retain Bitcoins for their value. That is, in the hope that this value will grow. With the same purpose, you could keep valuable metals, stocks and other assets.
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October 23, 2016, 10:36:40 PM
 #811

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
Mixing businesses and friends is always a bad idea, because it will happen what you mentioned in your example, some people will abuse your trust in them and will not fell obligated to pay you back.
I also always keep away my friends from my business and when come to them while in business I deal them the same as my other clients so that I will not have to suffer the lose because of sending for them and with that they will not know the secretes of me.


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October 24, 2016, 02:14:01 AM
 #812

Loaning money for example is going to cost you more money so in fact you have to pay for money. But you should only take a loan for something important that you need in live. Do not take a loan if you do not have a good reason to do so.
you may be able to borrow from your friend or relative so it will not be charged.
yes you are right, borrow when we have something that is really important. or borrow when we were able to return it. because otherwise, it would be a risk.
I had a friend mine and he asked me for help him, i had lended the money and he said would repay on the same week, the result of those were 1 year to repay and just repaid me 80% soo if you do wanna to loose a friend lend money to him or her be sure that it might lead into those. Its better to lend to a random person then a friend.
Mixing businesses and friends is always a bad idea, because it will happen what you mentioned in your example, some people will abuse your trust in them and will not fell obligated to pay you back.
I also always keep away my friends from my business and when come to them while in business I deal them the same as my other clients so that I will not have to suffer the lose because of sending for them and with that they will not know the secretes of me.
The basic principle in business is that "it should be separate and distinct from the owner" that means you need to separate it from you and your friends if you cannot control them. In lending business, it is easy to loan out but the hardest way is when you collect and since you are extending loan to your friends, it is presume that sometimes you skip some of the necessary requirement to evaluate his capacity to pay which would lead to failure of your business.

 
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October 24, 2016, 05:12:37 AM
 #813

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.

Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.
I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.

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October 24, 2016, 05:23:18 AM
 #814

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.

Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.
I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.

Of course lend always beneficial. Only need to save money for this. And to reduce the risks of loans need to give customers a proven and reliable

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October 24, 2016, 05:39:51 AM
 #815

yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.

Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.
I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.

Of course lend always beneficial. Only need to save money for this. And to reduce the risks of loans need to give customers a proven and reliable

Easy to say dude but it is hard to apply that in real practice, I wish it is easy to lend here online and you can ensure that this people will not run and hide after they get the money, we are living in an anonymous world so the risk is really higher therefore not recommended to lend here.

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October 24, 2016, 06:20:02 PM
 #816

I don't know, maybe most people can change for money however you can't say all people will change dealing with money(or power)

Collateral is a bad necessary, without it, well, probably you will lost your money, and well, always ask for a 120+ collateral.
Every sensible lender should ask for collateral before giving out loan because some borrowers are naturally gifted to default a loan terms. Should the borrower fail to pay back, you do not mind because your money wil not go in vain.

Every business must have some challenges within it, at the same time some smart solution also for the challenges will be available, we must make use of it.

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October 24, 2016, 07:56:51 PM
 #817

I don't know, maybe most people can change for money however you can't say all people will change dealing with money(or power)

Collateral is a bad necessary, without it, well, probably you will lost your money, and well, always ask for a 120+ collateral.
Every sensible lender should ask for collateral before giving out loan because some borrowers are naturally gifted to default a loan terms. Should the borrower fail to pay back, you do not mind because your money wil not go in vain.

Every business must have some challenges within it, at the same time some smart solution also for the challenges will be available, we must make use of it.

This forum atleast on the last months has improved a lot, almost if not all the lenders do ask for a colateral before risk their bitcoins, the only problem is there are too many people trying to loan and short of people needing the loan really, some people use their accounts to get bitcoin.


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Betwrong
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October 25, 2016, 10:06:43 AM
 #818

I don't know, maybe most people can change for money however you can't say all people will change dealing with money(or power)

Collateral is a bad necessary, without it, well, probably you will lost your money, and well, always ask for a 120+ collateral.
Every sensible lender should ask for collateral before giving out loan because some borrowers are naturally gifted to default a loan terms. Should the borrower fail to pay back, you do not mind because your money wil not go in vain.

Every business must have some challenges within it, at the same time some smart solution also for the challenges will be available, we must make use of it.

This forum atleast on the last months has improved a lot, almost if not all the lenders do ask for a colateral before risk their bitcoins, the only problem is there are too many people trying to loan and short of people needing the loan really, some people use their accounts to get bitcoin.

That is because if you are going to return the loan with interest you should really have a good business which provides you with good profits. It's a rare thing in reality so smart people think twice before borrowing money. The gambling addicts is a different story, they are borrowing thinking they will make lots of coins fast and that's where you need to use a collateral.

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October 25, 2016, 05:31:54 PM
 #819

I don't know, maybe most people can change for money however you can't say all people will change dealing with money(or power)

Collateral is a bad necessary, without it, well, probably you will lost your money, and well, always ask for a 120+ collateral.
Every sensible lender should ask for collateral before giving out loan because some borrowers are naturally gifted to default a loan terms. Should the borrower fail to pay back, you do not mind because your money wil not go in vain.

Every business must have some challenges within it, at the same time some smart solution also for the challenges will be available, we must make use of it.

This forum atleast on the last months has improved a lot, almost if not all the lenders do ask for a colateral before risk their bitcoins, the only problem is there are too many people trying to loan and short of people needing the loan really, some people use their accounts to get bitcoin.

That is because if you are going to return the loan with interest you should really have a good business which provides you with good profits. It's a rare thing in reality so smart people think twice before borrowing money. The gambling addicts is a different story, they are borrowing thinking they will make lots of coins fast and that's where you need to use a collateral.

That is right. The earning from the loan should be more than the loan interest. Otherwise, it is not worth the efforts.

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socks435
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★Nitrogensports.eu★


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October 25, 2016, 05:40:59 PM
 #820

I don't know, maybe most people can change for money however you can't say all people will change dealing with money(or power)

Collateral is a bad necessary, without it, well, probably you will lost your money, and well, always ask for a 120+ collateral.
Every sensible lender should ask for collateral before giving out loan because some borrowers are naturally gifted to default a loan terms. Should the borrower fail to pay back, you do not mind because your money wil not go in vain.

Every business must have some challenges within it, at the same time some smart solution also for the challenges will be available, we must make use of it.

This forum atleast on the last months has improved a lot, almost if not all the lenders do ask for a colateral before risk their bitcoins, the only problem is there are too many people trying to loan and short of people needing the loan really, some people use their accounts to get bitcoin.

That is because if you are going to return the loan with interest you should really have a good business which provides you with good profits. It's a rare thing in reality so smart people think twice before borrowing money. The gambling addicts is a different story, they are borrowing thinking they will make lots of coins fast and that's where you need to use a collateral.

That is right. The earning from the loan should be more than the loan interest. Otherwise, it is not worth the efforts.
It should be more or high value than the interest because some other members here not paying back for their collateral.. but some of lenders here in our forum are giving no collateral but its too risky for me but they are just choosing who people are eligible to give a loan..


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