If you were in desperate need for money....

[BlockEye]

Of course there is the possibility of appeal to the bank for a loan. There are times that there is no time to wait and look. If your credit history is good, no problems should occur, and you can immediately get the money in his hands.

that's indeed one of many way to face the current situation,but honestly i'd never wanted to have an affair with the bank if i can sell things, then i will sell,it's better than paying more than what you receive,bank always having an interest and that's bad for me in the future, and if there were an urgent thing comes and force me to spent more than usual monthly spending

It's easy to loan in the bank and they are cheaper compared to any other lending company, if your intention is only to loan when in times of desperation, I guess no problem with that but for some people, they do not loan for times of trouble only but to buy their wants.

well loaning from banks do have strict requirements and if you're really in desperation, sometimes it may take time before you can get your loan. I agree that it would be better, well for me that is, to sell items that you don't really need to get extra money. or if you can borrow from a friend or a relative that can spare you some amount, it would be better.

Here in my country loaning in banks are two types, with collateral and non-collateral. But for the non collateral loans the requirements are very easy as long as you are already have regular position to your company and working there for 1 year. And still they have salary range and you must be earning $350 monthly, so even if I desperately need money I can't use their service. I can just simply ask my brothers and sisters to give me money if I need so.

Yeah. loaning on bank is not a good option if you need money desperately. It will tooks a very long time to approved your loan it is very hassle. Me myself tried it and ended up nothing because i can't complete all requirements. If people need some fash cash, it is better to come your family and friend to ask for help. You will easily get money if you have good relation to all people around you

[frankmb]

Of course there is the possibility of appeal to the bank for a loan. There are times that there is no time to wait and look. If your credit history is good, no problems should occur, and you can immediately get the money in his hands.

that's indeed one of many way to face the current situation,but honestly i'd never wanted to have an affair with the bank if i can sell things, then i will sell,it's better than paying more than what you receive,bank always having an interest and that's bad for me in the future, and if there were an urgent thing comes and force me to spent more than usual monthly spending

It's easy to loan in the bank and they are cheaper compared to any other lending company, if your intention is only to loan when in times of desperation, I guess no problem with that but for some people, they do not loan for times of trouble only but to buy their wants.

well loaning from banks do have strict requirements and if you're really in desperation, sometimes it may take time before you can get your loan. I agree that it would be better, well for me that is, to sell items that you don't really need to get extra money. or if you can borrow from a friend or a relative that can spare you some amount, it would be better.

Here in my country loaning in banks are two types, with collateral and non-collateral. But for the non collateral loans the requirements are very easy as long as you are already have regular position to your company and working there for 1 year. And still they have salary range and you must be earning $350 monthly, so even if I desperately need money I can't use their service. I can just simply ask my brothers and sisters to give me money if I need so.

Yeah. loaning on bank is not a good option if you need money desperately. It will tooks a very long time to approved your loan it is very hassle. Me myself tried it and ended up nothing because i can't complete all requirements. If people need some fash cash, it is better to come your family and friend to ask for help. You will easily get money if you have good relation to all people around you

Well here we have services for mini loans up to EUR 500 which can be granted within 24 hours against a 10-15% interest rate.

I would use that as a last resort, I rather borrow some from family or friends depends on the amount and if I can assure to pay it back in a reasonable time frame. And I would sell anything what is worth something and I can live without and just work my ass off on anything that can make me some extra cash.

[Maslate]

Of course there is the possibility of appeal to the bank for a loan. There are times that there is no time to wait and look. If your credit history is good, no problems should occur, and you can immediately get the money in his hands.

i won't do this because i don't know how can i pay for the monthly beside that, i don't want to risk my house or my land as the collateral if i can not pay the lending. better i search for any job in around me and start to work, since i am capable to do a job like other people.

If you have no choice and you have immediate and dire need of money, then getting loans will be the easiest way to get money. YOu can work hard later and pay your monthly dues when everything is settled. It is hard to pay loans because of high interest rates, but if that is the only way, then you have to do it.

Yeah and they dont take much of the percentage when you pay back. I would really suggest that method than taking the riskier and like you need to pay double after. You could also look for banks that offer this kind.

That is the only way if you are really in desperate need for money instead of doing such illegal acts that can get you fast money and being put in jail. Better to strive for hard work to pay for your debts for the loans that you have got. As long as you did good for spending that money or you will regret that you are desperate for money for nonsense things.

If it's for emergency, taking a loan is advisable, and I am pretty sure you have friends and your family that will lend you money because it's emergency. However, we can always do away with that if we will prepare for the situation, we need to ensure that we have our savings to take care for emergency situation.

[passwordnow]

Of course there is the possibility of appeal to the bank for a loan. There are times that there is no time to wait and look. If your credit history is good, no problems should occur, and you can immediately get the money in his hands.

that's indeed one of many way to face the current situation,but honestly i'd never wanted to have an affair with the bank if i can sell things, then i will sell,it's better than paying more than what you receive,bank always having an interest and that's bad for me in the future, and if there were an urgent thing comes and force me to spent more than usual monthly spending

It's easy to loan in the bank and they are cheaper compared to any other lending company, if your intention is only to loan when in times of desperation, I guess no problem with that but for some people, they do not loan for times of trouble only but to buy their wants.

well loaning from banks do have strict requirements and if you're really in desperation, sometimes it may take time before you can get your loan. I agree that it would be better, well for me that is, to sell items that you don't really need to get extra money. or if you can borrow from a friend or a relative that can spare you some amount, it would be better.

Here in my country loaning in banks are two types, with collateral and non-collateral. But for the non collateral loans the requirements are very easy as long as you are already have regular position to your company and working there for 1 year. And still they have salary range and you must be earning $350 monthly, so even if I desperately need money I can't use their service. I can just simply ask my brothers and sisters to give me money if I need so.

Yeah. loaning on bank is not a good option if you need money desperately. It will tooks a very long time to approved your loan it is very hassle. Me myself tried it and ended up nothing because i can't complete all requirements. If people need some fash cash, it is better to come your family and friend to ask for help. You will easily get money if you have good relation to all people around you

Well here we have services for mini loans up to EUR 500 which can be granted within 24 hours against a 10-15% interest rate.

I would use that as a last resort, I rather borrow some from family or friends depends on the amount and if I can assure to pay it back in a reasonable time frame. And I would sell anything what is worth something and I can live without and just work my ass off on anything that can make me some extra cash.

Ow! That's too much interest, does it covers for monthly interest rate or for the whole period of payment you need to pay? That is why I am rejecting any loaning service even though I am really in need for money. And I don't worry about it, because I have some options like selling my stuffs for rush and as well as ask my friends for money.

[diodio5]

I have always worked to have money. When it was time, and even on the internet earnings was not, then I have worked hard physically and extracted what I need.

Someone would probably work for the money he needs, but not always you have that much time to work and earn the money you need desperately at that moment, so in such times you need to do something urgently like taking a loan or selling something etc, that is why it is always good to have savings.

If you already have the bitcoin and do not need it to pay for living, it is better to save it for the long term.

You will die with your bitcoins, you are in desperate situation so you have no choice but to sell it..

I think that makes sense is to sell items that you NESS or borrow money to someone, it is the best choice. you can not possibly work and wait for the paycheck comes because obviously your need to be paid immediately, so I think immediately sell important goods that you have

[mirakal]

I have always worked to have money. When it was time, and even on the internet earnings was not, then I have worked hard physically and extracted what I need.

Someone would probably work for the money he needs, but not always you have that much time to work and earn the money you need desperately at that moment, so in such times you need to do something urgently like taking a loan or selling something etc, that is why it is always good to have savings.

If you already have the bitcoin and do not need it to pay for living, it is better to save it for the long term.

You will die with your bitcoins, you are in desperate situation so you have no choice but to sell it..

I think that makes sense is to sell items that you NESS or borrow money to someone, it is the best choice. you can not possibly work and wait for the paycheck comes because obviously your need to be paid immediately, so I think immediately sell important goods that you have

As long as you are a good payor you can easily take a loan, protect your reputation as that is the most important to gain people's trust. And one thing, do not borrow money when yo do not need it so in times of trouble you still have someone you can approach because you do not max out your credit limit.

[maxdeielle]

I will ask money to someone whom I trust, who can I talk personally with. Because being desperate of having money not means you are going to borrow to some one whom you do not know. But professional person who is having a job can easily manage to get money in that situation as he holds a descent image in the minds of the people but what if a unemployed person found in the same situation, will people have same perception for him and will be willing to help him out?

[bamboylee]

I will ask money to someone whom I trust, who can I talk personally with. Because being desperate of having money not means you are going to borrow to some one whom you do not know. But professional person who is having a job can easily manage to get money in that situation as he holds a descent image in the minds of the people but what if a unemployed person found in the same situation, will people have same perception for him and will be willing to help him out?

He will have no way to pay back a loan because as you said he is unemployed. No one will give him a loan without a collateral. If he have assets, he can give that as collateral, otherwise, he have to find other way to get money.

[arseaboy]

I will ask money to someone whom I trust, who can I talk personally with. Because being desperate of having money not means you are going to borrow to some one whom you do not know. But professional person who is having a job can easily manage to get money in that situation as he holds a descent image in the minds of the people but what if a unemployed person found in the same situation, will people have same perception for him and will be willing to help him out?

He will have no way to pay back a loan because as you said he is unemployed. No one will give him a loan without a collateral. If he have assets, he can give that as collateral, otherwise, he have to find other way to get money.

That's true mate.. every time we apply for a loan, company loans will sometimes do background checking to see if you are capable of paying back your loan in a monthly term. So if you really doesn't have enough assets or provide good collateral well definitely you will not be able to approve for a loan.

[Positid]

I will ask money to someone whom I trust, who can I talk personally with. Because being desperate of having money not means you are going to borrow to some one whom you do not know. But professional person who is having a job can easily manage to get money in that situation as he holds a descent image in the minds of the people but what if a unemployed person found in the same situation, will people have same perception for him and will be willing to help him out?

He will have no way to pay back a loan because as you said he is unemployed. No one will give him a loan without a collateral. If he have assets, he can give that as collateral, otherwise, he have to find other way to get money.

That's true mate.. every time we apply for a loan, company loans will sometimes do background checking to see if you are capable of paying back your loan in a monthly term. So if you really doesn't have enough assets or provide good collateral well definitely you will not be able to approve for a loan.

Therefore we need to take care of our reputation, they do background checking of our life to ensure that we have the capacity to pay which cannot be done here online and hence it's really risky to give a loan here.

[Aamir1]

I will ask money to someone whom I trust, who can I talk personally with. Because being desperate of having money not means you are going to borrow to some one whom you do not know. But professional person who is having a job can easily manage to get money in that situation as he holds a descent image in the minds of the people but what if a unemployed person found in the same situation, will people have same perception for him and will be willing to help him out?

He will have no way to pay back a loan because as you said he is unemployed. No one will give him a loan without a collateral. If he have assets, he can give that as collateral, otherwise, he have to find other way to get money.

But he said he would talk to someone whom he trusts and whom he can talk personally with, so if someone trusts you too and knows you personally then he might give you the money as a loan but then it is your duty to pay him back even if you are not employed because he trusted you that is why he had given you the money.

[Natalim]

I will ask money to someone whom I trust, who can I talk personally with. Because being desperate of having money not means you are going to borrow to some one whom you do not know. But professional person who is having a job can easily manage to get money in that situation as he holds a descent image in the minds of the people but what if a unemployed person found in the same situation, will people have same perception for him and will be willing to help him out?

He will have no way to pay back a loan because as you said he is unemployed. No one will give him a loan without a collateral. If he have assets, he can give that as collateral, otherwise, he have to find other way to get money.

But he said he would talk to someone whom he trusts and whom he can talk personally with, so if someone trusts you too and knows you personally then he might give you the money as a loan but then it is your duty to pay him back even if you are not employed because he trusted you that is why he had given you the money.

You can't trust a man's promise to pay if he has no capacity to pay, if lending someone without a job then probably you will have a problem in the future. People will really look for money when they need it but they do not consider the possibility because their main goal is only to make money.

[diegz]

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LOL! I knew a lot of people who have been doing that just to get money immediately. That is happening in real life and just to be exact in depressed areas where people doesn't have enough for living. So because they were desperate for money, they are promising their lender that they will pay on time plus interest rates but that promise is already out of use for me.

Personally, I experienced that, I lived in a place before which  is hovered by poverty. Most of the time the people do is to lend money,whether they are capable or not on paying, The thing is, it is for survival, if they got money, that's good, if they don't then no meal. Honestly speaking, if someone like those people asks you to give them money, it's hard to refuse, even if you know that they are not capable of paying.

[blackmachinegun]

I will ask money to someone whom I trust, who can I talk personally with. Because being desperate of having money not means you are going to borrow to some one whom you do not know. But professional person who is having a job can easily manage to get money in that situation as he holds a descent image in the minds of the people but what if a unemployed person found in the same situation, will people have same perception for him and will be willing to help him out?

He will have no way to pay back a loan because as you said he is unemployed. No one will give him a loan without a collateral. If he have assets, he can give that as collateral, otherwise, he have to find other way to get money.

But he said he would talk to someone whom he trusts and whom he can talk personally with, so if someone trusts you too and knows you personally then he might give you the money as a loan but then it is your duty to pay him back even if you are not employed because he trusted you that is why he had given you the money.

You can't trust a man's promise to pay if he has no capacity to pay, if lending someone without a job then probably you will have a problem in the future. People will really look for money when they need it but they do not consider the possibility because their main goal is only to make money.

for that if you need money and you have no other recourse than to borrow money, so you'd better have a good reason to borrow money, give your reasons so strong that people are willing to give you loan money dude

[Xenophoto]

I will ask money to someone whom I trust, who can I talk personally with. Because being desperate of having money not means you are going to borrow to some one whom you do not know. But professional person who is having a job can easily manage to get money in that situation as he holds a descent image in the minds of the people but what if a unemployed person found in the same situation, will people have same perception for him and will be willing to help him out?

In the eyes of the banks, they will have a different perception. It's because someone who has a decent job can surely repay them when they give him a loan. The other person cannot repay them in a timely manner. I think it's the same even when you're going to ask a person you know personally. Maybe even worse because they know you, they know that you're unemployed and you cannot repay them anytime soon unless of course if they agree to wait until you finally have a job.

[Positid]

I will ask money to someone whom I trust, who can I talk personally with. Because being desperate of having money not means you are going to borrow to some one whom you do not know. But professional person who is having a job can easily manage to get money in that situation as he holds a descent image in the minds of the people but what if a unemployed person found in the same situation, will people have same perception for him and will be willing to help him out?

He will have no way to pay back a loan because as you said he is unemployed. No one will give him a loan without a collateral. If he have assets, he can give that as collateral, otherwise, he have to find other way to get money.

But he said he would talk to someone whom he trusts and whom he can talk personally with, so if someone trusts you too and knows you personally then he might give you the money as a loan but then it is your duty to pay him back even if you are not employed because he trusted you that is why he had given you the money.

You can't trust a man's promise to pay if he has no capacity to pay, if lending someone without a job then probably you will have a problem in the future. People will really look for money when they need it but they do not consider the possibility because their main goal is only to make money.

for that if you need money and you have no other recourse than to borrow money, so you'd better have a good reason to borrow money, give your reasons so strong that people are willing to give you loan money dude

FYI, the reason is the main basis for you to be able to borrow money successfully, you need to have a job or income that will support your application. In addition your reputation must be good, lender will not trust your if you do not have a good reputation and you have no capacity to pay.

[mirakal]

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LOL! I knew a lot of people who have been doing that just to get money immediately. That is happening in real life and just to be exact in depressed areas where people doesn't have enough for living. So because they were desperate for money, they are promising their lender that they will pay on time plus interest rates but that promise is already out of use for me.

Personally, I experienced that, I lived in a place before which  is hovered by poverty. Most of the time the people do is to lend money,whether they are capable or not on paying, The thing is, it is for survival, if they got money, that's good, if they don't then no meal. Honestly speaking, if someone like those people asks you to give them money, it's hard to refuse, even if you know that they are not capable of paying.

I understand that they are just doing it for survival, we are not different mate. Because even I did that before, but upon thinking to the lenders position. I have an experience that I became the lender and person who is asking me money is a new friend of mine and she desperately needs money for paying her electric bills. So I lent her $30 and I have hard time for collecting the payment its take a long time before she pays and she only paid $20. Well, I just leave it to her if she will pay me that remaining $10. Because I'm working hard for each penny that I am getting in my pocket.

If in my case a woman will borrow money from me and she tells me she is in desperate situation then I could easily lend here because I am really generous with girls. Maybe I cannot be a businessman operating a lending as I do not collect loans from girls especially if I like here.

[Sanekavg13]

If I need money, I'll take out a bank loan. I do not ask for money from friends and relatives. It is easier to take the required amount in a financial institution

[arseaboy]

If I need money, I'll take out a bank loan. I do not ask for money from friends and relatives. It is easier to take the required amount in a financial institution

I agree.. but bank will charge you more interest than asking money from your friends and relatives.  but if you really need a big money well bank might give that amount you need.

[gabmen]

If I need money, I'll take out a bank loan. I do not ask for money from friends and relatives. It is easier to take the required amount in a financial institution

I agree.. but bank will charge you more interest than asking money from your friends and relatives.  but if you really need a big money well bank might give that amount you need.

yeah you're right. depending on the amount that you desperately need, i think if it's minimal like money just to make you through to the next pay that you'll receive, borrowing from people you know would be enough. if it's a major amount you'll need then loaning from banks would be the best option although you have to work with the interests that it comes with but hey, when desperate time comes you may not have a lot of choices