I have $20k ,how do I invest

[ibemerum]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

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[iTzShowTime]

Just do what you want with your $ at the end of the day GPU mining is something to fall back on.
You could invest some of it right away then use the rest to get GPU.

Look into Masternode!  and Neoscrypt coins to mine!

[kevindjunaidi]

if I were you I would invest my $ 2,000 in altcoin and ICO, and I would choose high-priced altcoins like APPC, POWR and SXDT and I would also invest in a successful ICO like The World News ICO.

[Handsome Boy]

$ 2000 you are better invested all in ethereum, because the price ethereum will go up and it will make you become rich.

[wazir101]

if you asked to me .you should invest in different currencies  30% in bitcoin and search different new currencies for invest and then wait for 6 month you ll make good profit .invest in different currencies is good because in trading we are not shore which currency ll go up or down but not all currencies ll go down in the same time   

[AndrZG]

If I have $20k, I will invest: $5k in BTC, $5k in ETH, $5 in promising altcoins. Invest $5k in ICO projects.

[kinki32]

My opinion you should 50% in bitcoin, 25% in ethereum, and 25% in real risk ICOs. Currently I am sitting in POWR (energy market), 0x (protocol for decent. exchanges), bancor (same protocol)

[BTCwin1]

Personally, I think your current investment plan is reasonable.
But you can adjust it appropriately, depending on the amount of risk you can take.
If you can afford to take a big risk, you can invest most of your money in ICO and altcoin.
If you can afford less risk, you can invest most of your money in BTC and eth.

[Ereun]

Focus looking for ICO that has the existence and good selling power in the future and there is no harm in buying bitcoin with the current price, Assume you get a discount to get 50% profit from $ 20k  

[BitandAlt]

That doesn't sound like a bad idea. Alot of good altcoins that have potential to bring in some good profits. Also if you are looking for a good ICO i recommend looking into DIWtoken. It has great potential.

[Bytem3]

For sure put a part in Bitcoin and Ethereum. I would also consider 3rd generation blockchains such as Aion and Cardano. Another one that recently completed ICO is Wanchain, I think it will be big as well.

[Blakscorpion]

You should invest in me. Feel free to send me all your eth when you bought it.
Another option is to all in on DogeCoin because McAfee told that it was the future.
You can also spend alll your money in what other people think, because everything which is on the internet is true, that's well known.

If you have 20 000 dollars to throw, at least spend 30min on internet reading some projects instead of following the first guy who is answering to your thread...

[Xiao Mei Mei]

$ 20k you have invested in ICO KWh, as you will be successful with this ICO in the future.

[Svelto]

Your investment portfolio looks fine. Since you know best about the risk level you are willing to take, 25% in each category of coins should be fine. Currently the market is in red again, it is a good time for you get in.

[Ragnar Lothbrok]

you can invest in ICO, because ICO will provide many profit for you.

[trecore4]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

I think its not good idea to put your money into ICO at this point because there are not much ICO's coming these days and those which had good portfolio are already done with their sale. I think you should focus more on the ETH (#1 priority) then you should buy BTC (#2 Priority) and then as you said you can spend some extra amount on the crypto currency which are already in the market. I would not suggest to invest into lot of coins really as we are not sufficient data for this years' portfolio due to many of the crypto exchangers going down and thus making the market vulnerable to collapse. Lets wait for sometime and then we discuss about the different alt coins really. But ETH would be great investment this year so dont miss that train.

[Donamilo]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

I think its not good idea to put your money into ICO at this point because there are not much ICO's coming these days and those which had good portfolio are already done with their sale. I think you should focus more on the ETH (#1 priority) then you should buy BTC (#2 Priority) and then as you said you can spend some extra amount on the crypto currency which are already in the market. I would not suggest to invest into lot of coins really as we are not sufficient data for this years' portfolio due to many of the crypto exchangers going down and thus making the market vulnerable to collapse. Lets wait for sometime and then we discuss about the different alt coins really. But ETH would be great investment this year so dont miss that train.

Thank you and to the others. Some really al food for though here...

I am seriously considering putting the whole $20K into only NEO

[meldrio1]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

that's good divided your money into some cryptocurrencies that you want to invest so its less risk, I'm sure one of them you will earn profit but in ICO's you should do research before you put money on them, ICO's are giving you big profit if they are successful.

[Futureblnr]

That doesn't sound like a bad idea. Alot of good altcoins that have potential to bring in some good profits. Also if you are looking for a good ICO i recommend looking into DIWtoken. Apart from this one, there is a project called ModuleTrade which is based on b2b trading..There are enough good projects).

[MartiniBlanco]

Never go all in at a single coin, you should always have a good amout of Bitcoin to be prepared to buy more if everything goes wrong with the last buys. I also prefer it to leave a amount in Ethereum because it will follow Bitcoin in long term!

[Vit83]

I would invest BTC 50%. Litecoin, ETC, NEO for all 25%. And for 25% find 5 good promising ICO with low hard cap. 

[pangu]

That depends on your investmenttime: If you need liquidity, invest in altcoins. If you can invest for > 6 month, invest in ICOs.

[liuqi]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

If you want to invest in cryptocurrency before to decide what kind of investment strategy. So you should prepare long term investment or short term investment. Then you can invest in cryptocurrency. Because in short term investment you should choose some other altcoins. In current scenario many altcoins are good in short investment so you should choose your own way or you can continue your plan.

[SaoAccel]

For my opinion it's better to invest it on a low value coin so that your profit would be higher though it's high risk. High risk, high return.

[kandholabhavna]

I do not think that now is the time to remain in bitcoin. What we are witnessing now is exactly the same as last year. First came the pump in USD value last year January which was followed by the hike in prices of alts. I would go all in alts. Look for decentralized projects in particular.

[yugyug]

invest in real ICO with KYC compliant and invest some in top 10 altcoins, but this is a long term investment. better diversify your portfolio into 5 like (2) 20 % for legit ICOs and 3 (20%) for top 10 altcoins this could be the ideal investment diversification.

[KopiItem]

In my opinion,  i suggest you to make an investment in ICO in sosmed area like socialmediamarket.  Due to if you invest in that ICO,  it will be long term investment for the bright future. But,  actually you need be patient for 4-6 months.
For me it's very good decision,  because all people like play and exist at social media. Socialmediamarket is very promising ICO and i think it will gain fastly, due to many opportunities you can get here.  

[Snixer]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

25% of your total investment for a ICO it's too much in my opinion. You shouldn't exceed 5-10% if you want to play it somewhat safe.

I would go 40-50% on BTC and 30-40% spread between a couple of solid altcoins.

[Donamilo]

OP HERE:

Right I am done now in terms of investing tonight .

I have portfolio split as follows:

29% NEO
24 % TRX
26% ADA
21% BTC

I have a price in mind for each and when they will be sold. If it all goes to hell..... sh!t happens!!!!

[Moondoggie]

I'd go safe and slow mining

[cryptoking710]

If I had $20k, I would invest: $5k in BTC, $5k in ETH, $5 in promising altcoins. Invest $5k in ICO projects.

[linkHA]

If it is me, then I will choose all the investment ICO, because the profit of ICO project is very considerable, if still in the bull market, then 20k becomes 200k is also very possible.
Why not give it a try?

[klim88]

That doesn't sound like a bad idea. Alot of good altcoins that have potential to bring in some good profits. Also if you are looking for a good ICO i recommend looking into DIWtoken. Apart from this one, there is a project called ModuleTrade which is based on b2b trading..There are enough good projects).

Modultrade is useful just to use it as a service. Think that it's one of the greatest intagration business and blockchain

[Opnsrc]

20 thousand is a great investment. It will bring you a sufficient profit if you invest wisely. If I were you I would probably stay away from ICOs, but invest over 45% into Bitcoin. The rest of the money will be spent to buy Ethereum, DASH, Cardano, Litecoin, NEO and Monero.

[mjnick01]

Investing your $20k with a robo-advisor is a great option, as you’ll immediately be invested in the stock market in a broadly diversified way. If you’re unsure of exactly what a robo-advisor is, be sure to read our detailed article on what they are if they’re right for you.
In a nutshell, a robo-advisor is like a financial advisor, but instead of a person picking out expensive investments for you, a company like Betterment creates a series of algorithms to choose, diversify, and adjust your investments over time, all based on your financial resources, tolerance for risk, and investment timeline.

[waynechong1995]

Good start if you ask me 20$ is solid for diversification, just my opinon ICO seems to be very profitable these days and if you not a straight-forward HODLER go for some whitelist and invest those fresh new project could be fine these months. Otherwise it's no different for any newcomers, i can see you are a pretty moderate risk taker on your funds.

[Iyhen]

There's a variety of cryptocurrency now where you can invest. If I were you, I will invest in different cryptcurrency like Bitcoin, Ethereum, Neo and the like. Their current value is not that high so there is a possibility that it will increase i sometime and this investment will make you rich.

[ngerok]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

this is a very good strategy, by dividing your money into several categories, I this believe it can suppress loss. I totally agree with you

[shnyrutti]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

The money is yours to play, you can play them either way you want as long as you are comfortable with it after reading through many post in this forum or other forum it is better to diversify your portfolio.

[Rj Manik]

$20,000 is very big investment.In my opinion invest ethereum is best.Moreover many ICO have great success like Datum,PKT and I hope upcoming success ICO Descrow.you want to invest on ICO.

[paulus51]

In your place to diversify the portfolio, I would spend one-third of the bit on bitcoin, ETH, and the rest - on investments in some new altcoyins within ICO

[Filantropica]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

 I personally invested 1 btc in orbis .. i am investing my crypto in ico's ..  www.orbistransfer.com

[rwrayen1]

i invested 10 k in altcoin and im very happy now my earning is so big
im in the moon after many loss

[dogandogru]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

In my opinion, 25% in BTC is not a good call. You should not invest more than 10% in BTC, coz 2018 will be the year of altcoins. You can only have max 2x growth(if everything goes smoothly) on BTC, whereas altcoins like NEO, Monero, Kucoin etc can get you 5x+ return easily. Moreover, decreasing dominance of BTC in the market is also not a positive sign to invest in BTC anymore.

[mikyadel]

secure 50% for top 10coins rest between some ICO and good altcoins

[Elby]

secure 50% for top 10coins rest between some ICO and good altcoins

this, buy at least 3 x ETH and spread the rest, do lots of research, this is the time to buy.

[annicketucufaw]

I suggest to invest half of it in bitcoin (right now) and the remaining in promising ICO like Daneel coin. ICO give you more profit than investing in ETH or BTC because the multiplier will be high if the ICO has a good platform, vision and interface. Try to read the Whitepaper and news about the coin you are going to invest. Look for their long term goal and how will they manage after sale not only in their pre-sale or their launch.

[deppil]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

In my opinion, 25% in BTC is not a good call. You should not invest more than 10% in BTC, coz 2018 will be the year of altcoins. You can only have max 2x growth(if everything goes smoothly) on BTC, whereas altcoins like NEO, Monero, Kucoin etc can get you 5x+ return easily. Moreover, decreasing dominance of BTC in the market is also not a positive sign to invest in BTC anymore.

There is no denying that now altcoin is getting more popular, altcoin is becoming the most popular investment right now, you can see the marketcap on every altcoin is huge, it's rise a few percent of the altcoin marketcap a few years back, I agree with you. last year ICO became a favorite investment, but I think this year altcoin became the most desirable investment because besides its cheap price, the possibility of profit to be obtained is very big with short term also. so I think the allocation of funds may be 50% in altcoin, 35% in bitcoin and 15% in ICO #IMO

[CaterpillarRave]

There are many ways to invest. But in my opinion you should invest safely, 50% buy bitcoin. 25% bought ETH. and 25% bought altcoin. never buy the garbage coin. You will always be profitable. If you invest pennies in the top 100

[littleDarper]

I notice no one has suggested putting $100 each into the top 30 coins. I'd do this (will only cost $3k), then put half into a stable asset portfolio (BTC/ETH), and the rest invest in ICOs or low market cap coins you have researched well. I like the top 30 approach since this spreads your portfolio if any of these coins really become major game changers in the future.

[azurblue]

Spread you money evenly on all altcoins currently available in the market. Chances are few of them will acquire gains higher than this your initial investment.

[subG]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Splitting up 20 thousand dollars 4 ways like that isn't bad.  It seems like a safer way to invest in this crazy cryptocurrency market.  If you ask me, I would prefer to do 10% BTC, 10% ETH, 40% low cap cryptocurrencies and 40% in ICO's.  I prefer the high risk, high rewards strategy.  

[Master_noder]

Your plan sounds reasonable. I won't touch ICO. I believe it's better to invest into some promising cryptos that already got a working product cuz picking a good ICO is not easy. There;s a lot of scam

[Nerman]

Here is what i am going to buy if I were on your shoes.

40% bitcoin

25% ethereum

15% in ICO

10% dash

10% ripple

If there are some change i will just turn it to satoshi or DOGE.

[dirgayeah]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

to be honest.  I'm sorry for correcting your thread.
are you want to share your opinion or want to make a question ?
maybe you must to understand every feature and function on this forum before you starting a thread.
so I'm so sorry about this. because the rules now become more difficult.

[altcoinhunter01]

If you want to put money for longer term then go with top quality coins which have mass base and quality. You can find from top 20 coins as they are already proved and have more value then other coins.

[millgates]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

If suggest you to buy coin or investing in ICO which will give you extra income beside the increasing price of it. I think masternode and staking coin will be popular this year. Dash, XCPO, or DP is good enough. Do some research before you invest your money. Read the Whitepaper, roadmap, and strong team which more than 5 people.

[johnalyn]

I think I also agree of separating it to a many currency that you can know which and what you should choose to make your $20k earn better than investing it in one currency it is possible that you can lose it all once it get stuck or falls down the price and you invest to a wrong campaign and I think separating is the best idea to less worry about your money.

[Bitkoyns]

I think I also agree of separating it to a many currency that you can know which and what you should choose to make your $20k earn better than investing it in one currency it is possible that you can lose it all once it get stuck or falls down the price and you invest to a wrong campaign and I think separating is the best idea to less worry about your money.

good idea , dont put all your funds in one investment spread it out so you were able to earn in different dividends and it you lose in one investment you can look for your other investment that has the potential to grow , 20k dollar is huge amount for investment be careful where you will put it .

[Clark05]

The amount of $20k dollars to invest in cyrpto is very high. It's up to you what coin do you what to invest.  But your decision to invest in bitcoin and ethereum is good because you can earn a lot of profit for sure in the future. If you want to invest is better because you can gain more profit but I suggest before investing to the ICO make sure you will make a research so you can know if its legit or not because they have possibility yoir money will gone if you choose ICO who are not good.

[zanezane]

I notice no one has suggested putting $100 each into the top 30 coins. I'd do this (will only cost $3k), then put half into a stable asset portfolio (BTC/ETH), and the rest invest in ICOs or low market cap coins you have researched well. I like the top 30 approach since this spreads your portfolio if any of these coins really become major game changers in the future.

Well 30 coins is too much to buy like it's hard to keep track all of those and OP will buy 30 different coins I suggest to just hold it for long-term because if he'll make day or swing trading it's gonna be one full of mess. If I were OP, I won't go all in cryptos, yeah it may be tempting but unwise to do. Just invest maybe 50% of it and the rest invest in real time venture that can give you another passive income.

[chim_brisss]

I think you should invest $10k for ethereum, $5k for bitcoin and $5 for some good ICO project, coz the price of ethereum and bitcoin will still grow up, and with good ICO project , you will be richer

[indrakusumaindra]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

I suggest you to invest on coin with value under 1$ such as xlm and tron. Xlm are used by many businesses here you can find about xlm and the list of business that accepting xlm https://www.profitconfidential.com/cryptocurrency/stellar-lumens/businesses-that-accept-xlm-currency-stellar-lumens-applications/.
For tron im expecting the exodus that will start on march if im not mistaken. I believe the platform that will happen on march will make tron increasing. And the reason why tron cause the value is still low and there is possibility to grow bigger.

[Cryptokingind]

You can invest in parts and my suggestion are Ethereum, Deeponio, Waves, Monero and Stratis. You can invest equally to your $20k in these coins. 

[youngcelebrity]

you have to divercify! 30% leave in BTC, find good alts and split 70% among them

[rizkyhiw]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

 I personally invested 1 btc in orbis .. i am investing my crypto in ico's ..  www.orbistransfer.com

If you want to earn a profit later, you should don't pull all your eggs in one basket.
Because if you just keep in a single coin you will feel the loss when his coin becomes shitcoin, I mean being down and gone from crypto.
Are you lose your mind?  You should know the consequences you are doing. 1BTC is very much for some people who do not have it.

[dg2010]

you really have a good budgetto invest. My advice is:
- 25% for BTC
- 25% for ETH
- 25% for SXDT
- 25% for BABB ICO project

[cyyap95]

This is how you invest as an average investor, a portfolio that balance risk and return. Click here to my blog article.


Backtesting this strategy yield more than 2100% in the 2017 year, which is 1.6 times more than Bitcoin alone.

[micheal wang]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Bitcoin and ethereum both are very promising to be a place of investment. Although the price decreased, but just need a few days later the price will go up. So I will suggest for you to invest in Bitcoin 50% then Ethereum 20% and NEM 20% and 10% you can invest in ICO.

[Novgabby]

When investing, do not put all your money in just one coin. Invest that $20k to those coins you think will increase in the future. Make a decision you will never forget so your money will not be wasted.

[realinfo.co]

See some of Crypto Folio , you may get some idea from here http://realinfo.tv/crypto/cryptofolio/

[genwealth17]

You should purchase Bitcoin , Eth and Litecoin . All three have high chance of making you 50% or more on your investment with the tank that just happened. Now is the time to go for it since prices are very low. Bitcoin cash tanked too so you should get some of that

[luffy7]

Invest in ICON. whole Korea will be buying ICON soon.

[rickyling]

I think at the moment bitcoin pricing won't increase exponentially like last year especially now with future contracts. ETH seems like got room to grow...So I would recommend you buy more ETH than BTC...

And watch out for potential alt coins 

[JohnMacZeppelin]

I would probably buy your case in a uniform proportion of the coinmarketcap's top10 coinmarket, because they will still grow, whoever does not talk about them, they will still grow, it just takes time, and time you understand is very fleeting .

[Haunebu]

you really have a good budgetto invest. My advice is:
- 25% for BTC
- 25% for ETH
- 25% for SXDT
- 25% for BABB ICO project

Good one. I would spread out 20k among similar coins except the last ones like this:
- 10% for BTC
- 20% for ETH
- 30% for SXDT
- 20% for ETN
- 20% for XLM

I would personally invest small amounts into bitcoin and ethereum since the returns from these coins would most likely be small in the long term. Would invest a lot more into high potential projects like Spectre.ai, Electroneum and Stellar Lumens due to their potential to return x10 to x100 profits in the long term. Would HODL all these coins for the long term.

[wanderloy]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Before I was about thinking on balancing my portfolio but today it didn't bothered me because when I do have $20,000 worth to be invested on Cryptocurrency then I better choose half for the Ethereum and the other half is for new coins that has a potential to pump high.
I dint choose Bitcoin because it's too expensive and Ethereum and other Altcoins will offer you good chances to earn high profits.

[wanderloy]

I would probably buy your case in a uniform proportion of the coinmarketcap's top10 coinmarket, because they will still grow, whoever does not talk about them, they will still grow, it just takes time, and time you understand is very fleeting .

I agree, Top Altcoins will be on top and would not stay the same value as before because the prices will be increasing time after time.
I'm holding top ERC20 coins in my wallet and most of them are hiking even with small increase steps but they're actually pumping.
I really like the idea of investing into Cryptocurrency because our future needs it.

[Glomerulus22]

30 % ETH, 20 % coins from TOP 10 - I prefer NEO and XLM, 20 % to strong promising coins from TOP 100 - ICX, STRAT, WAVES; 20 % to promising coins with lower marketcap - ONION, XSPEC, VIBE, PRL, ECC; maybe also to some with very low marketcap - TIO, MBRS, XGOX and final 10 % into ICOs - most promising right now Storiqa, KYC legal, HireMatch and upcoming Gems, WePower and Bubbletone.

[askmecrypto]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

I will say the plan is not actually bad, but again the 25% in a very good ICO is not always good.
You must keep yourself informed about where you are investing, always read the whitepaper, check the roadmap, authenticate the genuineness of the team.
I always keep 25% of my funds free to buy strong alts in super dips, these give you a sure shot profit over the time.

[Destroyeroff98]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

I like your idea of buying cryptocurrency. But I would advise to invest more in the Ethereum. Also, I advise to invest a little in Litecoin.

[LazyBitInvestor]

I can recommend you to hold 50% of your investment portofio in TOP Cryptocurrencies (For example: 20% BTC, 15% ETH, 5% LTC, 5% EOS, 5% NEO). Other 50% divide on 10-20 equal parts and invest in low-cap projects with interesting ideas.

[Xynerise]

You should hold 50% BTC, 25% ETH and diversify the 25% in ICOs.
If you find a low-cap ICO you can make more than 30x your investment.
If you're looking for ICOs to invest in then check out Arcblock.
It's building its own chain and has partnerships already with etherdelta, IBM, SAP, etc.

[BurhanPSG]

It is a good strategy to invest, but it would be better if for bitcoin its capital is 10-20%. because I think altcoin as ETH and the other, the potential for the price up very large. But your choice is very good 

[captin crunch]

You should make investment in different coins I think, bitcoin is good, but it is more likely that other coins price will grow up faster, so you will benefit faster. But You shout certainly by at least one bitcoin.

[LancelotRay]

You should make investment in different coins I think, bitcoin is good, but it is more likely that other coins price will grow up faster, so you will benefit faster. But You shout certainly by at least one bitcoin.

BTC is always definitely a safe investment but I'd also throw in a good and a well researched ICO to invest in as well.

[ankit05]

My Opinion you can investment 50% in ETH, 25% other cryptocurrency and 25% to buy a very good ICO. Because these ICO will be provide many profit for you.

[imlosser]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

first i suggest you if your trading experience good so star trading.bitcoin always we know profit able.bitcoin never die.and bitcoin value day by day high demand.so 50%invest in bitcoin.and start trading and invest in some altcoin.

[giogio0504]

Buy Bitcoin, I think it is the best way for long term investment.

[shiv06]

I thing You should investment different coins like as Wave,Trade Token, FidentiaX and any more good and cheap token because these token are provide more profit.

[tawfiquecse]

20000$ is biggest amount for investing.. I think you should invest a huge (50% invest) amount in bitcoin and ethereum first.. Then you can invest 25% of your money in top 10 coins like dash, neo, monero, litecoin, zcash, waves and other top alt coins.. You may check coinmarketcap for top coin list.. After that you may invest 25% of you money for long term holding.. Long term holding is always good.. They will give you huge profit in few years later.. If possible try to invest in low cap ICO , It will makes your invest double for sure..  

[tiar4dewie]

You're not supposed to use your entire dollar to invest crypto money, think of the unexpected things that will cost you more. at least set aside 25% of the total for preparation. The remaining 75% I recommend to try to invest RVR coins from Revizor, using advanced technology to protect your investments.

[Hasan986]

It's a good idea to investment the capitel well, I'll tell you the waves,Pkt, Cread, ETC, Ripple Neo Etc. buy it, hope its futures are very good, in the next 1 year it will be very valuable. So if you invest on understanding then your $20k will not be delayed by $200k

[cryptoamumu]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

That's a good way to spend your $20k and diversify your portfolio. Bitcoin is $11.4k right now. With $20k, I would buy 1 whole bitcoin (more than 50%) and put the rest into eth. Then do research on other altcoins and trade eth for them so the portfolio would be 50% btc, 30% eth and 20% other/ico or keep 50/50 btc/eth.   

[stanstan]

You should split them in at least 5 coins, 3 of them should be among the top 10-15. That's my view.

[Mary_Swift]

I can recommend you to hold 50% of your investment portofio in TOP Cryptocurrencies (For example: 20% BTC, 15% ETH, 5% LTC, 5% EOS, 5% NEO). Other 50% divide on 10-20 equal parts and invest in low-cap projects with interesting ideas.

This is actually great idea. In this way, you will reduce the risk of lossing money and gain new experience.

[desciglio2]

I think you should lower your participation in ICOs. 30% Bitcoin, 30% Ethereum, 30% other cryptocurrency and 10% ICO investment it will be better.
I wish you profits.

[ExBBBBB]

For sure put a part in Bitcoin and Ethereum. I would also consider 3rd generation blockchains such as Aion and Cardano. Another one that recently completed ICO is Wanchain, I think it will be big as well.

Thanks for sharing. I've been looking for wanchain from the start waiting for wanchain to be listed on exchange and I will go all in. Wanchain has a lot of potential in the future, good vision, good projects and having a great team. Can't wait for wanchain to come.

[lanax]

i would split 20K . Half of it invest in bitcoin and alt (Eth, Neo, Nem) . More 10k to ICOs . Half of them to hyped ICO what will give you profit after exchanger. And last 5k in dark horse ICO what can make x50 in year. This is crypto world you need to split investments.

[ico_reviews]

Whether you have $20k or $2k it's always smart to check ICO reviews & ratings before investing.

www.cryptorated.com

Is a good start. It shows popular ICOs, market trends, coin analysis.

Check the ICO Review pipeline for the top most popular ICOs

https://cryptorated.com/ico-request-pipeline/

[Philip Graham]

That doesn't sound like a bad idea. Alot of good altcoins that have potential to bring in some good profits. Also if you are looking for a good ICO i recommend looking into DIWtoken. Apart from this one, there is a project called ModuleTrade which is based on b2b trading..There are enough good projects).

Modultrade is useful just to use it as a service. Think that it's one of the greatest intagration business and blockchain

I've learned about them and actuall could be a serious service with lots of benefits. Like they don't charge you any fees while selling and transaction is safe

[captin crunch]

You should make investment in different coins I think, bitcoin is good, but it is more likely that other coins price will grow up faster, so you will benefit faster. But You shout certainly by at least one bitcoin.

BTC is always definitely a safe investment but I'd also throw in a good and a well researched ICO to invest in as well.

Yes agree, some ICOs are really good and one can benefit from them. But i thin 20K is too much to invest only in ICOs.

[giogio0504]

I thing You should investment different coins like as Wave,Trade Token, FidentiaX and any more good and cheap token because these token are provide more profit.

I do not think that this coins will provide more profit than BTC, it is my personal opinion.

[granchio]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Firstly, I think your bitcoin and ethereum decisions are very logic. But in my opinion, maybe you can reduce the percentage of the ICO. Good luck on your transactions!

[coskunc]

25 percent to buy a very good ICO: MediChain
MediChain is a new ICO that offers a distributed ledger for medical data, using blockchain technology as the driving power.
MediChain proposes a solution whereby patients can store their medical data in a pre-determined geographical location and then give doctors and other relevant health professionals access to this data, irrespective of the network being used, thanks to the blockchain’s decentralized nature.
As with any other ICO, the company will issue its own currency, the MediChain token (MCU), which will be based on the Ethereum ERC-20 standard.
ICO – 40%

[GERMO COIN]

invest your $20k in altcoin whose price is still cheap, like SXDT or APPC

[Pokemon Go]

i suggest you to invest your $ 20k in ICO YourBlock for a big profit, because this ICO will be a success in the future.

[maxim4eg123]

buy ETH or Neo. You will increase to $ 50k within 6 months. or if you want safety. not lose. Then you should think about masternodes

[EEE14]

20k$ huge invest.In my opinion, Eth to 5k$, Waves to 5k$, nxt to 5k$ and neo to buy 5k$.If these coins are long time hold, then good profit is possible. These coins are safe investment.

[coinuser4000]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Do not invest everything in crypto.
Invest about 50% of your allocated fund into shares or bonds. And another 50% into cryptocurrencies. I will invest about 70% in Bitcoin and rest in shitcoins .

[Hct2005]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

That would make a good strategy. Spread your investment as they say. I think with that option, you will be doing holding because if you buy bitcoin and ethereum now, the price is high and you gonna wait for some time to gain profit it bitcoin will break another ATH.

[lositech]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

If  i am the one that's exactly what i am going to do, diversifying it that way, will make the best out of the money and won't put you at much risk

[Belianez]

Well, 50 % on 2 large coins of investment I think is not the best idea and profitable , I would invest could 25% in Ethereum and bitcoin , 50% would trade on altcoins , of course if you are trained , and the rest would try to invest in projects and ico . so it seems to me better , but of course if these 20,000 thousand not your last money that you invest

[rommelo24]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

If  i am the one that's exactly what i am going to do, diversifying it that way, will make the best out of the money and won't put you at much risk

Not so much risk but still it is risky. The time OP have wrote this topic BTC is down more than 50% as of this time. If he had bought btc during that time, his portfolio is down right now and he need more holding time to recover the money that he invest.

[sergiom]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

It is a significant amount of money to invest so I would recommend you even to hire some of the experts that you know personally and ask for him to advise you in which cryptocurrency it would be better to invest.

[antolinicio1]

Investing big money in cryptocurrency it is necessary to distribute the investments correctly. It is very important because it can affect success of your business. I would invest a half of all means in BTC - it is the most reliable crypto which sets a trend to all market. I would invest other part in ETH and new perspective projects.

[DaryaDancova]

Better for Bitcoin and Ethereum, allocate a larger share of the money. It would be safer to invest 30% in Bitcoin, 30% in Ethereum and 40% to invest in investment in altcoins and ICO projects.

[Quesito]

If I will have that amount of money I will invest the 30% in bitcoin and the 20%in ethereum and the half I will keep it in case I need for emergency.

[JuliusNL]

First $100 , spend it on a good hardware wallet , like trezor or ledger .

then buy $400 a month bitcoin and $50 ETH or LTC or DASH , spend another $50 on small coins/projects each month another. leave ICO out of it. buying every month something  will reduce you risc.

[JuliusNL]

and you should not listen to any advice, but do your own research,  and keep control of your private keys yourself.

 

[prechi]

Well, You've already specified what you want to do with the funds. Follow your instincts and hopefully, it pays. Diversity is key and you have done that correctly. But you can go further to do more research as to which other coins you can invest little % in.

[JakenBake]

First of all I would take my time getting into the market.  This way you limit the amount of silly mistakes.  Now, If i had that amount of money I would most likely spend 50 percent on Bitcoin. The other 50 present I would spend on more expensive altcoins such as MyCryptoBank.

[Johnsonyu]

You have got money to start investing in cryptocurrency. You can invest in ethereum now because the price of ethereum is low and you can start $20k with it and when it's price rises it will yield much money that's in the nearest future

[Kebokantahu]

if it's my own capital I will definitely invest for a long term 50% on bitcoin, 25% on ethereum and another 25% will be invested in other potentially good altcoins for the future with the project on the lugs will continue to grow to increase the price. so the risk of our losses in investing small enough and will be able to get big profits if the price goes up significantly.

[fauzainferdy]

For $ 20k capital by way of investing it also does not hurt anyway. maybe if i have that kind of capital to invest, the path I would choose is 50% for bitcoin, 30% for ethereum, and 20% I use for trading capital

[Wale777]

To me $20000 is huge and I'll diversify investing my 💰. What I mean by diversifying is that I'll budget half  of the money for btc and ETH then use  twenty-five percent to support few ICOs with good prospects and working product and lastly twenty-five percent to buy few stable coins like ripples, stellar lumen, monero, EOS  and neo.

[sam53]

Now with $ 20,000, there are a lot of options to invest, and I recommend investing in ETH and altcoins because the exchange rate is at the bottom. The current ETH rate is only $ 450 if you invest 70% in ETH and the remaining 30% in the altcoins such as EOS, XRP, ADA, then the end of the year you earn will be massive due to the exchange rate market recovery.

[pedpedped]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

It's not important to invest the same thing all through and if I were the one I will just invest 30% on good ICO and 35$ each on ETH and BTC which I believe in most.

[Viscore]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

It's not important to invest the same thing all through and if I were the one I will just invest 30% on good ICO and 35$ each on ETH and BTC which I believe in most.

Good thing to spread your investment into other coins from 3-5 to avoid losses. It don't need to have a lot of coins to invest then, as it could really hard to manage them all especially if we aren't in full time crypto trader.

[Azna Azhar]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

$ 20k is a huge amount. If I have that kind of capital, I'll invest 40% in bitcoin, 30% for ethereum, and the rest for investments in other altcoins that have potential or even for an ICO project.

[Troysen]

 20k is a good amount of money to invest especially now that the market is red and bleeding, Put your money in valuable projects that will get you giot returns overtime, and spread  it evenly across the crypto market, this way you dont put your all in one and stand a chance to make the most out of the market

[Anzal RK]

have $20000 and want to invest

Want to invest in Cryptocurrency.
if this is your first time, i think invest in BTC or ETH is good choose.
but when you think you are pro in invest, choose ICO that you think that good for invest.
i suggest you to choose a BTC first.

[OuterTech]

At $ 20,000, the most appropriate time is to invest all in altcoins. In the cryptocurrency market, there are many potential cryptos such as XRP, LTC, ETH, EOS, ADA, TRX. You can divide that amount into equal parts and then invest in altcoins to make a profit when the market recovers.

[Genemind]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Before investing learn about crypto currency first. If ypu are experienced enough you will diversify your investment and avoid investing in ICOs since majority of ICO fail. Wait for the coin to be listed in exchanges and buy it there cheaper.

[ekechie]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Nice distribution, I like the way you spread the money into different coins, but for me i will make a little adjustment, I will increase my ICO and ethereum holding a little bit higher. If you invest right in an ICO, it could give you double.

[n0ne]

As bitcoin is going high leaving the altcoins back without any form of mutual growth it looks like a time period for investing into altcoins. Probably the growth of altcoins too gets initiated anytime soon as the market is getting stronger with the bitcoin dominance level going above 46%, investing at present could get assured profit from altcoins.

[Jenits]

If you have $20k now that's a very big amount to start in investing or in trading and if you want to invest I suggest this three coins because I believe that this three coins has a potential even the price now are very cheap choose BITCOIN, ETHEREUM and RIPPLE.

[miningguru]

You have to plan them very perfectly because $20k is not an easy investment because you have to choose the potential coins in the market for making long-term goals. Choose the high potential coin will took lot of time because cryptocurrency is very big volatile market.

[raphaleee]

$20k is a great investment.I think it's good to invest in all this money in Bitcoin.Bitcoin will return more profits in the short term.

[ducthaimonkey]

you should buy altcoin called the dormant giant and when it wakes up you will be 10 times the value of your account

[Bluefel]

Now the price of crypto currencies is very low.Now I think it's best to invest in Bitcoin and Bitcoin cash.This year the price of Bitcoin will reach $25000.When the price of bitcoin increases, the higher the profit.

[bitekoin]

Go hard or go home. No risk no reward. These are some of the things that can be applied to investing in ICOs. I know, hear me out.. even ethereum was an ICO. The trickiest part of ICOs is to find a way to weed out the useless ones and invest in a solid, concrete one. Problem is, today there are hundreds of ICOs. Best thing to do is to, as the crypto cliché goes, do your own research and find the best ICOs that will be successful given some of the criteria that you identified. Once you do this then you can know that the best coins to get are the ones that will undoubtedly have better returns than those that have already "mooned" to some extent. This is the difference between getting 10x and 100x benefits on your investment, aside from supporting a great technology with a great time like Eterbase, the coin in my sig.

[Asherith00]

Some of the coin now is in a low price.Invest on Ethereum and Bitcoin and some of the other good alcoins..try to invest the new ico then.. I'm sure it will double your investment if the price of the whole coin you invest goes up..

[udidrone]

Now the price of crypto currencies is very low.Now I think it's best to invest in Bitcoin and Bitcoin cash.This year the price of Bitcoin will reach $25000.When the price of bitcoin increases, the higher the profit.

invest in altcoin have risk, bitcoin have risk too even not that big. i can't agree with what you say that bitcoin will reach $25000 again this year but it will increase. hold bitcoin is better than another alt

[boty]

if you have capital for that much investment you better invest that much capital to invest in bitcoin You can buy as much bitcoin as you can or can use your share partly for bitcoin and some to buy other coins for example ico or others.

[trina]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

if you want to try investing your money in ICO, i advise you to buy chynge (https://chynge.net) softcap reached until now. Chynge is unique among FinTechs on blockchain in that we are licensed as a money transfer operator (MTO) in multiple jurisdictions including Singapore, Hong Kong, and other countries.

[pimvinken]

Now is a great time for you to invest in the market because the price has gone down a lot. $ 200 is a huge amount, I recommend investing 2-3 crypto to diversify the capitalization. I recommend $ 5000 to buy Bitcoin, $ 5000 to buy Ethereum, $ 5000 to Cardano, $ 3,000 to IOTA and $ 2000 to ICO. I believe in the future you will have a lot of profit.

[BryanK]

Invest 50 percent in bitcoin, 20 percent in Ethereum and 30 percent in various promising altcoins. Just keep in mind that you need to approach this case with all responsibility

[dataispower]

I set a profit target for 1 year with 20000$
1. I will buy 40% with bitcoin
2. I will buy 40% with ETH
3. 20% i will use it altcoin investment: ADA i like this altcoin like eth
This option is safe for me. I will not invest in the ICO at this time. ICO has died because there are not many investors. And it will not help me make much profit

[Heleacce]

If I had $20k I'd consider buying some mining equimpent. If not, then I would spend 50% on BTC and the rest on other coins you think will be the best option for you.

[Midesiz]

I think you should divide your money to four or five parts. And you should invest in bitcoin, ethereum, neo and altcoins or ico that have a great future.

[DonTsTop]

With this amount, I will suggest you invest a better amount of it in ethereum, then you can buy other altcoin like neo, eos, waves or litecoin. You can also invest in icos but take a very good time to do a research about this projects and coin before you invest in it.

[susuberuang]

with as much capital as you can, you can use it to buy bitcoin and some coins to grow the assets that you have, so you don't let the assets you have just keep quiet without growing.

[bitcoinisbest]

you should buy altcoin called the dormant giant and when it wakes up you will be 10 times the value of your account

i would not suggest this and investing in this a huge amount would be a high risk. Instead invest in a good altcoins which are top 10 coins and rest of the new ICO a certain portion as you can get a lot of coins during pre ICO stage.

[Boooogieeee]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almost over and there are agreements with exchanages

[nofork_man]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almist over and there are agreements with exchanages

Im following Ubex chat and have not seen any announcments about exchnages. Probably missed that. Will ask admins again. Thx for notification

[max65]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

For me if had money like yours,I'll invest only at ethereum because for what I had experience in investing some coins.Ethereum is my profitable coin.But I had a few amount of bitcoin that had for my long-term investment.

[treetoneman]

1. 40% in bitcoin
2. 30% in ethereum
3. 20% in NEO
4. any coin that you like
these are my picks and it is not a financial advise.

[kabackovas]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almost over and there are agreements with exchanages

If u have 20k only it is very big diversification, especialy 20% of deposit to the whole top 20& So u gonna hold 100-200$ worth tokens?

[Boooogieeee]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almost over and there are agreements with exchanages

If u have 20k only it is very big diversification, especialy 20% of deposit to the whole top 20& So u gonna hold 100-200$ worth tokens?

Im not going to put that 30% in exactly 20 project. Will pick up only 2-3 from top 20. This way 6000$ for btc 4000$ for ETH 6000$ for 2-3 top alts and 4000$ in Ubex

[karlos_545]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almost over and there are agreements with exchanages

If u have 20k only it is very big diversification, especialy 20% of deposit to the whole top 20& So u gonna hold 100-200$ worth tokens?

Im not going to put that 30% in exactly 20 project. Will pick up only 2-3 from top 20. This way 6000$ for btc 4000$ for ETH 6000$ for 2-3 top alts and 4000$ in Ubex

why so much money in one particular ICO? I would decrease investment in one ICO up to 1500$ max. I would not recommend to participate in any ICO at all as market is still falling down but if you decided then better to reduce such investments. IMHO

[Boooogieeee]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almost over and there are agreements with exchanages

If u have 20k only it is very big diversification, especialy 20% of deposit to the whole top 20& So u gonna hold 100-200$ worth tokens?

Im not going to put that 30% in exactly 20 project. Will pick up only 2-3 from top 20. This way 6000$ for btc 4000$ for ETH 6000$ for 2-3 top alts and 4000$ in Ubex

why so much money in one particular ICO? I would decrease investment in one ICO up to 1500$ max. I would not recommend to participate in any ICO at all as market is still falling down but if you decided then better to reduce such investments. IMHO

Thats the only project I consider as really promising in long run! Product is almost ready, there are aggrements with exchnages about listing already. Everything goes smooth enough..
Thats why I have decided this way

[krm4700]

30% btc invest in coins that are good for the future in others like my brother brother like cvc adx waves tezos. you make your own decision

[SpringfieldM1A]

You have to plan them very perfectly because $20k is not an easy investment because you have to choose the potential coins in the market for making long-term goals. Choose the high potential coin will took lot of time because cryptocurrency is very big volatile market.

That is always the best idea for anyone who wants to be getting anything good from this space in terms of profit. Ignore the hype of any coin and never buy at peaks and preferably wait for when the coin will hit lows eventually and a lot of people are panicking and dropping theirs.
This is always the best time to invest and hold. Quite a number of people do not know when they should be investing and this is why they miss good chances. We need to be more careful while choosing our investment options just to avoid big regrets later.

[ZhugeKongming]

If the investment of $20,000 is successful, then the benefits are very substantial! You can divide the money into two, 50% for the purchase of Bitcoin and save them, and 50% for the short-term trading of the altcoin!

[zajtsewatan]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almost over and there are agreements with exchanages

If u have 20k only it is very big diversification, especialy 20% of deposit to the whole top 20& So u gonna hold 100-200$ worth tokens?

Im not going to put that 30% in exactly 20 project. Will pick up only 2-3 from top 20. This way 6000$ for btc 4000$ for ETH 6000$ for 2-3 top alts and 4000$ in Ubex

why so much money in one particular ICO? I would decrease investment in one ICO up to 1500$ max. I would not recommend to participate in any ICO at all as market is still falling down but if you decided then better to reduce such investments. IMHO

Thats the only project I consider as really promising in long run! Product is almost ready, there are aggrements with exchnages about listing already. Everything goes smooth enough..
Thats why I have decided this way

U are very risky guy investing 4k$ in Ubex..Hope you will successed
Me personally hoding 40% BTC 30% ETH and 30% LTC
The most conservative portfolio ever

[Stargazer]

If I had 20K USD Then I will divide them in 50-50% , First 50% I would withdraw and then I will make starting a shop in offline and other 50% of my USD I would invest 25% in Bitcoin, 15% in Ethereum, 5% in EOS and the last 5% in MTC Coins. Hope I will earn that money in this year to coming year. 20K USD is a very big amount of money.

[V. J. Meyer]

In my case, you should choose to invest in ETH and BTC, these are two extremely valuable coins for you now.

[surtur001s]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almost over and there are agreements with exchanages

If u have 20k only it is very big diversification, especialy 20% of deposit to the whole top 20& So u gonna hold 100-200$ worth tokens?

Im not going to put that 30% in exactly 20 project. Will pick up only 2-3 from top 20. This way 6000$ for btc 4000$ for ETH 6000$ for 2-3 top alts and 4000$ in Ubex

why so much money in one particular ICO? I would decrease investment in one ICO up to 1500$ max. I would not recommend to participate in any ICO at all as market is still falling down but if you decided then better to reduce such investments. IMHO

Thats the only project I consider as really promising in long run! Product is almost ready, there are aggrements with exchnages about listing already. Everything goes smooth enough..
Thats why I have decided this way

U are very risky guy investing 4k$ in Ubex..Hope you will successed
Me personally hoding 40% BTC 30% ETH and 30% LTC
The most conservative portfolio ever

On such a market only such conservative approach can make u some money...Holding alts or even ICOs participation is very risky business

[zajtsewatan]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

30% for BTC - 20% for ETH 30% for few alts from top 20 ( pick any u like) and 20% left in some promising ICO that almost over and there is no lock up period.
May make a hint - Ubex. It is almost over and there are agreements with exchanages

If u have 20k only it is very big diversification, especialy 20% of deposit to the whole top 20& So u gonna hold 100-200$ worth tokens?

Im not going to put that 30% in exactly 20 project. Will pick up only 2-3 from top 20. This way 6000$ for btc 4000$ for ETH 6000$ for 2-3 top alts and 4000$ in Ubex

why so much money in one particular ICO? I would decrease investment in one ICO up to 1500$ max. I would not recommend to participate in any ICO at all as market is still falling down but if you decided then better to reduce such investments. IMHO

Thats the only project I consider as really promising in long run! Product is almost ready, there are aggrements with exchnages about listing already. Everything goes smooth enough..
Thats why I have decided this way

U are very risky guy investing 4k$ in Ubex..Hope you will successed
Me personally hoding 40% BTC 30% ETH and 30% LTC
The most conservative portfolio ever

On such a market only such conservative approach can make u some money...Holding alts or even ICOs participation is very risky business

Im considering to sell 10% of my LTC hodling and invest in few ICOs..WHo knows, may skyrocket any time once bullish market comes

[John Emst]

Speaking from myself, I would invest half in bitcoin. Because I trust him in the long run. Ethereum I usually pass by. But to invest in a good ICO, I think the idea is good and I support it completely.

[dettihegedus]

$ 20000 is a huge capital, you can invest in many crypto. I recommend investing $ 8000 into Bitcoin, because this is the king of the market, it promises to raise prices very fast by the end of this year. Next, $ 7000 Ethereum. and finally $ 5000 on cardano, this is a very promising altcoin. Cardano has a professional team, blockchain technology excellence, it overcome many weaknesses on Ethereum and Bitcoin. I believe in the future Cardano will grow strongly.

[okocrypto]

Diversification is always a good way to invest. The entire ecosystem is unpredictable and luck is playing a major role. SO the best way to approach the business is to diversify.

[greenclub09]

$ 20000 is a huge capital, you can buy a lot of cryptocurrency. I recommend investing in crypto in the top 100 coinmarketcap. Some crypto that I recommend to buy are Ethereum, Litecoin, Cardano, and NEO. These are valuable altcoin and growth potential. I believe that if you buy and hold long term these altcoin you will have a lot of profit in the future.

[StarKay]

From this year's trend, I came to one conclusion which I made a rule 'if you must invest in cryptocurrency, invest in Bitcoin'.
So for me 60% btc, 10% BNB, 10% EOS, and the remaining 20% on promising and legitimate ICO.

[batang_bitcoin]

25% for bitcoin
25% for ethereum
25% for any altcoin
25% for ICO

This is the allocation of OP but I don't think this is a good idea. Well you are putting your eggs with many baskets but one portion for me isn't so good, the ICO part.

If I got $20,000 this will be the partition.
50% for bitcoin
25% for ethereum
10% > for another coin
5% > " "
5% > " "
5% > " "

[qiwoman2]

Now you will find very good discounts for major projects and this is what I would do if I were you:

25% Put in Bitcoin, then 10% in ETH and then the rest in some very solid project, leaving around 1-2k to day trade or put in some really good ICOS. I WOULD NOT RISK ALL YOUR MONEY in ICOS. Just use maximum ten percent to invest in new projects which carry higher risks than the older established one. I would also invest a good amount in Pundi X as it gives you over 7% monthly until the end of December in its monthly unlock. They are also building their own blockchain and have a ready product going to market.

[carlisle1]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Who's you're talking with?i thought you are asking but the body means talking to yourself lol

Investing in ICO is a suicide damn,why advice to put money in those scammers?are you one of them?only fool will trust ICO project now so stop adding victim to them.

Better buy 50% bitcoins,25% ethereum and the other 25% is for the good altcoins or tokens

[crpytpublica]

The amount of investment is quite decent and therefore I advise you to buy the most stable cryptocurrencies. For example 2 Bitcoin and everything else on Ethereum invest.

[Orrechorre]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Yes, I agree with you on the choices and percentage at which you split the money and this are very potential and valuable coin to have but before you invest in altcoins, I will suggest you take you take your time to do a very good research of the coins and invest in the one you find very promising.

[krm4700]

I think half the time is half the time you keep the other half safe. everything is already down and this is a good opportunity my friend is waiting and if the green becomes a market taste. achievements

[bitekoin]

I think half the time is half the time you keep the other half safe. everything is already down and this is a good opportunity my friend is waiting and if the green becomes a market taste. achievements

Go hard or go home. No risk no reward. These are some of the things that can be applied to investing in ICOs. I know, hear me out.. even ethereum was an ICO. The trickiest part of ICOs is to find a way to weed out the useless ones and invest in a solid, concrete one. Problem is, today there are hundreds of ICOs. Best thing to do is to, as the crypto cliché goes, do your own research and find the best ICOs that will be successful given some of the criteria that you identified. Once you do this then you can know that the best coins to get are the ones that will undoubtedly have better returns than those that have already "mooned" to some extent. This is the difference between getting 10x and 100x benefits on your investment, aside from supporting a great technology with a great time like Eterbase, the coin in my sig.

[Ramzes555]

I invested about $ 5,000 in January and now I regret it. It was necessary to wait a little and buy everything cheaper

[Skyizz]

It is better to invest in different altcoyins, in equal parts. Buy BTC for 30% and for the remaining money buy altcoins from the top 10 in equal parts, so you will get a profitable portfolio.

[evenkjoe]

You need to diversify your portfolio. Divide it into equal shares between such cryptocurrencies: Ethereum, Bitcoin, Dash, Litecoin.

[galundan9]

all depends on the amount of capital that will be used for investment if you have significant capital maybe by doing the distribution will be able to get a more significant portfolio and invest in the short term for an altcoin that has a faster movement. but if the small capital to be shared like that is not a good solution because the benefits that will be obtained will not be felt later.

[kotajikikox]

Oh great nice 20k usd is huge starting investing in cryptocurrency, and welcome in the community good luck for you, i suggest learn well about cryptocurrency to become successful  to become failure due of lack of knowledge.

Buy bitcoin or any altcoin to start investing in crypto and i suggest choose coin listing in to 20 coin at the marketplace.

[Klausi]

all depends on the amount of capital that will be used for investment if you have significant capital maybe by doing the distribution will be able to get a more significant portfolio and invest in the short term for an altcoin that has a faster movement. but if the small capital to be shared like that is not a good solution because the benefits that will be obtained will not be felt later.

I guess that $20K is just enough for a cheaper market nowadays, and that short term ideas still doesn't have an assurance to move in. That's because it has no definite assurance to move higher in the next few days. But for longer terms, I am certain that you'll be able to benefit for better future of your invested crypto.

[Oregano012]

i would take 50% on BITCOIN to be safe cause Bitcoin will always be the first mover and it has a lot of adoption in every country . then 40% on Top 20 cryptocurrency coins , the likes of Ethereum , neo , cardano , ontology , Vechain , EOS . then 10% i would divide it to undervalued coins the you have really deeply research on , not on top 100 rather below 150

[consideritdone]

something is up today with 0x and tron

[tadpole_bitfrog]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Investing in the ICO is a wrong decision at this point. Ideally you should spend 100% to invest in the altcoins. Or if you want your portfolio to be safe, invest in Bitcoin. Because when you invest, you will be in the same boat with billionaires and not afraid of falling too much.

[marketone]

Don't follow other because they will do research according to their ideas and sometimes it is not good to follow their suggestions. So always try to learn by yourself in order to find a potential project, if you learn by yourself it will be very good for you to research very potential coins in the future.

[Bitcoin_Delivery]

Don't follow other because they will do research according to their ideas and sometimes it is not good to follow their suggestions. So always try to learn by yourself in order to find a potential project, if you learn by yourself it will be very good for you to research very potential coins in the future.

The best research is that by learning the projeck by yourself and also being able to clearly understand what they are developing to get maximum results rather than following the advice of others

[aragom]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

i hope, you didnt buy anything in this conditions.
if you bought coins with your 20000. not it is nearly 3000 dollars or less

[daicavung]

I think you should spend 25 percent to buy bitcoin ,25percent  to ethereum, 25percent to buy other cryptocurrency and  25percent to buy a very good ICO.

Investing in the ICO is a wrong decision at this point. Ideally you should spend 100% to invest in the altcoins. Or if you want your portfolio to be safe, invest in Bitcoin. Because when you invest, you will be in the same boat with billionaires and not afraid of falling too much.

Exactly the same, I also have the same thought as you, if now invest in ETH is a big failure, invest in the altcoin, but my choice is to invest in the new altcoin, Most of the new altcoins have a relatively low price, much lower than the price of the ICO

[p i e c e]

You need to diversify your portfolio. Divide it into equal shares between such cryptocurrencies: Ethereum, Bitcoin, Dash, Litecoin.

If I had such a great sum of the money to invest in the cryptocurrencies, I would not be in a hurry. Try to choose at least 15 good tokens. Do not ignore the cheapest nice altcoins like Cardano and TRON.

[Cangkeman Wae]

I suggest to invest in ethereum, I only recommend ethereum because with ethereum you can invest in an ethereum-based ICO, with the right analysis you can make $ 20k to $ 50k by the end of the year.

[Aschcraw]

10k Bitcoin - 7k Icon icx - 3k Ontology

[BryanK]

Divide your investment into 5 coins, for example invest in Elastos, Fusion, Phoenix and Refereum and watch the profit.

[drakewear322]

Don't waste your time and buy bitcoin and ethereum while their price still low! Market is recovering and soon will be late

[lagista]

$ 20k is a large amount of money and you can use it to make investments by getting a big token. now buy ethereum coins as the main investment coin, and leave your money a few percent to buy other potential coins and still have low prices like neo or cardano. so that's a balanced choice.

[gorodi]

something is up today with 0x and tron

Oh, I also suppose that these tokens will gain much in 5-7 months. I see, TRON shows a very good speed - it is ready to start the bull run. I also pick Cardano.

[Sahyadri]

$20K is huge amount to invest in cryptos. You made perfect balanced portfolio. 25% BTC, 25% ETH 
Both coins are most popular in today crypto market. I would suggest you to consider EOS , Ripple , Tron & dash for rest 50% in your portfolio.
ETH and BTC are good for long term holding. Where Ripple , Dash and Tron are best for short term holdings. By investing in these coins you will get positive ROI in short term.

[tytanhamon04]

Honestly, I think you made a very simple and correct decision. If it is now to start investing so it will bring a good income.

[tabas]

If you will just ask this at this moment for sure you can buy more with bitcoin, ethereum and other alts that you prefer. But since this question has been asked last January, I hope that OP can tackle with the bear until he recovers well.

[gtglener]

I invested about $ 5,000 in January and now I regret it. It was necessary to wait a little and buy everything cheaper

Actually you never know what happens in the crypto market after an hour. This is the reason you regret but do not. Since you own the coins now, better make your mind for the long term investment and do not cash the coins. Add further weight to your portfolio by investing in ETH and Bitcoin.

In long run, probably a year from now, it will pay off in at geometric rate. About the $20k, I would suggest to invest part of it in bonds with minimum default risk and the rest in Bitcoin and ETH.

[bennypagulayan]

Now you invest in electronic money then take risks, because the market will soon collapse and just waiting for time or find the potential new coin you may earn. high levies. So I think you should buy those potential altcoins do not buy ETH or BTC

[filtyfrank251]

If you will just ask this at this moment for sure you can buy more with bitcoin, ethereum and other alts that you prefer. But since this question has been asked last January, I hope that OP can tackle with the bear until he recovers well.

I'm very jealous of ABYSS coin, because this is a coin based on DAICO platform, so in the future I think this coin will rise sharply, if buy now is very cheap, hold them until end of this year or 2019. you will get profit.

[Temik2704]

I invested about $ 5,000 in January and now I regret it. It was necessary to wait a little and buy everything cheaper

Every time I see the similar situations on btt...
Never invest on peak and when hype is around! Your money will be owned by whales as practice shows!