Buy Bitcoin, and HODL!

[JayJuanGee]

If people are not used to investing, by fault they might become a bit overly aggressive in terms of considering that some or all of their bitcoin could serve as a kind of emergency fund in the event that mistakes are made, yet surely that is not a very good way to invest into something as volatile as bitcoin.. so if the thoughts are that none of the funds that are invested into bitcoin can be touched for 4-10 years or longer, then that kind of a mental framework might be helpful in terms of investing a bit less into bitcoin while building the various other systems of emergency funds, reserves and float, and surely once those are decently in place and have been practiced for a while, there may well end up being abilities to become more aggressive with the disposable income that is then coming in, than would have otherwise been possible without having those various systems in place and without having some periods of practicing your systems and getting good feels for where the boundaries are.

this definitely is the kind of thought process that every Bitcoin holder should have in creating a balance between how aggressive he intends going with his accumilation and how well he is putting in effort to ensure that other systems of emergency funds and sources of his funds are all In place.

long termed investment goals that involves building a strong Bitcoin stack for a period of 4 to 10 years are better off started with a simple and realistic amount while setting up other aspect of our funds generating sectors that will in turn aid us in increasing the amount that's going into our Bitcoin DCA. Being aggressive is good and will surely propel us to meeting our accumilation goal as fast as possible but if done at the wrong time, it's going to play a detrimental role in our accumulation journey and might in the process endanger our holding or possibly put us in a position were we might have to pause our dca routine or reduce on how aggressive we're with our stacking because other aspect of our funds generating systems aren't in check.

I totally agree with you and I feel that this kind of mental framework is going to work well for a majority of us here if we accumulate our BTC at our own pace while ensuring that other aspect that's generating funds for our emergency situation, daily up-keep and allocation for our disposable income is properly structured and taken care of.

The thing is that an overwhelming number of folks who are in their first 4 years of accumulating bitcoin are going to be getting used to the process as well as a consider amount of likelihood that an overwhelming majority of folks are going to also experience a decent amount of fluctuation in their income and/or their expenses that will help to guide them in regards to how aggressive they are able to be without overdoing it (or under doing it).

We need to invest bitcoins but invest in such a way that we don't have to sell our holdings if we face danger later. That's why we have to divide it into three parts. Having an emergency fund is the most important, so that we don't have to sell our investments in times of danger. And nothing should be done aggressively, the more aggressive the more likely to go wrong. But we must plan and take all steps to survive our investment for long time.

Let us always make the difference between being aggressive and being overly aggressive in terms of our investment journey, there is nothing wrong being aggressive towards your investment without over doing it such that it will affect your personal living expenses, being aggressive has a lot to do with, how consistence you are comfortably implementing both routine and non routine strategies in oder to maximize the opportunity of stashing up more Bitcoin in to your bag without having a negative effect on our personal life expenses, it is when you over do it without considering much of your other personal needs that it will becomes problematic towards your investment. However, in as much as one being aggressive in his or her investment there must be a balance up in terms satisfying personal needs which will determine your discretional or disposable income and the extend or level of aggressiveness in order to have a successful investment, it all boils down to proper planning and making a adjustments where and when necessary.

I agree with everything you said Tmoonz, and sometimes we might not even realize that we had crossed into a territory of either being overly aggressive or perhaps overly whimpy until somewhere later down the road.. even though I would speculate that being overly aggressive is potentially more problematic than having had figured out that you had been overly whimpy, because many folks will likely erroneously have the feeling that they had been too whimpy in their investment in the event that the BTC price ends up going way up, they end up saying to themselves:  "I should have invested more," yet the fact of the matter is that if you are actually attempting to be as aggressive as you can be, then you are already making those kinds of proper balances in terms of your level of aggressiveness.

A similar thing is true on the opposite side, if you end up experiencing some kind of an emergency and you are ill-prepared for it, even though you thought that you were more than sufficiently prepared, you might have to scramble to figure out ways to not sell much if any of your bitcoin in those kinds of circumstances, so there could end up developing circumstances in which you are able to save yourself with a kind of "close call" such as going to a family member with an emergency loan or something like that, but there also might be circumstances where you realize that the circumstance could have had been worse, and maybe you end up selling and/or losing 10% or more of your BTC holdings, but you do not sell/lose all of it, and so in those partial damage situations, you may well learn how to protect yourself in better ways in the future..,. so you live to fight another day, even though a bit more damaged than you had anticipated to have had been possible.

Bitcoin Exchange Traded Products have gotten approval to trade on the London Stock Exchange. All the small DIPs that make investors feel anxious because "crabby market", are actually small opportunities to accumulate more Bitcoins. Wait for DIPs or DCA, the investment decisions that you do today will establish your portfolio during the next bullish surge. Bitcoin may not have the best performance cycle per cycle, but it's definitely one of the handful of blockchains that will continue chugging along decade per decade.

I was liking your post, and I was about to send you an smerit Wind_FURY, but when I read the last portion of your last sentence, I was dissuaded... and I even got a bit emotional about such stupidness being spewed from your keyboard.

In other words, fuck shitcoins.

Bitcoin is not "one of a handful of blockchains"..

Fuck that nonsense.

Do you even realize that almost every single blockchain out there is either an affinity scam upon bitcoin, or it completely relies on bitcoin in order to have any value at all?

That is a really dumb statement.. sounds like a statement from someone trying to appear smart in regards to the idea of "crypto" or "blockchain" not bitcoin, so there is a loss of perspective in regards to what bitcoin really is.. as if it were just some other project out there that just happens to be in the lead at this time..

What nonsense you sputtered (or came out of your keyboard).. That could not have had been a slip.  You really believe some version of that nonsense.  Am I not correct?

It is very important to make sure we have a good amount of money for emergencies before going into Bitcoin investment (especially when you are planning for the long term). 

I will say that you do not need to establish your emergency fund prior to getting started in investing into bitcoin - especially if you are investing for the long term.

With that, we can successfully invest in Bitcoin without selling any part of it just because we want to solve some kind of emergency issues. On Bitcoin investment there are some challenges an investor faces. The things there are, when you are not properly prepared for the long term investment, you can't afford to continue investing because you are not yet ready, and what makes you ready for investment is how much you are paid as salary and how much you already kept for emergency cases. Even if you are already investing before knowing this, you might not end well because there are things you failed to do/understand, and those things are:

*Making sure you have a good amount separately for emergency cases

*Knowing the best method you can use for your investment plans.

*Having good knowledge about the kind of investment you are in so that you will be able to strategize the kind of methods you can use for the investment.

I believe with these 3 points one can successfully know what and what's needed before investing in Bitcoin.

That information is good, but you do not need to establish all of that prior to getting started in bitcoin.  You can simultaneously get started in bitcoin and get the stuff you listed into place.  So you are wrong in terms of suggesting needs to establish those things prior to starting your investment into bitcoin.
 

Well, it's quite funny how many people rush to invest in Bitcoin because they believe that we are in bull season, so they are expecting to accumulate Bitcoin before then. We all know fully well that it doesn't work that way, investment is a due process thing, and you will need to get knowledge from knowledgeable people or do your own research into it before you start investing. We don't have to rush into Bitcoin because we want to make profits so quickly.

Wrong.

The error or an overwhelming number of most people is not getting started.  First thing.  Get started..do stuff.. and even if it is just $10 investment to start.. At least at that point you are started.  Yeah you can work out the details later, and yeah you should be thinking 4-10 years or longer, so if you are planning on some kind of short-term then that is likely erroneous, so there are people with wrong mindsets, but that still does not necessarily mean that they should not get started, especially if they understand the foundation of investing into bitcoin as being 4-10 years or longer.
 

Besides, one can not accumulate 1 Bitcoin if one's getting just $300 a month (that's impossible), so as Bitcoin investment is an asset, it's good to maintain the due process instead of rushing to invest, then you still end up making mistakes that are unforgettable.

Waiting is not an investment strategy... whether your starting goal (ideas) is 1 bitcoin or some other amount... 

[Promocodeudo]

You talked about aggressiveness and do you know the connection, being aggressive in terms of investment may be good because we have the enthusiasm to carry out but how controlling ability is important. If you do not have the ability to control then investment can be done slowly. Have you ever heard how people lose money in investments and it is influenced by individual mistakes, not because of Bitcoin, so when we want to invest, we need to pay attention to how to control it.

It's up to you whether you want to use the DCA pattern or so on, but it must also be able to be carried out according to your ability to control it. Investing in Bitcoin does have the opportunity to achieve success, but capital and strategy are important. Make purchases using a much more responsible method and store bitcoin until it reaches the selling value we want, from there we will see how bitcoin can provide freedom for investment.

One can be as aggressive they can ,but without over doing it, just as  sir JJG usually Said. Because most folks usually make alot of mistakes when it comes to being aggressive, mistakes like using their emergency funds to increase their rate of Accummulation without having any backup plan . Which may lead them tampering with their investment, for instance $500 is someone monthly salary and he or she decided to go all in with it without having any reserve funds he or she can take as backup funds , they may endup withdrawing their investment too early and the painful part is that they won't just withdraw the $500 back they may even endup withdrawing everything from their wallet . That's why is better to keep accumulating with any amount you know you can use at that moment, the main thing is that yah being consistent with your accumulation.

Any investor who is using his whole salary to aggressively buy bitcoin to increase his bitcoin investment and also buy at a low price is not disciplined with his bitcoin accumulation plan; he or she has allowed buying the dip to decide the amount of money to be used in accumulating bitcoin at the time of the dip. You are right; since bitcoin is not a quick-to-get-rich thing, the investor will not stay for up to a month, and he or she will tamper with his bitcoin investment to survive because he or she messed up his accumulation plan by using his whole money to aggressively accumulate bitcoin. Since the investor has tempered his bitcoin investment, he or she will wake up one day and decide to sell all his bitcoin investment because of the mistake he or she made when buying the dip. We should not be very concerned about buying the dip so that we will not make mistakes that could lead to selling our bitcoin investment when it has matured.

We don't need to get broke just to cope up with our investment and there's no need to rush on everything especially on our bitcoin investment since everything is in process that's why we should never invest all of our salary to our bitcoin investment since for sure we will really get a problem with that in long run since we might come up to an idea to get a loan since we can't take care of other thing that important to consider just to live a comfortable life.

To have a proper plan on this maybe we should have a pie chart where we can separate our earnings into other things that we are considering on where we spend our money since if we have proper discipline on money for sure we can make all of things work out and we will not get any financial trouble if we follow all the plans we set. For doing all those discipline for sure we will be responsible on everything especially on each decision making we do.

You have a very good point here, if anyone wants to invest he,/she should divide his earnings and use some of them for investment, bitcoin investment is not a do or die affair, it has been stated that bitcoin investment should be done at ease no need for presure, we are advised to invest what we can, investemnt should not prompt us to go hungry, the reason for DCA strategy is for people to invest what they can afford continuously, it is not ideal for an investor to invest all their money in Bitcoin because profit is not immediately, as an investor you should have a reserve and emergency fund just in case anything come up, long-term investment is not a joke so it must be folowed with smartness and good approach in other to endure to the end.

Every investor should investor based on their income, investment is not a competition, you don't investment to go broke totally, in conclusion let's make sure that we invest with the plan of going for a longterm, the only way this will work is by applying good investment strategy.

[Troytech]

We need to invest bitcoins but invest in such a way that we don't have to sell our holdings if we face danger later. That's why we have to divide it into three parts. Having an emergency fund is the most important, so that we don't have to sell our investments in times of danger. And nothing should be done aggressively, the more aggressive the more likely to go wrong. But we must plan and take all steps to survive our investment for long time.

Let us always make the difference between being aggressive and being overly aggressive in terms of our investment journey, there is nothing wrong being aggressive towards your investment without over doing it such that it will affect your personal living expenses, being aggressive has a lot to do with, how consistence you are comfortably implementing both routine and non routine strategies in oder to maximize the opportunity of stashing up more Bitcoin in to your bag without having a negative effect on our personal life expenses, it is when you over do it without considering much of your other personal needs that it will becomes problematic towards your investment. However, in as much as one being aggressive in his or her investment there must be a balance up in terms satisfying personal needs which will determine your discretional or disposable income and the extend or level of aggressiveness in order to have a successful investment, it all boils down to proper planning and making a adjustments where and when necessary.

I agree with everything you said Tmoonz, and sometimes we might not even realize that we had crossed into a territory of either being overly aggressive or perhaps overly whimpy until somewhere later down the road.. even though I would speculate that being overly aggressive is potentially more problematic than having had figured out that you had been overly whimpy, because many folks will likely erroneously have the feeling that they had been too whimpy in their investment in the event that the BTC price ends up going way up, they end up saying to themselves:  "I should have invested more," yet the fact of the matter is that if you are actually attempting to be as aggressive as you can be, then you are already making those kinds of proper balances in terms of your level of aggressiveness.

A similar thing is true on the opposite side, if you end up experiencing some kind of an emergency and you are ill-prepared for it, even though you thought that you were more than sufficiently prepared, you might have to scramble to figure out ways to not sell much if any of your bitcoin in those kinds of circumstances, so there could end up developing circumstances in which you are able to save yourself with a kind of "close call" such as going to a family member with an emergency loan or something like that, but there also might be circumstances where you realize that the circumstance could have had been worse, and maybe you end up selling and/or losing 10% or more of your BTC holdings, but you do not sell/lose all of it, and so in those partial damage situations, you may well learn how to protect yourself in better ways in the future..,. so you live to fight another day, even though a bit more damaged than you had anticipated to have had been possible.

Something else I figured is someone might not really realise that he has been overly aggressive for a long period of time and might have been neglecting preparing himself or his emergency funds and had rather focused only on investing in bitcoin and not everyone could tell that they were faulty in this kind of situation especially if they had felt that their were doing fine the way they had been carrying out their bitcoin investment.

My point here is that some folks might either have to learn the hard way about how to balance been aggressive since its hard to tell if you actually are overly aggressive or not, I wanted some kind of explanation or defination if there is one to what a balanced aggressive bitcoin investment situation should be or should we just say as long as we are not neglecting any other systems like our emergency funds, reserves, floats etc and we are comfortable with what we are investing then we are doing fine, why I still emphasize is cause not everyone might realise that they are wrong in their approach and might even feel comfortable with that approach initially until a bad situation occurs that reveals otherwise.

[ndutndut]

Let us always make the difference between being aggressive and being overly aggressive in terms of our investment journey, there is nothing wrong being aggressive towards your investment without over doing it such that it will affect your personal living expenses, being aggressive has a lot to do with, how consistence you are comfortably implementing both routine and non routine strategies in oder to maximize the opportunity of stashing up more Bitcoin in to your bag without having a negative effect on our personal life expenses, it is when you over do it without considering much of your other personal needs that it will becomes problematic towards your investment. However, in as much as one being aggressive in his or her investment there must be a balance up in terms satisfying personal needs which will determine your discretional or disposable income and the extend or level of aggressiveness in order to have a successful investment, it all boils down to proper planning and making a adjustments where and when necessary.

Actually, being aggressive is not always bad as long as we know when to be aggressive and not too aggressive. Because aggressiveness functions as a calming signal, especially when the financial markets are volatile, and our analysis in looking at the market will offer wise actions according to the current stage of the cycle, being aggressive in investing is sometimes necessary and even better.

There is a lot of speculation that we are on the verge of a significant market increase, so this is a very important moment for every smart investor to act aggressively, but financial control for the stages of life also needs to be paid attention to so that our aggressiveness does not occur and does not have an impact on our finances in the future . . In essence, being aggressive in investing apart from needing balance, we also need to be proactive about financial growth at times like this. Additionally, portfolio diversification can play an important role in mitigating risk effectively.

[Stablexcoin]

I agree with everything you said Tmoonz, and sometimes we might not even realize that we had crossed into a territory of either being overly aggressive or perhaps overly whimpy until somewhere later down the road.. even though I would speculate that being overly aggressive is potentially more problematic than having had figured out that you had been overly whimpy, because many folks will likely erroneously have the feeling that they had been too whimpy in their investment in the event that the BTC price ends up going way up, they end up saying to themselves:  "I should have invested more," yet the fact of the matter is that if you are actually attempting to be as aggressive as you can be, then you are already making those kinds of proper balances in terms of your level of aggressiveness.
 

Well spoken here. There is both a positive effect and a negative effect of overly aggressively buying Bitcoins. Every investor who wants to take that step should bear in mind that in as much as being overly aggressive would speed accumulation, and bring about high potential returns in the future there are always consequences and this depends on the investor's financial capabilities, mindset, or discipline to withstand them. Being overly aggressive can cause high financial losses that is if Bitcoin price drops drastically.

It could also lead to financial strain where the investment has put more than his disposable income and it may lead to hardship or leave an investor vulnerable to unexpected expenses. The last part is that most investors when seeing that they are losing so much after investing too much into Bitcoin are tempted to sell off their Bitcoin because of panic.

[Troytech]

With that, we can successfully invest in Bitcoin without selling any part of it just because we want to solve some kind of emergency issues. On Bitcoin investment there are some challenges an investor faces. The things there are, when you are not properly prepared for the long term investment, you can't afford to continue investing because you are not yet ready, and what makes you ready for investment is how much you are paid as salary and how much you already kept for emergency cases. Even if you are already investing before knowing this, you might not end well because there are things you failed to do/understand, and those things are:

*Making sure you have a good amount separately for emergency cases

*Knowing the best method you can use for your investment plans.

*Having good knowledge about the kind of investment you are in so that you will be able to strategize the kind of methods you can use for the investment.

I believe with these 3 points one can successfully know what and what's needed before investing in Bitcoin.

That information is good, but you do not need to establish all of that prior to getting started in bitcoin.  You can simultaneously get started in bitcoin and get the stuff you listed into place.  So you are wrong in terms of suggesting needs to establish those things prior to starting your investment into bitcoin.
 

I agree with you sir, all those can get done in the process of bitcoin accumulation cause the most important thing here is to get started buying bitcoin than to wait any further or get prepared, the person can start with even more 10$ investment while he builds other aspect then when he feels comfortable with his emergency and reserves he can get more aggressive to buying bitcoin. And yeah moreover all a newbie needs to know to get started is how to buy and store his bitcoin, strategies can be used little to complex for him to understand and can end up confusing them especially if they have never done something relating to investment before.

Fixed

[rachael9385]

It is very important to make sure we have a good amount of money for emergencies before going into Bitcoin investment (especially when you are planning for the long term). 

I will say that you do not need to establish your emergency fund prior to getting started in investing into bitcoin - especially if you are investing for the long term.

With that, we can successfully invest in Bitcoin without selling any part of it just because we want to solve some kind of emergency issues. On Bitcoin investment there are some challenges an investor faces. The things there are, when you are not properly prepared for the long term investment, you can't afford to continue investing because you are not yet ready, and what makes you ready for investment is how much you are paid as salary and how much you already kept for emergency cases. Even if you are already investing before knowing this, you might not end well because there are things you failed to do/understand, and those things are:

*Making sure you have a good amount separately for emergency cases

*Knowing the best method you can use for your investment plans.

*Having good knowledge about the kind of investment you are in so that you will be able to strategize the kind of methods you can use for the investment.

I believe with these 3 points one can successfully know what and what's needed before investing in Bitcoin.

That information is good, but you do not need to establish all of that prior to getting started in bitcoin.  You can simultaneously get started in bitcoin and get the stuff you listed into place.  So you are wrong in terms of suggesting needs to establish those things prior to starting your investment into bitcoin.
 

Well, it's quite funny how many people rush to invest in Bitcoin because they believe that we are in bull season, so they are expecting to accumulate Bitcoin before then. We all know fully well that it doesn't work that way, investment is a due process thing, and you will need to get knowledge from knowledgeable people or do your own research into it before you start investing. We don't have to rush into Bitcoin because we want to make profits so quickly.

Wrong.

The error or an overwhelming number of most people is not getting started.  First thing.  Get started..do stuff.. and even if it is just $10 investment to start.. At least at that point you are started.  Yeah you can work out the details later, and yeah you should be thinking 4-10 years or longer, so if you are planning on some kind of short-term then that is likely erroneous, so there are people with wrong mindsets, but that still does not necessarily mean that they should not get started, especially if they understand the foundation of investing into bitcoin as being 4-10 years or longer.
 

Besides, one can not accumulate 1 Bitcoin if one's getting just $300 a month (that's impossible), so as Bitcoin investment is an asset, it's good to maintain the due process instead of rushing to invest, then you still end up making mistakes that are unforgettable.

Waiting is not an investment strategy... whether your starting goal (ideas) is 1 bitcoin or some other amount... 

Hmm, I get the point now.

Even without any knowledge, one can still start investing in Bitcoin and in the process of investing one can learn.

It's true because it's said that experience is always the best tutor, so if one that doesn't know anything about Bitcoin starts his/her investment, then he could be able to learn as he's investing.

One important reason I see that learning before investing is because, in the process of learning, the clock ticks and once the person isn't investing and learning at the same time, any opportunity that passes will not come back, and it will be very hard to achieve what has passed.

I took my time to read through your quotes concerning my comments and I see where the errors are. There's no investment without plans, but talking about Bitcoin investment, and putting the long term in front, it doesn't require one to gather the whole knowledge of Bitcoin before investing in it. As Bitcoin is concerned, one can not learn the whole thing inside Bitcoin. That's why, as one is accumulating Bitcoin, he will learn gradually (every day new ideas are added). Faithfully, if one is planning for a long-term investment, since it's a long term something he's planning for, he could learn a lot of things that he couldn't learn in the days when he hasn't started investing. If one has already started investing, Bitcoin is immediately fluctuating, he will learn a lot from the ups and downs of Bitcoin, and he/she could also be able to get more experience from there.

[Zackz5000]

With that, we can successfully invest in Bitcoin without selling any part of it just because we want to solve some kind of emergency issues. On Bitcoin investment there are some challenges an investor faces. The things there are, when you are not properly prepared for the long term investment, you can't afford to continue investing because you are not yet ready, and what makes you ready for investment is how much you are paid as salary and how much you already kept for emergency cases. Even if you are already investing before knowing this, you might not end well because there are things you failed to do/understand, and those things are:

*Making sure you have a good amount separately for emergency cases

*Knowing the best method you can use for your investment plans.

*Having good knowledge about the kind of investment you are in so that you will be able to strategize the kind of methods you can use for the investment.

I believe with these 3 points one can successfully know what and what's needed before investing in Bitcoin.

That information is good, but you do not need to establish all of that prior to getting started in bitcoin.  You can simultaneously get started in bitcoin and get the stuff you listed into place.  So you are wrong in terms of suggesting needs to establish those things prior to starting your investment into bitcoin.
 

I agree with you sir, all those can get done in the process of bitcoin accumulation cause the most important thing here is to get started buying bitcoin than to wait any further or get prepared, the person can start with even more 10$ investment while he builds other aspect then when he feels comfortable with his emergency and reserves he can get more aggressive to buying bitcoin. And yeah moreover all a newbie needs to know to get started is how to buy and store his crypto, strategies can be used little to complex for him to understand and can end up confusing them especially if they have never done something relating to investment before.

Fuck the word Crypto
You should be specific if it is Bitcoin or altcoins (aka shitcoins) rather than generalizing it as crypto as it addresses all the entire crypto market, in order not to be confusing and misleading. Because when people hear the word Crypto expecially newbies or new investors they might believe that is a scam not knowing to them that there is a confirm, trusted and legit one which is Bitcoin, In order not to send a misleading information to them  that BTC will be thesame as shitcoins that always failed out with no value.
So differentiating them will really make sense for it will be understandable to them.

[danadc]

Well, if you think that buying at a dip is trading, then I suggest you get involved properly in trading for a while and come back to investment after, so that you can be able to differentiate between trading and investment by buying Bitcoin during the dip or making use of DCA strategies.

Well I don't know the quite you're replying  too but let me recap my statement for better understanding...
Buying the dip is not related to trading at all because  there could be other dip in markets under trading  and normally a trader is meant to sell to make profit when there're dip in markets...
However, coming to the world of BTC  buying the DIP is a good strategy   for buying more BTC with lesser funds although this same strategy could be used by traders too  since btc has always been in an uptrend  buying a dip with strong capital could be a choice but most trader wouldn't want to risk that...
What I'm  I trying  to prove

For me I see buying only when the market is DIP as trading.

This statement is wrong IMO .... but the strategy is not a suitable strategy for beginners when we  emphasize  on the word ONLY.

Well, from the beginning of your first comments, I understood the whole thing that you were saying, and I understand your points clearly. If a trader is buying at the dip, he's hoping to sell at a high price because everyone into Bitcoin (trading or not) wants to make a profit. In Bitcoin trading, everyone who's doing it must always keep their eyes on the market to make sure what is happening so that they will be able to know if they will sell or not. Buying a dip is another method of investing in Bitcoin and both traders and investors can use that method to buy Bitcoin. Traders are not different from short-term investors because those people can not hold for a long term.
The difference with the DCA method of buying dips is because, with DCA, you can buy at every given opportunity (whether Bitcoin is high or not), ones you have the money. But as you are using the DCAing strategy to invest in Bitcoin, then you eventually meet Bitcoin at dip time you should be able to grab that opportunity and buy as much as you can.

A trader can start trading during the dip but won't have the patience to hold the Bitcoin he bought because he's not an investor of Bitcoin but a trader. I advise anyone that's ready to make an investment in Bitcoin to use the DCAing strategy, because regardless of the price of Bitcoin, one can still invest any amount they want and can achieve what they want if they always DCA as planned from their portfolio (just like I have said earlier). When you are buying Bitcoin at the dip, you won't be given the opportunity to buy it always because, as Bitcoin's price is fluctuating, sometimes it goes up, and sometimes it comes down, but using the DCAing strategy allows you to buy even when Bitcoin is up or down in price.

I don't actually think it's proper to be mentioning trading in this thread, because I believe that this thread is meant for Bitcoin investment only, so I suggest you take your trading discussion to the right place.

And as for Bitcoin investment and accumulating process, I believe that the DCA accumulating strategy is the best among them all, because you will buy in your own convenient, either weekly, monthly, and what makes it very special is that you can also buy the deepest part of the deep, which the person relying on lump sum method might miss out due to the fact that he thought the price of Bitcoin will go deeper, and as long as you are a long term holder, which have accumulated a very good stash of Bitcoin, you are definitely going to be successful in your investment.

I believe in terms of methodology to accumulate Bitcoin we can't really tell wether one using DCA will be more aggressive in accumulation than another using lump sum. DCA opens room to buy at every market situation but having a good stash of it depends on how each individual accumulate wether aggressively or conservatively.

Yeah we all need to hold for a long term and also view Bitcoin investment in long run but that doesn't certify wether anyone is gonna be successful. Some might take time to be in good profit or even reach maturity stage, so if you wanna be successful then accumulate more with a target and not allowing room for exhaustion.

Everything is said, for those of us who do not have enough money to buy 1 bitcoin we have to be smart, and buy in each dip, in each pullback that must mean a good option to buy, whether it is 100usd or what we have available, always It is a good option to do it, there is no need to invest, we are human beings who must learn to have and take advantage of the opportunities, to do the DCA you also have to have a lot of discipline, because I have seen people who say they will do it and then They take out their investment because they needed their money , I don't blame them, but they should have more discipline in that regard.

[JayJuanGee]

[edited out]

..., I wanted some kind of explanation or defination if there is one to what a balanced aggressive bitcoin investment situation should be ....

I think that these points have been sufficiently explained, especially since the punchline is that you have to figure out for yourself in terms of your boundaries, and yeah, if you end up going over the boundaries, you might not realize until it is too late.  How can anyone else figure out those kinds of matters for you?  You gotta figure out how much of an emergency fund, reserve and/or float that you need based on your own balancing of matters.. and yeah, I cannot tell you that if you are worried about it, you should error on one side or the other.. that's up to you, but if you know all of the various factors with which you are working, then your putting them to the test and balancing them out with the passage of time, you are going to likely find out how much to put on one side or another he and there probably is no "perfect" balance, but instead something in the ballpark of feeling comfortable and/or sufficiently comfortable.. but maybe also a bit uncomfortable at the same time.

But yeah if you are stacking bitcoin for 4 years or more and you are getting close to having a whole years income/expenses in bitcoin, you may well start to feel more comfortable, but yeah, maybe you won't and maybe you might consider that you have to do more or change your tactics.. How can anyone else tell you how much of a balance you should enter into?

Additionally, portfolio diversification can play an important role in mitigating risk effectively.

Why?  If you are a brand new investor, then why diversify?  and diversify into what?  shitcoins?  How about you have an extra disposable income of $100 per week that you are investing into bitcoin.  You want to diversify into something else with that?  Your $100 per week is not going to go up, but instead it is going to get diluted, and what good would that do?  Dumb idea to diversify for the mere sake of diversifying.. However, if you have accumulated 1-2 years or more worth of income/expenses in bitcoin, then sure maybe at some point it might start to make sense to have some other investments...

It seems to me that you threw in the idea of "diversifying in order to offset risk" because you wanted to sound smart... but without a context it makes little sense, unless you are just spouting out shitcoin talking points within a bitcoin thread.

Everything is said, for those of us who do not have enough money to buy 1 bitcoin we have to be smart, and buy in each dip, in each pullback that must mean a good option to buy, whether it is 100usd or what we have available, always It is a good option to do it, there is no need to invest, we are human beings who must learn to have and take advantage of the opportunities, to do the DCA you also have to have a lot of discipline, because I have seen people who say they will do it and then They take out their investment because they needed their money , I don't blame them, but they should have more discipline in that regard.

Don't overinvest, then you won't have to worry about taking any out for 4-10 years or longer, and even if you have some kind of a goal of accumulating a whole bitcoin, that seems kind of dumb and arbitrary.  If you are starting now, and you are investing $100 per week, you may well not reach $100, even after 10 years of investing.. actually I doubt that you would.  You might have a chance of reaching 1 whole bitcoin if you invest $200 per week, but still who cares about how many BTC that you accumulate?  you invest according to your dollar budget and you likely want to accumulate as many as you can, whether that is 0.21 BTC, 0.5 BTC, 1 BTC, 2 BTC or some other amount in 10 years or whatever might be your intended BTC accumulation timeline.

[Churchillvv]

[edited out]

..., I wanted some kind of explanation or defination if there is one to what a balanced aggressive bitcoin investment situation should be ....

I think that these points have been sufficiently explained, especially since the punchline is that you have to figure out for yourself in terms of your boundaries, and yeah, if you end up going over the boundaries, you might not realize until it is too late.  How can anyone else figure out those kinds of matters for you?  You gotta figure out how much of an emergency fund, reserve and/or float that you need based on your own balancing of matters.. and yeah, I cannot tell you that if you are worried about it, you should error on one side or the other.. that's up to you, but if you know all of the various factors with which you are working, then your putting them to the test and balancing them out with the passage of time, you are going to likely find out how much to put on one side or another he and there probably is no "perfect" balance, but instead something in the ballpark of feeling comfortable and/or sufficiently comfortable.. but maybe also a bit uncomfortable at the same time.

To buttress what JayJuangee has said, In a simple time or should I put it in understandable proverb; All fingers are not equal. Which means my own balanced aggressive bitcoin and your own balancing of bitcoin investment isn't same because we all do not have the same capabilities or purchase, there is to "fixed balance bitcoin investment as your level of income determines your own balancing of bitcoin investment. Since we all have our different capabilities of bitcoin investment it's our own duty to decide when our investment is balanced with other spends which are classified under emergency funds/reserve or float funds.

In other words, How much you earn should determine how much you should invest because if you invest too much you will probably get into some kind of trouble in your investment journey. Hence try to maintain a good investment habits, as far as your aren't impressing anyone with your investment but rather preparing a great future for yourself through the opportunity bitcoin has brought to us you should do it evenly.

[Tmoonz]

[edited out]

..., I wanted some kind of explanation or defination if there is one to what a balanced aggressive bitcoin investment situation should be ....

I think that these points have been sufficiently explained, especially since the punchline is that you have to figure out for yourself in terms of your boundaries, and yeah, if you end up going over the boundaries, you might not realize until it is too late.  How can anyone else figure out those kinds of matters for you?  You gotta figure out how much of an emergency fund, reserve and/or float that you need based on your own balancing of matters.. and yeah, I cannot tell you that if you are worried about it, you should error on one side or the other.. that's up to you, but if you know all of the various factors with which you are working, then your putting them to the test and balancing them out with the passage of time, you are going to likely find out how much to put on one side or another he and there probably is no "perfect" balance, but instead something in the ballpark of feeling comfortable and/or sufficiently comfortable.. but maybe also a bit uncomfortable at the same time.

To buttress what JayJuangee has said, In a simple time or should I put it in understandable proverb; All fingers are not equal. Which means my own balanced aggressive bitcoin and your own balancing of bitcoin investment isn't same because we all do not have the same capabilities or purchase, there is to "fixed balance bitcoin investment as your level of income determines your own balancing of bitcoin investment.Since we all have our different capabilities of bitcoin investment it's our own duty to decide when our investment is balanced with other spends which are classified under emergency funds/reserve or float funds.

In other words, How much you earn should determine how much you should invest because if you invest too much you will probably get into some kind of trouble in your investment journey. Hence try to maintain a good investment habits, as far as your aren't impressing anyone with your investment but rather preparing a great future for yourself through the opportunity bitcoin has brought to us you should do it evenly.

For me I think that the logic should be, how much of your discretional or disposable income is what is meant to determine how much you should invest, and not how much you earn. for example, Mr A, can be earning $200 but can be making $190 worth of expenses in terms of his living expenses and a provitional emergency funds based on life style and left with only $10 as a discretional or disposable income, while Mr B can as well be earning $200 but spend less than $190 maybe $150, or $100worth of expenses based on life style, from the above example you can see that both Mr A and Mr B will definitely arrived at different amount of disposable incomes which is meant to determine how much should be allocated to your investment, every investor must understand how much of their disposable income after taken care of their personal needs and that of the provisional emergency funds inclusive, irrespective of the amount earned. The point is that it is your disposable that should determines how much should invest and not how much you earn and you should also know that expenses may tend to vary from time to time and what you only needed to invest with, is your disposable .

[Churchillvv]

[edited out]

..., I wanted some kind of explanation or defination if there is one to what a balanced aggressive bitcoin investment situation should be ....

I think that these points have been sufficiently explained, especially since the punchline is that you have to figure out for yourself in terms of your boundaries, and yeah, if you end up going over the boundaries, you might not realize until it is too late.  How can anyone else figure out those kinds of matters for you?  You gotta figure out how much of an emergency fund, reserve and/or float that you need based on your own balancing of matters.. and yeah, I cannot tell you that if you are worried about it, you should error on one side or the other.. that's up to you, but if you know all of the various factors with which you are working, then your putting them to the test and balancing them out with the passage of time, you are going to likely find out how much to put on one side or another he and there probably is no "perfect" balance, but instead something in the ballpark of feeling comfortable and/or sufficiently comfortable.. but maybe also a bit uncomfortable at the same time.

To buttress what JayJuangee has said, In a simple time or should I put it in understandable proverb; All fingers are not equal. Which means my own balanced aggressive bitcoin and your own balancing of bitcoin investment isn't same because we all do not have the same capabilities or purchase, there is to "fixed balance bitcoin investment as your level of income determines your own balancing of bitcoin investment.Since we all have our different capabilities of bitcoin investment it's our own duty to decide when our investment is balanced with other spends which are classified under emergency funds/reserve or float funds.

In other words, How much you earn should determine how much you should invest because if you invest too much you will probably get into some kind of trouble in your investment journey. Hence try to maintain a good investment habits, as far as your aren't impressing anyone with your investment but rather preparing a great future for yourself through the opportunity bitcoin has brought to us you should do it evenly.

For me I think that the logic should be, how much of your discretional or disposable income is what is meant to determine how much you should invest, and not how much you earn. for example, Mr A, can be earning $200 but can be making $190 worth of expenses in terms of his living expenses and a provitional emergency funds based on life style and left with only $10 as a discretional or disposable income, while Mr B can as well be earning $200 but spend less than $190 maybe $150, or $100worth of expenses based on life style, from the above example you can see that both Mr A and Mr B will definitely arrived at different amount of disposable incomes which is meant to determine how much should be allocated to your investment, every investor must understand how much of their disposable income after taken care of their personal needs and that of the provisional emergency funds inclusive, irrespective of the amount earned. The point is that it is your disposable that should determines how much should invest and not how much you earn and you should also know that expenses may tend to vary from time to time and what you only needed to invest with is your disposable .

Perhaps you're probably correct, about your assumption that how much of your discretionary or disposable income is what determines how much you should invest rather than how much you earn, but I'd like to point out to you @Tmoonz that you're wrong from a different view point; bitcoin investment is not a default option in which you must invest what you have at your discretion; it's an important choice that should be taken seriously.

Perhaps when one talks about investing in bitcoin, it is supposed to be a very important part of one's life that is worth cutting other expenses to increase the rate and/or level of your investment; your lifestyle can wait for a moment, but bitcoin cannot, so you must sometimes not make yourself too comfortable by investing a small portion of your income in bitcoin, instead take it upon yourself to make a better portion of your income count by investing it in bitcoin. For instance, if you earn $200 per week and your weekly spending for the so-called lifestyle is $190, and you have roughly $10 in discretionary or disposable income, is that a good investment? Absolutely not! So it's basically how much you earn and a percentage you're willing to give for the future, rather than what's in your disposable income, because bitcoin isn't like shitcoin, where you can put whatever you want, but you decide how much of your income should be invested in your long-term investment scheme.

[Justbillywitt]

I agree with everything you said Tmoonz, and sometimes we might not even realize that we had crossed into a territory of either being overly aggressive or perhaps overly whimpy until somewhere later down the road.. even though I would speculate that being overly aggressive is potentially more problematic than having had figured out that you had been overly whimpy, because many folks will likely erroneously have the feeling that they had been too whimpy in their investment in the event that the BTC price ends up going way up, they end up saying to themselves:  "I should have invested more," yet the fact of the matter is that if you are actually attempting to be as aggressive as you can be, then you are already making those kinds of proper balances in terms of your level of aggressiveness.
 

Well spoken here. There is both a positive effect and a negative effect of overly aggressively buying Bitcoins. Every investor who wants to take that step should bear in mind that in as much as being overly aggressive would speed accumulation, and bring about high potential returns in the future there are always consequences and this depends on the investor's financial capabilities, mindset, or discipline to withstand them. Being overly aggressive can cause high financial losses that is if Bitcoin price drops drastically.

It could also lead to financial strain where the investment has put more than his disposable income and it may lead to hardship or leave an investor vulnerable to unexpected expenses. The last part is that most investors when seeing that they are losing so much after investing too much into Bitcoin are tempted to sell off their Bitcoin because of panic.

If the investor can manage himself and his investment perfectly then I see no problem with it. Let's not just look at this from one angle which is the negative aspect of it. Let's look at the positive aspect of aggressive buying too, there are people in bitcoin history who invested aggressively and managed it very well and became successful in the end. Provided you have set up things that will help successful hold your bitcoin without selling it off premature. Let's look at the golden picture here for people who invest aggressively, they end up having lots of bitcoin in their possession and stand a better chance of profitability. There are reasons why some investors tries being agressive in their buy, it could be that the investor is starting his bitcoin journey late, and he want to meet up some level of bitcoin. Provided you have the means to sustain the investment and run his life off it.

[Troytech]

[edited out]

..., I wanted some kind of explanation or defination if there is one to what a balanced aggressive bitcoin investment situation should be ....

I think that these points have been sufficiently explained, especially since the punchline is that you have to figure out for yourself in terms of your boundaries, and yeah, if you end up going over the boundaries, you might not realize until it is too late.  How can anyone else figure out those kinds of matters for you?  You gotta figure out how much of an emergency fund, reserve and/or float that you need based on your own balancing of matters.. and yeah, I cannot tell you that if you are worried about it, you should error on one side or the other.. that's up to you, but if you know all of the various factors with which you are working, then your putting them to the test and balancing them out with the passage of time, you are going to likely find out how much to put on one side or another he and there probably is no "perfect" balance, but instead something in the ballpark of feeling comfortable and/or sufficiently comfortable.. but maybe also a bit uncomfortable at the same time.

To buttress what JayJuangee has said, In a simple time or should I put it in understandable proverb; All fingers are not equal. Which means my own balanced aggressive bitcoin and your own balancing of bitcoin investment isn't same because we all do not have the same capabilities or purchase, there is to "fixed balance bitcoin investment as your level of income determines your own balancing of bitcoin investment.Since we all have our different capabilities of bitcoin investment it's our own duty to decide when our investment is balanced with other spends which are classified under emergency funds/reserve or float funds.

In other words, How much you earn should determine how much you should invest because if you invest too much you will probably get into some kind of trouble in your investment journey. Hence try to maintain a good investment habits, as far as your aren't impressing anyone with your investment but rather preparing a great future for yourself through the opportunity bitcoin has brought to us you should do it evenly.

For me I think that the logic should be, how much of your discretional or disposable income is what is meant to determine how much you should invest, and not how much you earn. for example, Mr A, can be earning $200 but can be making $190 worth of expenses in terms of his living expenses and a provitional emergency funds based on life style and left with only $10 as a discretional or disposable income, while Mr B can as well be earning $200 but spend less than $190 maybe $150, or $100worth of expenses based on life style, from the above example you can see that both Mr A and Mr B will definitely arrived at different amount of disposable incomes which is meant to determine how much should be allocated to your investment, every investor must understand how much of their disposable income after taken care of their personal needs and that of the provisional emergency funds inclusive, irrespective of the amount earned. The point is that it is your disposable that should determines how much should invest and not how much you earn and you should also know that expenses may tend to vary from time to time and what you only needed to invest with is your disposable .

Perhaps you're probably correct, about your assumption that how much of your discretionary or disposable income is what determines how much you should invest rather than how much you earn, but I'd like to point out to you @Tmoonz that you're wrong from a different view point; bitcoin investment is not a default option in which you must invest what you have at your discretion; it's an important choice that should be taken seriously.

Your getting this way wrong Churchillvv, investing from your discretionary income doesn't mean that you don't priotise or have any value for bitcoin but it's rather a right way of investing yo ensure that it won't upset your financial balance or stability, look at it this way your discretionary income is what is left after you have paid up all your bill and remove the necessary expenses like food water shelter or othe bills like transportation and other very necessary expenses, then what ever us left is the discretionary income, yeah some might prefer to use this money to approach bitcoin more whimpy and allocate more to flex or enjoy with their floats, but sure its your choice to use that money to invest in bitcoin more aggressively.

The discretionary income is the spare money after after expenses has been made, you can use them to build your emergency funds, reserves, floats or invest all in bitcoin depending on the nature of other systems and how you like to approach your bitcoin investment.

Perhaps when one talks about investing in bitcoin, it is supposed to be a very important part of one's life that is worth cutting other expenses to increase the rate and/or level of your investment; your lifestyle can wait for a moment, but bitcoin cannot, so you must sometimes not make yourself too comfortable by investing a small portion of your income in bitcoin, instead take it upon yourself to make a better portion of your income count by investing it in bitcoin. For instance, if you earn $200 per week and your weekly spending for the so-called lifestyle is $190, and you have roughly $10 in discretionary or disposable income, is that a good investment? Absolutely not! So it's basically how much you earn and a percentage you're willing to give for the future, rather than what's in your disposable income, because bitcoin isn't like shitcoin, where you can put whatever you want, but you decide how much of your income should be invested in your long-term investment scheme.

You have to understand that what you use with your disposable income is optional, everyone has what they fancy more than the other, it's good if you prefer to use that money to build your bitcoin investment, but I still think you Don understand what a disposable income is.

For instance if I earn up to 1000$ and i have bills i have to pay like my transportation, maybe School project I am running, food expenses, electricity bills this are all necessary expenses that must be attended to before investing in Bitcoin

Let's say 100$ goes for transportation
                 400$ goes for project
                 150$ goes for food
                  50$  goes for electricity bill

What's left of that is your discretionary income which is 300$ left, you could decide to keep 100$ for floats in case of unexpected or luxury expenses, and 50$ for an extra reserve cash or what ever other systems your building and depending on your financial situation, what's left can go to bitcoin at once for DCA and if eventually your floats isn't used up totally  you can use it back for investing in bitcoin.

Everyone financial needs are different and someone with same income would have more discretionary income after expenses has been removed.

[Zackz5000]

"Buying the dip and HODLing Bitcoins" is a popular strategy, but with inherent challenges. The difficulty lies in identifying the right dip – a temporary price drop before a rebound. While technical analysis can offer clues, the cryptocurrency market's volatility makes perfect timing nearly impossible. However, consistently buying smaller amounts (dollar-cost averaging) can smooth out price fluctuations. Additionally, Bitcoin's limited supply and potential as a borderless digital asset make it attractive as an inflation hedge. While its price swings can be dramatic, some believe its long-term trajectory could outpace inflation, offering a potential store of value. So keep buying Bitcoins and HODL as long as you possibly can!

I really don't think it is logical or a good strategy timing the market, reason being that as an investor your primary concern Should be how much BTC you can accumulate or you have accumulated and be able to hodl for a longer period of time. Because timing the market will really be a total waste of time because Bitcoin is a volatile asset anything can happen, so you can enjoy with those that was accumulating more Bitcoin without timing the market when Bitcoin start doing wonders, so accumulating more Bitcoin now is the best strategy and also the right time to buy and to accumulate more Bitcoin using the DCA strategy regardless of the present price because the the amount of Bitcoin you have will determine how profitable you will be and also remember to hodl your Bitcoin for a longer time.

[Tmoonz]

[edited out]

..., I wanted some kind of explanation or defination if there is one to what a balanced aggressive bitcoin investment situation should be ....

I think that these points have been sufficiently explained, especially since the punchline is that you have to figure out for yourself in terms of your boundaries, and yeah, if you end up going over the boundaries, you might not realize until it is too late.  How can anyone else figure out those kinds of matters for you?  You gotta figure out how much of an emergency fund, reserve and/or float that you need based on your own balancing of matters.. and yeah, I cannot tell you that if you are worried about it, you should error on one side or the other.. that's up to you, but if you know all of the various factors with which you are working, then your putting them to the test and balancing them out with the passage of time, you are going to likely find out how much to put on one side or another he and there probably is no "perfect" balance, but instead something in the ballpark of feeling comfortable and/or sufficiently comfortable.. but maybe also a bit uncomfortable at the same time.

To buttress what JayJuangee has said, In a simple time or should I put it in understandable proverb; All fingers are not equal. Which means my own balanced aggressive bitcoin and your own balancing of bitcoin investment isn't same because we all do not have the same capabilities or purchase, there is to "fixed balance bitcoin investment as your level of income determines your own balancing of bitcoin investment.Since we all have our different capabilities of bitcoin investment it's our own duty to decide when our investment is balanced with other spends which are classified under emergency funds/reserve or float funds.

In other words, How much you earn should determine how much you should invest because if you invest too much you will probably get into some kind of trouble in your investment journey. Hence try to maintain a good investment habits, as far as your aren't impressing anyone with your investment but rather preparing a great future for yourself through the opportunity bitcoin has brought to us you should do it evenly.

For me I think that the logic should be, how much of your discretional or disposable income is what is meant to determine how much you should invest, and not how much you earn. for example, Mr A, can be earning $200 but can be making $190 worth of expenses in terms of his living expenses and a provitional emergency funds based on life style and left with only $10 as a discretional or disposable income, while Mr B can as well be earning $200 but spend less than $190 maybe $150, or $100worth of expenses based on life style, from the above example you can see that both Mr A and Mr B will definitely arrived at different amount of disposable incomes which is meant to determine how much should be allocated to your investment, every investor must understand how much of their disposable income after taken care of their personal needs and that of the provisional emergency funds inclusive, irrespective of the amount earned. The point is that it is your disposable that should determines how much should invest and not how much you earn and you should also know that expenses may tend to vary from time to time and what you only needed to invest with is your disposable .

Perhaps you're probably correct, about your assumption that how much of your discretionary or disposable income is what determines how much you should invest rather than how much you earn, but I'd like to point out to you @Tmoonz that you're wrong from a different view point; bitcoin investment is not a default option in which you must invest what you have at your discretion; it's an important choice that should be taken seriously.

Perhaps when one talks about investing in bitcoin, it is supposed to be a very important part of one's life that is worth cutting other expenses to increase the rate and/or level of your investment; your lifestyle can wait for a moment, but bitcoin cannot, so you must sometimes not make yourself too comfortable by investing a small portion of your income in bitcoin, instead take it upon yourself to make a better portion of your income count by investing it in bitcoin. For instance, if you earn $200 per week and your weekly spending for the so-called lifestyle is $190, and you have roughly $10 in discretionary or disposable income, is that a good investment? Absolutely not! So it's basically how much you earn and a percentage you're willing to give for the future, rather than what's in your disposable income, because bitcoin isn't like shitcoin, where you can put whatever you want, but you decide how much of your income should be invested in your long-term investment scheme.

I don't intend to belittle the potentials that Bitcoin holds, don't get me wrong me, and I think we are still pretty much  on the same page. However this part of our argument has been optimally explained@jayjuanGee that is if I get him correctly were he was emphasizing that whether someone invest $10, $100, $1000 or more per week or month in to Bitcoin, that the amount invested surely does have potentials to take away from our current consumption depending on how much aggressive the investor want to be in terms of the percentage of his discretional income to be invested which has different effect on the life of the investor.

I really want you to get this Very clear because probably you are yet to figure out what should be considered to be called a disposable or discretional income, even thou we have choices of what should be considered to be a basic needs, the bitter truth is that any one that can not satisfy what she or he considered to be his or her basic needs can never be successful in Bitcoin investment.

The clear picture of the disposable or discretional income is that one basic needs must have been meant the remaining should be considered as your discretional income, cutting down your expenses will only increase the percentage of your discretional or disposable income which determines what should be invested in terms of how much aggressive you want to be and not what you earned. Probably you are kind of confused about what exactly is a disposable income, even the money realized from cutting down your expenses is called disposable income because it is assumed that your basic needs has already been taken care of.

[Mayor of ogba]

Well, if you think that buying at a dip is trading, then I suggest you get involved properly in trading for a while and come back to investment after, so that you can be able to differentiate between trading and investment by buying Bitcoin during the dip or making use of DCA strategies.

Well I don't know the quite you're replying  too but let me recap my statement for better understanding...
Buying the dip is not related to trading at all because  there could be other dip in markets under trading  and normally a trader is meant to sell to make profit when there're dip in markets...
However, coming to the world of BTC  buying the DIP is a good strategy   for buying more BTC with lesser funds although this same strategy could be used by traders too  since btc has always been in an uptrend  buying a dip with strong capital could be a choice but most trader wouldn't want to risk that...
What I'm  I trying  to prove

For me I see buying only when the market is DIP as trading.

This statement is wrong IMO .... but the strategy is not a suitable strategy for beginners when we  emphasize  on the word ONLY.

Well, from the beginning of your first comments, I understood the whole thing that you were saying, and I understand your points clearly. If a trader is buying at the dip, he's hoping to sell at a high price because everyone into Bitcoin (trading or not) wants to make a profit. In Bitcoin trading, everyone who's doing it must always keep their eyes on the market to make sure what is happening so that they will be able to know if they will sell or not. Buying a dip is another method of investing in Bitcoin and both traders and investors can use that method to buy Bitcoin. Traders are not different from short-term investors because those people can not hold for a long term.
The difference with the DCA method of buying dips is because, with DCA, you can buy at every given opportunity (whether Bitcoin is high or not), ones you have the money. But as you are using the DCAing strategy to invest in Bitcoin, then you eventually meet Bitcoin at dip time you should be able to grab that opportunity and buy as much as you can.

A trader can start trading during the dip but won't have the patience to hold the Bitcoin he bought because he's not an investor of Bitcoin but a trader. I advise anyone that's ready to make an investment in Bitcoin to use the DCAing strategy, because regardless of the price of Bitcoin, one can still invest any amount they want and can achieve what they want if they always DCA as planned from their portfolio (just like I have said earlier). When you are buying Bitcoin at the dip, you won't be given the opportunity to buy it always because, as Bitcoin's price is fluctuating, sometimes it goes up, and sometimes it comes down, but using the DCAing strategy allows you to buy even when Bitcoin is up or down in price.

I don't actually think it's proper to be mentioning trading in this thread, because I believe that this thread is meant for Bitcoin investment only, so I suggest you take your trading discussion to the right place.

And as for Bitcoin investment and accumulating process, I believe that the DCA accumulating strategy is the best among them all, because you will buy in your own convenient, either weekly, monthly, and what makes it very special is that you can also buy the deepest part of the deep, which the person relying on lump sum method might miss out due to the fact that he thought the price of Bitcoin will go deeper, and as long as you are a long term holder, which have accumulated a very good stash of Bitcoin, you are definitely going to be successful in your investment.

I believe in terms of methodology to accumulate Bitcoin we can't really tell wether one using DCA will be more aggressive in accumulation than another using lump sum. DCA opens room to buy at every market situation but having a good stash of it depends on how each individual accumulate wether aggressively or conservatively.

Yeah we all need to hold for a long term and also view Bitcoin investment in long run but that doesn't certify wether anyone is gonna be successful. Some might take time to be in good profit or even reach maturity stage, so if you wanna be successful then accumulate more with a target and not allowing room for exhaustion.

Everything is said, for those of us who do not have enough money to buy 1 bitcoin we have to be smart, and buy in each dip, in each pullback that must mean a good option to buy, whether it is 100usd or what we have available, always It is a good option to do it, there is no need to invest, we are human beings who must learn to have and take advantage of the opportunities, to do the DCA you also have to have a lot of discipline, because I have seen people who say they will do it and then They take out their investment because they needed their money , I don't blame them, but they should have more discipline in that regard.

I I disagree with this statement. People who can't buy one bitcoin with a lump sum should not wait to buy every dip of bitcoin; they should start accumulating bitcoin with the DCA strategy, so they will not try to time the market and get delayed in their bitcoin accumulation journey. What if there is a dip and there is no money available to buy the dip? They will miss out on that bitcoin dip and wait for another dip to happen, which could have a negative effect on them to change their minds about investing in bitcoin. The DCA strategy allows us to freely accumulate bitcoin when the money is readily available without looking at the price of bitcoin because we can also buy bitcoin with the DCA strategy when the price is increasing or decreasing. Do not give a wrong impression about the DCA strategy; we have newbies here, and before they think the DCA strategy is not a good strategy to use in accumulating bitcoin, those folks you said they took out their money from their bitcoin investment, because of the discipline in the DCA strategy, they don't understand bitcoin and know what to put in place before they can start their bitcoin accumulation journey. I bet you that if those folks still accumulate bitcoin by buying the bitcoin dip alone, they will still sell their investments. The DCA strategy discipline is straightforward to keep; anyone who doesn't succeed with the DCA strategy in bitcoin investment will find it hard to succeed in bitcoin investment with another strategy or will not succeed in bitcoin investment.

[promise444c5]

Waiting is not an investment strategy... whether your starting goal (ideas) is 1 bitcoin or some other amount...
Hmm, I get the point now.

Even without any knowledge, one can still start investing in Bitcoin and in the process of investing one can learn.

Exactly  now you get the point.... it will be very stupid to wait and learn when the price of What you're learning keeps appreciating day by day.
Once you're determined  then the investment should started ASAP without any further delay and the best strategy beginners could use without even knowing anything about bitcoin  is the DCA strategy , its  simple and straightforward ...
Besides, learning to me is a continuous  process which might even take forever so waiting  to learn before investing when you think you know it all ( that person must be a clown) is so dumb, although as a beginner  you need to know some basics like choosing a wallet and keeping it keys safe( that can be learnt in just a day), he/she will be holding  there's  no need for getting too much In learning about the technicals as a beginner although understanding how transaction works while you invest could be a great idea so you won't get your self stucked up with alot of inputs on the long run, focusing  on your DCA strategy will be the greatest advice for beginners  too even when they already learn other strategies, a time will come when there will be a need for other strategies which is definitely not at the beginning of ones investment  .

[Smilevictorobinna]

Waiting is not an investment strategy... whether your starting goal (ideas) is 1 bitcoin or some other amount...
Hmm, I get the point now.

Even without any knowledge, one can still start investing in Bitcoin and in the process of investing one can learn.

Exactly  now you get the point.... it will be very stupid to wait and learn when the price of What you're learning keeps appreciating day by day.
Once you're determined  then the investment should started ASAP without any further delay and the best strategy beginners could use without even knowing anything about bitcoin  is the DCA strategy , its  simple and straightforward ...
Besides, learning to me is a continuous  process which might even take forever so waiting  to learn before investing when you think you know it all ( that person must be a clown) is so dumb, although as a beginner  you need to know some basics like choosing a wallet and keeping it keys safe( that can be learnt in just a day), he/she will be holding  there's  no need for getting too much In learning about the technicals as a beginner although understanding how transaction works while you invest could be a great idea so you won't get your self stucked up with alot of inputs on the long run, focusing  on your DCA strategy will be the greatest advice for beginners  too even when they already learn other strategies, a time will come when there will be a need for other strategies which is definitely not at the beginning of ones investment  .

Sometimes too much in strategy will make beginners confused in carrying out their investments. I believe beginners need a basic foundation to carry out their strategic planning better and achieve the targets they want. The big difference may be in terms of knowledge about Bitcoin, which means beginners may need an approach to see the big cycles that Bitcoin has gone through. Yes, basically beginners can start with the DCA Strategy if they are not able to think about the distribution of funds for several other strategy practices.

Even though investment success is triggered by individual self-confidence, in Bitcoin investment you must be able to know more about Bitcoin and why you are interested in buying and holding it. Sometimes people out there are still quite unfamiliar with Bitcoin and they don't understand enough and this is where an approach is needed for those who are really beginners in investing in Bitcoin.

In essence, we are in the modern era and Bitcoin has the advantage of being a very promising investment for old age. Apart from that, the price of Bitcoin is very fluctuating and use it cold money that is ready to lose. I mean you don't have to worry if the price drops very deeply because you really don't need the money you invest in Bitcoin for other purposes in your life.

Even though many large companies continue to buy Bitcoin, I think there are still many people who don't understand Bitcoin. Maybe because they miss out on information because they live in remote areas or have difficulty accessing the internet. Yes, for those of us who have bought on dips, keep the Bitcoin we have for the long term.