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Author Topic: Hashkings Lending,Deposit 1.25% INSURED, ALL PPT ACCOUNTS CLOSING ON 8/19  (Read 89411 times)
OneEyed
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August 10, 2012, 11:00:44 PM
 #281

Any reason why yesterday weekly interest payment on my account is still listed as "pending"?

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hashking
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August 10, 2012, 11:28:50 PM
 #282

Any reason why yesterday weekly interest payment on my account is still listed as "pending"?

That payment is marked for 8/10/12 which is todays payment.  Im on CST and it is 8/10/12 here.  That payment will go out today as scheduled.  Thanks. 
wachtwoord
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August 11, 2012, 12:00:15 AM
 #283

Interest rate for the 8 week program has been dropped to 1.25%. 

Huge reduction on the locked account interest rate while the non-locked lend amount stayed the same. Any reason for this? Planning on introducing longer term deposits for higher rates or do you no longer need the stability and predictability? (not interested now, but am in 6 weeks when my current term finishes)


Litt
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August 11, 2012, 01:14:23 AM
 #284

Interest payment for a deposit paid out along with filling my withdrawal request for that deposit.

All smooth as butter through the site and exactly as expected in delivery time. I can really appreciate the consistent service. 

Thanks for the opportunity and take care of my other deposit for me. Smiley



IveBeenBit
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August 11, 2012, 05:10:35 PM
 #285

You say these 1% and 1.25% deposits are insured. Who is insuring them? Do you have a link to where this is explained somewhere? Thanks.
hashking
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August 11, 2012, 05:29:28 PM
 #286

You say these 1% and 1.25% deposits are insured. Who is insuring them? Do you have a link to where this is explained somewhere? Thanks.

These deposits are guaranteed by me.  Which means no one will lose any money if I make any bad investments.
salty
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August 11, 2012, 11:02:00 PM
 #287

I hope you mean that your 8 week lock-in rate will drop to 1.25% for new deposits made from 10th August? If not then it's unfair changing the terms of a loan mid-term, wouldn't you agree?
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August 11, 2012, 11:15:26 PM
 #288

I hope you mean that your 8 week lock-in rate will drop to 1.25% for new deposits made from 10th August? If not then it's unfair changing the terms of a loan mid-term, wouldn't you agree?

They change only for new deposits, old deposits always have the rate they were deposited at. Smiley

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hashking
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August 11, 2012, 11:23:29 PM
 #289

I hope you mean that your 8 week lock-in rate will drop to 1.25% for new deposits made from 10th August? If not then it's unfair changing the terms of a loan mid-term, wouldn't you agree?

They change only for new deposits, old deposits always have the rate they were deposited at. Smiley

Old deposits will keep the same rate.  The new rate is for any new deposits. 
salty
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August 11, 2012, 11:24:30 PM
 #290

Thanks for clarifying  Smiley
Tittiez
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August 12, 2012, 02:22:11 AM
 #291

10BTC into the 6.91% PPT. Thanks for the service Hash.
piotr_n
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August 12, 2012, 07:52:00 AM
 #292

@hashking, would it be impolite to ask you who you are?
are you on OTC?

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wachtwoord
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August 12, 2012, 10:08:43 AM
 #293

Interest rate for the 8 week program has been dropped to 1.25%. 

Huge reduction on the locked account interest rate while the non-locked lend amount stayed the same. Any reason for this? Planning on introducing longer term deposits for higher rates or do you no longer need the stability and predictability? (not interested now, but am in 6 weeks when my current term finishes)


Repeating because it seems to have been missed.

miscreanity
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August 12, 2012, 08:40:25 PM
 #294

Interest rate for the 8 week program has been dropped to 1.25%. 
Huge reduction on the locked account interest rate while the non-locked lend amount stayed the same. Any reason for this? Planning on introducing longer term deposits for higher rates or do you no longer need the stability and predictability? (not interested now, but am in 6 weeks when my current term finishes)
Repeating because it seems to have been missed.

It's the most basic of supply & demand reasoning, so it may not have warranted explaining. If HK's capacity is full at 1.9%, there's no reason to keep the high rate in place to draw funding.
wachtwoord
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August 12, 2012, 08:41:31 PM
 #295

Please re-read my question because you obviously did not comprehend.

miscreanity
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August 12, 2012, 08:57:55 PM
 #296

Please re-read my question because you obviously did not comprehend.

Etiquette.

Huge reduction on the locked account interest rate while the non-locked lend amount stayed the same. Any reason for this? Planning on introducing longer term deposits for higher rates or do you no longer need the stability and predictability? (not interested now, but am in 6 weeks when my current term finishes)

It's the most basic of supply & demand reasoning, so it may not have warranted explaining. If HK's capacity is full at 1.9%, there's no reason to keep the high rate in place to draw funding.

What happens if/when capacity opens up? Can that availability be predicted?

Apologies accepted at the Bitcoin address in my sig.
wachtwoord
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August 12, 2012, 09:05:34 PM
 #297

Okay let me spell it out for you. He used to have an 8 week term at 1.9% and I am asking 2 things:

1) Why was the rate on the longer term deposit reduced but not that on the short term loans (still 1%)? I would expect both to go down the same percentage unless he no longer needs the stability and predictability. Is this true?
2) Is he planning on introducing longer term (so to spell it out longer than 8 weeks) with higher rates than 1.25%. This would suggest an urge for more stability and predictability.

But please, only Hashking can answer these questions and if he chooses not to disclose this that is fine also but I would appreciate him stating he does not wish to disclose this information Smiley

hashking
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August 13, 2012, 03:33:37 AM
 #298

@hashking, would it be impolite to ask you who you are?
are you on OTC?
I am hashking.  I'm not currently listed on the OTC, but I have done alot of different trasnsacitons here on the forum.  Please let me know if you need a reference.  Thanks.

hashking
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August 13, 2012, 03:39:48 AM
 #299

Okay let me spell it out for you. He used to have an 8 week term at 1.9% and I am asking 2 things:

1) Why was the rate on the longer term deposit reduced but not that on the short term loans (still 1%)? I would expect both to go down the same percentage unless he no longer needs the stability and predictability. Is this true?
2) Is he planning on introducing longer term (so to spell it out longer than 8 weeks) with higher rates than 1.25%. This would suggest an urge for more stability and predictability.

But please, only Hashking can answer these questions and if he chooses not to disclose this that is fine also but I would appreciate him stating he does not wish to disclose this information Smiley



I adjust my deposit rates according to the needs of my lending and deposit business.  I don't have any plans in the future to increase the rate beyond 1.25% currently.  I didn't lower the shorter term rate because I would like to keep that rate competitive with other deposit takers in the forum.   
wachtwoord
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August 13, 2012, 09:18:07 AM
 #300

Thanks  Smiley

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